County ZIP codes · Nebraska · FIPS 31137
Phelps County, NE ZIP Codes
Phelps County, Nebraska has 10 ZIP codes (Census 2020 ZCTA-county file; GeoNames postal codes, October 2026), all residential. 5 of the residential ones lie mainly in Phelps County and 5 mainly in a neighboring county; 7 cross the county line. Median household income ranges from $63,273 in 68949 (Holdrege) to $100,929 in 68863 (Overton) (Census Bureau, ACS 2020-2024).
- ACS2020-24
- Census2020
Where are the ZIP codes of Phelps County?
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries; ACS 2020-2024 5-year estimates (B19013).
How different are its ZIP codes?
The middle half of its ranked ZIP codes (1,000+ people living in households) report median household incomes between $76,978 and $86,806.
They carry 10 postal town names.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B19013).
All 10 residential ZIP codes in Phelps County
5 ZIP codes lie mainly in Phelps County; 5 more reach into it from a neighboring county and follow the first table.
| In this county | ||||||
|---|---|---|---|---|---|---|
| 68949 | Holdrege | 6,662 | 31 | $63k | $197k | 85% |
| 68927 | Bertrand | 1,130 | 7 | $69k | $184k | 65% |
| 68958 | Loomis | 613 | 8 | $73k | $187k | 100% |
| 68940 | Funk | 518 | 7 | $108k | $209k | 100% |
| 68923 | Atlanta | 133 | 564 | $66k | – | 100% |
Partly in Phelps County
| In this county | ||||||
|---|---|---|---|---|---|---|
| 68836 | Elm Creek | 1,908 | 13 | $87k | $225k | 33% |
| 68982 | Wilcox | 591 | 7 | $66k | $160k | 27% |
| 68863 | Overton | 1,410 | 12 | $101k | $137k | 13% |
| 68924 | Axtell | 1,348 | 13 | $85k | $237k | 11% |
| 68845 | Kearney | 20,536 | 166 | $77k | $282k | 9% |
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates; county shares by land area (Census 2020 ZCTA-county relationship file).
Which ZIP codes cross the county line?
7 ZIP codes of Phelps County extend into another county. A ZIP code follows mail routes, not county borders.
| ZIP | In Phelps | Elsewhere |
|---|---|---|
| 68845 | 9% | Buffalo County 79%; Kearney County 12% |
| 68949 | 85% | Harlan County 15% |
| 68836 | 33% | Buffalo County 53%; Dawson County 15% |
| 68863 | 13% | Dawson County 87% |
| 68924 | 11% | Kearney County 89% |
| 68927 | 65% | Gosper County 35% |
| 68982 | 27% | Franklin County 30%; Harlan County 30%; Kearney County 13% |
Source: U.S. Census Bureau, 2020 ZCTA-county relationship file (shares of land area).
Which first three digits do Phelps County's ZIP codes use?
The first three digits of a ZIP code name the sectional center, the mail processing plant that sorts it. Phelps County's ZIP codes use 2 prefixes: 688 and 689.
Source: U.S. Postal Service, labeling list L005 (3-digit ZIP Code prefix groups, SCF sortation), effective October 1, 2026.