Watertown, NY · standard
ZIP Code 13601
Jefferson County, New York - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 38,158
- 105/sq mi Moderate-density area
- $58,791
- Median income Below-median income area
- $172,600
- Median home value Near-median home value
- 26.2%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Watertown pairs a below-median household income with below-median home values, in a rural, mixed-tenure area.
- 27th pct
- household income, US ZIPs
- 35th pct
- home value, US ZIPs
- 105
- people per sq mi
- 49%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 13601 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 13601 (Watertown, NY) rose +3.9% from 2023 to 2024. The all-transactions index moved from 244.1 in 2023 to 253.5 in 2024 (2000 = 100).
ZIP code 13601 is a densely settled ZIP (a standard USPS delivery area) in Watertown, Jefferson County, New York, with 38,158 residents across 364.5 square miles, a density of 105 people per square mile, in the New York time zone.
ZIP 13601 reports a modest median household income of $58,791 (36% below the average New York ZIP), while per-capita income is $34,835. The poverty rate is 16.6%, with unemployment at 5.3%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $172,600 (54% below the average New York ZIP), and median rent is $1,011; owner occupancy is 48.6%.
Educational attainment sits below the national norm: 26.2% of adults hold a bachelor's degree or higher, the median age is 35.7, and the average commute is 18 minutes. The page also surfaces 8 ZIP codes within roughly 10 miles and 6 more in Jefferson County, so 13601 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 13601
Top 5 sectors by establishment count in Watertown, NY
Which industries have the most business establishments in ZIP 13601.
- Retail trade
Retail trade
247 establishments
- Health care and social assistance
Health care and social assistance
174 establishments
- Other services (except public administration)
Other services (except public administration)
123 establishments
- Accommodation and food services
Accommodation and food services
119 establishments
- Construction 76
Construction
76 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 13601, Watertown, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
38,158
Population
364.5
Area (sq mi)
105
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 13601?
35.7
Median Age
50.1%
Male
49.9%
Female
4.9%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$58,791
Median Household Income
-36% vs state ZIP avg
$34,835
Per Capita Income
16.6%
Poverty Rate
5.3%
Unemployment Rate
18.1 min
Mean Commute Time
How ZIP 13601 ranks nationally
Watertown, NY household income vs. every US ZIP code
Median household income, the full national distribution, with this ZIP marked
$58,791 27th percentile higher than 27% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
18,739housing units
18,739
Total Housing Units
16,663
Occupied Units
2,076
Vacant Units
2.14
Avg Household Size
Occupancy Type
$172,600
Median Home Value
-54% vs state ZIP avg
$1,011
Median Rent
1955
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+3.9%
YoY Change (2024)
254
HPI Index (2000 = 100)
+154%
Total Change Since 2000
Home values in ZIP 13601 have increased 3.9% over the past year (2024). Since 2000, this ZIP has seen +154% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +7.1% | 212 |
| 2021 | +6.5% | 226 |
| 2022 | +3.9% | 235 |
| 2023 | +4.0% | 244 |
| 2024 | +3.9% | 254 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 1,162 business establishments in ZIP 13601, employing approximately 19,343 people with a combined annual payroll of $955,493,000.
1,162
Businesses
19,343
Employees
$955.5M
Annual Payroll
18
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 247 | 21.3% |
| Health care and social assistance | 174 | 15.0% |
| Other services (except public administration) | 123 | 10.6% |
| Accommodation and food services | 119 | 10.2% |
| Construction | 76 | 6.5% |
| Professional, scientific, and technical services | 69 | 5.9% |
| Real estate and rental and leasing | 65 | 5.6% |
| Finance and insurance | 63 | 5.4% |
| Administrative and support and waste management and remediation services | 46 | 4.0% |
| Wholesale trade | 38 | 3.3% |
| Transportation and warehousing | 32 | 2.8% |
| Manufacturing | 28 | 2.4% |
| Information | 27 | 2.3% |
| Arts, entertainment, and recreation | 21 | 1.8% |
| Educational services | 14 | 1.2% |
| Management of companies and enterprises | 9 | 0.8% |
| Utilities | 5 | 0.4% |
| Mining, quarrying, and oil and gas extraction | 3 | 0.3% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 13601 vs 13616 →
ZIP 13601 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 13601
Watertown (13601)
38,158 residents
- 13603 9,760
Watertown (13603)
9,760 residents
- 13637 4,491
Evans Mills (13637)
4,491 residents
- 13602 3,881
Fort Drum (13602)
3,881 residents
- 13612 2,852
Black River (13612)
2,852 residents
- 13606 2,716
Adams Center (13606)
2,716 residents
- 13616 1,880
Calcium (13616)
1,880 residents
- 13615 1,271
Brownville (13615)
1,271 residents
- 13682 877
Rodman (13682)
877 residents
What this shows Among its immediate neighbors, ZIP 13601 ranks the most populous - useful context the national average alone can't give.
ZIP 13601 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 13615
Brownville (13615)
$101,563 median income
- 13606
Adams Center (13606)
$88,977 median income
- 13612
Black River (13612)
$85,658 median income
- 13682
Rodman (13682)
$79,821 median income
- 13603
Watertown (13603)
$62,500 median income
- 13601
Watertown (13601)
$58,791 median income
- 13637
Evans Mills (13637)
$57,103 median income
- 13616
Calcium (13616)
$45,962 median income
What this shows By household income, ZIP 13601 ranks #6 of 8 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 13601, both outside NY so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (38,158 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Jefferson County
Related Areas
Frequently Asked Questions
What county is ZIP code 13601 in?
ZIP code 13601 (Watertown) is located in Jefferson County, New York. Jefferson County contains multiple ZIP codes, see the full list at /counties/jefferson-ny.
What is the population of ZIP code 13601?
ZIP code 13601 in Watertown, NY has a population of 38,158 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 13601?
The median household income in ZIP 13601 is $58,791, which is 23% below the national average of $76,288.
What is the average home value in ZIP 13601?
The median home value in ZIP 13601 is $172,600, which is 38% below the national average of $278,155.
What is the demographic makeup of ZIP 13601?
The largest racial group in ZIP 13601 is White at 81.4%. Hispanic or Latino residents make up 6.2% of the population.
How many businesses are in ZIP code 13601?
ZIP code 13601 has 1,162 business establishments employing approximately 19,343 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 13601?
The top industries by establishment count in ZIP 13601 are: Retail trade (247), Health care and social assistance (174), Other services (except public administration) (123). There are 18 industry sectors represented in total.
How have home values changed in ZIP code 13601?
According to the FHFA House Price Index, home values in ZIP 13601 increased by 3.9% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 154%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 13601?
In ZIP code 13601, 59.1% of residents aged 25+ have a high school diploma or higher, and 26.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 13601?
The mean commute time for workers in ZIP code 13601 is 18.1 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 13601?
In ZIP code 13601, approximately 48.6% of occupied housing units are owner-occupied and 51.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 13601?
The poverty rate in ZIP code 13601 is 16.6% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 13601's numbers, next.
- See how ZIP 13601 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Watertown, NY ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.