PlainZIP

Derry, NH · standard

ZIP Code 03038

Rockingham County, New Hampshire - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

33,269
358/sq mi
$108,322
Median income
$430,500
Median home value
36.9%
Bachelor's or higher

The verdict

Derry pairs an upper-quartile household income with upper-quartile home values, in a low-density, homeowner-dominated area.

Top 14%
household income, US ZIPs
Top 18%
home value, US ZIPs
358
people per sq mi
70%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 03038 against every reporting US ZIP.

ZIP code 03038 is a densely settled ZIP (a standard USPS delivery area) in Derry, Rockingham County, New Hampshire, with 33,269 residents across 92.8 square miles, a density of 358 people per square mile, in the New York time zone.

ZIP 03038 lands in the middle-income range, with a median household income of $108,322 (6% above the New Hampshire average), while per-capita income is $50,557. The poverty rate stands at 4.1% and the unemployment rate at 4.0%. Median home value sits at $430,500 (6% above the state average), median rent at $1,547 a month, and owner-occupancy at 69.7%.

A solid share of residents have a four-year degree: 36.9% of adults hold a bachelor's degree or higher, the median age is 40.3, and the average commute is 31 minutes. To put 03038 in local context, 10 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Rockingham County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 03038

Top 5 sectors by establishment count in Derry, NH

Which industries have the most business establishments in ZIP 03038.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 03038, Derry, NH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

33,269

Population

92.8

Area (sq mi)

358

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 03038?

40.3

Median Age

49.3%

Male

50.7%

Female

4.8%

Foreign-Born

White 90.0%
African American 1.2%
Asian 2.0%
American Indian or Alaska Native 0.1%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 5.5%
Hispanic or Latino 5.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$108,322

Median Household Income

+6% vs state

$50,557

Per Capita Income

4.1%

Poverty Rate

4.0%

Unemployment Rate

30.7 min

Mean Commute Time

How ZIP 03038 ranks nationally

Derry, NH household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$108,322 Top 14% higher than 86% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). This entry sits in this band. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 65.6%
Bachelor's Degree or Higher 36.9%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

14,507

Total Housing Units

13,155

Occupied Units

1,352

Vacant Units

2.60

Avg Household Size

Occupancy Type

Owner 69.7%
Renter 30.3%

$430,500

Median Home Value

+6% vs state

$1,547

Median Rent

1983

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+8.1%

YoY Change (2024)

308

HPI Index (2000 = 100)

+208%

Total Change Since 2000

Home values in ZIP 03038 have increased 8.1% over the past year (2024). Since 2000, this ZIP has seen +208% cumulative appreciation.

Year Annual Change HPI Index
2020 +6.0% 197
2021 +15.9% 228
2022 +11.5% 255
2023 +11.8% 285
2024 +8.1% 308

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 709 business establishments in ZIP 03038, employing approximately 8,343 people with a combined annual payroll of $453,521,000.

709

Businesses

8,343

Employees

$453.5M

Annual Payroll

15

Industry Sectors

Industry Establishments % of Total
Construction 107 15.1%
Other services (except public administration) 93 13.1%
Retail trade 91 12.8%
Health care and social assistance 89 12.6%
Accommodation and food services 57 8.0%
Professional, scientific, and technical services 55 7.8%
Administrative and support and waste management and remediation services 47 6.6%
Real estate and rental and leasing 29 4.1%
Manufacturing 27 3.8%
Wholesale trade 23 3.2%
Transportation and warehousing 21 3.0%
Finance and insurance 21 3.0%
Arts, entertainment, and recreation 18 2.5%
Educational services 16 2.3%
Information 11 1.6%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 03038 vs 03087 →

ZIP 03038 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 03038 ranks the most populous - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 03038 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 03038 ranks #9 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
03087 Windham, NH 13,592 5.7 mi
03841 Hampstead, NH 6,334 5.0 mi
03036 Chester, NH 4,782 5.6 mi
03053 Londonderry, NH 23,957 5.4 mi
03873 Sandown, NH 5,711 5.9 mi
03826 East Hampstead, NH 2,470 7.4 mi
03079 Salem, NH 28,776 7.4 mi
03032 Auburn, NH 4,953 7.7 mi
03811 Atkinson, NH 6,753 7.0 mi
03109 Manchester, NH 10,314 8.2 mi

More ZIP Codes in Rockingham County

03079 standard
Salem, NH
Pop: 28,776
03053 standard
Londonderry, NH
Pop: 23,957
03801 standard
Portsmouth, NH
Pop: 21,532
03833 standard
Exeter, NH
Pop: 20,955
03842 standard
Hampton, NH
Pop: 15,345
03087 standard
Windham, NH
Pop: 13,592

Related Areas

Rockingham County Derry, NH New Hampshire

Frequently Asked Questions

What county is ZIP code 03038 in? ▼
ZIP code 03038 (Derry) is located in Rockingham County, New Hampshire. Rockingham County contains multiple ZIP codes, see the full list at /counties/rockingham-nh.
What is the population of ZIP code 03038? ▼
ZIP code 03038 in Derry, NH has a population of 33,269 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 03038? ▼
The median household income in ZIP 03038 is $108,322, which is 42% above the national average of $76,288.
What is the average home value in ZIP 03038? ▼
The median home value in ZIP 03038 is $430,500, which is 55% above the national average of $278,155.
What is the demographic makeup of ZIP 03038? ▼
The largest racial group in ZIP 03038 is White at 90.0%. Hispanic or Latino residents make up 5.0% of the population.
How many businesses are in ZIP code 03038? ▼
ZIP code 03038 has 709 business establishments employing approximately 8,343 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 03038? ▼
The top industries by establishment count in ZIP 03038 are: Construction (107), Other services (except public administration) (93), Retail trade (91). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 03038? ▼
According to the FHFA House Price Index, home values in ZIP 03038 increased by 8.1% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 208%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 03038? ▼
In ZIP code 03038, 65.6% of residents aged 25+ have a high school diploma or higher, and 36.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 03038? ▼
The mean commute time for workers in ZIP code 03038 is 30.7 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 03038? ▼
In ZIP code 03038, approximately 69.7% of occupied housing units are owner-occupied and 30.3% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 03038? ▼
The poverty rate in ZIP code 03038 is 4.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.