Stanley, NC · standard
ZIP Code 28164
Gaston County, North Carolina - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 14,085
- 129/sq mi High-density area
- $79,728
- Median income Near-median income area
- $310,300
- Median home value Above-median home value
- 24.5%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Stanley pairs an above-median household income with above-median home values, in a rural, homeowner-dominated area.
- Top 38%
- household income, US ZIPs
- Top 32%
- home value, US ZIPs
- 129
- people per sq mi
- 84%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 28164 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 28164 (Stanley, NC) rose +2.5% from 2023 to 2024. The all-transactions index moved from 238.7 in 2023 to 244.6 in 2024 (2000 = 100).
ZIP code 28164 is a mid-sized community (a standard USPS delivery area) in Stanley, Gaston County, North Carolina, home to 14,085 residents across 109.2 square miles, a density of 129 people per square mile, in the New York time zone.
ZIP 28164 lands in the middle-income range, with a median household income of $79,728 (15% above the average North Carolina ZIP), while per-capita income is $41,133. Both reported hardship measures are comparatively low in absolute terms: poverty is 7.5% and unemployment is 3.4%. Housing is both higher-cost and owner-heavy: median home value is $310,300 (20% above the average North Carolina ZIP), while 83.5% of occupied homes are owner-occupied and median rent is $1,126.
Educational attainment sits below the national norm: 24.5% of adults hold a bachelor's degree or higher, the median age is 43.4, and the average commute is 30 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Gaston County, so 28164 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 28164
Top 5 sectors by establishment count in Stanley, NC
Which industries have the most business establishments in ZIP 28164.
- Construction
Construction
57 establishments
- Other services (except public administration)
Other services (except public administration)
38 establishments
- Retail trade
Retail trade
29 establishments
- Administrative and support and waste management and remediation services
Administrative and support and waste management and remediation services
26 establishments
- Accommodation and food services 22
Accommodation and food services
22 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 28164, Stanley, NC · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
14,085
Population
109.2
Area (sq mi)
129
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 28164?
43.4
Median Age
48.4%
Male
51.6%
Female
2.5%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$79,728
Median Household Income
+15% vs state ZIP avg
$41,133
Per Capita Income
7.5%
Poverty Rate
3.4%
Unemployment Rate
29.5 min
Mean Commute Time
How ZIP 28164 ranks among North Carolina ZIPs
Stanley, NC household income vs. every North Carolina ZIP code
Median household income among 749 reporting North Carolina ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$79,728 Top 23% higher than 77% of 749 North Carolina ZIPs
Each bar is a $20K-wide band; taller bars hold more North Carolina ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
6,730housing units
6,730
Total Housing Units
6,483
Occupied Units
247
Vacant Units
2.58
Avg Household Size
Occupancy Type
$310,300
Median Home Value
+20% vs state ZIP avg
$1,126
Median Rent
1991
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+2.5%
YoY Change (2024)
245
HPI Index (2000 = 100)
+145%
Total Change Since 2000
Home values in ZIP 28164 have increased 2.5% over the past year (2024). Since 2000, this ZIP has seen +145% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +5.9% | 159 |
| 2021 | +12.5% | 179 |
| 2022 | +23.9% | 221 |
| 2023 | +7.9% | 239 |
| 2024 | +2.5% | 245 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 288 business establishments in ZIP 28164, employing approximately 3,109 people with a combined annual payroll of $175,670,000.
288
Businesses
3,109
Employees
$175.7M
Annual Payroll
16
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 57 | 19.8% |
| Other services (except public administration) | 38 | 13.2% |
| Retail trade | 29 | 10.1% |
| Administrative and support and waste management and remediation services | 26 | 9.0% |
| Accommodation and food services | 22 | 7.6% |
| Professional, scientific, and technical services | 19 | 6.6% |
| Health care and social assistance | 18 | 6.3% |
| Wholesale trade | 16 | 5.6% |
| Real estate and rental and leasing | 16 | 5.6% |
| Transportation and warehousing | 12 | 4.2% |
| Manufacturing | 11 | 3.8% |
| Finance and insurance | 7 | 2.4% |
| Agriculture, forestry, fishing and hunting | 3 | 1.0% |
| Utilities | 3 | 1.0% |
| Educational services | 3 | 1.0% |
| Arts, entertainment, and recreation | 3 | 1.0% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 28164 vs 28006 →
ZIP 28164 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 28054
Gastonia (28054)
36,270 residents
- 28214
Charlotte (28214)
34,721 residents
- 28031
Cornelius (28031)
24,390 residents
- 28120
Mount Holly (28120)
19,807 residents
- 28037
Denver (28037)
18,287 residents
- 28034
Dallas (28034)
16,642 residents
- 28164 14,085
Stanley (28164)
14,085 residents
- 28080 7,299
Iron Station (28080)
7,299 residents
- 28098 3,579
Lowell (28098)
3,579 residents
What this shows Among its immediate neighbors, ZIP 28164 ranks #7 by population - useful context the national average alone can't give.
ZIP 28164 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 28031
Cornelius (28031)
$113,368 median income
- 28037
Denver (28037)
$111,703 median income
- 28101
Mc Adenville (28101)
$111,042 median income
- 28214
Charlotte (28214)
$86,447 median income
- 28164
Stanley (28164)
$79,728 median income
- 28120
Mount Holly (28120)
$78,231 median income
- 28080
Iron Station (28080)
$71,997 median income
- 28034
Dallas (28034)
$62,083 median income
- 28054
Gastonia (28054)
$61,035 median income
What this shows By household income, ZIP 28164 ranks #5 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 28006 | Alexis, NC | 1,130 | 3.4 mi |
| 28120 | Mount Holly, NC | 19,807 | 4.2 mi |
| 28080 | Iron Station, NC | 7,299 | 5.8 mi |
| 28037 | Denver, NC | 18,287 | 8.1 mi |
| 28101 | Mc Adenville, NC | 698 | 9.5 mi |
| 28098 | Lowell, NC | 3,579 | 9.0 mi |
| 28034 | Dallas, NC | 16,642 | 8.5 mi |
| 28214 | Charlotte, NC | 34,721 | 9.0 mi |
| 28031 | Cornelius, NC | 24,390 | 9.6 mi |
| 28054 | Gastonia, NC | 36,270 | 10.9 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 28164, both outside NC so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (14,085 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Gaston County
Related Areas
Frequently Asked Questions
What county is ZIP code 28164 in?
ZIP code 28164 (Stanley) is located in Gaston County, North Carolina. Gaston County contains multiple ZIP codes, see the full list at /counties/gaston-nc.
What is the population of ZIP code 28164?
ZIP code 28164 in Stanley, NC has a population of 14,085 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 28164?
The median household income in ZIP 28164 is $79,728, which is 5% above the national average of $76,288.
What is the average home value in ZIP 28164?
The median home value in ZIP 28164 is $310,300, which is 12% above the national average of $278,155.
What is the demographic makeup of ZIP 28164?
The largest racial group in ZIP 28164 is White at 89.6%. Hispanic or Latino residents make up 4.8% of the population.
How many businesses are in ZIP code 28164?
ZIP code 28164 has 288 business establishments employing approximately 3,109 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 28164?
The top industries by establishment count in ZIP 28164 are: Construction (57), Other services (except public administration) (38), Retail trade (29). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 28164?
According to the FHFA House Price Index, home values in ZIP 28164 increased by 2.5% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 145%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 28164?
In ZIP code 28164, 54.7% of residents aged 25+ have a high school diploma or higher, and 24.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 28164?
The mean commute time for workers in ZIP code 28164 is 29.5 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 28164?
In ZIP code 28164, approximately 83.5% of occupied housing units are owner-occupied and 16.5% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 28164?
The poverty rate in ZIP code 28164 is 7.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 28164's numbers, next.
- See how ZIP 28164 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Stanley, NC ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.