Cramerton, NC · standard

ZIP Code 28032

Gaston County, North Carolina — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

Reviewed by PlainZIP Editorial Team, ZIP Code Data Editors · June 13, 2026

3,105
514/sq mi: $60,924
Median income: $276,500
Median home value: 46.4%
Bachelor's or higher

The verdict

Cramerton pairs a below-median household income with above-median home values, in a low-density, homeowner-dominated area.

31th pct
household income, US ZIPs: Top 37%
home value, US ZIPs: 514
people per sq mi: 74%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 28032 against every reporting US ZIP.

ZIP code 28032 is classified by USPS as a standard delivery area and covers roughly 6.0 square miles in Cramerton, Gaston County, North Carolina. The area is home to 3,105 residents, producing a population density of 514 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 28032 against North Carolina and the nation.

On the economic side, the median household income for ZIP 28032 sits at $60,924 (12% below the North Carolina average), while per-capita income is $53,254. The poverty rate stands at 11.0% and the unemployment rate at 3.1%. On housing, the median home value is $276,500 (7% above the state average) with median rent at $1,010 per month, and 73.5% of occupied units are owner-occupied, a direct signal of whether 28032 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 46.4% of adults hold a bachelor's degree or higher, the median age is 43.1, and the average commute is 26 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Gaston County, so you can benchmark 28032 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 28032

Retail trade

11
Accommodation and food services

8
Real estate and rental and leasing

7
Construction

5
Wholesale trade

4

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 28032, Cramerton, NC · 2023 Accessed 2026-06-13 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

3,105

Population

6.0

Area (sq mi)

514

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard

Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.

View Scorecard →

Who lives in ZIP 28032?

43.1

Median Age

46.7%

Male

53.3%

Female

8.1%

Foreign-Born

White 82.3%

African American 9.8%

Asian 2.4%

American Indian or Alaska Native 0.0%

Native Hawaiian or Pacific Islander 0.1%

Two or More Ethnicities 2.2%

Hispanic or Latino 1.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$60,924

Median Household Income

-12% vs state

$53,254

Per Capita Income

11.0%

Poverty Rate

3.1%

Unemployment Rate

26.2 min

Mean Commute Time

How ZIP 28032 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$60,924 31st percentile higher than 31% of 30,318 US ZIPs

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 69.1%

Bachelor's Degree or Higher 46.4%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,584

Total Housing Units

1,387

Occupied Units

197

Vacant Units

2.05

Avg Household Size

Occupancy Type

Owner 73.5%

Renter 26.5%

$276,500

Median Home Value

+7% vs state

$1,010

Median Rent

1980

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+4.2%

YoY Change (2024)

298

HPI Index (2000 = 100)

+198%

Total Change Since 2000

Home values in ZIP 28032 have increased 4.2% over the past year (2024). Since 2000, this ZIP has seen +198% cumulative appreciation.

Year	Annual Change	HPI Index
2020	+8.6%	199
2021	+15.5%	230
2022	+24.3%	286
2023	-0.2%	286
2024	+4.2%	298

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 52 business establishments in ZIP 28032, employing approximately 603 people with a combined annual payroll of $19,485,000.

Businesses

603

Employees

$19.5M

Annual Payroll

Industry Sectors

Industry	Establishments	% of Total
Retail trade	11	21.1%
Accommodation and food services	8	15.4%
Real estate and rental and leasing	7	13.5%
Construction	5	9.6%
Wholesale trade	4	7.7%
Other services (except public administration)	4	7.7%
Professional, scientific, and technical services	3	5.8%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 28032 vs 28101 →

28054

36,270
28214

34,721
28273

31,478
28056

31,418
28012

20,048
28120

19,807
28278

19,283
28034

16,642
28098

3,579

What this shows Among its immediate neighbors, ZIP 28032 ranks #0 by population — useful context the national average alone can't give.

28278

$125,470
28101

$111,042
28056

$90,427
28273

$87,350
28214

$86,447
28012

$83,391
28120

$78,231
28034

$62,083
28054

$61,035

What this shows By household income, ZIP 28032 ranks #null of 9 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

ZIP Code	City	Population	Distance
28101	Mc Adenville, NC	698	1.6 mi
28098	Lowell, NC	3,579	2.7 mi
28056	Gastonia, NC	31,418	2.8 mi
28012	Belmont, NC	20,048	2.8 mi
28054	Gastonia, NC	36,270	4.4 mi
28120	Mount Holly, NC	19,807	7.3 mi
28214	Charlotte, NC	34,721	6.9 mi
28278	Charlotte, NC	19,283	8.3 mi
28034	Dallas, NC	16,642	9.9 mi
28273	Charlotte, NC	31,478	10.6 mi

More ZIP Codes in Gaston County

Gaston County Cramerton, NC North Carolina

Frequently Asked Questions

What county is ZIP code 28032 in? ▼

ZIP code 28032 (Cramerton) is located in Gaston County, North Carolina. Gaston County contains multiple ZIP codes, see the full list at /counties/gaston-nc.

What is the population of ZIP code 28032? ▼

ZIP code 28032 in Cramerton, NC has a population of 3,105 according to the Census Bureau ACS 2023 estimates.

What is the median household income in ZIP 28032? ▼

The median household income in ZIP 28032 is $60,924, which is 20% below the national average of $76,288.

What is the average home value in ZIP 28032? ▼

The median home value in ZIP 28032 is $276,500, which is 1% below the national average of $278,155.

What is the demographic makeup of ZIP 28032? ▼

The largest racial group in ZIP 28032 is White at 82.3%. Hispanic or Latino residents make up 1.0% of the population.

How many businesses are in ZIP code 28032? ▼

ZIP code 28032 has 52 business establishments employing approximately 603 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.

What are the main industries in ZIP code 28032? ▼

The top industries by establishment count in ZIP 28032 are: Retail trade (11), Accommodation and food services (8), Real estate and rental and leasing (7). There are 7 industry sectors represented in total.

How have home values changed in ZIP code 28032? ▼

According to the FHFA House Price Index, home values in ZIP 28032 increased by 4.2% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 198%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.

What is the education level in ZIP code 28032? ▼

In ZIP code 28032, 69.1% of residents aged 25+ have a high school diploma or higher, and 46.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).

What is the average commute time in ZIP 28032? ▼

The mean commute time for workers in ZIP code 28032 is 26.2 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.

What percentage of residents own vs. rent in ZIP 28032? ▼

In ZIP code 28032, approximately 73.5% of occupied housing units are owner-occupied and 26.5% are renter-occupied, based on Census ACS 2023 data.

What is the poverty rate in ZIP code 28032? ▼

The poverty rate in ZIP code 28032 is 11.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.