PlainZIP

Franklin, NH · standard

ZIP Code 03235

Merrimack County, New Hampshire - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

8,562
111/sq mi
$71,775
Median income
$263,600
Median home value
19.4%
Bachelor's or higher

The verdict

Franklin pairs an above-median household income with above-median home values, in a rural, homeowner-dominated area.

Top 50%
household income, US ZIPs
Top 40%
home value, US ZIPs
111
people per sq mi
65%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 03235 against every reporting US ZIP.

ZIP code 03235 is a mid-sized community (a standard USPS delivery area) in Franklin, Merrimack County, New Hampshire, home to 8,562 residents across 77.0 square miles, a density of 111 people per square mile, in the New York time zone.

ZIP 03235 lands in the middle-income range, with a median household income of $71,775 (30% below the New Hampshire average), while per-capita income is $35,900. Poverty here runs at 7.0%, with unemployment measured at 2.8%. Housing costs here run $263,600 for a typical home value (35% below the state average), with rent averaging $1,110 a month; 64.5% of homes are owner-occupied.

Educational attainment sits below the national norm: 19.4% of adults hold a bachelor's degree or higher, the median age is 42.6, and the average commute is 32 minutes. To put 03235 in local context, 7 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Merrimack County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 03235

Top 5 sectors by establishment count in Franklin, NH

Which industries have the most business establishments in ZIP 03235.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 03235, Franklin, NH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

8,562

Population

77.0

Area (sq mi)

111

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 03235?

42.6

Median Age

46.3%

Male

53.7%

Female

4.6%

Foreign-Born

White 94.7%
African American 0.3%
Asian 0.3%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 3.5%
Hispanic or Latino 0.2%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$71,775

Median Household Income

-30% vs state

$35,900

Per Capita Income

7.0%

Poverty Rate

2.8%

Unemployment Rate

31.6 min

Mean Commute Time

How ZIP 03235 ranks nationally

Franklin, NH household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$71,775 Top 50% higher than 50% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 54.0%
Bachelor's Degree or Higher 19.4%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

4,042

Total Housing Units

3,637

Occupied Units

405

Vacant Units

2.39

Avg Household Size

Occupancy Type

Owner 64.5%
Renter 35.5%

$263,600

Median Home Value

-35% vs state

$1,110

Median Rent

1959

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+10.9%

YoY Change (2024)

325

HPI Index (2000 = 100)

+225%

Total Change Since 2000

Home values in ZIP 03235 have increased 10.9% over the past year (2024). Since 2000, this ZIP has seen +225% cumulative appreciation.

Year Annual Change HPI Index
2020 +4.4% 188
2021 +16.3% 219
2022 +11.4% 244
2023 +20.3% 293
2024 +10.9% 325

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 171 business establishments in ZIP 03235, employing approximately 1,808 people with a combined annual payroll of $103,139,000.

171

Businesses

1,808

Employees

$103.1M

Annual Payroll

14

Industry Sectors

Industry Establishments % of Total
Other services (except public administration) 28 16.4%
Retail trade 25 14.6%
Construction 24 14.0%
Health care and social assistance 18 10.5%
Accommodation and food services 18 10.5%
Manufacturing 12 7.0%
Professional, scientific, and technical services 9 5.3%
Wholesale trade 7 4.1%
Finance and insurance 7 4.1%
Administrative and support and waste management and remediation services 6 3.5%
Utilities 4 2.3%
Arts, entertainment, and recreation 4 2.3%
Transportation and warehousing 3 1.8%
Educational services 3 1.8%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 03235 vs 03231 →

ZIP 03235 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 03235 ranks the most populous - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 03235 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 03235 ranks #7 of 7 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
03231 East Andover, NH 202 4.4 mi
03276 Tilton, NH 8,324 5.1 mi
03216 Andover, NH 2,159 6.2 mi
03268 Salisbury, NH 1,272 6.0 mi
03269 Sanbornton, NH 2,966 6.5 mi
03243 Hill, NH 1,085 7.0 mi
03224 Canterbury, NH 2,318 9.1 mi

More ZIP Codes in Merrimack County

03301 standard
Concord, NH
Pop: 33,008
03303 standard
Concord, NH
Pop: 15,524
03106 standard
Hooksett, NH
Pop: 13,374
03275 standard
Suncook, NH
Pop: 11,437
03276 standard
Tilton, NH
Pop: 8,324
03304 standard
Bow, NH
Pop: 7,519

Related Areas

Merrimack County Franklin, NH New Hampshire

Frequently Asked Questions

What county is ZIP code 03235 in? ▼
ZIP code 03235 (Franklin) is located in Merrimack County, New Hampshire. Merrimack County contains multiple ZIP codes, see the full list at /counties/merrimack-nh.
What is the population of ZIP code 03235? ▼
ZIP code 03235 in Franklin, NH has a population of 8,562 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 03235? ▼
The median household income in ZIP 03235 is $71,775, which is 6% below the national average of $76,288.
What is the average home value in ZIP 03235? ▼
The median home value in ZIP 03235 is $263,600, which is 5% below the national average of $278,155.
What is the demographic makeup of ZIP 03235? ▼
The largest racial group in ZIP 03235 is White at 94.7%. Hispanic or Latino residents make up 0.2% of the population.
How many businesses are in ZIP code 03235? ▼
ZIP code 03235 has 171 business establishments employing approximately 1,808 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 03235? ▼
The top industries by establishment count in ZIP 03235 are: Other services (except public administration) (28), Retail trade (25), Construction (24). There are 14 industry sectors represented in total.
How have home values changed in ZIP code 03235? ▼
According to the FHFA House Price Index, home values in ZIP 03235 increased by 10.9% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 225%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 03235? ▼
In ZIP code 03235, 54.0% of residents aged 25+ have a high school diploma or higher, and 19.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 03235? ▼
The mean commute time for workers in ZIP code 03235 is 31.6 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 03235? ▼
In ZIP code 03235, approximately 64.5% of occupied housing units are owner-occupied and 35.5% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 03235? ▼
The poverty rate in ZIP code 03235 is 7.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.