PlainZIP

Watertown, NY · standard

ZIP Code 13601

Jefferson County, New York - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

38,158
105/sq mi
$58,791
Median income
$172,600
Median home value
26.2%
Bachelor's or higher

The verdict

Watertown pairs a below-median household income with below-median home values, in a rural, mixed-tenure area.

27th pct
household income, US ZIPs
35th pct
home value, US ZIPs
105
people per sq mi
49%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 13601 against every reporting US ZIP.

ZIP code 13601 is a densely settled ZIP (a standard USPS delivery area) in Watertown, Jefferson County, New York, with 38,158 residents across 364.5 square miles, a density of 105 people per square mile, in the New York time zone.

ZIP 13601 reports a modest median household income of $58,791 (36% below the New York average), while per-capita income is $34,835. Poverty here runs at 16.6%, with unemployment measured at 5.3%. Housing costs here run $172,600 for a typical home value (54% below the state average), with rent averaging $1,011 a month; 48.6% of homes are owner-occupied.

Educational attainment sits below the national norm: 26.2% of adults hold a bachelor's degree or higher, the median age is 35.7, and the average commute is 18 minutes. We also surface 8 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Jefferson County, so you can benchmark 13601 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 13601

Top 5 sectors by establishment count in Watertown, NY

Which industries have the most business establishments in ZIP 13601.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 13601, Watertown, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

38,158

Population

364.5

Area (sq mi)

105

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 13601?

35.7

Median Age

50.1%

Male

49.9%

Female

4.9%

Foreign-Born

White 81.4%
African American 4.6%
Asian 2.5%
American Indian or Alaska Native 0.4%
Native Hawaiian or Pacific Islander 0.1%
Two or More Ethnicities 8.3%
Hispanic or Latino 6.2%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$58,791

Median Household Income

-36% vs state

$34,835

Per Capita Income

16.6%

Poverty Rate

5.3%

Unemployment Rate

18.1 min

Mean Commute Time

How ZIP 13601 ranks nationally

Watertown, NY household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$58,791 27th percentile higher than 27% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 59.1%
Bachelor's Degree or Higher 26.2%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

18,739

Total Housing Units

16,663

Occupied Units

2,076

Vacant Units

2.14

Avg Household Size

Occupancy Type

Owner 48.6%
Renter 51.4%

$172,600

Median Home Value

-54% vs state

$1,011

Median Rent

1955

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+3.9%

YoY Change (2024)

254

HPI Index (2000 = 100)

+154%

Total Change Since 2000

Home values in ZIP 13601 have increased 3.9% over the past year (2024). Since 2000, this ZIP has seen +154% cumulative appreciation.

Year Annual Change HPI Index
2020 +7.1% 212
2021 +6.5% 226
2022 +3.9% 235
2023 +4.0% 244
2024 +3.9% 254

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 1,162 business establishments in ZIP 13601, employing approximately 19,343 people with a combined annual payroll of $955,493,000.

1,162

Businesses

19,343

Employees

$955.5M

Annual Payroll

18

Industry Sectors

Industry Establishments % of Total
Retail trade 247 21.3%
Health care and social assistance 174 15.0%
Other services (except public administration) 123 10.6%
Accommodation and food services 119 10.2%
Construction 76 6.5%
Professional, scientific, and technical services 69 5.9%
Real estate and rental and leasing 65 5.6%
Finance and insurance 63 5.4%
Administrative and support and waste management and remediation services 46 4.0%
Wholesale trade 38 3.3%
Transportation and warehousing 32 2.8%
Manufacturing 28 2.4%
Information 27 2.3%
Arts, entertainment, and recreation 21 1.8%
Educational services 14 1.2%
Management of companies and enterprises 9 0.8%
Utilities 5 0.4%
Mining, quarrying, and oil and gas extraction 3 0.3%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 13601 vs 13616 →

ZIP 13601 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 13601 ranks the most populous - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 13601 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 13601 ranks #6 of 8 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
13616 Calcium, NY 1,880 4.6 mi
13682 Rodman, NY 877 8.8 mi
13615 Brownville, NY 1,271 6.3 mi
13612 Black River, NY 2,852 6.9 mi
13603 Watertown, NY 9,760 7.2 mi
13637 Evans Mills, NY 4,491 9.6 mi
13606 Adams Center, NY 2,716 8.6 mi
13602 Fort Drum, NY 3,881 9.1 mi

More ZIP Codes in Jefferson County

13619 standard
Carthage, NY
Pop: 10,901
13603 standard
Watertown, NY
Pop: 9,760
13624 standard
Clayton, NY
Pop: 5,457
13605 standard
Adams, NY
Pop: 4,777
13637 standard
Evans Mills, NY
Pop: 4,491
13634 standard
Dexter, NY
Pop: 3,984

Related Areas

Jefferson County Watertown, NY New York

Frequently Asked Questions

What county is ZIP code 13601 in? ▼
ZIP code 13601 (Watertown) is located in Jefferson County, New York. Jefferson County contains multiple ZIP codes, see the full list at /counties/jefferson-ny.
What is the population of ZIP code 13601? ▼
ZIP code 13601 in Watertown, NY has a population of 38,158 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 13601? ▼
The median household income in ZIP 13601 is $58,791, which is 23% below the national average of $76,288.
What is the average home value in ZIP 13601? ▼
The median home value in ZIP 13601 is $172,600, which is 38% below the national average of $278,155.
What is the demographic makeup of ZIP 13601? ▼
The largest racial group in ZIP 13601 is White at 81.4%. Hispanic or Latino residents make up 6.2% of the population.
How many businesses are in ZIP code 13601? ▼
ZIP code 13601 has 1,162 business establishments employing approximately 19,343 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 13601? ▼
The top industries by establishment count in ZIP 13601 are: Retail trade (247), Health care and social assistance (174), Other services (except public administration) (123). There are 18 industry sectors represented in total.
How have home values changed in ZIP code 13601? ▼
According to the FHFA House Price Index, home values in ZIP 13601 increased by 3.9% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 154%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 13601? ▼
In ZIP code 13601, 59.1% of residents aged 25+ have a high school diploma or higher, and 26.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 13601? ▼
The mean commute time for workers in ZIP code 13601 is 18.1 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 13601? ▼
In ZIP code 13601, approximately 48.6% of occupied housing units are owner-occupied and 51.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 13601? ▼
The poverty rate in ZIP code 13601 is 16.6% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.