PlainZIP

Troy, NH · standard

ZIP Code 03465

Cheshire County, New Hampshire - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

2,156
47/sq mi
$88,871
Median income
$266,600
Median home value
26.4%
Bachelor's or higher

The verdict

Troy pairs an above-median household income with above-median home values, in a rural, homeowner-dominated area.

Top 28%
household income, US ZIPs
Top 39%
home value, US ZIPs
47
people per sq mi
77%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 03465 against every reporting US ZIP.

ZIP code 03465 covers 45.8 square miles in Troy, Cheshire County, New Hampshire (a standard USPS delivery area), with a modest 2,156 residents on file, a density of 47 people per square mile, in the New York time zone.

ZIP 03465 lands in the middle-income range, with a median household income of $88,871 (13% below the New Hampshire average), while per-capita income is $41,775. The poverty rate stands at 4.1% and the unemployment rate at 4.6%. On housing, the median home value is $266,600 (34% below the state average) with median rent at $1,024 per month, and 77.2% of occupied units are owner-occupied.

Educational attainment sits below the national norm: 26.4% of adults hold a bachelor's degree or higher, the median age is 40.2, and the average commute is 25 minutes. To put 03465 in local context, 8 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Cheshire County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 03465, Troy, NH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

2,156

Population

45.8

Area (sq mi)

47

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 03465?

40.2

Median Age

55.3%

Male

44.7%

Female

1.1%

Foreign-Born

White 96.3%
African American 0.0%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 1.2%
Hispanic or Latino 2.7%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$88,871

Median Household Income

-13% vs state

$41,775

Per Capita Income

4.1%

Poverty Rate

4.6%

Unemployment Rate

25.4 min

Mean Commute Time

How ZIP 03465 ranks nationally

Troy, NH household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$88,871 Top 28% higher than 72% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 70.5%
Bachelor's Degree or Higher 26.4%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

837

Total Housing Units

750

Occupied Units

87

Vacant Units

2.67

Avg Household Size

Occupancy Type

Owner 77.2%
Renter 22.8%

$266,600

Median Home Value

-34% vs state

$1,024

Median Rent

1971

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 29 business establishments in ZIP 03465, employing approximately 192 people with a combined annual payroll of $7,456,000.

29

Businesses

192

Employees

$7.5M

Annual Payroll

2

Industry Sectors

Industry Establishments % of Total
Construction 9 31.0%
Retail trade 5 17.2%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 03465 vs 03455 →

ZIP 03465 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 03465 ranks #5 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 03465 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 03465 ranks #6 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
03455 Marlborough, NH 2,086 4.9 mi
03447 Fitzwilliam, NH 2,422 5.2 mi
03452 Jaffrey, NH 5,457 6.6 mi
03446 Swanzey, NH 6,285 5.9 mi
01368 Royalston, MA 1,261 10.1 mi
03444 Dublin, NH 1,590 7.6 mi
03450 Harrisville, NH 961 9.4 mi
03431 Keene, NH 25,280 10.8 mi

More ZIP Codes in Cheshire County

03431 standard
Keene, NH
Pop: 25,280
03446 standard
Swanzey, NH
Pop: 6,285
03461 standard
Rindge, NH
Pop: 6,014
03452 standard
Jaffrey, NH
Pop: 5,457
03470 standard
Winchester, NH
Pop: 5,033
03451 standard
Hinsdale, NH
Pop: 4,077

Related Areas

Cheshire County Troy, NH New Hampshire

Frequently Asked Questions

What county is ZIP code 03465 in? ▼
ZIP code 03465 (Troy) is located in Cheshire County, New Hampshire. Cheshire County contains multiple ZIP codes, see the full list at /counties/cheshire-nh.
What is the population of ZIP code 03465? ▼
ZIP code 03465 in Troy, NH has a population of 2,156 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 03465? ▼
The median household income in ZIP 03465 is $88,871, which is 16% above the national average of $76,288.
What is the average home value in ZIP 03465? ▼
The median home value in ZIP 03465 is $266,600, which is 4% below the national average of $278,155.
What is the demographic makeup of ZIP 03465? ▼
The largest racial group in ZIP 03465 is White at 96.3%. Hispanic or Latino residents make up 2.7% of the population.
How many businesses are in ZIP code 03465? ▼
ZIP code 03465 has 29 business establishments employing approximately 192 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 03465? ▼
In ZIP code 03465, 70.5% of residents aged 25+ have a high school diploma or higher, and 26.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 03465? ▼
The mean commute time for workers in ZIP code 03465 is 25.4 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 03465? ▼
In ZIP code 03465, approximately 77.2% of occupied housing units are owner-occupied and 22.8% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 03465? ▼
The poverty rate in ZIP code 03465 is 4.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.