Residential delivery area · New York
ZIP Code 12168: Stephentown, NY
ZIP code 12168 uses the postal name Stephentown, New York and lies entirely in Rensselaer County (Census 2020 ZIP-county file). About 1,800 people live there (Census Bureau, ACS 2020-2024), the more populous of Stephentown's 2 residential ZIP codes. Median household income is $88,830 (Census Bureau, ACS 2020-2024). Its land lies outside any incorporated or census-designated place.
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Stephentown · 2 residential ZIPs
- County
- Rensselaer County
- Metro area
- Albany-Schenectady-Troy, NY
- House district
- NY-19 119th Congress
- State
- New York
- Time zone
- Eastern
- Land area
- 30.8 sq mi · 57 people per sq mi
Where is ZIP code 12168?
12168 centers on 42.574°, -73.371° and covers 30.8 square miles of land plus 0.1 of water. It borders 8 ZIP codes: 12169, 01237, 12125, 12153, 12022, 12062, 01267, 12138.
The map draws ZIP code areas only. For the streets inside 12168, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 12168 compare with the rest of Stephentown?
| Measure | 12168 | In Stephentown | In Rensselaer County | In NY |
|---|---|---|---|---|
| People (ACS 2020-2024) | 1,752 | 1st of 2 | 19th of 30 | 1,114th of 1,826 |
| Median household income | $89k | 1st of 1 | 15th of 19 | 469th of 1,081 |
| Median home value | $204k | not ranked | not ranked | not ranked |
12168's median home value is not ranked: its 90% margin of error (±$61,443) is more than a quarter of the figure ($204,100). Rankings use ZIP codes of 1,000 or more people living in households, with margins at most 25% of the figure.
Its median household income is higher than in 72% of U.S. residential ZIP codes, and it is denser than 45% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 12168?
The 2020 Census counted 1,681 people in 12168; the ACS, which samples households over 2020-2024, estimates 1,752. Its boundary changed between the 2010 and 2020 censuses, so the two counts are not compared.
- People, ACS 2020-2024
- 1,752±228 (90% margin)
- 2020 Census count
- 1,681
- Households
- 726
- Median age
- 52.5
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 12168?
Of the 1,752 people the ACS estimates in 12168, 12.4% are under 18 and 26.1% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (89.0%).
- Under 1812.4%
- 18 to 6461.4%
- 65 and older26.1%
- White, not Hispanic89.0%
- Other or two or more5.7%
- Hispanic or Latino3.8%
- Black, not Hispanic1.5%
- Asian, not Hispanic0.0%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 12168 earn?
Median household income is $88,830 (ACS 2020-2024), the 15th highest of the 19 ranked ZIP codes in Rensselaer County.
- Median household income
- $88,830±$11,157
- Income per person
- $59,291
- Below the poverty line
- 2.3%
- Unemployed (of the labor force)
- 26.3%
- Adults 25+ with a bachelor's degree
- 33.7%
- Adjusted gross income per tax return, 2022
- $76,383880 returns; wages 62% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 12168?
FHFA's house price index for 12168, built from repeat sales and appraisals of the same homes, rose 63% from 2020 to 2025, and moved +8.0% in 2025.
- Median home value (owners' estimate)
- $204,100
- Median gross rent
- $618
- Homes owned by their occupants
- 88.4%
- Housing units
- 771
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 12168?
29 business establishments had a location in this ZIP code in 2023, 7 more than in 2018; the most are in retail trade (ZIP Code Business Patterns).
- Retail trade6
- Construction5
- Other services (except public administration)5
- Manufacturing4
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 12168?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 12169 | Stephentown | 417 | $44k | 4.2 mi |
| 01237 | Lanesborough, MA | 2,302 | $91k | 5.8 mi |
| 12125 | New Lebanon | 1,141 | $56k | 6.3 mi |
| 12153 | Sand Lake | 669 | $90k | 6.6 mi |
| 12022 | Berlin | 1,120 | $97k | 6.7 mi |
| 12062 | East Nassau | 1,650 | $88k | 7.2 mi |
| 01267 | Williamstown, MA | 9,633 | $106k | 9.2 mi |
| 12138 | Petersburg | 2,695 | $76k | 12.1 mi |
| 12040 | Cherry Plain | 27 | $58k | 4.0 mi (near) |
| 12195 | West Lebanon | 162 | $149k | 8.1 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.