Charlotte, NC · standard
ZIP Code 28214
Mecklenburg County, North Carolina - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 34,721
- 410/sq mi High-density area
- $86,447
- Median income Above-median income area
- $295,800
- Median home value Near-median home value
- 37.0%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Charlotte pairs an above-median household income with above-median home values, in a low-density, homeowner-dominated area.
- Top 30%
- household income, US ZIPs
- Top 34%
- home value, US ZIPs
- 410
- people per sq mi
- 76%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 28214 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 28214 (Charlotte, NC) rose +8.0% from 2023 to 2024. The all-transactions index moved from 254.2 in 2023 to 274.4 in 2024 (2000 = 100).
ZIP code 28214 is a densely settled ZIP (a standard USPS delivery area) in Charlotte, Mecklenburg County, North Carolina, with 34,721 residents across 84.8 square miles, a density of 410 people per square mile, in the New York time zone.
ZIP 28214 lands in the middle-income range, with a median household income of $86,447 (25% above the average North Carolina ZIP), while per-capita income is $37,897. The poverty rate is 9.8%, with unemployment at 6.8%; those measures add context to the income figure. Median home value is $295,800 (14% above the average North Carolina ZIP) and median rent is $1,696; 75.7% of occupied homes are owner-occupied.
A solid share of residents have a four-year degree: 37.0% of adults hold a bachelor's degree or higher, the median age is 35.4, and the average commute is 28 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Mecklenburg County, so 28214 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 28214
Top 5 sectors by establishment count in Charlotte, NC
Which industries have the most business establishments in ZIP 28214.
- Construction
Construction
110 establishments
- Transportation and warehousing
Transportation and warehousing
76 establishments
- Retail trade
Retail trade
64 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
60 establishments
- Other services (except public administration)
Other services (except public administration)
59 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 28214, Charlotte, NC · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
34,721
Population
84.8
Area (sq mi)
410
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 28214?
35.4
Median Age
50.4%
Male
49.6%
Female
14.0%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$86,447
Median Household Income
+25% vs state ZIP avg
$37,897
Per Capita Income
9.8%
Poverty Rate
6.8%
Unemployment Rate
27.7 min
Mean Commute Time
How ZIP 28214 ranks nationally
Charlotte, NC household income vs. every US ZIP code
Median household income, the full national distribution, with this ZIP marked
$86,447 Top 30% higher than 70% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
16,118housing units
16,118
Total Housing Units
15,121
Occupied Units
997
Vacant Units
2.90
Avg Household Size
Occupancy Type
$295,800
Median Home Value
+14% vs state ZIP avg
$1,696
Median Rent
1999
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+8.0%
YoY Change (2024)
274
HPI Index (2000 = 100)
+174%
Total Change Since 2000
Home values in ZIP 28214 have increased 8.0% over the past year (2024). Since 2000, this ZIP has seen +174% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +8.7% | 167 |
| 2021 | +15.5% | 193 |
| 2022 | +29.5% | 249 |
| 2023 | +1.9% | 254 |
| 2024 | +8.0% | 274 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 653 business establishments in ZIP 28214, employing approximately 15,327 people with a combined annual payroll of $1,009,632,000.
653
Businesses
15,327
Employees
$1.0B
Annual Payroll
17
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 110 | 16.9% |
| Transportation and warehousing | 76 | 11.6% |
| Retail trade | 64 | 9.8% |
| Professional, scientific, and technical services | 60 | 9.2% |
| Other services (except public administration) | 59 | 9.0% |
| Administrative and support and waste management and remediation services | 51 | 7.8% |
| Real estate and rental and leasing | 49 | 7.5% |
| Wholesale trade | 43 | 6.6% |
| Health care and social assistance | 34 | 5.2% |
| Accommodation and food services | 34 | 5.2% |
| Manufacturing | 25 | 3.8% |
| Finance and insurance | 13 | 2.0% |
| Educational services | 10 | 1.5% |
| Arts, entertainment, and recreation | 10 | 1.5% |
| Utilities | 7 | 1.1% |
| Information | 4 | 0.6% |
| Management of companies and enterprises | 4 | 0.6% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 28214 vs 28208 →
ZIP 28214 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 28216
Charlotte (28216)
47,208 residents
- 28214
Charlotte (28214)
34,721 residents
- 28208
Charlotte (28208)
34,167 residents
- 28273
Charlotte (28273)
31,478 residents
- 28217
Charlotte (28217)
24,204 residents
- 28012
Belmont (28012)
20,048 residents
- 28120
Mount Holly (28120)
19,807 residents
- 28206 11,898
Charlotte (28206)
11,898 residents
- 28098 3,579
Lowell (28098)
3,579 residents
What this shows Among its immediate neighbors, ZIP 28214 ranks #2 by population - useful context the national average alone can't give.
ZIP 28214 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 28101
Mc Adenville (28101)
$111,042 median income
- 28273
Charlotte (28273)
$87,350 median income
- 28214
Charlotte (28214)
$86,447 median income
- 28012
Belmont (28012)
$83,391 median income
- 28120
Mount Holly (28120)
$78,231 median income
- 28216
Charlotte (28216)
$65,795 median income
- 28217
Charlotte (28217)
$64,028 median income
- 28206
Charlotte (28206)
$61,818 median income
- 28032
Cramerton (28032)
$60,924 median income
What this shows By household income, ZIP 28214 ranks #3 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 28208 | Charlotte, NC | 34,167 | 4.5 mi |
| 28120 | Mount Holly, NC | 19,807 | 5.1 mi |
| 28216 | Charlotte, NC | 47,208 | 5.2 mi |
| 28101 | Mc Adenville, NC | 698 | 6.3 mi |
| 28098 | Lowell, NC | 3,579 | 7.3 mi |
| 28012 | Belmont, NC | 20,048 | 6.0 mi |
| 28032 | Cramerton, NC | 3,105 | 6.9 mi |
| 28217 | Charlotte, NC | 24,204 | 7.9 mi |
| 28206 | Charlotte, NC | 11,898 | 8.4 mi |
| 28273 | Charlotte, NC | 31,478 | 10.3 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 28214, both outside NC so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (34,721 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Mecklenburg County
Related Areas
Frequently Asked Questions
What county is ZIP code 28214 in?
ZIP code 28214 (Charlotte) is located in Mecklenburg County, North Carolina. Mecklenburg County contains multiple ZIP codes, see the full list at /counties/mecklenburg-nc.
What is the population of ZIP code 28214?
ZIP code 28214 in Charlotte, NC has a population of 34,721 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 28214?
The median household income in ZIP 28214 is $86,447, which is 13% above the national average of $76,288.
What is the average home value in ZIP 28214?
The median home value in ZIP 28214 is $295,800, which is 6% above the national average of $278,155.
What is the demographic makeup of ZIP 28214?
The largest racial group in ZIP 28214 is African American at 41.1%. Hispanic or Latino residents make up 18.9% of the population.
How many businesses are in ZIP code 28214?
ZIP code 28214 has 653 business establishments employing approximately 15,327 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 28214?
The top industries by establishment count in ZIP 28214 are: Construction (110), Transportation and warehousing (76), Retail trade (64). There are 17 industry sectors represented in total.
How have home values changed in ZIP code 28214?
According to the FHFA House Price Index, home values in ZIP 28214 increased by 8.0% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 174%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 28214?
In ZIP code 28214, 61.4% of residents aged 25+ have a high school diploma or higher, and 37.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 28214?
The mean commute time for workers in ZIP code 28214 is 27.7 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 28214?
In ZIP code 28214, approximately 75.7% of occupied housing units are owner-occupied and 24.3% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 28214?
The poverty rate in ZIP code 28214 is 9.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 28214's numbers, next.
- See how ZIP 28214 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Charlotte, NC ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.