Denver, NC · standard
ZIP Code 28037
Lincoln County, North Carolina - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 18,287
- 159/sq mi High-density area
- $111,703
- Median income Above-median income area
- $491,900
- Median home value Above-median home value
- 46.3%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Denver pairs an upper-quartile household income with upper-quartile home values, in a rural, homeowner-dominated area.
- Top 13%
- household income, US ZIPs
- Top 13%
- home value, US ZIPs
- 159
- people per sq mi
- 84%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 28037 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 28037 (Denver, NC) rose +10.9% from 2023 to 2024. The all-transactions index moved from 253.5 in 2023 to 281.3 in 2024 (2000 = 100).
ZIP code 28037 is a mid-sized community (a standard USPS delivery area) in Denver, Lincoln County, North Carolina, home to 18,287 residents across 114.9 square miles, a density of 159 people per square mile, in the New York time zone.
ZIP 28037 skews affluent, with a median household income of $111,703 (62% above the average North Carolina ZIP), while per-capita income is $63,796. Both reported hardship measures are comparatively low in absolute terms: poverty is 5.9% and unemployment is 3.5%. Housing is both higher-cost and owner-heavy: median home value is $491,900 (90% above the average North Carolina ZIP), while 83.8% of occupied homes are owner-occupied and median rent is $898.
A solid share of residents have a four-year degree: 46.3% of adults hold a bachelor's degree or higher, the median age is 45.9, and the average commute is 32 minutes. The page also surfaces 8 ZIP codes within roughly 10 miles and 4 more in Lincoln County, so 28037 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 28037
Top 5 sectors by establishment count in Denver, NC
Which industries have the most business establishments in ZIP 28037.
- Construction
Construction
149 establishments
- Retail trade
Retail trade
104 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
101 establishments
- Other services (except public administration)
Other services (except public administration)
101 establishments
- Accommodation and food services
Accommodation and food services
70 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 28037, Denver, NC · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
18,287
Population
114.9
Area (sq mi)
159
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 28037?
45.9
Median Age
48.7%
Male
51.3%
Female
3.6%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$111,703
Median Household Income
+62% vs state ZIP avg
$63,796
Per Capita Income
5.9%
Poverty Rate
3.5%
Unemployment Rate
32.4 min
Mean Commute Time
How ZIP 28037 ranks among North Carolina ZIPs
Denver, NC household income vs. every North Carolina ZIP code
Median household income among 749 reporting North Carolina ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$111,703 Top 6% higher than 94% of 749 North Carolina ZIPs
Each bar is a $20K-wide band; taller bars hold more North Carolina ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
12,553housing units
12,553
Total Housing Units
11,485
Occupied Units
1,068
Vacant Units
2.50
Avg Household Size
Occupancy Type
$491,900
Median Home Value
+90% vs state ZIP avg
$898
Median Rent
2004
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+10.9%
YoY Change (2024)
281
HPI Index (2000 = 100)
+181%
Total Change Since 2000
Home values in ZIP 28037 have increased 10.9% over the past year (2024). Since 2000, this ZIP has seen +181% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +3.5% | 179 |
| 2021 | +11.6% | 200 |
| 2022 | +20.9% | 241 |
| 2023 | +5.0% | 254 |
| 2024 | +10.9% | 281 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 936 business establishments in ZIP 28037, employing approximately 8,726 people with a combined annual payroll of $385,637,000.
936
Businesses
8,726
Employees
$385.6M
Annual Payroll
16
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 149 | 15.9% |
| Retail trade | 104 | 11.1% |
| Professional, scientific, and technical services | 101 | 10.8% |
| Other services (except public administration) | 101 | 10.8% |
| Accommodation and food services | 70 | 7.5% |
| Health care and social assistance | 69 | 7.4% |
| Real estate and rental and leasing | 67 | 7.2% |
| Administrative and support and waste management and remediation services | 63 | 6.7% |
| Manufacturing | 50 | 5.3% |
| Wholesale trade | 48 | 5.1% |
| Finance and insurance | 44 | 4.7% |
| Transportation and warehousing | 24 | 2.6% |
| Arts, entertainment, and recreation | 18 | 1.9% |
| Educational services | 13 | 1.4% |
| Information | 8 | 0.8% |
| Management of companies and enterprises | 5 | 0.5% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 28037 vs 28673 →
ZIP 28037 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 28117
Mooresville (28117)
35,454 residents
- 28031
Cornelius (28031)
24,390 residents
- 28037
Denver (28037)
18,287 residents
- 28164 14,085
Stanley (28164)
14,085 residents
- 28650 11,883
Maiden (28650)
11,883 residents
- 28080 7,299
Iron Station (28080)
7,299 residents
- 28673 5,919
Sherrills Ford (28673)
5,919 residents
- 28006 1,130
Alexis (28006)
1,130 residents
- 28682 1,129
Terrell (28682)
1,129 residents
What this shows Among its immediate neighbors, ZIP 28037 ranks #3 by population - useful context the national average alone can't give.
ZIP 28037 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 28682
Terrell (28682)
$129,390 median income
- 28031
Cornelius (28031)
$113,368 median income
- 28117
Mooresville (28117)
$112,976 median income
- 28037
Denver (28037)
$111,703 median income
- 28673
Sherrills Ford (28673)
$99,688 median income
- 28164
Stanley (28164)
$79,728 median income
- 28650
Maiden (28650)
$74,922 median income
- 28080
Iron Station (28080)
$71,997 median income
- 28006
Alexis (28006)
$51,932 median income
What this shows By household income, ZIP 28037 ranks #4 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 28673 | Sherrills Ford, NC | 5,919 | 7.0 mi |
| 28682 | Terrell, NC | 1,129 | 5.9 mi |
| 28164 | Stanley, NC | 14,085 | 8.1 mi |
| 28080 | Iron Station, NC | 7,299 | 6.4 mi |
| 28031 | Cornelius, NC | 24,390 | 7.2 mi |
| 28006 | Alexis, NC | 1,130 | 8.2 mi |
| 28117 | Mooresville, NC | 35,454 | 8.2 mi |
| 28650 | Maiden, NC | 11,883 | 8.8 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 28037, both outside NC so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (18,287 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Lincoln County
Related Areas
Frequently Asked Questions
What county is ZIP code 28037 in?
ZIP code 28037 (Denver) is located in Lincoln County, North Carolina. Lincoln County contains multiple ZIP codes, see the full list at /counties/lincoln-nc.
What is the population of ZIP code 28037?
ZIP code 28037 in Denver, NC has a population of 18,287 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 28037?
The median household income in ZIP 28037 is $111,703, which is 46% above the national average of $76,288.
What is the average home value in ZIP 28037?
The median home value in ZIP 28037 is $491,900, which is 77% above the national average of $278,155.
What is the demographic makeup of ZIP 28037?
The largest racial group in ZIP 28037 is White at 89.3%. Hispanic or Latino residents make up 3.8% of the population.
How many businesses are in ZIP code 28037?
ZIP code 28037 has 936 business establishments employing approximately 8,726 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 28037?
The top industries by establishment count in ZIP 28037 are: Construction (149), Retail trade (104), Professional, scientific, and technical services (101). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 28037?
According to the FHFA House Price Index, home values in ZIP 28037 increased by 10.9% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 181%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 28037?
In ZIP code 28037, 65.1% of residents aged 25+ have a high school diploma or higher, and 46.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 28037?
The mean commute time for workers in ZIP code 28037 is 32.4 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 28037?
In ZIP code 28037, approximately 83.8% of occupied housing units are owner-occupied and 16.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 28037?
The poverty rate in ZIP code 28037 is 5.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 28037's numbers, next.
- See how ZIP 28037 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Denver, NC ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.