Lincoln, RI · standard
ZIP Code 02865
Providence County, Rhode Island - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 16,951
- 393/sq mi High-density area
- $105,958
- Median income Above-median income area
- $470,300
- Median home value Above-median home value
- 47.5%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Lincoln pairs an upper-quartile household income with upper-quartile home values, in a low-density, homeowner-dominated area.
- Top 15%
- household income, US ZIPs
- Top 15%
- home value, US ZIPs
- 393
- people per sq mi
- 73%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 02865 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 02865 (Lincoln, RI) rose +9.1% from 2023 to 2024. The all-transactions index moved from 248.4 in 2023 to 270.8 in 2024 (2000 = 100).
ZIP code 02865 is a mid-sized community (a standard USPS delivery area) in Lincoln, Providence County, Rhode Island, home to 16,951 residents across 43.1 square miles, a density of 393 people per square mile, in the New York time zone.
ZIP 02865 lands in the middle-income range, with a median household income of $105,958 (4% above the average Rhode Island ZIP), while per-capita income is $51,040. The poverty rate is 6.7%, with unemployment at 7.5%; those measures add context to the income figure. Median home value is $470,300 (3% above the average Rhode Island ZIP) and median rent is $1,398; 72.9% of occupied homes are owner-occupied.
A solid share of residents have a four-year degree: 47.5% of adults hold a bachelor's degree or higher, the median age is 45.3, and the average commute is 24 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Providence County, so 02865 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 02865
Top 5 sectors by establishment count in Lincoln, RI
Which industries have the most business establishments in ZIP 02865.
- Construction
Construction
82 establishments
- Health care and social assistance
Health care and social assistance
76 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
70 establishments
- Accommodation and food services
Accommodation and food services
54 establishments
- Other services (except public administration)
Other services (except public administration)
47 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 02865, Lincoln, RI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
16,951
Population
43.1
Area (sq mi)
393
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 02865?
45.3
Median Age
47.8%
Male
52.2%
Female
12.6%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$105,958
Median Household Income
+4% vs state ZIP avg
$51,040
Per Capita Income
6.7%
Poverty Rate
7.5%
Unemployment Rate
23.8 min
Mean Commute Time
How ZIP 02865 ranks among Rhode Island ZIPs
Lincoln, RI household income vs. every Rhode Island ZIP code
Median household income among 71 reporting Rhode Island ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$105,958 Top 46% higher than 54% of 71 Rhode Island ZIPs
Each bar is a $20K-wide band; taller bars hold more Rhode Island ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
7,206housing units
7,206
Total Housing Units
7,107
Occupied Units
99
Vacant Units
2.58
Avg Household Size
Occupancy Type
$470,300
Median Home Value
+3% vs state ZIP avg
$1,398
Median Rent
1970
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+9.1%
YoY Change (2024)
271
HPI Index (2000 = 100)
+171%
Total Change Since 2000
Home values in ZIP 02865 have increased 9.1% over the past year (2024). Since 2000, this ZIP has seen +171% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +4.3% | 176 |
| 2021 | +14.3% | 202 |
| 2022 | +12.6% | 227 |
| 2023 | +9.3% | 248 |
| 2024 | +9.1% | 271 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 592 business establishments in ZIP 02865, employing approximately 14,737 people with a combined annual payroll of $1,002,559,000.
592
Businesses
14,737
Employees
$1.0B
Annual Payroll
17
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 82 | 13.8% |
| Health care and social assistance | 76 | 12.8% |
| Professional, scientific, and technical services | 70 | 11.8% |
| Accommodation and food services | 54 | 9.1% |
| Other services (except public administration) | 47 | 7.9% |
| Retail trade | 37 | 6.3% |
| Wholesale trade | 35 | 5.9% |
| Finance and insurance | 35 | 5.9% |
| Manufacturing | 34 | 5.7% |
| Real estate and rental and leasing | 31 | 5.2% |
| Administrative and support and waste management and remediation services | 27 | 4.6% |
| Arts, entertainment, and recreation | 22 | 3.7% |
| Transportation and warehousing | 14 | 2.4% |
| Information | 10 | 1.7% |
| Management of companies and enterprises | 8 | 1.4% |
| Educational services | 7 | 1.2% |
| Utilities | 3 | 0.5% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 02865 vs 02802 →
ZIP 02865 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 02860
Pawtucket (02860)
45,199 residents
- 02909
Providence (02909)
43,540 residents
- 02908
Providence (02908)
37,467 residents
- 02864
Cumberland (02864)
33,396 residents
- 02904
Providence (02904)
29,359 residents
- 02863
Central Falls (02863)
19,385 residents
- 02865 16,951
Lincoln (02865)
16,951 residents
- 02911 15,574
North Providence (02911)
15,574 residents
- 02917 13,762
Smithfield (02917)
13,762 residents
What this shows Among its immediate neighbors, ZIP 02865 ranks #7 by population - useful context the national average alone can't give.
ZIP 02865 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 02864
Cumberland (02864)
$117,522 median income
- 02802
Albion (02802)
$116,159 median income
- 02917
Smithfield (02917)
$110,938 median income
- 02865
Lincoln (02865)
$105,958 median income
- 02838
Manville (02838)
$97,273 median income
- 02911
North Providence (02911)
$89,456 median income
- 02908
Providence (02908)
$73,081 median income
- 02904
Providence (02904)
$67,003 median income
- 02909
Providence (02909)
$64,649 median income
What this shows By household income, ZIP 02865 ranks #4 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 02802 | Albion, RI | 786 | 2.7 mi |
| 02904 | Providence, RI | 29,359 | 3.7 mi |
| 02863 | Central Falls, RI | 19,385 | 3.2 mi |
| 02838 | Manville, RI | 3,400 | 3.9 mi |
| 02917 | Smithfield, RI | 13,762 | 3.9 mi |
| 02911 | North Providence, RI | 15,574 | 4.2 mi |
| 02908 | Providence, RI | 37,467 | 5.1 mi |
| 02864 | Cumberland, RI | 33,396 | 4.3 mi |
| 02909 | Providence, RI | 43,540 | 6.4 mi |
| 02860 | Pawtucket, RI | 45,199 | 4.3 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 02865, both outside RI so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (16,951 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Providence County
Related Areas
Frequently Asked Questions
What county is ZIP code 02865 in?
ZIP code 02865 (Lincoln) is located in Providence County, Rhode Island. Providence County contains multiple ZIP codes, see the full list at /counties/providence-ri.
What is the population of ZIP code 02865?
ZIP code 02865 in Lincoln, RI has a population of 16,951 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 02865?
The median household income in ZIP 02865 is $105,958, which is 39% above the national average of $76,288.
What is the average home value in ZIP 02865?
The median home value in ZIP 02865 is $470,300, which is 69% above the national average of $278,155.
What is the demographic makeup of ZIP 02865?
The largest racial group in ZIP 02865 is White at 81.9%. Hispanic or Latino residents make up 7.1% of the population.
How many businesses are in ZIP code 02865?
ZIP code 02865 has 592 business establishments employing approximately 14,737 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 02865?
The top industries by establishment count in ZIP 02865 are: Construction (82), Health care and social assistance (76), Professional, scientific, and technical services (70). There are 17 industry sectors represented in total.
How have home values changed in ZIP code 02865?
According to the FHFA House Price Index, home values in ZIP 02865 increased by 9.1% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 171%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 02865?
In ZIP code 02865, 71.4% of residents aged 25+ have a high school diploma or higher, and 47.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 02865?
The mean commute time for workers in ZIP code 02865 is 23.8 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 02865?
In ZIP code 02865, approximately 72.9% of occupied housing units are owner-occupied and 27.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 02865?
The poverty rate in ZIP code 02865 is 6.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 02865's numbers, next.
- See how ZIP 02865 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Lincoln, RI ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.