PlainZIP

Stephentown, NY · standard

ZIP Code 12168

Rensselaer County, New York - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

1,952
22/sq mi
$88,830
Median income
$204,100
Median home value
33.7%
Bachelor's or higher

The verdict

Stephentown pairs an above-median household income with below-median home values, in a rural, homeowner-dominated area.

Top 28%
household income, US ZIPs
44th pct
home value, US ZIPs
22
people per sq mi
88%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 12168 against every reporting US ZIP.

ZIP code 12168 covers 90.4 square miles in Stephentown, Rensselaer County, New York (a standard USPS delivery area), with a modest 1,952 residents on file, a density of 22 people per square mile, in the New York time zone.

ZIP 12168 lands in the middle-income range, with a median household income of $88,830 (4% below the New York average), while per-capita income is $59,291. Local economic indicators show a 2.3% poverty rate alongside 26.3% unemployment. Housing costs here run $204,100 for a typical home value (46% below the state average), with rent averaging $618 a month; 88.4% of homes are owner-occupied.

A solid share of residents have a four-year degree: 33.7% of adults hold a bachelor's degree or higher, the median age is 52.5, and the average commute is -. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Rensselaer County, so you can benchmark 12168 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 12168

Top 5 sectors by establishment count in Stephentown, NY

Which industries have the most business establishments in ZIP 12168.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 12168, Stephentown, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

1,952

Population

90.4

Area (sq mi)

22

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 12168?

52.5

Median Age

50.9%

Male

49.1%

Female

2.4%

Foreign-Born

White 91.3%
African American 1.5%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 5.5%
Hispanic or Latino 3.8%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$88,830

Median Household Income

-4% vs state

$59,291

Per Capita Income

2.3%

Poverty Rate

26.3%

Unemployment Rate

How ZIP 12168 ranks nationally

Stephentown, NY household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$88,830 Top 28% higher than 72% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 61.4%
Bachelor's Degree or Higher 33.7%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

771

Total Housing Units

726

Occupied Units

45

Vacant Units

2.41

Avg Household Size

Occupancy Type

Owner 88.4%
Renter 11.6%

$204,100

Median Home Value

-46% vs state

$618

Median Rent

1981

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 29 business establishments in ZIP 12168, employing approximately 199 people with a combined annual payroll of $8,236,000.

29

Businesses

199

Employees

$8.2M

Annual Payroll

4

Industry Sectors

Industry Establishments % of Total
Retail trade 6 20.7%
Construction 5 17.2%
Other services (except public administration) 5 17.2%
Manufacturing 4 13.8%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 12168 vs 12169 →

ZIP 12168 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 12168 ranks #4 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 12168 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 12168 ranks #6 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
12169 Stephentown, NY 306 3.6 mi
12040 Cherry Plain, NY 113 5.5 mi
12125 New Lebanon, NY 1,373 6.0 mi
01237 Lanesborough, MA 2,496 6.1 mi
12022 Berlin, NY 929 7.8 mi
12062 East Nassau, NY 1,776 6.8 mi
12195 West Lebanon, NY 154 6.9 mi
12153 Sand Lake, NY 814 7.1 mi
12018 Averill Park, NY 7,930 8.8 mi
01201 Pittsfield, MA 46,504 9.3 mi

More ZIP Codes in Rensselaer County

12180 standard
Troy, NY
Pop: 53,606
12144 standard
Rensselaer, NY
Pop: 20,555
12182 standard
Troy, NY
Pop: 14,733
12061 standard
East Greenbush, NY
Pop: 9,050
12018 standard
Averill Park, NY
Pop: 7,930
12198 standard
Wynantskill, NY
Pop: 7,903

Related Areas

Rensselaer County Stephentown, NY New York

Frequently Asked Questions

What county is ZIP code 12168 in? ▼
ZIP code 12168 (Stephentown) is located in Rensselaer County, New York. Rensselaer County contains multiple ZIP codes, see the full list at /counties/rensselaer-ny.
What is the population of ZIP code 12168? ▼
ZIP code 12168 in Stephentown, NY has a population of 1,952 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 12168? ▼
The median household income in ZIP 12168 is $88,830, which is 16% above the national average of $76,288.
What is the average home value in ZIP 12168? ▼
The median home value in ZIP 12168 is $204,100, which is 27% below the national average of $278,155.
What is the demographic makeup of ZIP 12168? ▼
The largest racial group in ZIP 12168 is White at 91.3%. Hispanic or Latino residents make up 3.8% of the population.
How many businesses are in ZIP code 12168? ▼
ZIP code 12168 has 29 business establishments employing approximately 199 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 12168? ▼
The top industries by establishment count in ZIP 12168 are: Retail trade (6), Construction (5), Other services (except public administration) (5). There are 4 industry sectors represented in total.
What is the education level in ZIP code 12168? ▼
In ZIP code 12168, 61.4% of residents aged 25+ have a high school diploma or higher, and 33.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 12168? ▼
In ZIP code 12168, approximately 88.4% of occupied housing units are owner-occupied and 11.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 12168? ▼
The poverty rate in ZIP code 12168 is 2.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.