Denver, NC · standard
ZIP Code 28037
Lincoln County, North Carolina — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 18,287
- 159/sq mi
- $111,703
- Median income
- $491,900
- Median home value
- 46.3%
- Bachelor's or higher
The verdict
Denver pairs an upper-quartile household income with upper-quartile home values, in a rural, homeowner-dominated area.
- Top 13%
- household income, US ZIPs
- Top 13%
- home value, US ZIPs
- 159
- people per sq mi
- 84%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 28037 against every reporting US ZIP.
ZIP code 28037 is classified by USPS as a standard delivery area and covers roughly 114.9 square miles in Denver, Lincoln County, North Carolina. The area is home to 18,287 residents, producing a population density of 159 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 28037 against North Carolina and the nation.
On the economic side, the median household income for ZIP 28037 sits at $111,703 (62% above the North Carolina average), while per-capita income is $63,796. The poverty rate stands at 5.9% and the unemployment rate at 3.5%. On housing, the median home value is $491,900 (90% above the state average) with median rent at $898 per month, and 83.8% of occupied units are owner-occupied, a direct signal of whether 28037 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 46.3% of adults hold a bachelor's degree or higher, the median age is 45.9, and the average commute is 32 minutes. We also surface 8 nearby ZIP codes within roughly 10 miles and 4 additional ZIPs sharing Lincoln County, so you can benchmark 28037 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 28037
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 28037.
- Construction
Construction
149 establishments
- Retail trade
Retail trade
104 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
101 establishments
- Other services (except public administration)
Other services (except public administration)
101 establishments
- Accommodation and food services
Accommodation and food services
70 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 28037, Denver, NC · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
18,287
Population
114.9
Area (sq mi)
159
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 28037?
45.9
Median Age
48.7%
Male
51.3%
Female
3.6%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$111,703
Median Household Income
+62% vs state
$63,796
Per Capita Income
5.9%
Poverty Rate
3.5%
Unemployment Rate
32.4 min
Mean Commute Time
How ZIP 28037 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$111,703 Top 13% higher than 87% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
12,553
Total Housing Units
11,485
Occupied Units
1,068
Vacant Units
2.50
Avg Household Size
Occupancy Type
$491,900
Median Home Value
+90% vs state
$898
Median Rent
2004
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+10.9%
YoY Change (2024)
281
HPI Index (2000 = 100)
+181%
Total Change Since 2000
Home values in ZIP 28037 have increased 10.9% over the past year (2024). Since 2000, this ZIP has seen +181% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +3.5% | 179 |
| 2021 | +11.6% | 200 |
| 2022 | +20.9% | 241 |
| 2023 | +5.0% | 254 |
| 2024 | +10.9% | 281 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 936 business establishments in ZIP 28037, employing approximately 8,726 people with a combined annual payroll of $385,637,000.
936
Businesses
8,726
Employees
$385.6M
Annual Payroll
16
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 149 | 15.9% |
| Retail trade | 104 | 11.1% |
| Professional, scientific, and technical services | 101 | 10.8% |
| Other services (except public administration) | 101 | 10.8% |
| Accommodation and food services | 70 | 7.5% |
| Health care and social assistance | 69 | 7.4% |
| Real estate and rental and leasing | 67 | 7.2% |
| Administrative and support and waste management and remediation services | 63 | 6.7% |
| Manufacturing | 50 | 5.3% |
| Wholesale trade | 48 | 5.1% |
| Finance and insurance | 44 | 4.7% |
| Transportation and warehousing | 24 | 2.6% |
| Arts, entertainment, and recreation | 18 | 1.9% |
| Educational services | 13 | 1.4% |
| Information | 8 | 0.8% |
| Management of companies and enterprises | 5 | 0.5% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 28037 vs 28673 →
ZIP 28037 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 28117
Mooresville (28117)
35,454 residents
- 28031
Cornelius (28031)
24,390 residents
- 28037
Denver (28037)
18,287 residents
- 28164 14,085
Stanley (28164)
14,085 residents
- 28650 11,883
Maiden (28650)
11,883 residents
- 28080 7,299
Iron Station (28080)
7,299 residents
- 28673 5,919
Sherrills Ford (28673)
5,919 residents
- 28006 1,130
Alexis (28006)
1,130 residents
- 28682 1,129
Terrell (28682)
1,129 residents
What this shows Among its immediate neighbors, ZIP 28037 ranks #3 by population — useful context the national average alone can't give.
ZIP 28037 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 28682
Terrell (28682)
$129,390 median income
- 28031
Cornelius (28031)
$113,368 median income
- 28117
Mooresville (28117)
$112,976 median income
- 28037
Denver (28037)
$111,703 median income
- 28673
Sherrills Ford (28673)
$99,688 median income
- 28164
Stanley (28164)
$79,728 median income
- 28650
Maiden (28650)
$74,922 median income
- 28080
Iron Station (28080)
$71,997 median income
- 28006
Alexis (28006)
$51,932 median income
What this shows By household income, ZIP 28037 ranks #4 of 9 neighboring ZIPs — local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 28673 | Sherrills Ford, NC | 5,919 | 7.0 mi |
| 28682 | Terrell, NC | 1,129 | 5.9 mi |
| 28164 | Stanley, NC | 14,085 | 8.1 mi |
| 28080 | Iron Station, NC | 7,299 | 6.4 mi |
| 28031 | Cornelius, NC | 24,390 | 7.2 mi |
| 28006 | Alexis, NC | 1,130 | 8.2 mi |
| 28117 | Mooresville, NC | 35,454 | 8.2 mi |
| 28650 | Maiden, NC | 11,883 | 8.8 mi |
More ZIP Codes in Lincoln County
Related Areas
Frequently Asked Questions
What county is ZIP code 28037 in? ▼
What is the population of ZIP code 28037? ▼
What is the median household income in ZIP 28037? ▼
What is the average home value in ZIP 28037? ▼
What is the demographic makeup of ZIP 28037? ▼
How many businesses are in ZIP code 28037? ▼
What are the main industries in ZIP code 28037? ▼
How have home values changed in ZIP code 28037? ▼
What is the education level in ZIP code 28037? ▼
What is the average commute time in ZIP 28037? ▼
What percentage of residents own vs. rent in ZIP 28037? ▼
What is the poverty rate in ZIP code 28037? ▼
ZIP Code Research Guides
Official Data Resources for Denver, NC
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.