PlainZIP

Charlestown, RI · standard

ZIP Code 02813

Washington County, Rhode Island - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

7,831
83/sq mi
$109,404
Median income
$525,500
Median home value
40.4%
Bachelor's or higher

The verdict

Charlestown pairs an upper-quartile household income with upper-quartile home values, in a rural, homeowner-dominated area.

Top 14%
household income, US ZIPs
Top 12%
home value, US ZIPs
83
people per sq mi
92%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 02813 against every reporting US ZIP.

ZIP code 02813 is a mid-sized community (a standard USPS delivery area) in Charlestown, Washington County, Rhode Island, home to 7,831 residents across 94.5 square miles, a density of 83 people per square mile, in the New York time zone.

ZIP 02813 lands in the middle-income range, with a median household income of $109,404 (7% above the Rhode Island average), while per-capita income is $66,075. Poverty here runs at 4.2%, with unemployment measured at 4.0%. On housing, the median home value is $525,500 (15% above the state average) with median rent at $1,374 per month, and 92.0% of occupied units are owner-occupied.

A solid share of residents have a four-year degree: 40.4% of adults hold a bachelor's degree or higher, the median age is 53.3, and the average commute is 28 minutes. To put 02813 in local context, 10 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Washington County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 02813

Top 5 sectors by establishment count in Charlestown, RI

Which industries have the most business establishments in ZIP 02813.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 02813, Charlestown, RI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

7,831

Population

94.5

Area (sq mi)

83

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 02813?

53.3

Median Age

49.9%

Male

50.1%

Female

3.1%

Foreign-Born

White 95.2%
African American 0.6%
Asian 0.8%
American Indian or Alaska Native 0.3%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 2.8%
Hispanic or Latino 2.3%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$109,404

Median Household Income

+7% vs state

$66,075

Per Capita Income

4.2%

Poverty Rate

4.0%

Unemployment Rate

27.8 min

Mean Commute Time

How ZIP 02813 ranks nationally

Charlestown, RI household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$109,404 Top 14% higher than 86% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). This entry sits in this band. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 61.9%
Bachelor's Degree or Higher 40.4%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

5,458

Total Housing Units

3,493

Occupied Units

1,965

Vacant Units

2.28

Avg Household Size

Occupancy Type

Owner 92.0%
Renter 8.0%

$525,500

Median Home Value

+15% vs state

$1,374

Median Rent

1980

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+12.6%

YoY Change (2024)

335

HPI Index (2000 = 100)

+235%

Total Change Since 2000

Home values in ZIP 02813 have increased 12.6% over the past year (2024). Since 2000, this ZIP has seen +235% cumulative appreciation.

Year Annual Change HPI Index
2020 +3.5% 214
2021 +11.6% 239
2022 +17.2% 280
2023 +6.4% 298
2024 +12.6% 335

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 191 business establishments in ZIP 02813, employing approximately 1,029 people with a combined annual payroll of $53,084,000.

191

Businesses

1,029

Employees

$53.1M

Annual Payroll

12

Industry Sectors

Industry Establishments % of Total
Construction 46 24.1%
Other services (except public administration) 25 13.1%
Retail trade 22 11.5%
Accommodation and food services 19 9.9%
Administrative and support and waste management and remediation services 18 9.4%
Health care and social assistance 14 7.3%
Real estate and rental and leasing 13 6.8%
Professional, scientific, and technical services 12 6.3%
Finance and insurance 5 2.6%
Arts, entertainment, and recreation 4 2.1%
Wholesale trade 3 1.6%
Transportation and warehousing 3 1.6%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 02813 vs 02894 →

ZIP 02813 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 02813 ranks #3 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 02813 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 02813 ranks #3 of 8 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
02894 Wood River Junction, RI 722 3.8 mi
02808 Bradford, RI 2,401 4.1 mi
02875 Shannock, RI 307 4.4 mi
02812 Carolina, RI 1,497 5.6 mi
02836 Kenyon, RI 136 4.6 mi
02898 Wyoming, RI 1,696 8.2 mi
02804 Ashaway, RI 2,607 5.8 mi
02891 Westerly, RI 21,198 6.9 mi
02879 Wakefield, RI 20,371 7.2 mi
02832 Hope Valley, RI 4,608 8.2 mi

More ZIP Codes in Washington County

02852 standard
North Kingstown, RI
Pop: 22,551
02891 standard
Westerly, RI
Pop: 21,198
02879 standard
Wakefield, RI
Pop: 20,371
02882 standard
Narragansett, RI
Pop: 14,184
02881 standard
Kingston, RI
Pop: 7,841
02822 standard
Exeter, RI
Pop: 6,111

Related Areas

Washington County Charlestown, RI Rhode Island

Frequently Asked Questions

What county is ZIP code 02813 in? ▼
ZIP code 02813 (Charlestown) is located in Washington County, Rhode Island. Washington County contains multiple ZIP codes, see the full list at /counties/washington-ri.
What is the population of ZIP code 02813? ▼
ZIP code 02813 in Charlestown, RI has a population of 7,831 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 02813? ▼
The median household income in ZIP 02813 is $109,404, which is 43% above the national average of $76,288.
What is the average home value in ZIP 02813? ▼
The median home value in ZIP 02813 is $525,500, which is 89% above the national average of $278,155.
What is the demographic makeup of ZIP 02813? ▼
The largest racial group in ZIP 02813 is White at 95.2%. Hispanic or Latino residents make up 2.3% of the population.
How many businesses are in ZIP code 02813? ▼
ZIP code 02813 has 191 business establishments employing approximately 1,029 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 02813? ▼
The top industries by establishment count in ZIP 02813 are: Construction (46), Other services (except public administration) (25), Retail trade (22). There are 12 industry sectors represented in total.
How have home values changed in ZIP code 02813? ▼
According to the FHFA House Price Index, home values in ZIP 02813 increased by 12.6% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 235%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 02813? ▼
In ZIP code 02813, 61.9% of residents aged 25+ have a high school diploma or higher, and 40.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 02813? ▼
The mean commute time for workers in ZIP code 02813 is 27.8 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 02813? ▼
In ZIP code 02813, approximately 92.0% of occupied housing units are owner-occupied and 8.0% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 02813? ▼
The poverty rate in ZIP code 02813 is 4.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.