PlainZIP

Westerly, RI · standard

ZIP Code 02891

Washington County, Rhode Island - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

21,198
311/sq mi
$97,110
Median income
$470,000
Median home value
46.1%
Bachelor's or higher

The verdict

Westerly pairs an upper-quartile household income with upper-quartile home values, in a low-density, homeowner-dominated area.

Top 21%
household income, US ZIPs
Top 15%
home value, US ZIPs
311
people per sq mi
75%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 02891 against every reporting US ZIP.

ZIP code 02891 is a densely settled ZIP (a standard USPS delivery area) in Westerly, Washington County, Rhode Island, with 21,198 residents across 68.2 square miles, a density of 311 people per square mile, in the New York time zone.

ZIP 02891 lands in the middle-income range, with a median household income of $97,110 (5% below the Rhode Island average), while per-capita income is $60,285. 5.5% of residents live below the poverty line, and the unemployment rate reads 4.1%. Median home value sits at $470,000 (3% above the state average), median rent at $1,266 a month, and owner-occupancy at 74.6%.

A solid share of residents have a four-year degree: 46.1% of adults hold a bachelor's degree or higher, the median age is 53.5, and the average commute is 24 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Washington County, so you can benchmark 02891 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 02891

Top 5 sectors by establishment count in Westerly, RI

Which industries have the most business establishments in ZIP 02891.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 02891, Westerly, RI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

21,198

Population

68.2

Area (sq mi)

311

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 02891?

53.5

Median Age

51.2%

Male

48.8%

Female

5.5%

Foreign-Born

White 89.5%
African American 0.6%
Asian 3.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 4.7%
Hispanic or Latino 2.8%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$97,110

Median Household Income

-5% vs state

$60,285

Per Capita Income

5.5%

Poverty Rate

4.1%

Unemployment Rate

23.6 min

Mean Commute Time

How ZIP 02891 ranks nationally

Westerly, RI household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$97,110 Top 21% higher than 79% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 72.9%
Bachelor's Degree or Higher 46.1%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

12,345

Total Housing Units

9,753

Occupied Units

2,592

Vacant Units

2.18

Avg Household Size

Occupancy Type

Owner 74.6%
Renter 25.4%

$470,000

Median Home Value

+3% vs state

$1,266

Median Rent

1973

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+8.4%

YoY Change (2024)

321

HPI Index (2000 = 100)

+221%

Total Change Since 2000

Home values in ZIP 02891 have increased 8.4% over the past year (2024). Since 2000, this ZIP has seen +221% cumulative appreciation.

Year Annual Change HPI Index
2020 +4.6% 203
2021 +13.6% 231
2022 +16.4% 269
2023 +10.2% 296
2024 +8.4% 321

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 740 business establishments in ZIP 02891, employing approximately 7,587 people with a combined annual payroll of $429,014,000.

740

Businesses

7,587

Employees

$429.0M

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Retail trade 121 16.4%
Accommodation and food services 105 14.2%
Health care and social assistance 95 12.8%
Construction 80 10.8%
Other services (except public administration) 77 10.4%
Professional, scientific, and technical services 54 7.3%
Administrative and support and waste management and remediation services 40 5.4%
Finance and insurance 37 5.0%
Arts, entertainment, and recreation 33 4.5%
Real estate and rental and leasing 25 3.4%
Manufacturing 19 2.6%
Wholesale trade 19 2.6%
Information 10 1.4%
Educational services 10 1.4%
Transportation and warehousing 9 1.2%
Management of companies and enterprises 4 0.5%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 02891 vs 06379 →

ZIP 02891 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 02891 ranks the most populous - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 02891 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 02891 ranks #8 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
06379 Pawcatuck, CT 9,038 3.4 mi
02804 Ashaway, RI 2,607 5.1 mi
02808 Bradford, RI 2,401 4.1 mi
06378 Stonington, CT 5,399 6.4 mi
02833 Hopkinton, RI 784 8.8 mi
02813 Charlestown, RI 7,831 6.9 mi
02894 Wood River Junction, RI 722 7.7 mi
06359 North Stonington, CT 5,313 8.7 mi
02832 Hope Valley, RI 4,608 10.8 mi
02812 Carolina, RI 1,497 10.9 mi

More ZIP Codes in Washington County

02852 standard
North Kingstown, RI
Pop: 22,551
02879 standard
Wakefield, RI
Pop: 20,371
02882 standard
Narragansett, RI
Pop: 14,184
02881 standard
Kingston, RI
Pop: 7,841
02813 standard
Charlestown, RI
Pop: 7,831
02822 standard
Exeter, RI
Pop: 6,111

Related Areas

Washington County Westerly, RI Rhode Island

Frequently Asked Questions

What county is ZIP code 02891 in? ▼
ZIP code 02891 (Westerly) is located in Washington County, Rhode Island. Washington County contains multiple ZIP codes, see the full list at /counties/washington-ri.
What is the population of ZIP code 02891? ▼
ZIP code 02891 in Westerly, RI has a population of 21,198 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 02891? ▼
The median household income in ZIP 02891 is $97,110, which is 27% above the national average of $76,288.
What is the average home value in ZIP 02891? ▼
The median home value in ZIP 02891 is $470,000, which is 69% above the national average of $278,155.
What is the demographic makeup of ZIP 02891? ▼
The largest racial group in ZIP 02891 is White at 89.5%. Hispanic or Latino residents make up 2.8% of the population.
How many businesses are in ZIP code 02891? ▼
ZIP code 02891 has 740 business establishments employing approximately 7,587 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 02891? ▼
The top industries by establishment count in ZIP 02891 are: Retail trade (121), Accommodation and food services (105), Health care and social assistance (95). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 02891? ▼
According to the FHFA House Price Index, home values in ZIP 02891 increased by 8.4% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 221%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 02891? ▼
In ZIP code 02891, 72.9% of residents aged 25+ have a high school diploma or higher, and 46.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 02891? ▼
The mean commute time for workers in ZIP code 02891 is 23.6 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 02891? ▼
In ZIP code 02891, approximately 74.6% of occupied housing units are owner-occupied and 25.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 02891? ▼
The poverty rate in ZIP code 02891 is 5.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.