Charlotte, NC · standard
ZIP Code 28214
Mecklenburg County, North Carolina — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 34,721
- 410/sq mi
- $86,447
- Median income
- $295,800
- Median home value
- 37.0%
- Bachelor's or higher
The verdict
Charlotte pairs an above-median household income with above-median home values, in a low-density, homeowner-dominated area.
- Top 30%
- household income, US ZIPs
- Top 34%
- home value, US ZIPs
- 410
- people per sq mi
- 76%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 28214 against every reporting US ZIP.
ZIP code 28214 is classified by USPS as a standard delivery area and covers roughly 84.8 square miles in Charlotte, Mecklenburg County, North Carolina. The area is home to 34,721 residents, producing a population density of 410 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 28214 against North Carolina and the nation.
On the economic side, the median household income for ZIP 28214 sits at $86,447 (25% above the North Carolina average), while per-capita income is $37,897. The poverty rate stands at 9.8% and the unemployment rate at 6.8%. On housing, the median home value is $295,800 (14% above the state average) with median rent at $1,696 per month, and 75.7% of occupied units are owner-occupied, a direct signal of whether 28214 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 37.0% of adults hold a bachelor's degree or higher, the median age is 35.4, and the average commute is 28 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Mecklenburg County, so you can benchmark 28214 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 28214
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 28214.
- Construction
Construction
110 establishments
- Transportation and warehousing
Transportation and warehousing
76 establishments
- Retail trade
Retail trade
64 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
60 establishments
- Other services (except public administration)
Other services (except public administration)
59 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 28214, Charlotte, NC · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
34,721
Population
84.8
Area (sq mi)
410
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 28214?
35.4
Median Age
50.4%
Male
49.6%
Female
14.0%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$86,447
Median Household Income
+25% vs state
$37,897
Per Capita Income
9.8%
Poverty Rate
6.8%
Unemployment Rate
27.7 min
Mean Commute Time
How ZIP 28214 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$86,447 Top 30% higher than 70% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
16,118
Total Housing Units
15,121
Occupied Units
997
Vacant Units
2.90
Avg Household Size
Occupancy Type
$295,800
Median Home Value
+14% vs state
$1,696
Median Rent
1999
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+8.0%
YoY Change (2024)
274
HPI Index (2000 = 100)
+174%
Total Change Since 2000
Home values in ZIP 28214 have increased 8.0% over the past year (2024). Since 2000, this ZIP has seen +174% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +8.7% | 167 |
| 2021 | +15.5% | 193 |
| 2022 | +29.5% | 249 |
| 2023 | +1.9% | 254 |
| 2024 | +8.0% | 274 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 653 business establishments in ZIP 28214, employing approximately 15,327 people with a combined annual payroll of $1,009,632,000.
653
Businesses
15,327
Employees
$1.0B
Annual Payroll
17
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 110 | 16.9% |
| Transportation and warehousing | 76 | 11.6% |
| Retail trade | 64 | 9.8% |
| Professional, scientific, and technical services | 60 | 9.2% |
| Other services (except public administration) | 59 | 9.0% |
| Administrative and support and waste management and remediation services | 51 | 7.8% |
| Real estate and rental and leasing | 49 | 7.5% |
| Wholesale trade | 43 | 6.6% |
| Health care and social assistance | 34 | 5.2% |
| Accommodation and food services | 34 | 5.2% |
| Manufacturing | 25 | 3.8% |
| Finance and insurance | 13 | 2.0% |
| Educational services | 10 | 1.5% |
| Arts, entertainment, and recreation | 10 | 1.5% |
| Utilities | 7 | 1.1% |
| Information | 4 | 0.6% |
| Management of companies and enterprises | 4 | 0.6% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 28214 vs 28208 →
ZIP 28214 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 28216
Charlotte (28216)
47,208 residents
- 28214
Charlotte (28214)
34,721 residents
- 28208
Charlotte (28208)
34,167 residents
- 28273
Charlotte (28273)
31,478 residents
- 28217
Charlotte (28217)
24,204 residents
- 28012
Belmont (28012)
20,048 residents
- 28120
Mount Holly (28120)
19,807 residents
- 28206 11,898
Charlotte (28206)
11,898 residents
- 28098 3,579
Lowell (28098)
3,579 residents
What this shows Among its immediate neighbors, ZIP 28214 ranks #2 by population — useful context the national average alone can't give.
ZIP 28214 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 28101
Mc Adenville (28101)
$111,042 median income
- 28273
Charlotte (28273)
$87,350 median income
- 28214
Charlotte (28214)
$86,447 median income
- 28012
Belmont (28012)
$83,391 median income
- 28120
Mount Holly (28120)
$78,231 median income
- 28216
Charlotte (28216)
$65,795 median income
- 28217
Charlotte (28217)
$64,028 median income
- 28206
Charlotte (28206)
$61,818 median income
- 28032
Cramerton (28032)
$60,924 median income
What this shows By household income, ZIP 28214 ranks #3 of 9 neighboring ZIPs — local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 28208 | Charlotte, NC | 34,167 | 4.5 mi |
| 28120 | Mount Holly, NC | 19,807 | 5.1 mi |
| 28216 | Charlotte, NC | 47,208 | 5.2 mi |
| 28101 | Mc Adenville, NC | 698 | 6.3 mi |
| 28098 | Lowell, NC | 3,579 | 7.3 mi |
| 28012 | Belmont, NC | 20,048 | 6.0 mi |
| 28032 | Cramerton, NC | 3,105 | 6.9 mi |
| 28217 | Charlotte, NC | 24,204 | 7.9 mi |
| 28206 | Charlotte, NC | 11,898 | 8.4 mi |
| 28273 | Charlotte, NC | 31,478 | 10.3 mi |
More ZIP Codes in Mecklenburg County
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Frequently Asked Questions
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How many businesses are in ZIP code 28214? ▼
What are the main industries in ZIP code 28214? ▼
How have home values changed in ZIP code 28214? ▼
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What percentage of residents own vs. rent in ZIP 28214? ▼
What is the poverty rate in ZIP code 28214? ▼
ZIP Code Research Guides
Official Data Resources for Charlotte, NC
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.