PlainZIP

Lincoln, RI · standard

ZIP Code 02865

Providence County, Rhode Island - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

16,951
393/sq mi
$105,958
Median income
$470,300
Median home value
47.5%
Bachelor's or higher

The verdict

Lincoln pairs an upper-quartile household income with upper-quartile home values, in a low-density, homeowner-dominated area.

Top 15%
household income, US ZIPs
Top 15%
home value, US ZIPs
393
people per sq mi
73%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 02865 against every reporting US ZIP.

ZIP code 02865 is a mid-sized community (a standard USPS delivery area) in Lincoln, Providence County, Rhode Island, home to 16,951 residents across 43.1 square miles, a density of 393 people per square mile, in the New York time zone.

ZIP 02865 lands in the middle-income range, with a median household income of $105,958 (4% above the Rhode Island average), while per-capita income is $51,040. The poverty rate stands at 6.7% and the unemployment rate at 7.5%. Housing costs here run $470,300 for a typical home value (3% above the state average), with rent averaging $1,398 a month; 72.9% of homes are owner-occupied.

A solid share of residents have a four-year degree: 47.5% of adults hold a bachelor's degree or higher, the median age is 45.3, and the average commute is 24 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Providence County, so you can benchmark 02865 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 02865

Top 5 sectors by establishment count in Lincoln, RI

Which industries have the most business establishments in ZIP 02865.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 02865, Lincoln, RI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

16,951

Population

43.1

Area (sq mi)

393

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 02865?

45.3

Median Age

47.8%

Male

52.2%

Female

12.6%

Foreign-Born

White 81.9%
African American 2.6%
Asian 5.4%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 7.9%
Hispanic or Latino 7.1%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$105,958

Median Household Income

+4% vs state

$51,040

Per Capita Income

6.7%

Poverty Rate

7.5%

Unemployment Rate

23.8 min

Mean Commute Time

How ZIP 02865 ranks nationally

Lincoln, RI household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$105,958 Top 15% higher than 85% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). This entry sits in this band. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 71.4%
Bachelor's Degree or Higher 47.5%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

7,206

Total Housing Units

7,107

Occupied Units

99

Vacant Units

2.58

Avg Household Size

Occupancy Type

Owner 72.9%
Renter 27.1%

$470,300

Median Home Value

+3% vs state

$1,398

Median Rent

1970

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+9.1%

YoY Change (2024)

271

HPI Index (2000 = 100)

+171%

Total Change Since 2000

Home values in ZIP 02865 have increased 9.1% over the past year (2024). Since 2000, this ZIP has seen +171% cumulative appreciation.

Year Annual Change HPI Index
2020 +4.3% 176
2021 +14.3% 202
2022 +12.6% 227
2023 +9.3% 248
2024 +9.1% 271

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 592 business establishments in ZIP 02865, employing approximately 14,737 people with a combined annual payroll of $1,002,559,000.

592

Businesses

14,737

Employees

$1.0B

Annual Payroll

17

Industry Sectors

Industry Establishments % of Total
Construction 82 13.8%
Health care and social assistance 76 12.8%
Professional, scientific, and technical services 70 11.8%
Accommodation and food services 54 9.1%
Other services (except public administration) 47 7.9%
Retail trade 37 6.3%
Wholesale trade 35 5.9%
Finance and insurance 35 5.9%
Manufacturing 34 5.7%
Real estate and rental and leasing 31 5.2%
Administrative and support and waste management and remediation services 27 4.6%
Arts, entertainment, and recreation 22 3.7%
Transportation and warehousing 14 2.4%
Information 10 1.7%
Management of companies and enterprises 8 1.4%
Educational services 7 1.2%
Utilities 3 0.5%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 02865 vs 02802 →

ZIP 02865 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 02865 ranks #7 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 02865 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 02865 ranks #4 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
02802 Albion, RI 786 2.7 mi
02904 Providence, RI 29,359 3.7 mi
02863 Central Falls, RI 19,385 3.2 mi
02838 Manville, RI 3,400 3.9 mi
02917 Smithfield, RI 13,762 3.9 mi
02911 North Providence, RI 15,574 4.2 mi
02908 Providence, RI 37,467 5.1 mi
02864 Cumberland, RI 33,396 4.3 mi
02909 Providence, RI 43,540 6.4 mi
02860 Pawtucket, RI 45,199 4.3 mi

More ZIP Codes in Providence County

02860 standard
Pawtucket, RI
Pop: 45,199
02909 standard
Providence, RI
Pop: 43,540
02895 standard
Woonsocket, RI
Pop: 41,186
02920 standard
Cranston, RI
Pop: 37,547
02908 standard
Providence, RI
Pop: 37,467
02864 standard
Cumberland, RI
Pop: 33,396

Related Areas

Providence County Lincoln, RI Rhode Island

Frequently Asked Questions

What county is ZIP code 02865 in? ▼
ZIP code 02865 (Lincoln) is located in Providence County, Rhode Island. Providence County contains multiple ZIP codes, see the full list at /counties/providence-ri.
What is the population of ZIP code 02865? ▼
ZIP code 02865 in Lincoln, RI has a population of 16,951 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 02865? ▼
The median household income in ZIP 02865 is $105,958, which is 39% above the national average of $76,288.
What is the average home value in ZIP 02865? ▼
The median home value in ZIP 02865 is $470,300, which is 69% above the national average of $278,155.
What is the demographic makeup of ZIP 02865? ▼
The largest racial group in ZIP 02865 is White at 81.9%. Hispanic or Latino residents make up 7.1% of the population.
How many businesses are in ZIP code 02865? ▼
ZIP code 02865 has 592 business establishments employing approximately 14,737 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 02865? ▼
The top industries by establishment count in ZIP 02865 are: Construction (82), Health care and social assistance (76), Professional, scientific, and technical services (70). There are 17 industry sectors represented in total.
How have home values changed in ZIP code 02865? ▼
According to the FHFA House Price Index, home values in ZIP 02865 increased by 9.1% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 171%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 02865? ▼
In ZIP code 02865, 71.4% of residents aged 25+ have a high school diploma or higher, and 47.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 02865? ▼
The mean commute time for workers in ZIP code 02865 is 23.8 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 02865? ▼
In ZIP code 02865, approximately 72.9% of occupied housing units are owner-occupied and 27.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 02865? ▼
The poverty rate in ZIP code 02865 is 6.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.