ZIP Code 03235

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Source:

Franklin · Merrimack County · New Hampshire

Population
8,562

111/sq mi

Median income
$71,775

▼ 6% vs US

higher than 50% of US ZIPs

Median home value
$263,600

▼ 5% vs US

higher than 60% of US ZIPs

Bachelor's or higher
19.4%

Median age 42.6

Land area
77.0 sq mi

New York

ZIP code 03235 in Franklin, New Hampshire has a population of 8,562. The median household income is $71,775, which is 6% below the national average. Median home value is $263,600, 5% below the US average. 19.4% of residents hold a bachelor's degree or higher.

ZIP code 03235 is classified by USPS as a standard delivery area and covers roughly 77.0 square miles in Franklin, Merrimack County, New Hampshire. The area is home to 8,562 residents, producing a population density of 111 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 03235 against New Hampshire and the nation.

On the economic side, the median household income for ZIP 03235 sits at $71,775 (30% below the New Hampshire average), while per-capita income is $35,900. The poverty rate stands at 7.0% and the unemployment rate at 2.8%. On housing, the median home value is $263,600 (35% below the state average) with median rent at $1,110 per month, and 64.5% of occupied units are owner-occupied, a direct signal of whether 03235 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 19.4% of adults hold a bachelor's degree or higher, the median age is 42.6, and the average commute is 32 minutes. We also surface 7 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Merrimack County, so you can benchmark 03235 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 03235

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 03235.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 03235, Franklin, NH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

8,562

Population

77.0

Area (sq mi)

111

People / sq mi

New York

Time Zone

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ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 03235?

42.6

Median Age

46.3%

Male

53.7%

Female

4.6%

Foreign-Born

White 94.7%
African American 0.3%
Asian 0.3%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 3.5%
Hispanic or Latino 0.2%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$71,775

Median Household Income

-30% vs state

$35,900

Per Capita Income

7.0%

Poverty Rate

2.8%

Unemployment Rate

31.6 min

Mean Commute Time

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 54.0%
Bachelor's Degree or Higher 19.4%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

4,042

Total Housing Units

3,637

Occupied Units

405

Vacant Units

2.39

Avg Household Size

Occupancy Type

Owner 64.5%
Renter 35.5%

$263,600

Median Home Value

-35% vs state

$1,110

Median Rent

1959

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+10.9%

YoY Change (2024)

325

HPI Index (2000 = 100)

+225%

Total Change Since 2000

Home values in ZIP 03235 have increased 10.9% over the past year (2024). Since 2000, this ZIP has seen +225% cumulative appreciation.

Year Annual Change HPI Index
2020 +4.4% 188
2021 +16.3% 219
2022 +11.4% 244
2023 +20.3% 293
2024 +10.9% 325

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 171 business establishments in ZIP 03235, employing approximately 1,808 people with a combined annual payroll of $103,139,000.

171

Businesses

1,808

Employees

$103.1M

Annual Payroll

14

Industry Sectors

Industry Establishments % of Total
Other services (except public administration) 28 16.4%
Retail trade 25 14.6%
Construction 24 14.0%
Health care and social assistance 18 10.5%
Accommodation and food services 18 10.5%
Manufacturing 12 7.0%
Professional, scientific, and technical services 9 5.3%
Wholesale trade 7 4.1%
Finance and insurance 7 4.1%
Administrative and support and waste management and remediation services 6 3.5%
Utilities 4 2.3%
Arts, entertainment, and recreation 4 2.3%
Transportation and warehousing 3 1.8%
Educational services 3 1.8%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 03235 vs 03231 →

ZIP Code City Population Distance
03231 East Andover, NH 202 4.4 mi
03276 Tilton, NH 8,324 5.1 mi
03216 Andover, NH 2,159 6.2 mi
03268 Salisbury, NH 1,272 6.0 mi
03269 Sanbornton, NH 2,966 6.5 mi
03243 Hill, NH 1,085 7.0 mi
03224 Canterbury, NH 2,318 9.1 mi

More ZIP Codes in Merrimack County

Frequently Asked Questions

What county is ZIP code 03235 in?
ZIP code 03235 (Franklin) is located in Merrimack County, New Hampshire. Merrimack County contains multiple ZIP codes, see the full list at /counties/merrimack-nh.
What is the population of ZIP code 03235?
ZIP code 03235 in Franklin, NH has a population of 8,562 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 03235?
The median household income in ZIP 03235 is $71,775, which is 6% below the national average of $76,288.
What is the average home value in ZIP 03235?
The median home value in ZIP 03235 is $263,600, which is 5% below the national average of $278,155.
What is the demographic makeup of ZIP 03235?
The largest racial group in ZIP 03235 is White at 94.7%. Hispanic or Latino residents make up 0.2% of the population.
How many businesses are in ZIP code 03235?
ZIP code 03235 has 171 business establishments employing approximately 1,808 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 03235?
The top industries by establishment count in ZIP 03235 are: Other services (except public administration) (28), Retail trade (25), Construction (24). There are 14 industry sectors represented in total.
How have home values changed in ZIP code 03235?
According to the FHFA House Price Index, home values in ZIP 03235 increased by 10.9% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 225%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 03235?
In ZIP code 03235, 54.0% of residents aged 25+ have a high school diploma or higher, and 19.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 03235?
The mean commute time for workers in ZIP code 03235 is 31.6 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 03235?
In ZIP code 03235, approximately 64.5% of occupied housing units are owner-occupied and 35.5% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 03235?
The poverty rate in ZIP code 03235 is 7.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Franklin, NH

Verify and explore additional data for this area using these official government sources.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.

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