ZIP Code 03038
standardSource:
Derry · Rockingham County · New Hampshire
- Population
- 33,269
- Median income
- $108,322
- Median home value
- $430,500
- Bachelor's or higher
- 36.9%
- Land area
- 92.8 sq mi
358/sq mi
▲ 42% vs US
higher than 86% of US ZIPs
▲ 55% vs US
higher than 82% of US ZIPs
Median age 40.3
New York
ZIP code 03038 in Derry, New Hampshire has a population of 33,269. The median household income is $108,322, which is 42% above the national average. Median home value is $430,500, 55% above the US average. 36.9% of residents hold a bachelor's degree or higher.
ZIP code 03038 is classified by USPS as a standard delivery area and covers roughly 92.8 square miles in Derry, Rockingham County, New Hampshire. The area is home to 33,269 residents, producing a population density of 358 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 03038 against New Hampshire and the nation.
On the economic side, the median household income for ZIP 03038 sits at $108,322 (6% above the New Hampshire average), while per-capita income is $50,557. The poverty rate stands at 4.1% and the unemployment rate at 4.0%. On housing, the median home value is $430,500 (6% above the state average) with median rent at $1,547 per month, and 69.7% of occupied units are owner-occupied, a direct signal of whether 03038 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 36.9% of adults hold a bachelor's degree or higher, the median age is 40.3, and the average commute is 31 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Rockingham County, so you can benchmark 03038 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 03038
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 03038.
- Construction
Construction
107 establishments
- Other services (except public administration)
Other services (except public administration)
93 establishments
- Retail trade
Retail trade
91 establishments
- Health care and social assistance
Health care and social assistance
89 establishments
- Accommodation and food services
Accommodation and food services
57 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 03038, Derry, NH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
33,269
Population
92.8
Area (sq mi)
358
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 03038?
40.3
Median Age
49.3%
Male
50.7%
Female
4.8%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$108,322
Median Household Income
+6% vs state
$50,557
Per Capita Income
4.1%
Poverty Rate
4.0%
Unemployment Rate
30.7 min
Mean Commute Time
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
14,507
Total Housing Units
13,155
Occupied Units
1,352
Vacant Units
2.60
Avg Household Size
Occupancy Type
$430,500
Median Home Value
+6% vs state
$1,547
Median Rent
1983
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+8.1%
YoY Change (2024)
308
HPI Index (2000 = 100)
+208%
Total Change Since 2000
Home values in ZIP 03038 have increased 8.1% over the past year (2024). Since 2000, this ZIP has seen +208% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +6.0% | 197 |
| 2021 | +15.9% | 228 |
| 2022 | +11.5% | 255 |
| 2023 | +11.8% | 285 |
| 2024 | +8.1% | 308 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 709 business establishments in ZIP 03038, employing approximately 8,343 people with a combined annual payroll of $453,521,000.
709
Businesses
8,343
Employees
$453.5M
Annual Payroll
15
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 107 | 15.1% |
| Other services (except public administration) | 93 | 13.1% |
| Retail trade | 91 | 12.8% |
| Health care and social assistance | 89 | 12.6% |
| Accommodation and food services | 57 | 8.0% |
| Professional, scientific, and technical services | 55 | 7.8% |
| Administrative and support and waste management and remediation services | 47 | 6.6% |
| Real estate and rental and leasing | 29 | 4.1% |
| Manufacturing | 27 | 3.8% |
| Wholesale trade | 23 | 3.2% |
| Transportation and warehousing | 21 | 3.0% |
| Finance and insurance | 21 | 3.0% |
| Arts, entertainment, and recreation | 18 | 2.5% |
| Educational services | 16 | 2.3% |
| Information | 11 | 1.6% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 03038 vs 03087 →
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 03087 | Windham, NH | 13,592 | 5.7 mi |
| 03841 | Hampstead, NH | 6,334 | 5.0 mi |
| 03036 | Chester, NH | 4,782 | 5.6 mi |
| 03053 | Londonderry, NH | 23,957 | 5.4 mi |
| 03873 | Sandown, NH | 5,711 | 5.9 mi |
| 03826 | East Hampstead, NH | 2,470 | 7.4 mi |
| 03079 | Salem, NH | 28,776 | 7.4 mi |
| 03032 | Auburn, NH | 4,953 | 7.7 mi |
| 03811 | Atkinson, NH | 6,753 | 7.0 mi |
| 03109 | Manchester, NH | 10,314 | 8.2 mi |
More ZIP Codes in Rockingham County
Related Areas
Frequently Asked Questions
What county is ZIP code 03038 in? ▼
What is the population of ZIP code 03038? ▼
What is the median household income in ZIP 03038? ▼
What is the average home value in ZIP 03038? ▼
What is the demographic makeup of ZIP 03038? ▼
How many businesses are in ZIP code 03038? ▼
What are the main industries in ZIP code 03038? ▼
How have home values changed in ZIP code 03038? ▼
What is the education level in ZIP code 03038? ▼
What is the average commute time in ZIP 03038? ▼
What percentage of residents own vs. rent in ZIP 03038? ▼
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ZIP Code Research Guides
Official Data Resources for Derry, NH
Verify and explore additional data for this area using these official government sources.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.
PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.
Read our methodology , how this data is sourced, computed, and verified.