Epsom, NH · standard
ZIP Code 03234
Merrimack County, New Hampshire - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 4,572
- 51/sq mi Moderate-density area
- $97,941
- Median income Above-median income area
- $338,400
- Median home value Above-median home value
- 40.6%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Epsom pairs an upper-quartile household income with above-median home values, in a rural, homeowner-dominated area.
- Top 20%
- household income, US ZIPs
- Top 28%
- home value, US ZIPs
- 51
- people per sq mi
- 88%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 03234 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 03234 (Epsom, NH) rose +14.4% from 2023 to 2024. The all-transactions index moved from 292.5 in 2023 to 334.6 in 2024 (2000 = 100).
ZIP code 03234 covers 89.1 square miles in Epsom, Merrimack County, New Hampshire (a standard USPS delivery area), with a modest 4,572 residents on file, a density of 51 people per square mile, in the New York time zone.
ZIP 03234 lands in the middle-income range, with a median household income of $97,941 (4% below the average New Hampshire ZIP), while per-capita income is $46,509. Both reported hardship measures are comparatively low in absolute terms: poverty is 3.4% and unemployment is 3.6%. Home values sit below the statewide ZIP benchmark: the median is $338,400 (16% below the average New Hampshire ZIP), and median rent is $1,212; owner occupancy is 87.6%.
A solid share of residents have a four-year degree: 40.6% of adults hold a bachelor's degree or higher, the median age is 47.1, and the average commute is 31 minutes. The page also surfaces 9 ZIP codes within roughly 10 miles and 6 more in Merrimack County, so 03234 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 03234
Top 5 sectors by establishment count in Epsom, NH
Which industries have the most business establishments in ZIP 03234.
- Construction
Construction
22 establishments
- Retail trade
Retail trade
16 establishments
- Accommodation and food services
Accommodation and food services
14 establishments
- Other services (except public administration)
Other services (except public administration)
12 establishments
- Administrative and support and waste management and remediation services
Administrative and support and waste management and remediation services
9 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 03234, Epsom, NH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
4,572
Population
89.1
Area (sq mi)
51
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 03234?
47.1
Median Age
46.5%
Male
53.5%
Female
2.7%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$97,941
Median Household Income
-4% vs state ZIP avg
$46,509
Per Capita Income
3.4%
Poverty Rate
3.6%
Unemployment Rate
30.8 min
Mean Commute Time
How ZIP 03234 ranks among New Hampshire ZIPs
Epsom, NH household income vs. every New Hampshire ZIP code
Median household income among 236 reporting New Hampshire ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$97,941 49th percentile higher than 49% of 236 New Hampshire ZIPs
Each bar is a $20K-wide band; taller bars hold more New Hampshire ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
1,985housing units
1,985
Total Housing Units
1,926
Occupied Units
59
Vacant Units
2.51
Avg Household Size
Occupancy Type
$338,400
Median Home Value
-16% vs state ZIP avg
$1,212
Median Rent
1986
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+14.4%
YoY Change (2024)
335
HPI Index (2000 = 100)
+235%
Total Change Since 2000
Home values in ZIP 03234 have increased 14.4% over the past year (2024). Since 2000, this ZIP has seen +235% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +4.5% | 200 |
| 2021 | +16.3% | 232 |
| 2022 | +20.5% | 280 |
| 2023 | +4.5% | 293 |
| 2024 | +14.4% | 335 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 107 business establishments in ZIP 03234, employing approximately 1,392 people with a combined annual payroll of $71,559,000.
107
Businesses
1,392
Employees
$71.6M
Annual Payroll
11
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 22 | 20.6% |
| Retail trade | 16 | 14.9% |
| Accommodation and food services | 14 | 13.1% |
| Other services (except public administration) | 12 | 11.2% |
| Administrative and support and waste management and remediation services | 9 | 8.4% |
| Health care and social assistance | 7 | 6.5% |
| Manufacturing | 6 | 5.6% |
| Transportation and warehousing | 5 | 4.7% |
| Wholesale trade | 4 | 3.7% |
| Professional, scientific, and technical services | 3 | 2.8% |
| Educational services | 3 | 2.8% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 03234 vs 03258 →
ZIP 03234 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 03106
Hooksett (03106)
13,374 residents
- 03275
Suncook (03275)
11,437 residents
- 03307 5,334
Loudon (03307)
5,334 residents
- 03234 4,572
Epsom (03234)
4,572 residents
- 03261 4,246
Northwood (03261)
4,246 residents
- 03037 4,219
Deerfield (03037)
4,219 residents
- 03263 4,114
Pittsfield (03263)
4,114 residents
- 03225 3,660
Center Barnstead (03225)
3,660 residents
- 03258 2,517
Chichester (03258)
2,517 residents
What this shows Among its immediate neighbors, ZIP 03234 ranks #4 by population - useful context the national average alone can't give.
ZIP 03234 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 03037
Deerfield (03037)
$130,371 median income
- 03261
Northwood (03261)
$129,375 median income
- 03106
Hooksett (03106)
$118,442 median income
- 03218
Barnstead (03218)
$112,500 median income
- 03225
Center Barnstead (03225)
$111,660 median income
- 03258
Chichester (03258)
$108,906 median income
- 03307
Loudon (03307)
$107,226 median income
- 03234
Epsom (03234)
$97,941 median income
- 03275
Suncook (03275)
$82,910 median income
What this shows By household income, ZIP 03234 ranks #8 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 03258 | Chichester, NH | 2,517 | 4.2 mi |
| 03263 | Pittsfield, NH | 4,114 | 5.7 mi |
| 03261 | Northwood, NH | 4,246 | 6.5 mi |
| 03275 | Suncook, NH | 11,437 | 5.5 mi |
| 03037 | Deerfield, NH | 4,219 | 6.8 mi |
| 03218 | Barnstead, NH | 960 | 8.6 mi |
| 03307 | Loudon, NH | 5,334 | 9.3 mi |
| 03106 | Hooksett, NH | 13,374 | 11.1 mi |
| 03225 | Center Barnstead, NH | 3,660 | 11.1 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 03234, both outside NH so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (4,572 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Merrimack County
Related Areas
Frequently Asked Questions
What county is ZIP code 03234 in?
ZIP code 03234 (Epsom) is located in Merrimack County, New Hampshire. Merrimack County contains multiple ZIP codes, see the full list at /counties/merrimack-nh.
What is the population of ZIP code 03234?
ZIP code 03234 in Epsom, NH has a population of 4,572 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 03234?
The median household income in ZIP 03234 is $97,941, which is 28% above the national average of $76,288.
What is the average home value in ZIP 03234?
The median home value in ZIP 03234 is $338,400, which is 22% above the national average of $278,155.
What is the demographic makeup of ZIP 03234?
The largest racial group in ZIP 03234 is White at 94.9%. Hispanic or Latino residents make up 2.1% of the population.
How many businesses are in ZIP code 03234?
ZIP code 03234 has 107 business establishments employing approximately 1,392 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 03234?
The top industries by establishment count in ZIP 03234 are: Construction (22), Retail trade (16), Accommodation and food services (14). There are 11 industry sectors represented in total.
How have home values changed in ZIP code 03234?
According to the FHFA House Price Index, home values in ZIP 03234 increased by 14.4% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 235%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 03234?
In ZIP code 03234, 68.0% of residents aged 25+ have a high school diploma or higher, and 40.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 03234?
The mean commute time for workers in ZIP code 03234 is 30.8 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 03234?
In ZIP code 03234, approximately 87.6% of occupied housing units are owner-occupied and 12.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 03234?
The poverty rate in ZIP code 03234 is 3.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 03234's numbers, next.
- See how ZIP 03234 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Epsom, NH ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.