Residential delivery area · North Carolina
ZIP Code 28092: Lincolnton, NC
ZIP code 28092 uses the postal name Lincolnton, North Carolina and lies mostly in Lincoln County (88% of its land), reaching into Gaston County and Catawba County (Census 2020 ZIP-county file). About 40,000 people live there (Census Bureau, ACS 2020-2024). Median household income is $60,984 (Census Bureau, ACS 2020-2024). By Census place, 7% of its land lies in Lincolnton, and under 1% in smaller places; 92% is outside any Census place.
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Lincolnton · its only residential ZIP
- County
- Lincoln County (88%); Gaston County (8%); Catawba County (5%)
- Census places
- Lincolnton
- Metro area
- Charlotte-Concord-Gastonia, NC-SC
- House districts
- NC-10 (92%), NC-14 (8%) 119th Congress, by share of land
- State
- North Carolina
- Time zone
- Eastern
- Land area
- 119.9 sq mi · 337 people per sq mi
- PO Box ZIPs
- 28093 also use the name Lincolnton
Where is ZIP code 28092?
28092 centers on 35.483°, -81.253° and covers 119.9 square miles of land plus 0.6 of water. It borders 10 ZIP codes: 28077, 28033, 28650, 28080, 28034, 28021, 28658, 28168, 28016, 28037.
The map draws ZIP code areas only. For the streets inside 28092, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 28092 compare with the rest of Lincoln County?
| Measure | 28092 | In Lincoln County | In NC |
|---|---|---|---|
| People (ACS 2020-2024) | 40,350 | 1st of 10 | 72nd of 853 |
| Median household income | $61k | 7th of 8 | 339th of 528 |
| Median home value | $245k | 4th of 10 | 264th of 572 |
Its median household income is higher than in 31% of U.S. residential ZIP codes, and it is denser than 68% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 28092?
The 2020 Census counted 38,719 people in 28092; the ACS, which samples households over 2020-2024, estimates 40,350. Between the 2010 and 2020 censuses its population grew 0.4% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 40,350
- 2020 Census count
- 38,719+0.4% since 2010 (38,570)
- Households
- 15,929
- Median age
- 42.3
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 28092?
Of the 40,350 people the ACS estimates in 28092, 22.0% are under 18 and 18.9% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (74.2%), then Hispanic or Latino (12.7%).
- Under 1822.0%
- 18 to 6459.1%
- 65 and older18.9%
- White, not Hispanic74.2%
- Hispanic or Latino12.7%
- Black, not Hispanic8.7%
- Other or two or more3.7%
- Asian, not Hispanic0.7%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 28092 earn?
Median household income is $60,984 (ACS 2020-2024), the 7th highest of the 8 ranked ZIP codes in Lincoln County. It is not measurably different from 2015-2019 ($61,677 in 2024 dollars): the change is within the surveys' margins of error.
- Median household income
- $60,984
- Income per person
- $34,377
- Below the poverty line
- 16.5%
- Unemployed (of the labor force)
- 3.0%
- Adults 25+ with a bachelor's degree
- 20.8%
- Adjusted gross income per tax return, 2022
- $64,08517,470 returns; wages 75% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 28092?
FHFA's house price index for 28092, built from repeat sales and appraisals of the same homes, rose 111% from 2015 to 2025 and rose 63% from 2020 to 2025, and moved +4.3% in 2025.
- Median home value (owners' estimate)
- $245,300
- Median gross rent
- $996
- Homes owned by their occupants
- 70.0%
- Housing units
- 17,072
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 28092?
812 business establishments had a location in this ZIP code in 2023, 69 more than in 2018; the most are in retail trade (ZIP Code Business Patterns).
- Retail trade126
- Construction111
- Health care and social assistance106
- Other services (except public administration)100
- Accommodation and food services67
- Manufacturing46
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 28092?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 28077 | High Shoals | 258 | $31k | 6.1 mi |
| 28033 | Crouse | 3,481 | $79k | 6.1 mi |
| 28650 | Maiden | 12,746 | $75k | 8.1 mi |
| 28080 | Iron Station | 7,606 | $72k | 8.5 mi |
| 28034 | Dallas | 18,979 | $62k | 9.9 mi |
| 28021 | Cherryville | 13,865 | $63k | 10.2 mi |
| 28658 | Newton | 26,336 | $72k | 10.7 mi |
| 28168 | Vale | 10,484 | $61k | 10.8 mi |
| 28016 | Bessemer City | 13,109 | $57k | 11.8 mi |
| 28037 | Denver | 28,768 | $112k | 13.2 mi |
| 28006 | Alexis | 1,518 | $52k | 10.4 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.
Which other ZIP codes use the name Lincolnton?
1 more ZIP code carries the postal name Lincolnton, NC without a residential delivery area: PO boxes at the post office, or a single organization with its own ZIP code. The Census Bureau publishes no figures for it.
| ZIP | County |
|---|---|
| 28093 | Lincoln County |
Source: GeoNames postal codes (CC BY 4.0), downloaded 2026-10-09; a ZIP code with no Census ZCTA has no residential delivery area.