ZIP Code 02891
standardSource:
Westerly · Washington County · Rhode Island
- Population
- 21,198
- Median income
- $97,110
- Median home value
- $470,000
- Bachelor's or higher
- 46.1%
- Land area
- 68.2 sq mi
311/sq mi
▲ 27% vs US
higher than 79% of US ZIPs
▲ 69% vs US
higher than 85% of US ZIPs
Median age 53.5
New York
ZIP code 02891 in Westerly, Rhode Island has a population of 21,198. The median household income is $97,110, which is 27% above the national average. Median home value is $470,000, 69% above the US average. 46.1% of residents hold a bachelor's degree or higher.
ZIP code 02891 is classified by USPS as a standard delivery area and covers roughly 68.2 square miles in Westerly, Washington County, Rhode Island. The area is home to 21,198 residents, producing a population density of 311 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 02891 against Rhode Island and the nation.
On the economic side, the median household income for ZIP 02891 sits at $97,110 (5% below the Rhode Island average), while per-capita income is $60,285. The poverty rate stands at 5.5% and the unemployment rate at 4.1%. On housing, the median home value is $470,000 (3% above the state average) with median rent at $1,266 per month, and 74.6% of occupied units are owner-occupied, a direct signal of whether 02891 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 46.1% of adults hold a bachelor's degree or higher, the median age is 53.5, and the average commute is 24 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Washington County, so you can benchmark 02891 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 02891
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 02891.
- Retail trade
Retail trade
121 establishments
- Accommodation and food services
Accommodation and food services
105 establishments
- Health care and social assistance
Health care and social assistance
95 establishments
- Construction
Construction
80 establishments
- Other services (except public administration)
Other services (except public administration)
77 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 02891, Westerly, RI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
21,198
Population
68.2
Area (sq mi)
311
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 02891?
53.5
Median Age
51.2%
Male
48.8%
Female
5.5%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$97,110
Median Household Income
-5% vs state
$60,285
Per Capita Income
5.5%
Poverty Rate
4.1%
Unemployment Rate
23.6 min
Mean Commute Time
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
12,345
Total Housing Units
9,753
Occupied Units
2,592
Vacant Units
2.18
Avg Household Size
Occupancy Type
$470,000
Median Home Value
+3% vs state
$1,266
Median Rent
1973
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+8.4%
YoY Change (2024)
321
HPI Index (2000 = 100)
+221%
Total Change Since 2000
Home values in ZIP 02891 have increased 8.4% over the past year (2024). Since 2000, this ZIP has seen +221% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +4.6% | 203 |
| 2021 | +13.6% | 231 |
| 2022 | +16.4% | 269 |
| 2023 | +10.2% | 296 |
| 2024 | +8.4% | 321 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 740 business establishments in ZIP 02891, employing approximately 7,587 people with a combined annual payroll of $429,014,000.
740
Businesses
7,587
Employees
$429.0M
Annual Payroll
16
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 121 | 16.4% |
| Accommodation and food services | 105 | 14.2% |
| Health care and social assistance | 95 | 12.8% |
| Construction | 80 | 10.8% |
| Other services (except public administration) | 77 | 10.4% |
| Professional, scientific, and technical services | 54 | 7.3% |
| Administrative and support and waste management and remediation services | 40 | 5.4% |
| Finance and insurance | 37 | 5.0% |
| Arts, entertainment, and recreation | 33 | 4.5% |
| Real estate and rental and leasing | 25 | 3.4% |
| Manufacturing | 19 | 2.6% |
| Wholesale trade | 19 | 2.6% |
| Information | 10 | 1.4% |
| Educational services | 10 | 1.4% |
| Transportation and warehousing | 9 | 1.2% |
| Management of companies and enterprises | 4 | 0.5% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 02891 vs 06379 →
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 06379 | Pawcatuck, CT | 9,038 | 3.4 mi |
| 02804 | Ashaway, RI | 2,607 | 5.1 mi |
| 02808 | Bradford, RI | 2,401 | 4.1 mi |
| 06378 | Stonington, CT | 5,399 | 6.4 mi |
| 02833 | Hopkinton, RI | 784 | 8.8 mi |
| 02813 | Charlestown, RI | 7,831 | 6.9 mi |
| 02894 | Wood River Junction, RI | 722 | 7.7 mi |
| 06359 | North Stonington, CT | 5,313 | 8.7 mi |
| 02832 | Hope Valley, RI | 4,608 | 10.8 mi |
| 02812 | Carolina, RI | 1,497 | 10.9 mi |
More ZIP Codes in Washington County
Related Areas
Frequently Asked Questions
What county is ZIP code 02891 in? ▼
What is the population of ZIP code 02891? ▼
What is the median household income in ZIP 02891? ▼
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What is the demographic makeup of ZIP 02891? ▼
How many businesses are in ZIP code 02891? ▼
What are the main industries in ZIP code 02891? ▼
How have home values changed in ZIP code 02891? ▼
What is the education level in ZIP code 02891? ▼
What is the average commute time in ZIP 02891? ▼
What percentage of residents own vs. rent in ZIP 02891? ▼
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ZIP Code Research Guides
Official Data Resources for Westerly, RI
Verify and explore additional data for this area using these official government sources.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.
PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.
Read our methodology , how this data is sourced, computed, and verified.