PlainZIP

Chepachet, RI · standard

ZIP Code 02814

Providence County, Rhode Island - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

7,496
65/sq mi
$110,764
Median income
$390,500
Median home value
35.7%
Bachelor's or higher

The verdict

Chepachet pairs an upper-quartile household income with upper-quartile home values, in a rural, homeowner-dominated area.

Top 13%
household income, US ZIPs
Top 22%
home value, US ZIPs
65
people per sq mi
92%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 02814 against every reporting US ZIP.

ZIP code 02814 is a mid-sized community (a standard USPS delivery area) in Chepachet, Providence County, Rhode Island, home to 7,496 residents across 116.0 square miles, a density of 65 people per square mile, in the New York time zone.

ZIP 02814 skews affluent, with a median household income of $110,764 (8% above the Rhode Island average), while per-capita income is $45,095. Local economic indicators show a 5.5% poverty rate alongside 2.9% unemployment. On housing, the median home value is $390,500 (15% below the state average) with median rent at $970 per month, and 91.9% of occupied units are owner-occupied.

A solid share of residents have a four-year degree: 35.7% of adults hold a bachelor's degree or higher, the median age is 52.4, and the average commute is 36 minutes. Beyond these figures, 10 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing Providence County, letting you compare 02814 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 02814

Top 5 sectors by establishment count in Chepachet, RI

Which industries have the most business establishments in ZIP 02814.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 02814, Chepachet, RI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

7,496

Population

116.0

Area (sq mi)

65

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 02814?

52.4

Median Age

47.5%

Male

52.5%

Female

3.4%

Foreign-Born

White 94.7%
African American 0.9%
Asian 1.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 3.2%
Hispanic or Latino 1.2%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$110,764

Median Household Income

+8% vs state

$45,095

Per Capita Income

5.5%

Poverty Rate

2.9%

Unemployment Rate

35.9 min

Mean Commute Time

How ZIP 02814 ranks nationally

Chepachet, RI household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$110,764 Top 13% higher than 87% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). This entry sits in this band. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 61.6%
Bachelor's Degree or Higher 35.7%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

3,348

Total Housing Units

2,980

Occupied Units

368

Vacant Units

2.53

Avg Household Size

Occupancy Type

Owner 91.9%
Renter 8.1%

$390,500

Median Home Value

-15% vs state

$970

Median Rent

1976

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+10.6%

YoY Change (2024)

279

HPI Index (2000 = 100)

+179%

Total Change Since 2000

Home values in ZIP 02814 have increased 10.6% over the past year (2024). Since 2000, this ZIP has seen +179% cumulative appreciation.

Year Annual Change HPI Index
2020 +4.9% 183
2021 +11.9% 205
2022 +15.1% 236
2023 +7.0% 252
2024 +10.6% 279

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 169 business establishments in ZIP 02814, employing approximately 1,255 people with a combined annual payroll of $61,401,000.

169

Businesses

1,255

Employees

$61.4M

Annual Payroll

13

Industry Sectors

Industry Establishments % of Total
Construction 52 30.8%
Other services (except public administration) 18 10.7%
Retail trade 16 9.5%
Accommodation and food services 14 8.3%
Health care and social assistance 12 7.1%
Transportation and warehousing 10 5.9%
Real estate and rental and leasing 9 5.3%
Administrative and support and waste management and remediation services 9 5.3%
Professional, scientific, and technical services 8 4.7%
Wholesale trade 5 3.0%
Finance and insurance 5 3.0%
Manufacturing 4 2.4%
Agriculture, forestry, fishing and hunting 3 1.8%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 02814 vs 02839 →

ZIP 02814 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 02814 ranks #3 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 02814 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 02814 ranks #7 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
02839 Mapleville, RI 1,902 4.1 mi
02858 Oakland, RI 570 5.1 mi
02859 Pascoag, RI 6,738 5.3 mi
02830 Harrisville, RI 5,976 6.3 mi
02857 North Scituate, RI 8,412 5.9 mi
02826 Glendale, RI 791 6.1 mi
02825 Foster, RI 5,377 8.3 mi
06243 East Killingly, CT 60 6.5 mi
02828 Greenville, RI 7,704 7.3 mi
02815 Clayville, RI 278 8.9 mi

More ZIP Codes in Providence County

02860 standard
Pawtucket, RI
Pop: 45,199
02909 standard
Providence, RI
Pop: 43,540
02895 standard
Woonsocket, RI
Pop: 41,186
02920 standard
Cranston, RI
Pop: 37,547
02908 standard
Providence, RI
Pop: 37,467
02864 standard
Cumberland, RI
Pop: 33,396

Related Areas

Providence County Chepachet, RI Rhode Island

Frequently Asked Questions

What county is ZIP code 02814 in? ▼
ZIP code 02814 (Chepachet) is located in Providence County, Rhode Island. Providence County contains multiple ZIP codes, see the full list at /counties/providence-ri.
What is the population of ZIP code 02814? ▼
ZIP code 02814 in Chepachet, RI has a population of 7,496 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 02814? ▼
The median household income in ZIP 02814 is $110,764, which is 45% above the national average of $76,288.
What is the average home value in ZIP 02814? ▼
The median home value in ZIP 02814 is $390,500, which is 40% above the national average of $278,155.
What is the demographic makeup of ZIP 02814? ▼
The largest racial group in ZIP 02814 is White at 94.7%. Hispanic or Latino residents make up 1.2% of the population.
How many businesses are in ZIP code 02814? ▼
ZIP code 02814 has 169 business establishments employing approximately 1,255 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 02814? ▼
The top industries by establishment count in ZIP 02814 are: Construction (52), Other services (except public administration) (18), Retail trade (16). There are 13 industry sectors represented in total.
How have home values changed in ZIP code 02814? ▼
According to the FHFA House Price Index, home values in ZIP 02814 increased by 10.6% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 179%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 02814? ▼
In ZIP code 02814, 61.6% of residents aged 25+ have a high school diploma or higher, and 35.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 02814? ▼
The mean commute time for workers in ZIP code 02814 is 35.9 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 02814? ▼
In ZIP code 02814, approximately 91.9% of occupied housing units are owner-occupied and 8.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 02814? ▼
The poverty rate in ZIP code 02814 is 5.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.