PlainZIP

Cramerton, NC · standard

ZIP Code 28032

Gaston County, North Carolina - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

3,105
514/sq mi
$60,924
Median income
$276,500
Median home value
46.4%
Bachelor's or higher

The verdict

Cramerton pairs a below-median household income with above-median home values, in a low-density, homeowner-dominated area.

31th pct
household income, US ZIPs
Top 37%
home value, US ZIPs
514
people per sq mi
74%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 28032 against every reporting US ZIP.

ZIP code 28032 covers 6.0 square miles in Cramerton, Gaston County, North Carolina (a standard USPS delivery area), with a modest 3,105 residents on file, a density of 514 people per square mile, in the New York time zone.

ZIP 28032 reports a modest median household income of $60,924 (12% below the North Carolina average), while per-capita income is $53,254. Local economic indicators show a 11.0% poverty rate alongside 3.1% unemployment. The typical home here is valued at $276,500 (7% above the state average); renters pay a median of $1,010 monthly, and 73.5% of units are owner-occupied.

A solid share of residents have a four-year degree: 46.4% of adults hold a bachelor's degree or higher, the median age is 43.1, and the average commute is 26 minutes. To put 28032 in local context, 10 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Gaston County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 28032

Top 5 sectors by establishment count in Cramerton, NC

Which industries have the most business establishments in ZIP 28032.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 28032, Cramerton, NC · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

3,105

Population

6.0

Area (sq mi)

514

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 28032?

43.1

Median Age

46.7%

Male

53.3%

Female

8.1%

Foreign-Born

White 82.3%
African American 9.8%
Asian 2.4%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.1%
Two or More Ethnicities 2.2%
Hispanic or Latino 1.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$60,924

Median Household Income

-12% vs state

$53,254

Per Capita Income

11.0%

Poverty Rate

3.1%

Unemployment Rate

26.2 min

Mean Commute Time

How ZIP 28032 ranks nationally

Cramerton, NC household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$60,924 31st percentile higher than 31% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 69.1%
Bachelor's Degree or Higher 46.4%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,584

Total Housing Units

1,387

Occupied Units

197

Vacant Units

2.05

Avg Household Size

Occupancy Type

Owner 73.5%
Renter 26.5%

$276,500

Median Home Value

+7% vs state

$1,010

Median Rent

1980

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+4.2%

YoY Change (2024)

298

HPI Index (2000 = 100)

+198%

Total Change Since 2000

Home values in ZIP 28032 have increased 4.2% over the past year (2024). Since 2000, this ZIP has seen +198% cumulative appreciation.

Year Annual Change HPI Index
2020 +8.6% 199
2021 +15.5% 230
2022 +24.3% 286
2023 -0.2% 286
2024 +4.2% 298

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 52 business establishments in ZIP 28032, employing approximately 603 people with a combined annual payroll of $19,485,000.

52

Businesses

603

Employees

$19.5M

Annual Payroll

7

Industry Sectors

Industry Establishments % of Total
Retail trade 11 21.1%
Accommodation and food services 8 15.4%
Real estate and rental and leasing 7 13.5%
Construction 5 9.6%
Wholesale trade 4 7.7%
Other services (except public administration) 4 7.7%
Professional, scientific, and technical services 3 5.8%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 28032 vs 28101 →

ZIP 28032 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 28032 ranks #0 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 28032 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 28032 ranks #null of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
28101 Mc Adenville, NC 698 1.6 mi
28098 Lowell, NC 3,579 2.7 mi
28056 Gastonia, NC 31,418 2.8 mi
28012 Belmont, NC 20,048 2.8 mi
28054 Gastonia, NC 36,270 4.4 mi
28120 Mount Holly, NC 19,807 7.3 mi
28214 Charlotte, NC 34,721 6.9 mi
28278 Charlotte, NC 19,283 8.3 mi
28034 Dallas, NC 16,642 9.9 mi
28273 Charlotte, NC 31,478 10.6 mi

More ZIP Codes in Gaston County

28054 standard
Gastonia, NC
Pop: 36,270
28052 standard
Gastonia, NC
Pop: 34,932
28056 standard
Gastonia, NC
Pop: 31,418
28012 standard
Belmont, NC
Pop: 20,048
28120 standard
Mount Holly, NC
Pop: 19,807
28034 standard
Dallas, NC
Pop: 16,642

Related Areas

Gaston County Cramerton, NC North Carolina

Frequently Asked Questions

What county is ZIP code 28032 in? ▼
ZIP code 28032 (Cramerton) is located in Gaston County, North Carolina. Gaston County contains multiple ZIP codes, see the full list at /counties/gaston-nc.
What is the population of ZIP code 28032? ▼
ZIP code 28032 in Cramerton, NC has a population of 3,105 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 28032? ▼
The median household income in ZIP 28032 is $60,924, which is 20% below the national average of $76,288.
What is the average home value in ZIP 28032? ▼
The median home value in ZIP 28032 is $276,500, which is 1% below the national average of $278,155.
What is the demographic makeup of ZIP 28032? ▼
The largest racial group in ZIP 28032 is White at 82.3%. Hispanic or Latino residents make up 1.0% of the population.
How many businesses are in ZIP code 28032? ▼
ZIP code 28032 has 52 business establishments employing approximately 603 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 28032? ▼
The top industries by establishment count in ZIP 28032 are: Retail trade (11), Accommodation and food services (8), Real estate and rental and leasing (7). There are 7 industry sectors represented in total.
How have home values changed in ZIP code 28032? ▼
According to the FHFA House Price Index, home values in ZIP 28032 increased by 4.2% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 198%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 28032? ▼
In ZIP code 28032, 69.1% of residents aged 25+ have a high school diploma or higher, and 46.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 28032? ▼
The mean commute time for workers in ZIP code 28032 is 26.2 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 28032? ▼
In ZIP code 28032, approximately 73.5% of occupied housing units are owner-occupied and 26.5% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 28032? ▼
The poverty rate in ZIP code 28032 is 11.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.