ZIP Code 03465

standard

Source:

Troy · Cheshire County · New Hampshire

Population
2,156

47/sq mi

Median income
$88,871

▲ 16% vs US

higher than 72% of US ZIPs

Median home value
$266,600

▼ 4% vs US

higher than 61% of US ZIPs

Bachelor's or higher
26.4%

Median age 40.2

Land area
45.8 sq mi

New York

ZIP code 03465 in Troy, New Hampshire has a population of 2,156. The median household income is $88,871, which is 16% above the national average. Median home value is $266,600, 4% below the US average. 26.4% of residents hold a bachelor's degree or higher.

ZIP code 03465 is classified by USPS as a standard delivery area and covers roughly 45.8 square miles in Troy, Cheshire County, New Hampshire. The area is home to 2,156 residents, producing a population density of 47 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 03465 against New Hampshire and the nation.

On the economic side, the median household income for ZIP 03465 sits at $88,871 (13% below the New Hampshire average), while per-capita income is $41,775. The poverty rate stands at 4.1% and the unemployment rate at 4.6%. On housing, the median home value is $266,600 (34% below the state average) with median rent at $1,024 per month, and 77.2% of occupied units are owner-occupied, a direct signal of whether 03465 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 26.4% of adults hold a bachelor's degree or higher, the median age is 40.2, and the average commute is 25 minutes. We also surface 8 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Cheshire County, so you can benchmark 03465 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 03465, Troy, NH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

2,156

Population

45.8

Area (sq mi)

47

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 03465?

40.2

Median Age

55.3%

Male

44.7%

Female

1.1%

Foreign-Born

White 96.3%
African American 0.0%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 1.2%
Hispanic or Latino 2.7%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$88,871

Median Household Income

-13% vs state

$41,775

Per Capita Income

4.1%

Poverty Rate

4.6%

Unemployment Rate

25.4 min

Mean Commute Time

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 70.5%
Bachelor's Degree or Higher 26.4%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

837

Total Housing Units

750

Occupied Units

87

Vacant Units

2.67

Avg Household Size

Occupancy Type

Owner 77.2%
Renter 22.8%

$266,600

Median Home Value

-34% vs state

$1,024

Median Rent

1971

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 29 business establishments in ZIP 03465, employing approximately 192 people with a combined annual payroll of $7,456,000.

29

Businesses

192

Employees

$7.5M

Annual Payroll

2

Industry Sectors

Industry Establishments % of Total
Construction 9 31.0%
Retail trade 5 17.2%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 03465 vs 03455 →

ZIP Code City Population Distance
03455 Marlborough, NH 2,086 4.9 mi
03447 Fitzwilliam, NH 2,422 5.2 mi
03452 Jaffrey, NH 5,457 6.6 mi
03446 Swanzey, NH 6,285 5.9 mi
01368 Royalston, MA 1,261 10.1 mi
03444 Dublin, NH 1,590 7.6 mi
03450 Harrisville, NH 961 9.4 mi
03431 Keene, NH 25,280 10.8 mi

More ZIP Codes in Cheshire County

Frequently Asked Questions

What county is ZIP code 03465 in?
ZIP code 03465 (Troy) is located in Cheshire County, New Hampshire. Cheshire County contains multiple ZIP codes, see the full list at /counties/cheshire-nh.
What is the population of ZIP code 03465?
ZIP code 03465 in Troy, NH has a population of 2,156 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 03465?
The median household income in ZIP 03465 is $88,871, which is 16% above the national average of $76,288.
What is the average home value in ZIP 03465?
The median home value in ZIP 03465 is $266,600, which is 4% below the national average of $278,155.
What is the demographic makeup of ZIP 03465?
The largest racial group in ZIP 03465 is White at 96.3%. Hispanic or Latino residents make up 2.7% of the population.
How many businesses are in ZIP code 03465?
ZIP code 03465 has 29 business establishments employing approximately 192 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 03465?
In ZIP code 03465, 70.5% of residents aged 25+ have a high school diploma or higher, and 26.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 03465?
The mean commute time for workers in ZIP code 03465 is 25.4 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 03465?
In ZIP code 03465, approximately 77.2% of occupied housing units are owner-occupied and 22.8% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 03465?
The poverty rate in ZIP code 03465 is 4.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Troy, NH

Verify and explore additional data for this area using these official government sources.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.

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