Charlestown, RI · standard
ZIP Code 02813
Washington County, Rhode Island - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 7,831
- 83/sq mi Moderate-density area
- $109,404
- Median income Above-median income area
- $525,500
- Median home value Above-median home value
- 40.4%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Charlestown pairs an upper-quartile household income with upper-quartile home values, in a rural, homeowner-dominated area.
- Top 14%
- household income, US ZIPs
- Top 12%
- home value, US ZIPs
- 83
- people per sq mi
- 92%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 02813 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 02813 (Charlestown, RI) rose +12.6% from 2023 to 2024. The all-transactions index moved from 297.6 in 2023 to 335.2 in 2024 (2000 = 100).
ZIP code 02813 is a mid-sized community (a standard USPS delivery area) in Charlestown, Washington County, Rhode Island, home to 7,831 residents across 94.5 square miles, a density of 83 people per square mile, in the New York time zone.
ZIP 02813 lands in the middle-income range, with a median household income of $109,404 (7% above the average Rhode Island ZIP), while per-capita income is $66,075. The poverty rate is 4.2%, with unemployment at 4.0%; those measures add context to the income figure. Housing is both higher-cost and owner-heavy: median home value is $525,500 (15% above the average Rhode Island ZIP), while 92.0% of occupied homes are owner-occupied and median rent is $1,374.
A solid share of residents have a four-year degree: 40.4% of adults hold a bachelor's degree or higher, the median age is 53.3, and the average commute is 28 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Washington County, so 02813 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 02813
Top 5 sectors by establishment count in Charlestown, RI
Which industries have the most business establishments in ZIP 02813.
- Construction
Construction
46 establishments
- Other services (except public administration)
Other services (except public administration)
25 establishments
- Retail trade
Retail trade
22 establishments
- Accommodation and food services
Accommodation and food services
19 establishments
- Administrative and support and waste management and remediation services 18
Administrative and support and waste management and remediation services
18 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 02813, Charlestown, RI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
7,831
Population
94.5
Area (sq mi)
83
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 02813?
53.3
Median Age
49.9%
Male
50.1%
Female
3.1%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$109,404
Median Household Income
+7% vs state ZIP avg
$66,075
Per Capita Income
4.2%
Poverty Rate
4.0%
Unemployment Rate
27.8 min
Mean Commute Time
How ZIP 02813 ranks among Rhode Island ZIPs
Charlestown, RI household income vs. every Rhode Island ZIP code
Median household income among 71 reporting Rhode Island ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$109,404 Top 38% higher than 62% of 71 Rhode Island ZIPs
Each bar is a $20K-wide band; taller bars hold more Rhode Island ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
5,458housing units
5,458
Total Housing Units
3,493
Occupied Units
1,965
Vacant Units
2.28
Avg Household Size
Occupancy Type
$525,500
Median Home Value
+15% vs state ZIP avg
$1,374
Median Rent
1980
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+12.6%
YoY Change (2024)
335
HPI Index (2000 = 100)
+235%
Total Change Since 2000
Home values in ZIP 02813 have increased 12.6% over the past year (2024). Since 2000, this ZIP has seen +235% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +3.5% | 214 |
| 2021 | +11.6% | 239 |
| 2022 | +17.2% | 280 |
| 2023 | +6.4% | 298 |
| 2024 | +12.6% | 335 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 191 business establishments in ZIP 02813, employing approximately 1,029 people with a combined annual payroll of $53,084,000.
191
Businesses
1,029
Employees
$53.1M
Annual Payroll
12
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 46 | 24.1% |
| Other services (except public administration) | 25 | 13.1% |
| Retail trade | 22 | 11.5% |
| Accommodation and food services | 19 | 9.9% |
| Administrative and support and waste management and remediation services | 18 | 9.4% |
| Health care and social assistance | 14 | 7.3% |
| Real estate and rental and leasing | 13 | 6.8% |
| Professional, scientific, and technical services | 12 | 6.3% |
| Finance and insurance | 5 | 2.6% |
| Arts, entertainment, and recreation | 4 | 2.1% |
| Wholesale trade | 3 | 1.6% |
| Transportation and warehousing | 3 | 1.6% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 02813 vs 02894 →
ZIP 02813 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 02891
Westerly (02891)
21,198 residents
- 02879
Wakefield (02879)
20,371 residents
- 02813 7,831
Charlestown (02813)
7,831 residents
- 02832 4,608
Hope Valley (02832)
4,608 residents
- 02804 2,607
Ashaway (02804)
2,607 residents
- 02808 2,401
Bradford (02808)
2,401 residents
- 02898 1,696
Wyoming (02898)
1,696 residents
- 02812 1,497
Carolina (02812)
1,497 residents
- 02894 722
Wood River Junction (02894)
722 residents
What this shows Among its immediate neighbors, ZIP 02813 ranks #3 by population - useful context the national average alone can't give.
ZIP 02813 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 02898
Wyoming (02898)
$119,038 median income
- 02879
Wakefield (02879)
$112,231 median income
- 02813
Charlestown (02813)
$109,404 median income
- 02808
Bradford (02808)
$106,681 median income
- 02832
Hope Valley (02832)
$105,976 median income
- 02812
Carolina (02812)
$104,934 median income
- 02804
Ashaway (02804)
$102,118 median income
- 02891
Westerly (02891)
$97,110 median income
What this shows By household income, ZIP 02813 ranks #3 of 8 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 02894 | Wood River Junction, RI | 722 | 3.8 mi |
| 02808 | Bradford, RI | 2,401 | 4.1 mi |
| 02875 | Shannock, RI | 307 | 4.4 mi |
| 02812 | Carolina, RI | 1,497 | 5.6 mi |
| 02836 | Kenyon, RI | 136 | 4.6 mi |
| 02898 | Wyoming, RI | 1,696 | 8.2 mi |
| 02804 | Ashaway, RI | 2,607 | 5.8 mi |
| 02891 | Westerly, RI | 21,198 | 6.9 mi |
| 02879 | Wakefield, RI | 20,371 | 7.2 mi |
| 02832 | Hope Valley, RI | 4,608 | 8.2 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 02813, both outside RI so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (7,831 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Washington County
Related Areas
Frequently Asked Questions
What county is ZIP code 02813 in?
ZIP code 02813 (Charlestown) is located in Washington County, Rhode Island. Washington County contains multiple ZIP codes, see the full list at /counties/washington-ri.
What is the population of ZIP code 02813?
ZIP code 02813 in Charlestown, RI has a population of 7,831 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 02813?
The median household income in ZIP 02813 is $109,404, which is 43% above the national average of $76,288.
What is the average home value in ZIP 02813?
The median home value in ZIP 02813 is $525,500, which is 89% above the national average of $278,155.
What is the demographic makeup of ZIP 02813?
The largest racial group in ZIP 02813 is White at 95.2%. Hispanic or Latino residents make up 2.3% of the population.
How many businesses are in ZIP code 02813?
ZIP code 02813 has 191 business establishments employing approximately 1,029 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 02813?
The top industries by establishment count in ZIP 02813 are: Construction (46), Other services (except public administration) (25), Retail trade (22). There are 12 industry sectors represented in total.
How have home values changed in ZIP code 02813?
According to the FHFA House Price Index, home values in ZIP 02813 increased by 12.6% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 235%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 02813?
In ZIP code 02813, 61.9% of residents aged 25+ have a high school diploma or higher, and 40.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 02813?
The mean commute time for workers in ZIP code 02813 is 27.8 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 02813?
In ZIP code 02813, approximately 92.0% of occupied housing units are owner-occupied and 8.0% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 02813?
The poverty rate in ZIP code 02813 is 4.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 02813's numbers, next.
- See how ZIP 02813 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Charlestown, RI ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.