ZIP Code 02646

standard

Source:

Harwich Port · Barnstable County · Massachusetts

Population
1,676

215/sq mi

Median income
$81,172

▲ 6% vs US

higher than 63% of US ZIPs

Median home value
$896,000

▲ 222% vs US

higher than 97% of US ZIPs

Bachelor's or higher
70.6%

Median age 59

Land area
7.8 sq mi

New York

ZIP code 02646 in Harwich Port, Massachusetts has a population of 1,676. The median household income is $81,172, which is 6% above the national average. Median home value is $896,000, 222% above the US average. 70.6% of residents hold a bachelor's degree or higher.

ZIP code 02646 is classified by USPS as a standard delivery area and covers roughly 7.8 square miles in Harwich Port, Barnstable County, Massachusetts. The area is home to 1,676 residents, producing a population density of 215 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 02646 against Massachusetts and the nation.

On the economic side, the median household income for ZIP 02646 sits at $81,172 (30% below the Massachusetts average), while per-capita income is $73,587. The poverty rate stands at 6.4% and the unemployment rate at 11.0%. On housing, the median home value is $896,000 (50% above the state average) with median rent at $2,282 per month, and 82.8% of occupied units are owner-occupied, a direct signal of whether 02646 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 70.6% of adults hold a bachelor's degree or higher, the median age is 59, and the average commute is . We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Barnstable County, so you can benchmark 02646 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 02646

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 02646.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 02646, Harwich Port, MA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

1,676

Population

7.8

Area (sq mi)

215

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 02646?

59.0

Median Age

46.2%

Male

53.8%

Female

4.4%

Foreign-Born

White 91.2%
African American 0.5%
Asian 0.8%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 6.3%
Hispanic or Latino 0.8%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$81,172

Median Household Income

-30% vs state

$73,587

Per Capita Income

6.4%

Poverty Rate

11.0%

Unemployment Rate

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 79.9%
Bachelor's Degree or Higher 70.6%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

2,610

Total Housing Units

957

Occupied Units

1,653

Vacant Units

1.90

Avg Household Size

Occupancy Type

Owner 82.8%
Renter 17.2%

$896,000

Median Home Value

+50% vs state

$2,282

Median Rent

1963

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+4.6%

YoY Change (2024)

384

HPI Index (2000 = 100)

+284%

Total Change Since 2000

Home values in ZIP 02646 have increased 4.6% over the past year (2024). Since 2000, this ZIP has seen +284% cumulative appreciation.

Year Annual Change HPI Index
2019 +4.5% 209
2020 +2.9% 215
2021 +10.3% 237
2022 +4.6% 248
2024 384

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 121 business establishments in ZIP 02646, employing approximately 933 people with a combined annual payroll of $56,239,000.

121

Businesses

933

Employees

$56.2M

Annual Payroll

11

Industry Sectors

Industry Establishments % of Total
Accommodation and food services 26 21.5%
Retail trade 22 18.2%
Other services (except public administration) 12 9.9%
Construction 11 9.1%
Administrative and support and waste management and remediation services 9 7.4%
Real estate and rental and leasing 8 6.6%
Professional, scientific, and technical services 8 6.6%
Arts, entertainment, and recreation 8 6.6%
Health care and social assistance 6 5.0%
Transportation and warehousing 4 3.3%
Finance and insurance 4 3.3%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 02646 vs 02671 →

ZIP Code City Population Distance
02671 West Harwich, MA 1,023 2.0 mi
02645 Harwich, MA 9,663 2.4 mi
02659 South Chatham, MA 1,108 2.7 mi
02639 Dennis Port, MA 2,875 3.3 mi
02631 Brewster, MA 9,679 5.3 mi
02669 West Chatham, MA 285 4.1 mi
02670 West Dennis, MA 1,307 5.2 mi
02660 South Dennis, MA 6,261 4.9 mi
02633 Chatham, MA 3,884 5.3 mi
02664 South Yarmouth, MA 9,371 6.3 mi

More ZIP Codes in Barnstable County

Frequently Asked Questions

What county is ZIP code 02646 in?
ZIP code 02646 (Harwich Port) is located in Barnstable County, Massachusetts. Barnstable County contains multiple ZIP codes, see the full list at /counties/barnstable-ma.
What is the population of ZIP code 02646?
ZIP code 02646 in Harwich Port, MA has a population of 1,676 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 02646?
The median household income in ZIP 02646 is $81,172, which is 6% above the national average of $76,288.
What is the average home value in ZIP 02646?
The median home value in ZIP 02646 is $896,000, which is 222% above the national average of $278,155.
What is the demographic makeup of ZIP 02646?
The largest racial group in ZIP 02646 is White at 91.2%. Hispanic or Latino residents make up 0.8% of the population.
How many businesses are in ZIP code 02646?
ZIP code 02646 has 121 business establishments employing approximately 933 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 02646?
The top industries by establishment count in ZIP 02646 are: Accommodation and food services (26), Retail trade (22), Other services (except public administration) (12). There are 11 industry sectors represented in total.
How have home values changed in ZIP code 02646?
According to the FHFA House Price Index, home values in ZIP 02646 increased by 4.6% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 284%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 02646?
In ZIP code 02646, 79.9% of residents aged 25+ have a high school diploma or higher, and 70.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 02646?
In ZIP code 02646, approximately 82.8% of occupied housing units are owner-occupied and 17.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 02646?
The poverty rate in ZIP code 02646 is 6.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Harwich Port, MA

Verify and explore additional data for this area using these official government sources.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.

PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.