Stanley, NC · standard
ZIP Code 28164
Gaston County, North Carolina — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 14,085
- 129/sq mi
- $79,728
- Median income
- $310,300
- Median home value
- 24.5%
- Bachelor's or higher
The verdict
Stanley pairs an above-median household income with above-median home values, in a rural, homeowner-dominated area.
- Top 38%
- household income, US ZIPs
- Top 32%
- home value, US ZIPs
- 129
- people per sq mi
- 84%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 28164 against every reporting US ZIP.
ZIP code 28164 is classified by USPS as a standard delivery area and covers roughly 109.2 square miles in Stanley, Gaston County, North Carolina. The area is home to 14,085 residents, producing a population density of 129 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 28164 against North Carolina and the nation.
On the economic side, the median household income for ZIP 28164 sits at $79,728 (15% above the North Carolina average), while per-capita income is $41,133. The poverty rate stands at 7.5% and the unemployment rate at 3.4%. On housing, the median home value is $310,300 (20% above the state average) with median rent at $1,126 per month, and 83.5% of occupied units are owner-occupied, a direct signal of whether 28164 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 24.5% of adults hold a bachelor's degree or higher, the median age is 43.4, and the average commute is 30 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Gaston County, so you can benchmark 28164 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 28164
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 28164.
- Construction
Construction
57 establishments
- Other services (except public administration)
Other services (except public administration)
38 establishments
- Retail trade
Retail trade
29 establishments
- Administrative and support and waste management and remediation services
Administrative and support and waste management and remediation services
26 establishments
- Accommodation and food services 22
Accommodation and food services
22 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 28164, Stanley, NC · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
14,085
Population
109.2
Area (sq mi)
129
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 28164?
43.4
Median Age
48.4%
Male
51.6%
Female
2.5%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$79,728
Median Household Income
+15% vs state
$41,133
Per Capita Income
7.5%
Poverty Rate
3.4%
Unemployment Rate
29.5 min
Mean Commute Time
How ZIP 28164 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$79,728 Top 38% higher than 62% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
6,730
Total Housing Units
6,483
Occupied Units
247
Vacant Units
2.58
Avg Household Size
Occupancy Type
$310,300
Median Home Value
+20% vs state
$1,126
Median Rent
1991
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+2.5%
YoY Change (2024)
245
HPI Index (2000 = 100)
+145%
Total Change Since 2000
Home values in ZIP 28164 have increased 2.5% over the past year (2024). Since 2000, this ZIP has seen +145% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +5.9% | 159 |
| 2021 | +12.5% | 179 |
| 2022 | +23.9% | 221 |
| 2023 | +7.9% | 239 |
| 2024 | +2.5% | 245 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 288 business establishments in ZIP 28164, employing approximately 3,109 people with a combined annual payroll of $175,670,000.
288
Businesses
3,109
Employees
$175.7M
Annual Payroll
16
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 57 | 19.8% |
| Other services (except public administration) | 38 | 13.2% |
| Retail trade | 29 | 10.1% |
| Administrative and support and waste management and remediation services | 26 | 9.0% |
| Accommodation and food services | 22 | 7.6% |
| Professional, scientific, and technical services | 19 | 6.6% |
| Health care and social assistance | 18 | 6.3% |
| Wholesale trade | 16 | 5.6% |
| Real estate and rental and leasing | 16 | 5.6% |
| Transportation and warehousing | 12 | 4.2% |
| Manufacturing | 11 | 3.8% |
| Finance and insurance | 7 | 2.4% |
| Agriculture, forestry, fishing and hunting | 3 | 1.0% |
| Utilities | 3 | 1.0% |
| Educational services | 3 | 1.0% |
| Arts, entertainment, and recreation | 3 | 1.0% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 28164 vs 28006 →
ZIP 28164 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 28054
Gastonia (28054)
36,270 residents
- 28214
Charlotte (28214)
34,721 residents
- 28031
Cornelius (28031)
24,390 residents
- 28120
Mount Holly (28120)
19,807 residents
- 28037
Denver (28037)
18,287 residents
- 28034
Dallas (28034)
16,642 residents
- 28164 14,085
Stanley (28164)
14,085 residents
- 28080 7,299
Iron Station (28080)
7,299 residents
- 28098 3,579
Lowell (28098)
3,579 residents
What this shows Among its immediate neighbors, ZIP 28164 ranks #7 by population — useful context the national average alone can't give.
ZIP 28164 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 28031
Cornelius (28031)
$113,368 median income
- 28037
Denver (28037)
$111,703 median income
- 28101
Mc Adenville (28101)
$111,042 median income
- 28214
Charlotte (28214)
$86,447 median income
- 28164
Stanley (28164)
$79,728 median income
- 28120
Mount Holly (28120)
$78,231 median income
- 28080
Iron Station (28080)
$71,997 median income
- 28034
Dallas (28034)
$62,083 median income
- 28054
Gastonia (28054)
$61,035 median income
What this shows By household income, ZIP 28164 ranks #5 of 9 neighboring ZIPs — local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 28006 | Alexis, NC | 1,130 | 3.4 mi |
| 28120 | Mount Holly, NC | 19,807 | 4.2 mi |
| 28080 | Iron Station, NC | 7,299 | 5.8 mi |
| 28037 | Denver, NC | 18,287 | 8.1 mi |
| 28101 | Mc Adenville, NC | 698 | 9.5 mi |
| 28098 | Lowell, NC | 3,579 | 9.0 mi |
| 28034 | Dallas, NC | 16,642 | 8.5 mi |
| 28214 | Charlotte, NC | 34,721 | 9.0 mi |
| 28031 | Cornelius, NC | 24,390 | 9.6 mi |
| 28054 | Gastonia, NC | 36,270 | 10.9 mi |
More ZIP Codes in Gaston County
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Frequently Asked Questions
What county is ZIP code 28164 in? ▼
What is the population of ZIP code 28164? ▼
What is the median household income in ZIP 28164? ▼
What is the average home value in ZIP 28164? ▼
What is the demographic makeup of ZIP 28164? ▼
How many businesses are in ZIP code 28164? ▼
What are the main industries in ZIP code 28164? ▼
How have home values changed in ZIP code 28164? ▼
What is the education level in ZIP code 28164? ▼
What is the average commute time in ZIP 28164? ▼
What percentage of residents own vs. rent in ZIP 28164? ▼
What is the poverty rate in ZIP code 28164? ▼
ZIP Code Research Guides
Official Data Resources for Stanley, NC
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.