Holdrege, NE · standard
ZIP Code 68949
Phelps County, Nebraska - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 6,567
- 12/sq mi Low-density area
- $63,273
- Median income Near-median income area
- $197,200
- Median home value Near-median home value
- 31.2%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Holdrege pairs a below-median household income with below-median home values, in a rural, homeowner-dominated area.
- 35th pct
- household income, US ZIPs
- 43rd pct
- home value, US ZIPs
- 12
- people per sq mi
- 64%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 68949 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 68949 (Holdrege, NE) rose +2.3% from 2023 to 2024. The all-transactions index moved from 264.5 in 2023 to 270.5 in 2024 (2000 = 100).
ZIP code 68949 is a mid-sized community (a standard USPS delivery area) in Holdrege, Phelps County, Nebraska, home to 6,567 residents across 551.8 square miles, a density of 12 people per square mile, in the Chicago time zone.
ZIP 68949 reports a modest median household income of $63,273 (17% below the average Nebraska ZIP), while per-capita income is $48,606. The poverty rate is 14.2%, with unemployment at 1.5%; those measures add context to the income figure. Median home value is $197,200 (5% above the average Nebraska ZIP) and median rent is $810; 63.7% of occupied homes are owner-occupied.
A solid share of residents have a four-year degree: 31.2% of adults hold a bachelor's degree or higher, the median age is 41.8, and the average commute is 14 minutes. The page also surfaces 4 ZIP codes within roughly 10 miles and 4 more in Phelps County, so 68949 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 68949
Top 5 sectors by establishment count in Holdrege, NE
Which industries have the most business establishments in ZIP 68949.
- Retail trade
Retail trade
43 establishments
- Other services (except public administration)
Other services (except public administration)
38 establishments
- Health care and social assistance
Health care and social assistance
30 establishments
- Finance and insurance
Finance and insurance
28 establishments
- Wholesale trade
Wholesale trade
24 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 68949, Holdrege, NE · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
6,567
Population
551.8
Area (sq mi)
12
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 68949?
41.8
Median Age
51.7%
Male
48.3%
Female
2.1%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$63,273
Median Household Income
-17% vs state ZIP avg
$48,606
Per Capita Income
14.2%
Poverty Rate
1.5%
Unemployment Rate
14.4 min
Mean Commute Time
How ZIP 68949 ranks among Nebraska ZIPs
Holdrege, NE household income vs. every Nebraska ZIP code
Median household income among 556 reporting Nebraska ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$63,273 26th percentile higher than 26% of 556 Nebraska ZIPs
Each bar is a $20K-wide band; taller bars hold more Nebraska ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
3,132housing units
3,132
Total Housing Units
2,962
Occupied Units
170
Vacant Units
2.19
Avg Household Size
Occupancy Type
$197,200
Median Home Value
+5% vs state ZIP avg
$810
Median Rent
1969
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+2.3%
YoY Change (2024)
271
HPI Index (2000 = 100)
+171%
Total Change Since 2000
Home values in ZIP 68949 have increased 2.3% over the past year (2024). Since 2000, this ZIP has seen +171% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +3.0% | 186 |
| 2021 | +8.9% | 202 |
| 2022 | +15.5% | 233 |
| 2023 | +13.3% | 264 |
| 2024 | +2.3% | 271 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 289 business establishments in ZIP 68949, employing approximately 3,884 people with a combined annual payroll of $224,250,000.
289
Businesses
3,884
Employees
$224.3M
Annual Payroll
16
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 43 | 14.9% |
| Other services (except public administration) | 38 | 13.2% |
| Health care and social assistance | 30 | 10.4% |
| Finance and insurance | 28 | 9.7% |
| Wholesale trade | 24 | 8.3% |
| Accommodation and food services | 23 | 8.0% |
| Professional, scientific, and technical services | 22 | 7.6% |
| Construction | 21 | 7.3% |
| Transportation and warehousing | 11 | 3.8% |
| Real estate and rental and leasing | 10 | 3.5% |
| Administrative and support and waste management and remediation services | 10 | 3.5% |
| Arts, entertainment, and recreation | 7 | 2.4% |
| Agriculture, forestry, fishing and hunting | 6 | 2.1% |
| Manufacturing | 6 | 2.1% |
| Information | 5 | 1.7% |
| Educational services | 3 | 1.0% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 68949 vs 68923 →
ZIP 68949 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 68949
Holdrege (68949)
6,567 residents
- 68958 661
Loomis (68958)
661 residents
- 68940 496
Funk (68940)
496 residents
- 68923 131
Atlanta (68923)
131 residents
- 68969 38
Ragan (68969)
38 residents
What this shows Among its immediate neighbors, ZIP 68949 ranks the most populous - useful context the national average alone can't give.
ZIP 68949 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 68940
Funk (68940)
$107,841 median income
- 68958
Loomis (68958)
$73,021 median income
- 68923
Atlanta (68923)
$65,750 median income
- 68949
Holdrege (68949)
$63,273 median income
What this shows By household income, ZIP 68949 ranks #4 of 4 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 68949, both outside NE so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (6,567 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Phelps County
Related Areas
Frequently Asked Questions
What county is ZIP code 68949 in?
ZIP code 68949 (Holdrege) is located in Phelps County, Nebraska. Phelps County contains multiple ZIP codes, see the full list at /counties/phelps-ne.
What is the population of ZIP code 68949?
ZIP code 68949 in Holdrege, NE has a population of 6,567 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 68949?
The median household income in ZIP 68949 is $63,273, which is 17% below the national average of $76,288.
What is the average home value in ZIP 68949?
The median home value in ZIP 68949 is $197,200, which is 29% below the national average of $278,155.
What is the demographic makeup of ZIP 68949?
The largest racial group in ZIP 68949 is White at 89.0%. Hispanic or Latino residents make up 7.2% of the population.
How many businesses are in ZIP code 68949?
ZIP code 68949 has 289 business establishments employing approximately 3,884 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 68949?
The top industries by establishment count in ZIP 68949 are: Retail trade (43), Other services (except public administration) (38), Health care and social assistance (30). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 68949?
According to the FHFA House Price Index, home values in ZIP 68949 increased by 2.3% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 171%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 68949?
In ZIP code 68949, 59.6% of residents aged 25+ have a high school diploma or higher, and 31.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 68949?
The mean commute time for workers in ZIP code 68949 is 14.4 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 68949?
In ZIP code 68949, approximately 63.7% of occupied housing units are owner-occupied and 36.3% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 68949?
The poverty rate in ZIP code 68949 is 14.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 68949's numbers, next.
- See how ZIP 68949 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Holdrege, NE ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.