PlainZIP

Stanley, NC · standard

ZIP Code 28164

Gaston County, North Carolina - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

14,085
129/sq mi
$79,728
Median income
$310,300
Median home value
24.5%
Bachelor's or higher

The verdict

Stanley pairs an above-median household income with above-median home values, in a rural, homeowner-dominated area.

Top 38%
household income, US ZIPs
Top 32%
home value, US ZIPs
129
people per sq mi
84%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 28164 against every reporting US ZIP.

ZIP code 28164 is a mid-sized community (a standard USPS delivery area) in Stanley, Gaston County, North Carolina, home to 14,085 residents across 109.2 square miles, a density of 129 people per square mile, in the New York time zone.

ZIP 28164 lands in the middle-income range, with a median household income of $79,728 (15% above the North Carolina average), while per-capita income is $41,133. Poverty here runs at 7.5%, with unemployment measured at 3.4%. Median home value sits at $310,300 (20% above the state average), median rent at $1,126 a month, and owner-occupancy at 83.5%.

Educational attainment sits below the national norm: 24.5% of adults hold a bachelor's degree or higher, the median age is 43.4, and the average commute is 30 minutes. To put 28164 in local context, 10 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Gaston County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 28164

Top 5 sectors by establishment count in Stanley, NC

Which industries have the most business establishments in ZIP 28164.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 28164, Stanley, NC · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

14,085

Population

109.2

Area (sq mi)

129

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 28164?

43.4

Median Age

48.4%

Male

51.6%

Female

2.5%

Foreign-Born

White 89.6%
African American 4.7%
Asian 0.5%
American Indian or Alaska Native 0.1%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 3.8%
Hispanic or Latino 4.8%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$79,728

Median Household Income

+15% vs state

$41,133

Per Capita Income

7.5%

Poverty Rate

3.4%

Unemployment Rate

29.5 min

Mean Commute Time

How ZIP 28164 ranks nationally

Stanley, NC household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$79,728 Top 38% higher than 62% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 54.7%
Bachelor's Degree or Higher 24.5%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

6,730

Total Housing Units

6,483

Occupied Units

247

Vacant Units

2.58

Avg Household Size

Occupancy Type

Owner 83.5%
Renter 16.5%

$310,300

Median Home Value

+20% vs state

$1,126

Median Rent

1991

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+2.5%

YoY Change (2024)

245

HPI Index (2000 = 100)

+145%

Total Change Since 2000

Home values in ZIP 28164 have increased 2.5% over the past year (2024). Since 2000, this ZIP has seen +145% cumulative appreciation.

Year Annual Change HPI Index
2020 +5.9% 159
2021 +12.5% 179
2022 +23.9% 221
2023 +7.9% 239
2024 +2.5% 245

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 288 business establishments in ZIP 28164, employing approximately 3,109 people with a combined annual payroll of $175,670,000.

288

Businesses

3,109

Employees

$175.7M

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Construction 57 19.8%
Other services (except public administration) 38 13.2%
Retail trade 29 10.1%
Administrative and support and waste management and remediation services 26 9.0%
Accommodation and food services 22 7.6%
Professional, scientific, and technical services 19 6.6%
Health care and social assistance 18 6.3%
Wholesale trade 16 5.6%
Real estate and rental and leasing 16 5.6%
Transportation and warehousing 12 4.2%
Manufacturing 11 3.8%
Finance and insurance 7 2.4%
Agriculture, forestry, fishing and hunting 3 1.0%
Utilities 3 1.0%
Educational services 3 1.0%
Arts, entertainment, and recreation 3 1.0%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 28164 vs 28006 →

ZIP 28164 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 28164 ranks #7 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 28164 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 28164 ranks #5 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
28006 Alexis, NC 1,130 3.4 mi
28120 Mount Holly, NC 19,807 4.2 mi
28080 Iron Station, NC 7,299 5.8 mi
28037 Denver, NC 18,287 8.1 mi
28101 Mc Adenville, NC 698 9.5 mi
28098 Lowell, NC 3,579 9.0 mi
28034 Dallas, NC 16,642 8.5 mi
28214 Charlotte, NC 34,721 9.0 mi
28031 Cornelius, NC 24,390 9.6 mi
28054 Gastonia, NC 36,270 10.9 mi

More ZIP Codes in Gaston County

28054 standard
Gastonia, NC
Pop: 36,270
28052 standard
Gastonia, NC
Pop: 34,932
28056 standard
Gastonia, NC
Pop: 31,418
28012 standard
Belmont, NC
Pop: 20,048
28120 standard
Mount Holly, NC
Pop: 19,807
28034 standard
Dallas, NC
Pop: 16,642

Related Areas

Gaston County Stanley, NC North Carolina

Frequently Asked Questions

What county is ZIP code 28164 in? ▼
ZIP code 28164 (Stanley) is located in Gaston County, North Carolina. Gaston County contains multiple ZIP codes, see the full list at /counties/gaston-nc.
What is the population of ZIP code 28164? ▼
ZIP code 28164 in Stanley, NC has a population of 14,085 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 28164? ▼
The median household income in ZIP 28164 is $79,728, which is 5% above the national average of $76,288.
What is the average home value in ZIP 28164? ▼
The median home value in ZIP 28164 is $310,300, which is 12% above the national average of $278,155.
What is the demographic makeup of ZIP 28164? ▼
The largest racial group in ZIP 28164 is White at 89.6%. Hispanic or Latino residents make up 4.8% of the population.
How many businesses are in ZIP code 28164? ▼
ZIP code 28164 has 288 business establishments employing approximately 3,109 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 28164? ▼
The top industries by establishment count in ZIP 28164 are: Construction (57), Other services (except public administration) (38), Retail trade (29). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 28164? ▼
According to the FHFA House Price Index, home values in ZIP 28164 increased by 2.5% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 145%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 28164? ▼
In ZIP code 28164, 54.7% of residents aged 25+ have a high school diploma or higher, and 24.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 28164? ▼
The mean commute time for workers in ZIP code 28164 is 29.5 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 28164? ▼
In ZIP code 28164, approximately 83.5% of occupied housing units are owner-occupied and 16.5% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 28164? ▼
The poverty rate in ZIP code 28164 is 7.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.