PlainZIP

Epsom, NH · standard

ZIP Code 03234

Merrimack County, New Hampshire - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

4,572
51/sq mi
$97,941
Median income
$338,400
Median home value
40.6%
Bachelor's or higher

The verdict

Epsom pairs an upper-quartile household income with above-median home values, in a rural, homeowner-dominated area.

Top 20%
household income, US ZIPs
Top 28%
home value, US ZIPs
51
people per sq mi
88%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 03234 against every reporting US ZIP.

ZIP code 03234 covers 89.1 square miles in Epsom, Merrimack County, New Hampshire (a standard USPS delivery area), with a modest 4,572 residents on file, a density of 51 people per square mile, in the New York time zone.

ZIP 03234 lands in the middle-income range, with a median household income of $97,941 (4% below the New Hampshire average), while per-capita income is $46,509. Poverty here runs at 3.4%, with unemployment measured at 3.6%. The typical home here is valued at $338,400 (16% below the state average); renters pay a median of $1,212 monthly, and 87.6% of units are owner-occupied.

A solid share of residents have a four-year degree: 40.6% of adults hold a bachelor's degree or higher, the median age is 47.1, and the average commute is 31 minutes. We also surface 9 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Merrimack County, so you can benchmark 03234 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 03234

Top 5 sectors by establishment count in Epsom, NH

Which industries have the most business establishments in ZIP 03234.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 03234, Epsom, NH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

4,572

Population

89.1

Area (sq mi)

51

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 03234?

47.1

Median Age

46.5%

Male

53.5%

Female

2.7%

Foreign-Born

White 94.9%
African American 0.0%
Asian 0.9%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 4.1%
Hispanic or Latino 2.1%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$97,941

Median Household Income

-4% vs state

$46,509

Per Capita Income

3.4%

Poverty Rate

3.6%

Unemployment Rate

30.8 min

Mean Commute Time

How ZIP 03234 ranks nationally

Epsom, NH household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$97,941 Top 20% higher than 80% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 68.0%
Bachelor's Degree or Higher 40.6%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,985

Total Housing Units

1,926

Occupied Units

59

Vacant Units

2.51

Avg Household Size

Occupancy Type

Owner 87.6%
Renter 12.4%

$338,400

Median Home Value

-16% vs state

$1,212

Median Rent

1986

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+14.4%

YoY Change (2024)

335

HPI Index (2000 = 100)

+235%

Total Change Since 2000

Home values in ZIP 03234 have increased 14.4% over the past year (2024). Since 2000, this ZIP has seen +235% cumulative appreciation.

Year Annual Change HPI Index
2020 +4.5% 200
2021 +16.3% 232
2022 +20.5% 280
2023 +4.5% 293
2024 +14.4% 335

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 107 business establishments in ZIP 03234, employing approximately 1,392 people with a combined annual payroll of $71,559,000.

107

Businesses

1,392

Employees

$71.6M

Annual Payroll

11

Industry Sectors

Industry Establishments % of Total
Construction 22 20.6%
Retail trade 16 14.9%
Accommodation and food services 14 13.1%
Other services (except public administration) 12 11.2%
Administrative and support and waste management and remediation services 9 8.4%
Health care and social assistance 7 6.5%
Manufacturing 6 5.6%
Transportation and warehousing 5 4.7%
Wholesale trade 4 3.7%
Professional, scientific, and technical services 3 2.8%
Educational services 3 2.8%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 03234 vs 03258 →

ZIP 03234 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 03234 ranks #4 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 03234 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 03234 ranks #8 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
03258 Chichester, NH 2,517 4.2 mi
03263 Pittsfield, NH 4,114 5.7 mi
03261 Northwood, NH 4,246 6.5 mi
03275 Suncook, NH 11,437 5.5 mi
03037 Deerfield, NH 4,219 6.8 mi
03218 Barnstead, NH 960 8.6 mi
03307 Loudon, NH 5,334 9.3 mi
03106 Hooksett, NH 13,374 11.1 mi
03225 Center Barnstead, NH 3,660 11.1 mi

More ZIP Codes in Merrimack County

03301 standard
Concord, NH
Pop: 33,008
03303 standard
Concord, NH
Pop: 15,524
03106 standard
Hooksett, NH
Pop: 13,374
03275 standard
Suncook, NH
Pop: 11,437
03235 standard
Franklin, NH
Pop: 8,562
03276 standard
Tilton, NH
Pop: 8,324

Related Areas

Merrimack County Epsom, NH New Hampshire

Frequently Asked Questions

What county is ZIP code 03234 in? ▼
ZIP code 03234 (Epsom) is located in Merrimack County, New Hampshire. Merrimack County contains multiple ZIP codes, see the full list at /counties/merrimack-nh.
What is the population of ZIP code 03234? ▼
ZIP code 03234 in Epsom, NH has a population of 4,572 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 03234? ▼
The median household income in ZIP 03234 is $97,941, which is 28% above the national average of $76,288.
What is the average home value in ZIP 03234? ▼
The median home value in ZIP 03234 is $338,400, which is 22% above the national average of $278,155.
What is the demographic makeup of ZIP 03234? ▼
The largest racial group in ZIP 03234 is White at 94.9%. Hispanic or Latino residents make up 2.1% of the population.
How many businesses are in ZIP code 03234? ▼
ZIP code 03234 has 107 business establishments employing approximately 1,392 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 03234? ▼
The top industries by establishment count in ZIP 03234 are: Construction (22), Retail trade (16), Accommodation and food services (14). There are 11 industry sectors represented in total.
How have home values changed in ZIP code 03234? ▼
According to the FHFA House Price Index, home values in ZIP 03234 increased by 14.4% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 235%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 03234? ▼
In ZIP code 03234, 68.0% of residents aged 25+ have a high school diploma or higher, and 40.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 03234? ▼
The mean commute time for workers in ZIP code 03234 is 30.8 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 03234? ▼
In ZIP code 03234, approximately 87.6% of occupied housing units are owner-occupied and 12.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 03234? ▼
The poverty rate in ZIP code 03234 is 3.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.