Cramerton, NC · standard
ZIP Code 28032
Gaston County, North Carolina - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 3,105
- 514/sq mi High-density area
- $60,924
- Median income Below-median income area
- $276,500
- Median home value Near-median home value
- 46.4%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Cramerton pairs a below-median household income with above-median home values, in a low-density, homeowner-dominated area.
- 31st pct
- household income, US ZIPs
- Top 37%
- home value, US ZIPs
- 514
- people per sq mi
- 74%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 28032 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 28032 (Cramerton, NC) rose +4.2% from 2023 to 2024. The all-transactions index moved from 285.7 in 2023 to 297.7 in 2024 (2000 = 100).
ZIP code 28032 covers 6.0 square miles in Cramerton, Gaston County, North Carolina (a standard USPS delivery area), with a modest 3,105 residents on file, a density of 514 people per square mile, in the New York time zone.
ZIP 28032 reports a modest median household income of $60,924 (12% below the average North Carolina ZIP), while per-capita income is $53,254. The poverty rate is 11.0%, with unemployment at 3.1%; those measures add context to the income figure. Median home value is $276,500 (7% above the average North Carolina ZIP) and median rent is $1,010; 73.5% of occupied homes are owner-occupied.
A solid share of residents have a four-year degree: 46.4% of adults hold a bachelor's degree or higher, the median age is 43.1, and the average commute is 26 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Gaston County, so 28032 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 28032
Top 5 sectors by establishment count in Cramerton, NC
Which industries have the most business establishments in ZIP 28032.
- Retail trade
Retail trade
11 establishments
- Accommodation and food services
Accommodation and food services
8 establishments
- Real estate and rental and leasing
Real estate and rental and leasing
7 establishments
- Construction
Construction
5 establishments
- Wholesale trade 4
Wholesale trade
4 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 28032, Cramerton, NC · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
3,105
Population
6.0
Area (sq mi)
514
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 28032?
43.1
Median Age
46.7%
Male
53.3%
Female
8.1%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$60,924
Median Household Income
-12% vs state ZIP avg
$53,254
Per Capita Income
11.0%
Poverty Rate
3.1%
Unemployment Rate
26.2 min
Mean Commute Time
How ZIP 28032 ranks among North Carolina ZIPs
Cramerton, NC household income vs. every North Carolina ZIP code
Median household income among 749 reporting North Carolina ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$60,924 41st percentile higher than 41% of 749 North Carolina ZIPs
Each bar is a $20K-wide band; taller bars hold more North Carolina ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
1,584housing units
1,584
Total Housing Units
1,387
Occupied Units
197
Vacant Units
2.05
Avg Household Size
Occupancy Type
$276,500
Median Home Value
+7% vs state ZIP avg
$1,010
Median Rent
1980
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+4.2%
YoY Change (2024)
298
HPI Index (2000 = 100)
+198%
Total Change Since 2000
Home values in ZIP 28032 have increased 4.2% over the past year (2024). Since 2000, this ZIP has seen +198% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +8.6% | 199 |
| 2021 | +15.5% | 230 |
| 2022 | +24.3% | 286 |
| 2023 | -0.2% | 286 |
| 2024 | +4.2% | 298 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 52 business establishments in ZIP 28032, employing approximately 603 people with a combined annual payroll of $19,485,000.
52
Businesses
603
Employees
$19.5M
Annual Payroll
7
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 11 | 21.1% |
| Accommodation and food services | 8 | 15.4% |
| Real estate and rental and leasing | 7 | 13.5% |
| Construction | 5 | 9.6% |
| Wholesale trade | 4 | 7.7% |
| Other services (except public administration) | 4 | 7.7% |
| Professional, scientific, and technical services | 3 | 5.8% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 28032 vs 28101 →
ZIP 28032 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 28054
Gastonia (28054)
36,270 residents
- 28214
Charlotte (28214)
34,721 residents
- 28273
Charlotte (28273)
31,478 residents
- 28056
Gastonia (28056)
31,418 residents
- 28012
Belmont (28012)
20,048 residents
- 28120
Mount Holly (28120)
19,807 residents
- 28278
Charlotte (28278)
19,283 residents
- 28034
Dallas (28034)
16,642 residents
- 28098 3,579
Lowell (28098)
3,579 residents
What this shows Among its immediate neighbors, ZIP 28032 ranks #0 by population - useful context the national average alone can't give.
ZIP 28032 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 28278
Charlotte (28278)
$125,470 median income
- 28101
Mc Adenville (28101)
$111,042 median income
- 28056
Gastonia (28056)
$90,427 median income
- 28273
Charlotte (28273)
$87,350 median income
- 28214
Charlotte (28214)
$86,447 median income
- 28012
Belmont (28012)
$83,391 median income
- 28120
Mount Holly (28120)
$78,231 median income
- 28034
Dallas (28034)
$62,083 median income
- 28054
Gastonia (28054)
$61,035 median income
What this shows By household income, ZIP 28032 ranks #null of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 28101 | Mc Adenville, NC | 698 | 1.6 mi |
| 28098 | Lowell, NC | 3,579 | 2.7 mi |
| 28056 | Gastonia, NC | 31,418 | 2.8 mi |
| 28012 | Belmont, NC | 20,048 | 2.8 mi |
| 28054 | Gastonia, NC | 36,270 | 4.4 mi |
| 28120 | Mount Holly, NC | 19,807 | 7.3 mi |
| 28214 | Charlotte, NC | 34,721 | 6.9 mi |
| 28278 | Charlotte, NC | 19,283 | 8.3 mi |
| 28034 | Dallas, NC | 16,642 | 9.9 mi |
| 28273 | Charlotte, NC | 31,478 | 10.6 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 28032, both outside NC so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (3,105 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Gaston County
Related Areas
Frequently Asked Questions
What county is ZIP code 28032 in?
ZIP code 28032 (Cramerton) is located in Gaston County, North Carolina. Gaston County contains multiple ZIP codes, see the full list at /counties/gaston-nc.
What is the population of ZIP code 28032?
ZIP code 28032 in Cramerton, NC has a population of 3,105 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 28032?
The median household income in ZIP 28032 is $60,924, which is 20% below the national average of $76,288.
What is the average home value in ZIP 28032?
The median home value in ZIP 28032 is $276,500, which is 1% below the national average of $278,155.
What is the demographic makeup of ZIP 28032?
The largest racial group in ZIP 28032 is White at 82.3%. Hispanic or Latino residents make up 1.0% of the population.
How many businesses are in ZIP code 28032?
ZIP code 28032 has 52 business establishments employing approximately 603 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 28032?
The top industries by establishment count in ZIP 28032 are: Retail trade (11), Accommodation and food services (8), Real estate and rental and leasing (7). There are 7 industry sectors represented in total.
How have home values changed in ZIP code 28032?
According to the FHFA House Price Index, home values in ZIP 28032 increased by 4.2% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 198%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 28032?
In ZIP code 28032, 69.1% of residents aged 25+ have a high school diploma or higher, and 46.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 28032?
The mean commute time for workers in ZIP code 28032 is 26.2 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 28032?
In ZIP code 28032, approximately 73.5% of occupied housing units are owner-occupied and 26.5% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 28032?
The poverty rate in ZIP code 28032 is 11.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 28032's numbers, next.
- See how ZIP 28032 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Cramerton, NC ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.