Residential delivery area · North Carolina

ZIP Code 28164: Stanley, NC

ZIP code 28164 uses the postal name Stanley, North Carolina and lies mostly in Gaston County (63% of its land) with the rest in Lincoln County (Census 2020 ZIP-county file). About 17,000 people live there (Census Bureau, ACS 2020-2024). Median household income is $79,728 (Census Bureau, ACS 2020-2024). By Census place, its land lies in Lowesville (16%) and Stanley (6%); 78% is outside any Census place.

  • ACS2020-24
  • Census2020
  • FHFA2025
  • ZBP2023
  • IRS2022
2national area: North Carolina, District of Columbia, Maryland, South Carolina, Virginia and West Virginia
281sectional center: Charlotte, NC (SCF 282)
64delivery area within it
Town
Stanley · its only residential ZIP
County
Gaston County (63%); Lincoln County (37%)
Census places
Lowesville (16%) census-designated place; Stanley (6%)
Neighborhoods
Craig Heights, Murphy Heights, Taylor Heights GeoNames
Metro area
Charlotte-Concord-Gastonia, NC-SC
House districts
NC-14 (63%), NC-10 (37%) 119th Congress, by share of land
Time zone
Eastern
Land area
41.0 sq mi · 411 people per sq mi

Where is ZIP code 28164?

28164 centers on 35.389°, -81.037° and covers 41.0 square miles of land plus 0.4 of water. It borders 7 ZIP codes: 28006, 28120, 28080, 28037, 28034, 28078, 28056.

28006 · Alexis28034 · Dallas28037 · Denver28056 · Gastonia28078 · Huntersville28080 · Iron Station28120 · Mount Holly28164 · Stanley (this ZIP)281642805628078280372812028034280802800628006 · Alexis28034 · Dallas28037 · Denver28056 · Gastonia28078 · Huntersville28080 · Iron Station28120 · Mount Holly28164 · Stanley (this ZIP)281642805628078280372812028034280802800628006 · Alexis28034 · Dallas28037 · Denver28056 · Gastonia28078 · Huntersville28080 · Iron Station28120 · Mount Holly28164 · Stanley (this ZIP)28164280562807828037281202803428080
Shaded by median household income, in national fifths (ACS 2020-2024); 28164 outlined. Census 2020 ZCTA boundaries. <$54.1k$98.1k+no figure

The map draws ZIP code areas only. For the streets inside 28164, open its center on OpenStreetMap.

Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0); neighborhoods from the GeoNames gazetteer (CC BY 4.0), placed in this ZIP code by PlainZIP.

How does 28164 compare with the rest of Gaston County?

Rank of 28164 among the residential ZIP codes of its town, county and state (1 = the most; income and home value among ZIP codes of 1,000+ people living in households)
Measure28164In Gaston CountyIn NC
People (ACS 2020-2024)16,8749th of 17226th of 853
Median household income$80k3rd of 11138th of 528
Median home value$310k4th of 14180th of 572

Its median household income is higher than in 62% of U.S. residential ZIP codes, and it is denser than 70% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).

How many people live in 28164?

The 2020 Census counted 14,903 people in 28164; the ACS, which samples households over 2020-2024, estimates 16,874. Between the 2010 and 2020 censuses its population grew 5.8% (its boundary stayed at least 90% the same).

People, ACS 2020-2024
16,874
2020 Census count
14,903+5.8% since 2010 (14,085)
Households
6,483
Median age
43.4

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).

Who lives in 28164?

Of the 16,874 people the ACS estimates in 28164, 20.2% are under 18 and 19.3% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (88.1%).

  • Under 1820.2%
  • 18 to 6460.5%
  • 65 and older19.3%
Age of the people of 28164 (ACS 2020-2024, B01001)
  • White, not Hispanic88.1%
  • Hispanic or Latino4.8%
  • Black, not Hispanic4.6%
  • Other or two or more1.9%
  • Asian, not Hispanic0.5%
Race and Hispanic origin in 28164 (ACS 2020-2024, B03002); each person counted once

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.

What do households in 28164 earn?

Median household income is $79,728 (ACS 2020-2024), the 3rd highest of the 11 ranked ZIP codes in Gaston County. It is not measurably different from 2015-2019 ($75,403 in 2024 dollars): the change is within the surveys' margins of error.

Median household income
$79,728±$12,229
Income per person
$41,133
Below the poverty line
7.5%
Unemployed (of the labor force)
3.4%
Adults 25+ with a bachelor's degree
24.5%
Adjusted gross income per tax return, 2022
$81,9107,140 returns; wages 74% of AGI (IRS)

Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).

What are homes worth in 28164?

FHFA's house price index for 28164, built from repeat sales and appraisals of the same homes, rose 120% from 2015 to 2025 and rose 63% from 2020 to 2025, and moved +5.1% in 2025.

Median home value (owners' estimate)
$310,300
Median gross rent
$1,126
Homes owned by their occupants
83.5%
Housing units
6,730
0 100 200 300 400 500 198619902000201020202025 0 100 200 300 400 500 198619902000201020202025 0 100 200 300 400 500 198619902000201020202025
Index = 100 in 1986, the first year FHFA reports for 28164; 2025: 497.5. Annual, not seasonally adjusted; FHFA calls its ZIP-level indexes developmental.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.

What businesses are in 28164?

288 business establishments had a location in this ZIP code in 2023, 70 more than in 2018; the most are in construction (ZIP Code Business Patterns).

  • Construction57
  • Other services (except public administration)38
  • Retail trade29
  • Administrative and support and waste management and remediation services26
  • Accommodation and food services22
  • Professional, scientific, and technical services19

Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).

Which ZIP codes are next to 28164?

ZIP codes that share a boundary with 28164, then the nearest by center
ZIPTownPeopleHousehold incomeDistance
28006Alexis1,518$52k3.4 mi
28120Mount Holly25,805$78k4.2 mi
28080Iron Station7,606$72k6.0 mi
28037Denver28,768$112k7.4 mi
28034Dallas18,979$62k8.4 mi
28078Huntersville71,657$121k9.7 mi
28056Gastonia36,200$90k12.9 mi
28098Lowell3,851$53k8.9 mi (near)
28214Charlotte43,837$86k9.0 mi (near)
28077High Shoals258$31k9.4 mi (near)

Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.