Pawtucket, RI · standard

ZIP Code 02860

Providence County, Rhode Island - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

45,199
3,229/sq mi High-density area
$61,539
Median income Below-median income area
$336,100
Median home value Above-median home value
23.1%
Bachelor's or higher Near-average bachelor's attainment

National ZIP placement

Pawtucket pairs a below-median household income with above-median home values, in a suburban-density, mixed-tenure area.

32nd pct
household income, US ZIPs
Top 28%
home value, US ZIPs
3,229
people per sq mi
41%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 02860 against every reporting US ZIP.

FHFA HPI release change

What changed in the latest House Price Index year

2023 -> 2024
  • FHFA House Price Index values in ZIP 02860 (Pawtucket, RI) rose +13.0% from 2023 to 2024. The all-transactions index moved from 287.7 in 2023 to 325.2 in 2024 (2000 = 100).

Arithmetic difference between stored FHFA all-transactions ZIP House Price Index annual values - a developmental index from repeat sales and appraisals, not a transaction median, appraisal opinion, or forecast. Thin markets can move sharply.

National HPI changes Year-pair CSV

ZIP code 02860 is a densely settled ZIP (a standard USPS delivery area) in Pawtucket, Providence County, Rhode Island, with 45,199 residents across 14.0 square miles, a density of 3,229 people per square mile, in the New York time zone.

ZIP 02860 reports a modest median household income of $61,539 (40% below the average Rhode Island ZIP), while per-capita income is $33,423. The poverty rate is 15.5%, with unemployment at 8.1%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $336,100 (26% below the average Rhode Island ZIP), and median rent is $1,192; owner occupancy is 40.8%.

Educational attainment sits below the national norm: 23.1% of adults hold a bachelor's degree or higher, the median age is 36.6, and the average commute is 26 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Providence County, so 02860 can be compared with both its immediate and county-level context.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

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Top industries in ZIP 02860

Top 5 sectors by establishment count in Pawtucket, RI

Which industries have the most business establishments in ZIP 02860.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 02860, Pawtucket, RI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

45,199

Population

14.0

Area (sq mi)

3,229

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 02860?

36.6

Median Age

48.7%

Male

51.3%

Female

29.6%

Foreign-Born

White 44.9%
African American 13.6%
Asian 1.5%
American Indian or Alaska Native 0.7%
Native Hawaiian or Pacific Islander 0.4%
Two or More Ethnicities 24.7%
Hispanic or Latino 31.6%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$61,539

Median Household Income

-40% vs state ZIP avg

$33,423

Per Capita Income

15.5%

Poverty Rate

8.1%

Unemployment Rate

25.7 min

Mean Commute Time

How ZIP 02860 ranks nationally

Pawtucket, RI household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$61,539 32nd percentile higher than 32% of 30,318 US ZIPs

This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 55.4%
Bachelor's Degree or Higher 23.1%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

21,185

Total Housing Units

19,575

Occupied Units

1,610

Vacant Units

2.42

Avg Household Size

Occupancy Type

Owner 40.8%
Renter 59.2%

$336,100

Median Home Value

-26% vs state ZIP avg

$1,192

Median Rent

1945

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+13.0%

YoY Change (2024)

325

HPI Index (2000 = 100)

+225%

Total Change Since 2000

Home values in ZIP 02860 have increased 13.0% over the past year (2024). Since 2000, this ZIP has seen +225% cumulative appreciation.

Year Annual Change HPI Index
2020 +3.8% 198
2021 +16.3% 230
2022 +15.4% 266
2023 +8.3% 288
2024 +13.0% 325

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 985 business establishments in ZIP 02860, employing approximately 12,537 people with a combined annual payroll of $580,278,000.

985

Businesses

12,537

Employees

$580.3M

Annual Payroll

15

Industry Sectors

Industry Establishments % of Total
Health care and social assistance 122 12.4%
Other services (except public administration) 119 12.1%
Retail trade 116 11.8%
Accommodation and food services 97 9.8%
Construction 95 9.6%
Professional, scientific, and technical services 79 8.0%
Manufacturing 75 7.6%
Administrative and support and waste management and remediation services 60 6.1%
Real estate and rental and leasing 55 5.6%
Wholesale trade 47 4.8%
Transportation and warehousing 45 4.6%
Finance and insurance 25 2.5%
Educational services 22 2.2%
Arts, entertainment, and recreation 16 1.6%
Information 7 0.7%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 02860 vs 02863 →

ZIP 02860 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 02860 ranks the most populous - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 02860 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 02860 ranks #8 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
02863 Central Falls, RI 19,385 1.4 mi
02906 Providence, RI 28,387 2.1 mi
02861 Pawtucket, RI 26,178 1.9 mi
02904 Providence, RI 29,359 2.5 mi
02912 Providence, RI 1,370 3.2 mi
02916 Rumford, RI 8,139 2.6 mi
02903 Providence, RI 10,780 3.7 mi
02908 Providence, RI 37,467 3.3 mi
02914 East Providence, RI 21,963 4.1 mi
02905 Providence, RI 25,223 5.7 mi

Nationwide ZIPs with similar ACS profiles

Two Census-derived peer sets for ZIP 02860, both outside RI so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).

Similar population

Nearest cross-state ZIPs by resident population (45,199 here; floor ≥1,000).

Similar median household income

Nearest cross-state ZIPs by ACS median household income.

More ZIP Codes in Providence County

Frequently Asked Questions

What county is ZIP code 02860 in?

ZIP code 02860 (Pawtucket) is located in Providence County, Rhode Island. Providence County contains multiple ZIP codes, see the full list at /counties/providence-ri.

What is the population of ZIP code 02860?

ZIP code 02860 in Pawtucket, RI has a population of 45,199 according to the Census Bureau ACS 2023 estimates.

What is the median household income in ZIP 02860?

The median household income in ZIP 02860 is $61,539, which is 19% below the national average of $76,288.

What is the average home value in ZIP 02860?

The median home value in ZIP 02860 is $336,100, which is 21% above the national average of $278,155.

What is the demographic makeup of ZIP 02860?

The largest racial group in ZIP 02860 is White at 44.9%. Hispanic or Latino residents make up 31.6% of the population.

How many businesses are in ZIP code 02860?

ZIP code 02860 has 985 business establishments employing approximately 12,537 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.

What are the main industries in ZIP code 02860?

The top industries by establishment count in ZIP 02860 are: Health care and social assistance (122), Other services (except public administration) (119), Retail trade (116). There are 15 industry sectors represented in total.

How have home values changed in ZIP code 02860?

According to the FHFA House Price Index, home values in ZIP 02860 increased by 13.0% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 225%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.

What is the education level in ZIP code 02860?

In ZIP code 02860, 55.4% of residents aged 25+ have a high school diploma or higher, and 23.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).

What is the average commute time in ZIP 02860?

The mean commute time for workers in ZIP code 02860 is 25.7 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.

What percentage of residents own vs. rent in ZIP 02860?

In ZIP code 02860, approximately 40.8% of occupied housing units are owner-occupied and 59.2% are renter-occupied, based on Census ACS 2023 data.

What is the poverty rate in ZIP code 02860?

The poverty rate in ZIP code 02860 is 15.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP 02860's figures come from ACS 5-Year Estimates, Census ZIP Code Business Patterns, and the FHFA House Price Index. See our methodology for details.

Related

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Read our methodology : how this data is sourced, computed, and verified.

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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.