New Bedford, MA · standard
ZIP Code 02746
Bristol County, Massachusetts - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 15,342
- 2,800/sq mi High-density area
- $41,917
- Median income Below-median income area
- $358,700
- Median home value Above-median home value
- 9.6%
- Bachelor's or higher Below-average bachelor's attainment
National ZIP placement
New Bedford pairs one of the lowest household incomes in the country with upper-quartile home values, in a suburban-density, renter-heavy area.
- 7th pct
- household income, US ZIPs
- Top 25%
- home value, US ZIPs
- 2,800
- people per sq mi
- 17%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 02746 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 02746 (New Bedford, MA) rose +8.2% from 2023 to 2024. The all-transactions index moved from 284.8 in 2023 to 308.1 in 2024 (2000 = 100).
ZIP code 02746 is a mid-sized community (a standard USPS delivery area) in New Bedford, Bristol County, Massachusetts, home to 15,342 residents across 5.5 square miles, a density of 2,800 people per square mile, in the New York time zone.
ZIP 02746 reports a modest median household income of $41,917 (64% below the average Massachusetts ZIP), while per-capita income is $23,007. Economic pressure is pronounced: 35.2% of residents are below the poverty line and unemployment is 12.8%. Home values sit below the statewide ZIP benchmark: the median is $358,700 (40% below the average Massachusetts ZIP), and median rent is $1,179; owner occupancy is 17.3%.
Formal educational attainment runs low here: just 9.6% of adults hold a bachelor's degree or higher, the median age is 31.2, and the average commute is 26 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Bristol County, so 02746 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 02746
Top 5 sectors by establishment count in New Bedford, MA
Which industries have the most business establishments in ZIP 02746.
- Retail trade
Retail trade
81 establishments
- Accommodation and food services
Accommodation and food services
48 establishments
- Construction 29
Construction
29 establishments
- Other services (except public administration) 27
Other services (except public administration)
27 establishments
- Health care and social assistance 23
Health care and social assistance
23 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 02746, New Bedford, MA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
15,342
Population
5.5
Area (sq mi)
2,800
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 02746?
31.2
Median Age
52.7%
Male
47.3%
Female
28.6%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$41,917
Median Household Income
-64% vs state ZIP avg
$23,007
Per Capita Income
35.2%
Poverty Rate
12.8%
Unemployment Rate
26.1 min
Mean Commute Time
How ZIP 02746 ranks among Massachusetts ZIPs
New Bedford, MA household income vs. every Massachusetts ZIP code
Median household income among 505 reporting Massachusetts ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$41,917 1st percentile higher than 1% of 505 Massachusetts ZIPs
Each bar is a $20K-wide band; taller bars hold more Massachusetts ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
7,548housing units
7,548
Total Housing Units
7,054
Occupied Units
494
Vacant Units
2.46
Avg Household Size
Occupancy Type
$358,700
Median Home Value
-40% vs state ZIP avg
$1,179
Median Rent
1938
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+8.2%
YoY Change (2024)
308
HPI Index (2000 = 100)
+208%
Total Change Since 2000
Home values in ZIP 02746 have increased 8.2% over the past year (2024). Since 2000, this ZIP has seen +208% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +6.0% | 212 |
| 2021 | +18.2% | 250 |
| 2022 | +15.0% | 288 |
| 2023 | -1.1% | 285 |
| 2024 | +8.2% | 308 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 298 business establishments in ZIP 02746, employing approximately 4,951 people with a combined annual payroll of $226,730,000.
298
Businesses
4,951
Employees
$226.7M
Annual Payroll
14
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 81 | 27.2% |
| Accommodation and food services | 48 | 16.1% |
| Construction | 29 | 9.7% |
| Other services (except public administration) | 27 | 9.1% |
| Health care and social assistance | 23 | 7.7% |
| Administrative and support and waste management and remediation services | 19 | 6.4% |
| Wholesale trade | 15 | 5.0% |
| Real estate and rental and leasing | 12 | 4.0% |
| Professional, scientific, and technical services | 9 | 3.0% |
| Manufacturing | 8 | 2.7% |
| Finance and insurance | 8 | 2.7% |
| Transportation and warehousing | 7 | 2.4% |
| Educational services | 5 | 1.7% |
| Arts, entertainment, and recreation | 4 | 1.3% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 02746 vs 02740 →
ZIP 02746 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 02740
New Bedford (02740)
43,087 residents
- 02745
New Bedford (02745)
24,576 residents
- 02747
North Dartmouth (02747)
22,927 residents
- 02719 15,873
Fairhaven (02719)
15,873 residents
- 02746 15,342
New Bedford (02746)
15,342 residents
- 02744 11,900
New Bedford (02744)
11,900 residents
- 02748 11,442
South Dartmouth (02748)
11,442 residents
- 02743 10,307
Acushnet (02743)
10,307 residents
- 02739 6,045
Mattapoisett (02739)
6,045 residents
What this shows Among its immediate neighbors, ZIP 02746 ranks #5 by population - useful context the national average alone can't give.
ZIP 02746 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 02717
East Freetown (02717)
$130,625 median income
- 02739
Mattapoisett (02739)
$130,241 median income
- 02770
Rochester (02770)
$120,320 median income
- 02747
North Dartmouth (02747)
$102,079 median income
- 02748
South Dartmouth (02748)
$97,361 median income
- 02719
Fairhaven (02719)
$95,965 median income
- 02743
Acushnet (02743)
$89,593 median income
- 02745
New Bedford (02745)
$74,034 median income
- 02744
New Bedford (02744)
$58,675 median income
What this shows By household income, ZIP 02746 ranks #null of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 02740 | New Bedford, MA | 43,087 | 1.6 mi |
| 02745 | New Bedford, MA | 24,576 | 2.6 mi |
| 02747 | North Dartmouth, MA | 22,927 | 3.9 mi |
| 02744 | New Bedford, MA | 11,900 | 4.0 mi |
| 02719 | Fairhaven, MA | 15,873 | 3.8 mi |
| 02743 | Acushnet, MA | 10,307 | 4.2 mi |
| 02717 | East Freetown, MA | 4,745 | 6.9 mi |
| 02739 | Mattapoisett, MA | 6,045 | 6.4 mi |
| 02748 | South Dartmouth, MA | 11,442 | 7.2 mi |
| 02770 | Rochester, MA | 5,093 | 8.5 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 02746, both outside MA so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (15,342 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Bristol County
Related Areas
Frequently Asked Questions
What county is ZIP code 02746 in?
ZIP code 02746 (New Bedford) is located in Bristol County, Massachusetts. Bristol County contains multiple ZIP codes, see the full list at /counties/bristol-ma.
What is the population of ZIP code 02746?
ZIP code 02746 in New Bedford, MA has a population of 15,342 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 02746?
The median household income in ZIP 02746 is $41,917, which is 45% below the national average of $76,288.
What is the average home value in ZIP 02746?
The median home value in ZIP 02746 is $358,700, which is 29% above the national average of $278,155.
What is the demographic makeup of ZIP 02746?
The largest racial group in ZIP 02746 is White at 41.4%. Hispanic or Latino residents make up 43.9% of the population.
How many businesses are in ZIP code 02746?
ZIP code 02746 has 298 business establishments employing approximately 4,951 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 02746?
The top industries by establishment count in ZIP 02746 are: Retail trade (81), Accommodation and food services (48), Construction (29). There are 14 industry sectors represented in total.
How have home values changed in ZIP code 02746?
According to the FHFA House Price Index, home values in ZIP 02746 increased by 8.2% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 208%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 02746?
In ZIP code 02746, 44.8% of residents aged 25+ have a high school diploma or higher, and 9.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 02746?
The mean commute time for workers in ZIP code 02746 is 26.1 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 02746?
In ZIP code 02746, approximately 17.3% of occupied housing units are owner-occupied and 82.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 02746?
The poverty rate in ZIP code 02746 is 35.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 02746's numbers, next.
- See how ZIP 02746 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where New Bedford, MA ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.