PlainZIP

New Bedford, MA · standard

ZIP Code 02746

Bristol County, Massachusetts - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

15,342
2,800/sq mi
$41,917
Median income
$358,700
Median home value
9.6%
Bachelor's or higher

The verdict

New Bedford pairs one of the lowest household incomes in the country with upper-quartile home values, in a suburban-density, renter-heavy area.

7th pct
household income, US ZIPs
Top 25%
home value, US ZIPs
2,800
people per sq mi
17%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 02746 against every reporting US ZIP.

ZIP code 02746 is a mid-sized community (a standard USPS delivery area) in New Bedford, Bristol County, Massachusetts, home to 15,342 residents across 5.5 square miles, a density of 2,800 people per square mile, in the New York time zone.

ZIP 02746 reports a modest median household income of $41,917 (64% below the Massachusetts average), while per-capita income is $23,007. 35.2% of residents live below the poverty line, and the unemployment rate reads 12.8%. The typical home here is valued at $358,700 (40% below the state average); renters pay a median of $1,179 monthly, and 17.3% of units are owner-occupied.

Formal educational attainment runs low here: just 9.6% of adults hold a bachelor's degree or higher, the median age is 31.2, and the average commute is 26 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Bristol County, so you can benchmark 02746 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 02746

Top 5 sectors by establishment count in New Bedford, MA

Which industries have the most business establishments in ZIP 02746.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 02746, New Bedford, MA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

15,342

Population

5.5

Area (sq mi)

2,800

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 02746?

31.2

Median Age

52.7%

Male

47.3%

Female

28.6%

Foreign-Born

White 41.4%
African American 6.1%
Asian 0.4%
American Indian or Alaska Native 1.4%
Native Hawaiian or Pacific Islander 0.4%
Two or More Ethnicities 21.3%
Hispanic or Latino 43.9%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$41,917

Median Household Income

-64% vs state

$23,007

Per Capita Income

35.2%

Poverty Rate

12.8%

Unemployment Rate

26.1 min

Mean Commute Time

How ZIP 02746 ranks nationally

New Bedford, MA household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$41,917 7th percentile higher than 7% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 44.8%
Bachelor's Degree or Higher 9.6%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

7,548

Total Housing Units

7,054

Occupied Units

494

Vacant Units

2.46

Avg Household Size

Occupancy Type

Owner 17.3%
Renter 82.7%

$358,700

Median Home Value

-40% vs state

$1,179

Median Rent

1938

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+8.2%

YoY Change (2024)

308

HPI Index (2000 = 100)

+208%

Total Change Since 2000

Home values in ZIP 02746 have increased 8.2% over the past year (2024). Since 2000, this ZIP has seen +208% cumulative appreciation.

Year Annual Change HPI Index
2020 +6.0% 212
2021 +18.2% 250
2022 +15.0% 288
2023 -1.1% 285
2024 +8.2% 308

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 298 business establishments in ZIP 02746, employing approximately 4,951 people with a combined annual payroll of $226,730,000.

298

Businesses

4,951

Employees

$226.7M

Annual Payroll

14

Industry Sectors

Industry Establishments % of Total
Retail trade 81 27.2%
Accommodation and food services 48 16.1%
Construction 29 9.7%
Other services (except public administration) 27 9.1%
Health care and social assistance 23 7.7%
Administrative and support and waste management and remediation services 19 6.4%
Wholesale trade 15 5.0%
Real estate and rental and leasing 12 4.0%
Professional, scientific, and technical services 9 3.0%
Manufacturing 8 2.7%
Finance and insurance 8 2.7%
Transportation and warehousing 7 2.4%
Educational services 5 1.7%
Arts, entertainment, and recreation 4 1.3%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 02746 vs 02740 →

ZIP 02746 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 02746 ranks #5 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 02746 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 02746 ranks #null of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
02740 New Bedford, MA 43,087 1.6 mi
02745 New Bedford, MA 24,576 2.6 mi
02747 North Dartmouth, MA 22,927 3.9 mi
02744 New Bedford, MA 11,900 4.0 mi
02719 Fairhaven, MA 15,873 3.8 mi
02743 Acushnet, MA 10,307 4.2 mi
02717 East Freetown, MA 4,745 6.9 mi
02739 Mattapoisett, MA 6,045 6.4 mi
02748 South Dartmouth, MA 11,442 7.2 mi
02770 Rochester, MA 5,093 8.5 mi

More ZIP Codes in Bristol County

02780 standard
Taunton, MA
Pop: 49,036
02703 standard
Attleboro, MA
Pop: 43,593
02740 standard
New Bedford, MA
Pop: 43,087
02720 standard
Fall River, MA
Pop: 30,287
02760 standard
North Attleboro, MA
Pop: 26,739
02721 standard
Fall River, MA
Pop: 26,290

Related Areas

Bristol County New Bedford, MA Massachusetts

Frequently Asked Questions

What county is ZIP code 02746 in? ▼
ZIP code 02746 (New Bedford) is located in Bristol County, Massachusetts. Bristol County contains multiple ZIP codes, see the full list at /counties/bristol-ma.
What is the population of ZIP code 02746? ▼
ZIP code 02746 in New Bedford, MA has a population of 15,342 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 02746? ▼
The median household income in ZIP 02746 is $41,917, which is 45% below the national average of $76,288.
What is the average home value in ZIP 02746? ▼
The median home value in ZIP 02746 is $358,700, which is 29% above the national average of $278,155.
What is the demographic makeup of ZIP 02746? ▼
The largest racial group in ZIP 02746 is White at 41.4%. Hispanic or Latino residents make up 43.9% of the population.
How many businesses are in ZIP code 02746? ▼
ZIP code 02746 has 298 business establishments employing approximately 4,951 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 02746? ▼
The top industries by establishment count in ZIP 02746 are: Retail trade (81), Accommodation and food services (48), Construction (29). There are 14 industry sectors represented in total.
How have home values changed in ZIP code 02746? ▼
According to the FHFA House Price Index, home values in ZIP 02746 increased by 8.2% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 208%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 02746? ▼
In ZIP code 02746, 44.8% of residents aged 25+ have a high school diploma or higher, and 9.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 02746? ▼
The mean commute time for workers in ZIP code 02746 is 26.1 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 02746? ▼
In ZIP code 02746, approximately 17.3% of occupied housing units are owner-occupied and 82.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 02746? ▼
The poverty rate in ZIP code 02746 is 35.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.