Stephentown, NY · standard
ZIP Code 12168
Rensselaer County, New York - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 1,952
- 22/sq mi Moderate-density area
- $88,830
- Median income Above-median income area
- $204,100
- Median home value Near-median home value
- 33.7%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Stephentown pairs an above-median household income with below-median home values, in a rural, homeowner-dominated area.
- Top 28%
- household income, US ZIPs
- 44th pct
- home value, US ZIPs
- 22
- people per sq mi
- 88%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 12168 against every reporting US ZIP.
ZIP code 12168 covers 90.4 square miles in Stephentown, Rensselaer County, New York (a standard USPS delivery area), with a modest 1,952 residents on file, a density of 22 people per square mile, in the New York time zone.
ZIP 12168 lands in the middle-income range, with a median household income of $88,830 (4% below the average New York ZIP), while per-capita income is $59,291. Unemployment is 26.3%, an important qualifier alongside the household-income figure. Home values sit below the statewide ZIP benchmark: the median is $204,100 (46% below the average New York ZIP), and median rent is $618; owner occupancy is 88.4%.
A solid share of residents have a four-year degree: 33.7% of adults hold a bachelor's degree or higher, the median age is 52.5, and the average commute is -. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Rensselaer County, so 12168 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 12168
Top 5 sectors by establishment count in Stephentown, NY
Which industries have the most business establishments in ZIP 12168.
- Retail trade
Retail trade
6 establishments
- Construction
Construction
5 establishments
- Other services (except public administration)
Other services (except public administration)
5 establishments
- Manufacturing
Manufacturing
4 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 12168, Stephentown, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
1,952
Population
90.4
Area (sq mi)
22
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 12168?
52.5
Median Age
50.9%
Male
49.1%
Female
2.4%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$88,830
Median Household Income
-4% vs state ZIP avg
$59,291
Per Capita Income
2.3%
Poverty Rate
26.3%
Unemployment Rate
How ZIP 12168 ranks among New York ZIPs
Stephentown, NY household income vs. every New York ZIP code
Median household income among 1,626 reporting New York ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$88,830 Top 41% higher than 59% of 1,626 New York ZIPs
Each bar is a $20K-wide band; taller bars hold more New York ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
771housing units
771
Total Housing Units
726
Occupied Units
45
Vacant Units
2.41
Avg Household Size
Occupancy Type
$204,100
Median Home Value
-46% vs state ZIP avg
$618
Median Rent
1981
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 29 business establishments in ZIP 12168, employing approximately 199 people with a combined annual payroll of $8,236,000.
29
Businesses
199
Employees
$8.2M
Annual Payroll
4
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 6 | 20.7% |
| Construction | 5 | 17.2% |
| Other services (except public administration) | 5 | 17.2% |
| Manufacturing | 4 | 13.8% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 12168 vs 12169 →
ZIP 12168 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 01201
Pittsfield (01201)
46,504 residents
- 12018 7,930
Averill Park (12018)
7,930 residents
- 01237 2,496
Lanesborough (01237)
2,496 residents
- 12168 1,952
Stephentown (12168)
1,952 residents
- 12062 1,776
East Nassau (12062)
1,776 residents
- 12125 1,373
New Lebanon (12125)
1,373 residents
- 12022 929
Berlin (12022)
929 residents
- 12153 814
Sand Lake (12153)
814 residents
- 12169 306
Stephentown (12169)
306 residents
What this shows Among its immediate neighbors, ZIP 12168 ranks #4 by population - useful context the national average alone can't give.
ZIP 12168 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 12195
West Lebanon (12195)
$148,815 median income
- 12018
Averill Park (12018)
$126,620 median income
- 12022
Berlin (12022)
$96,875 median income
- 01237
Lanesborough (01237)
$90,898 median income
- 12153
Sand Lake (12153)
$89,861 median income
- 12168
Stephentown (12168)
$88,830 median income
- 12062
East Nassau (12062)
$87,679 median income
- 01201
Pittsfield (01201)
$71,093 median income
- 12040 $57,955
Cherry Plain (12040)
$57,955 median income
What this shows By household income, ZIP 12168 ranks #6 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 12169 | Stephentown, NY | 306 | 3.6 mi |
| 12040 | Cherry Plain, NY | 113 | 5.5 mi |
| 12125 | New Lebanon, NY | 1,373 | 6.0 mi |
| 01237 | Lanesborough, MA | 2,496 | 6.1 mi |
| 12022 | Berlin, NY | 929 | 7.8 mi |
| 12062 | East Nassau, NY | 1,776 | 6.8 mi |
| 12195 | West Lebanon, NY | 154 | 6.9 mi |
| 12153 | Sand Lake, NY | 814 | 7.1 mi |
| 12018 | Averill Park, NY | 7,930 | 8.8 mi |
| 01201 | Pittsfield, MA | 46,504 | 9.3 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 12168, both outside NY so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (1,952 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Rensselaer County
Related Areas
Frequently Asked Questions
What county is ZIP code 12168 in?
ZIP code 12168 (Stephentown) is located in Rensselaer County, New York. Rensselaer County contains multiple ZIP codes, see the full list at /counties/rensselaer-ny.
What is the population of ZIP code 12168?
ZIP code 12168 in Stephentown, NY has a population of 1,952 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 12168?
The median household income in ZIP 12168 is $88,830, which is 16% above the national average of $76,288.
What is the average home value in ZIP 12168?
The median home value in ZIP 12168 is $204,100, which is 27% below the national average of $278,155.
What is the demographic makeup of ZIP 12168?
The largest racial group in ZIP 12168 is White at 91.3%. Hispanic or Latino residents make up 3.8% of the population.
How many businesses are in ZIP code 12168?
ZIP code 12168 has 29 business establishments employing approximately 199 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 12168?
The top industries by establishment count in ZIP 12168 are: Retail trade (6), Construction (5), Other services (except public administration) (5). There are 4 industry sectors represented in total.
What is the education level in ZIP code 12168?
In ZIP code 12168, 61.4% of residents aged 25+ have a high school diploma or higher, and 33.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 12168?
In ZIP code 12168, approximately 88.4% of occupied housing units are owner-occupied and 11.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 12168?
The poverty rate in ZIP code 12168 is 2.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 12168's numbers, next.
- See how ZIP 12168 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Stephentown, NY ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.