Watertown, NY

Single-footprint Census roll-up for Watertown, NY: 2 USPS ZIPs, population 47,918. Open the primary ZIP for household income, housing tenure, and commute from ACS 2023 5-Year Estimates.

U.S. Census Bureau, SimpleMaps US ZIP Code Database, delivery-area ZIP coverage

ACS city ledger plate

Sheet WATERTOWN-NY · Watertown, NY 2 ZIPs · 47,918 pop · #17596/25278 · Jefferson County

INC-MID · RANK-LOWER · BELOW-PEER · BOOK-FEW · OWN-RENT · POP-SMALL · SPREAD-TIGHT · HOME-LOW

  • INC-MID $60,646
  • RANK-LOWER #17596/25278
  • BELOW-PEER under Carthage
  • BOOK-FEW 2 ZIPs
  • OWN-RENT 26% owners
  • POP-SMALL 47,918
  • SPREAD-TIGHT 13601→13603
  • HOME-LOW $172,600

Nearest income peer: Carthage, NY (+ $2,474 income $)

Instrument codes from this city’s ACS household income, national rank, county-peer gap, ZIP book, owner tenure, population scale, intra-city income spread, and home-value band, not a moving recommendation.

Income neighbourhood around Watertown

Lowest/highest poles plus county-sharing cities nearest Watertown on average ZIP median household income. Full ladder: /cities.

median HH income

What this shows County-sharing peers only, not the full US city board. Open a near peer when the gap is small; open the poles when the mosaic is wide.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2026-08-25

National city placement

According to ACS 5-Year Estimates, Watertown, NY sits among US cities with a below-median household income, on a small-city population base, across a handful of delivery areas.

30th pct
household income vs 25,278 US cities
47,918
city population (Census)
2
USPS ZIP codes covered
$60,646
avg ZIP median income

Income percentile ranks this city's average ZIP median household income against 25,278 US cities with ACS income on at least one ZIP. Scale and ZIP-spread words come from Census population and USPS ZIP coverage.

Below-median income with few delivery areas (2): read cost-of-living from the primary ZIP. Household income $60,646 and poverty 14.1% concentrate in 13601.

Owner-occupancy is comparatively low (26.3%) for this income tier, rent $1,319 may matter more than the home-value average.

Within New York, Sandy Creek is the closest lower-income city and Auburn the closest higher-income city by average ZIP household income. Their 1 and 1 ZIP footprints are the immediate statewide comparison set for Watertown.

Within-city ZIP comparison

Where the ZIP codes inside Watertown differ

The published income range is comparatively compact across the ZIPs in Watertown: $58,791 in ZIP 13601 to $62,500 in 13603. The city average is therefore a more representative summary here, though each ZIP page still carries its own housing and demographic record.

Income high-to-low ratio
1.1×

13601 to 13603

Poverty-rate spread
5 points

13603 to 13601

Derived from the published ACS 2023 ZIP-level records shown on this site. A high-to-low ratio compares the highest and lowest available ZIP values; it is not a score or forecast.

Population concentration

ZIP 13601 swallows Watertown's short list

Across only 2 ZIPs, 13601 still holds about 80% of Watertown's 47,918 residents. The secondary codes are thin edges; treat the city average as a near-reprint of the lead ZIP.

Census ZBP business roll-up

Balanced ZBP roll-up inside compact Watertown

Citywide ZBP: 1,169 establishments, 19,391 employees , annual payroll $957,024k (~24 establishments per 1,000 residents) across 2 of 2 ZIPs. Peak business ZIP 13601 (1,162 units) ; leading NAICS Retail trade (247) · also Health care and social assistance · Other services (except public administration) .

View your shortlist →

ZIP Codes in Watertown, NY

These ZIP codes sit in Jefferson County, which covers 37 ZIP codes in all; 2 of them fall in Watertown. See the Jefferson County roll-up →

Watertown sits in the lower half of Jefferson County on income: Carthage, Clayton and Adams report more, and only Evans Mills reports less. Dexter marks the far end of that range at $92,109, 52% above Watertown.

Side-by-side: Compare 13601 vs 13603 →

ZIP Code Population Median income Establishments Density
13601 38,158 $58,791 1,162 105
13603 9,760 $62,500 7 691

Watertown roll-ups here are for informational purposes only and do not constitute financial or relocation advice. ACS and Census ZBP figures are estimates; confirm the current table against Census before a money or move decision involving Watertown, .