PlainZIP

Spofford, NH · standard

ZIP Code 03462

Cheshire County, New Hampshire - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

1,562
31/sq mi
$115,313
Median income
$396,200
Median home value
50.6%
Bachelor's or higher

The verdict

Spofford pairs an upper-quartile household income with upper-quartile home values, in a rural, homeowner-dominated area.

Top 11%
household income, US ZIPs
Top 21%
home value, US ZIPs
31
people per sq mi
75%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 03462 against every reporting US ZIP.

ZIP code 03462 covers 50.6 square miles in Spofford, Cheshire County, New Hampshire (a standard USPS delivery area), with a modest 1,562 residents on file, a density of 31 people per square mile, in the New York time zone.

ZIP 03462 skews affluent, with a median household income of $115,313 (13% above the New Hampshire average), while per-capita income is $66,371. The poverty rate stands at 5.7% and the unemployment rate at 3.6%. On housing, the median home value is $396,200 (2% below the state average) with median rent at - per month, and 74.9% of occupied units are owner-occupied.

This is a highly-educated ZIP: 50.6% of adults hold a bachelor's degree or higher, the median age is 48.1, and the average commute is -. A geography-based comparison follows: 10 ZIP codes within about 10 miles of 03462, plus 6 more within Cheshire County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 03462

Top 5 sectors by establishment count in Spofford, NH

Which industries have the most business establishments in ZIP 03462.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 03462, Spofford, NH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

1,562

Population

50.6

Area (sq mi)

31

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 03462?

48.1

Median Age

55.2%

Male

44.8%

Female

1.2%

Foreign-Born

White 94.8%
African American 0.0%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 5.2%
Hispanic or Latino 0.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$115,313

Median Household Income

+13% vs state

$66,371

Per Capita Income

5.7%

Poverty Rate

3.6%

Unemployment Rate

How ZIP 03462 ranks nationally

Spofford, NH household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$115,313 Top 11% higher than 89% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). This entry sits in this band. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 76.7%
Bachelor's Degree or Higher 50.6%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

968

Total Housing Units

676

Occupied Units

292

Vacant Units

2.55

Avg Household Size

Occupancy Type

Owner 74.9%
Renter 25.1%

$396,200

Median Home Value

-2% vs state

1984

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

-17.8%

YoY Change (2023)

232

HPI Index (2000 = 100)

+132%

Total Change Since 2000

Home values in ZIP 03462 have decreased 17.8% over the past year (2023). Since 2000, this ZIP has seen +132% cumulative appreciation.

Year Annual Change HPI Index
2019 -0.3% 186
2020 -3.9% 178
2021 +18.7% 212
2022 +33.6% 283
2023 -17.8% 232

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2023. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 27 business establishments in ZIP 03462, employing approximately 157 people with a combined annual payroll of $7,951,000.

27

Businesses

157

Employees

$8.0M

Annual Payroll

5

Industry Sectors

Industry Establishments % of Total
Construction 6 22.2%
Retail trade 4 14.8%
Professional, scientific, and technical services 3 11.1%
Administrative and support and waste management and remediation services 3 11.1%
Other services (except public administration) 3 11.1%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 03462 vs 03443 →

ZIP 03462 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 03462 ranks #8 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 03462 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 03462 ranks the highest of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
03443 Chesterfield, NH 742 3.1 mi
03467 Westmoreland, NH 1,842 5.3 mi
03466 West Chesterfield, NH 1,332 5.3 mi
03446 Swanzey, NH 6,285 5.9 mi
03441 Ashuelot, NH 395 8.2 mi
03431 Keene, NH 25,280 7.2 mi
03470 Winchester, NH 5,033 8.6 mi
03451 Hinsdale, NH 4,077 7.7 mi
05354 Vernon, VT 2,210 11.1 mi
05346 Putney, VT 5,184 11.0 mi

More ZIP Codes in Cheshire County

03431 standard
Keene, NH
Pop: 25,280
03446 standard
Swanzey, NH
Pop: 6,285
03461 standard
Rindge, NH
Pop: 6,014
03452 standard
Jaffrey, NH
Pop: 5,457
03470 standard
Winchester, NH
Pop: 5,033
03451 standard
Hinsdale, NH
Pop: 4,077

Related Areas

Cheshire County Spofford, NH New Hampshire

Frequently Asked Questions

What county is ZIP code 03462 in? ▼
ZIP code 03462 (Spofford) is located in Cheshire County, New Hampshire. Cheshire County contains multiple ZIP codes, see the full list at /counties/cheshire-nh.
What is the population of ZIP code 03462? ▼
ZIP code 03462 in Spofford, NH has a population of 1,562 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 03462? ▼
The median household income in ZIP 03462 is $115,313, which is 51% above the national average of $76,288.
What is the average home value in ZIP 03462? ▼
The median home value in ZIP 03462 is $396,200, which is 42% above the national average of $278,155.
What is the demographic makeup of ZIP 03462? ▼
The largest racial group in ZIP 03462 is White at 94.8%.
How many businesses are in ZIP code 03462? ▼
ZIP code 03462 has 27 business establishments employing approximately 157 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 03462? ▼
The top industries by establishment count in ZIP 03462 are: Construction (6), Retail trade (4), Professional, scientific, and technical services (3). There are 5 industry sectors represented in total.
How have home values changed in ZIP code 03462? ▼
According to the FHFA House Price Index, home values in ZIP 03462 decreased by 17.8% in 2023. Since 2000, home values in this ZIP have appreciated by approximately 132%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 03462? ▼
In ZIP code 03462, 76.7% of residents aged 25+ have a high school diploma or higher, and 50.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 03462? ▼
In ZIP code 03462, approximately 74.9% of occupied housing units are owner-occupied and 25.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 03462? ▼
The poverty rate in ZIP code 03462 is 5.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.