Residential delivery area · Rhode Island
ZIP Code 02864: Cumberland, RI
ZIP code 02864 uses the postal name Cumberland, Rhode Island and lies entirely in Providence County (Census 2020 ZIP-county file). About 37,000 people live there (Census Bureau, ACS 2020-2024). Median household income is $117,522 (Census Bureau, ACS 2020-2024). By Census place, its land lies in Valley Falls (13%) and Cumberland Hill (12%); 75% is outside any Census place.
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Cumberland · its only residential ZIP
- County
- Providence County
- Census places
- Valley Falls (13%) census-designated place; Cumberland Hill (12%) census-designated place
- Metro area
- Providence-Warwick, RI-MA
- House district
- RI-1 119th Congress
- State
- Rhode Island
- Time zone
- Eastern
- Land area
- 26.5 sq mi · 1,391 people per sq mi
Where is ZIP code 02864?
02864 centers on 41.967°, -71.421° and covers 26.5 square miles of land plus 1.8 of water. It borders 9 ZIP codes: 02802, 02838, 02865, 02760, 02895, 02762, 02863, 02093, 02703.
The map draws ZIP code areas only. For the streets inside 02864, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 02864 compare with the rest of Providence County?
| Measure | 02864 | In Providence County | In RI |
|---|---|---|---|
| People (ACS 2020-2024) | 36,820 | 6th of 42 | 6th of 81 |
| Median household income | $118k | 5th of 30 | 12th of 55 |
| Median home value | $431k | 9th of 32 | 28th of 62 |
Its median household income is higher than in 90% of U.S. residential ZIP codes, and it is denser than 81% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 02864?
The 2020 Census counted 36,376 people in 02864; the ACS, which samples households over 2020-2024, estimates 36,820. Between the 2010 and 2020 censuses its population grew 8.9% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 36,820
- 2020 Census count
- 36,376+8.9% since 2010 (33,396)
- Households
- 14,297
- Median age
- 43.5
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 02864?
Of the 36,820 people the ACS estimates in 02864, 23.4% are under 18 and 18.9% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (82.4%).
- Under 1823.4%
- 18 to 6457.7%
- 65 and older18.9%
- White, not Hispanic82.4%
- Hispanic or Latino5.4%
- Other or two or more4.9%
- Asian, not Hispanic3.9%
- Black, not Hispanic3.5%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 02864 earn?
Median household income is $117,522 (ACS 2020-2024), the 5th highest of the 30 ranked ZIP codes in Providence County. It is not measurably different from 2015-2019 ($112,645 in 2024 dollars): the change is within the surveys' margins of error.
- Median household income
- $117,522
- Income per person
- $52,577
- Below the poverty line
- 3.9%
- Unemployed (of the labor force)
- 3.0%
- Adults 25+ with a bachelor's degree
- 44.8%
- Adjusted gross income per tax return, 2022
- $95,67919,210 returns; wages 76% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 02864?
FHFA's house price index for 02864, built from repeat sales and appraisals of the same homes, rose 95% from 2015 to 2025 and rose 57% from 2020 to 2025, and moved +3.4% in 2025.
- Median home value (owners' estimate)
- $431,000
- Median gross rent
- $1,379
- Homes owned by their occupants
- 76.3%
- Housing units
- 14,918
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 02864?
753 business establishments had a location in this ZIP code in 2023, 22 more than in 2018; the most are in construction (ZIP Code Business Patterns).
- Construction121
- Other services (except public administration)91
- Health care and social assistance86
- Professional, scientific, and technical services70
- Retail trade65
- Accommodation and food services63
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 02864?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 02802 | Albion | 677 | $116k | 2.1 mi |
| 02838 | Manville | 3,740 | $97k | 3.0 mi |
| 02865 | Lincoln | 18,447 | $106k | 3.9 mi |
| 02760 | North Attleboro, MA | 29,177 | $112k | 4.4 mi |
| 02895 | Woonsocket | 43,521 | $61k | 4.7 mi |
| 02762 | Plainville, MA | 9,943 | $104k | 5.3 mi |
| 02863 | Central Falls | 22,701 | $49k | 5.5 mi |
| 02093 | Wrentham, MA | 12,297 | $152k | 6.7 mi |
| 02703 | Attleboro, MA | 46,713 | $99k | 6.9 mi |
| 02763 | Attleboro Falls, MA | 1,807 | $114k | 5.8 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.