Huntersville, NC · standard
ZIP Code 28078
Mecklenburg County, North Carolina - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 52,133
- 316/sq mi High-density area
- $120,831
- Median income Above-median income area
- $473,900
- Median home value Above-median home value
- 56.3%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Huntersville pairs a top-decile household income with upper-quartile home values, in a low-density, homeowner-dominated and unusually populous area.
- Top 9%
- household income, US ZIPs
- Top 14%
- home value, US ZIPs
- 316
- people per sq mi
- 72%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 28078 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 28078 (Huntersville, NC) rose +6.5% from 2023 to 2024. The all-transactions index moved from 260.0 in 2023 to 276.9 in 2024 (2000 = 100).
ZIP code 28078 is a densely settled ZIP (a standard USPS delivery area) in Huntersville, Mecklenburg County, North Carolina, with 52,133 residents across 165.2 square miles, a density of 316 people per square mile, in the New York time zone.
ZIP 28078 skews affluent, with a median household income of $120,831 (75% above the average North Carolina ZIP), while per-capita income is $60,767. Both reported hardship measures are comparatively low in absolute terms: poverty is 3.3% and unemployment is 3.3%. Housing is both higher-cost and owner-heavy: median home value is $473,900 (83% above the average North Carolina ZIP), while 71.6% of occupied homes are owner-occupied and median rent is $1,820.
This is a highly-educated ZIP: 56.3% of adults hold a bachelor's degree or higher, the median age is 40, and the average commute is 28 minutes. The page also surfaces 8 ZIP codes within roughly 10 miles and 6 more in Mecklenburg County, so 28078 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 28078
Top 5 sectors by establishment count in Huntersville, NC
Which industries have the most business establishments in ZIP 28078.
- Professional, scientific, and technical services
Professional, scientific, and technical services
307 establishments
- Health care and social assistance
Health care and social assistance
254 establishments
- Retail trade
Retail trade
178 establishments
- Real estate and rental and leasing
Real estate and rental and leasing
177 establishments
- Construction
Construction
175 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 28078, Huntersville, NC · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
52,133
Population
165.2
Area (sq mi)
316
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 28078?
40.0
Median Age
49.8%
Male
50.2%
Female
10.1%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$120,831
Median Household Income
+75% vs state ZIP avg
$60,767
Per Capita Income
3.3%
Poverty Rate
3.3%
Unemployment Rate
28.0 min
Mean Commute Time
How ZIP 28078 ranks nationally
Huntersville, NC household income vs. every US ZIP code
Median household income, the full national distribution, with this ZIP marked
$120,831 Top 9% higher than 91% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
28,874housing units
28,874
Total Housing Units
27,774
Occupied Units
1,100
Vacant Units
2.57
Avg Household Size
Occupancy Type
$473,900
Median Home Value
+83% vs state ZIP avg
$1,820
Median Rent
2004
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+6.5%
YoY Change (2024)
277
HPI Index (2000 = 100)
+177%
Total Change Since 2000
Home values in ZIP 28078 have increased 6.5% over the past year (2024). Since 2000, this ZIP has seen +177% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +2.8% | 171 |
| 2021 | +14.0% | 195 |
| 2022 | +24.8% | 244 |
| 2023 | +6.7% | 260 |
| 2024 | +6.5% | 277 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 2,015 business establishments in ZIP 28078, employing approximately 30,594 people with a combined annual payroll of $1,728,751,000.
2,015
Businesses
30,594
Employees
$1.7B
Annual Payroll
17
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Professional, scientific, and technical services | 307 | 15.2% |
| Health care and social assistance | 254 | 12.6% |
| Retail trade | 178 | 8.8% |
| Real estate and rental and leasing | 177 | 8.8% |
| Construction | 175 | 8.7% |
| Other services (except public administration) | 165 | 8.2% |
| Accommodation and food services | 160 | 7.9% |
| Administrative and support and waste management and remediation services | 137 | 6.8% |
| Finance and insurance | 128 | 6.3% |
| Wholesale trade | 94 | 4.7% |
| Arts, entertainment, and recreation | 59 | 2.9% |
| Educational services | 44 | 2.2% |
| Transportation and warehousing | 42 | 2.1% |
| Information | 40 | 2.0% |
| Manufacturing | 35 | 1.7% |
| Management of companies and enterprises | 12 | 0.6% |
| Utilities | 6 | 0.3% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 28078 vs 28031 →
ZIP 28078 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 28269
Charlotte (28269)
71,048 residents
- 28078
Huntersville (28078)
52,133 residents
- 28216
Charlotte (28216)
47,208 residents
- 28262
Charlotte (28262)
37,547 residents
- 28213
Charlotte (28213)
37,309 residents
- 28214
Charlotte (28214)
34,721 residents
- 28031 24,390
Cornelius (28031)
24,390 residents
- 28036 14,654
Davidson (28036)
14,654 residents
- 28206 11,898
Charlotte (28206)
11,898 residents
What this shows Among its immediate neighbors, ZIP 28078 ranks #2 by population - useful context the national average alone can't give.
ZIP 28078 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 28036
Davidson (28036)
$156,496 median income
- 28078
Huntersville (28078)
$120,831 median income
- 28031
Cornelius (28031)
$113,368 median income
- 28214
Charlotte (28214)
$86,447 median income
- 28269
Charlotte (28269)
$81,517 median income
- 28262
Charlotte (28262)
$69,231 median income
- 28216
Charlotte (28216)
$65,795 median income
- 28206 $61,818
Charlotte (28206)
$61,818 median income
- 28213 $58,146
Charlotte (28213)
$58,146 median income
What this shows By household income, ZIP 28078 ranks #2 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 28031 | Cornelius, NC | 24,390 | 5.0 mi |
| 28216 | Charlotte, NC | 47,208 | 6.6 mi |
| 28269 | Charlotte, NC | 71,048 | 5.7 mi |
| 28036 | Davidson, NC | 14,654 | 6.8 mi |
| 28206 | Charlotte, NC | 11,898 | 10.5 mi |
| 28262 | Charlotte, NC | 37,547 | 8.7 mi |
| 28214 | Charlotte, NC | 34,721 | 10.8 mi |
| 28213 | Charlotte, NC | 37,309 | 11.0 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 28078, both outside NC so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (52,133 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Mecklenburg County
Related Areas
Frequently Asked Questions
What county is ZIP code 28078 in?
ZIP code 28078 (Huntersville) is located in Mecklenburg County, North Carolina. Mecklenburg County contains multiple ZIP codes, see the full list at /counties/mecklenburg-nc.
What is the population of ZIP code 28078?
ZIP code 28078 in Huntersville, NC has a population of 52,133 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 28078?
The median household income in ZIP 28078 is $120,831, which is 58% above the national average of $76,288.
What is the average home value in ZIP 28078?
The median home value in ZIP 28078 is $473,900, which is 70% above the national average of $278,155.
What is the demographic makeup of ZIP 28078?
The largest racial group in ZIP 28078 is White at 70.0%. Hispanic or Latino residents make up 8.0% of the population.
How many businesses are in ZIP code 28078?
ZIP code 28078 has 2,015 business establishments employing approximately 30,594 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 28078?
The top industries by establishment count in ZIP 28078 are: Professional, scientific, and technical services (307), Health care and social assistance (254), Retail trade (178). There are 17 industry sectors represented in total.
How have home values changed in ZIP code 28078?
According to the FHFA House Price Index, home values in ZIP 28078 increased by 6.5% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 177%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 28078?
In ZIP code 28078, 71.5% of residents aged 25+ have a high school diploma or higher, and 56.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 28078?
The mean commute time for workers in ZIP code 28078 is 28.0 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 28078?
In ZIP code 28078, approximately 71.6% of occupied housing units are owner-occupied and 28.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 28078?
The poverty rate in ZIP code 28078 is 3.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 28078's numbers, next.
- See how ZIP 28078 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Huntersville, NC ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.