Stephentown, NY

Single-footprint Census roll-up for Stephentown, NY: 2 USPS ZIPs, population 2,258. Open the primary ZIP for household income, housing tenure, and commute from ACS 2023 5-Year Estimates.

U.S. Census Bureau, SimpleMaps US ZIP Code Database, delivery-area ZIP coverage

ACS city ledger plate

Sheet STEPHENTOWN-NY · Stephentown, NY 2 ZIPs · 2,258 pop · #14775/25278 · Rensselaer County

INC-MID · RANK-MID · PHOTO-FINISH · BOOK-FEW · OWN-MID · POP-VILLAGE · SPREAD-WIDE · HOME-MID

  • INC-MID $66,383
  • RANK-MID #14775/25278
  • PHOTO-FINISH ≈ Troy
  • BOOK-FEW 2 ZIPs
  • OWN-MID 78% owners
  • POP-VILLAGE 2,258
  • SPREAD-WIDE 12169→12168
  • HOME-MID $207,050

Nearest income peer: Troy, NY (+ $35 income $)

Instrument codes from this city’s ACS household income, national rank, county-peer gap, ZIP book, owner tenure, population scale, intra-city income spread, and home-value band, not a moving recommendation.

Income neighbourhood around Stephentown

Lowest/highest poles plus county-sharing cities nearest Stephentown on average ZIP median household income. Full ladder: /cities.

median HH income

What this shows County-sharing peers only, not the full US city board. Open a near peer when the gap is small; open the poles when the mosaic is wide.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2026-08-25

National city placement

According to ACS 5-Year Estimates, Stephentown, NY sits among US cities with a below-median household income, on a village-scale population base, across a handful of delivery areas.

42nd pct
household income vs 25,278 US cities
2,258
city population (Census)
2
USPS ZIP codes covered
$66,383
avg ZIP median income

Income percentile ranks this city's average ZIP median household income against 25,278 US cities with ACS income on at least one ZIP. Scale and ZIP-spread words come from Census population and USPS ZIP coverage.

Below-median income with few delivery areas (2): read cost-of-living from the primary ZIP. Household income $66,383 and poverty 1.4% concentrate in 12168.

Owner-occupancy sits in a mixed band (77.6%) - check the ZIP page's tenure split before treating Stephentown as a pure owner town.

Within New York, Dansville is the closest lower-income city and Whitesville the closest higher-income city by average ZIP household income. Their 1 and 1 ZIP footprints are the immediate statewide comparison set for Stephentown.

Within-city ZIP comparison

Where the ZIP codes inside Stephentown differ

Income is the clearest internal divide in Stephentown. ZIP 12169 reports $43,936 in median household income, while ZIP 12168 reports $88,830. The city average sits between those published endpoints, so it is a starting point rather than a substitute for the ZIP records.

Income high-to-low ratio
2.0×

12169 to 12168

Home-value high-to-low ratio
1.0×

12168 to 12169

Poverty-rate spread
1.8 points

12169 to 12168

Derived from the published ACS 2023 ZIP-level records shown on this site. A high-to-low ratio compares the highest and lowest available ZIP values; it is not a score or forecast.

Population concentration

ZIP 12168 swallows Stephentown's short list

Across only 2 ZIPs, 12168 still holds about 86% of Stephentown's 2,258 residents. The secondary codes are thin edges; treat the city average as a near-reprint of the lead ZIP.

Census ZBP business roll-up

Balanced ZBP roll-up inside compact Stephentown

Citywide ZBP: 38 establishments, 236 employees , annual payroll $11,034k (~17 establishments per 1,000 residents) across 2 of 2 ZIPs. Peak business ZIP 12168 (29 units) ; leading NAICS Retail trade (6) · also Construction · Other services (except public administration) .

View your shortlist →

ZIP Codes in Stephentown, NY

These ZIP codes sit in Rensselaer County, which covers 27 ZIP codes in all; 2 of them fall in Stephentown. See the Rensselaer County roll-up →

Every one of the 12 cities sharing Rensselaer County reports a higher average ZIP median income than Stephentown, Rensselaer, East Greenbush and Averill Park among them. That gap is the county's income spread, not a measure of the housing or commute picture below. Averill Park marks the far end of that range at $126,620, 91% above Stephentown.

Side-by-side: Compare 12168 vs 12169 →

ZIP Code Population Median income Establishments Density
12168 1,952 $88,830 29 22
12169 306 $43,936 9 12

Stephentown roll-ups here are for informational purposes only and do not constitute financial or relocation advice. ACS and Census ZBP figures are estimates; confirm the current table against Census before a money or move decision involving Stephentown, .