Troy, NH · standard
ZIP Code 03465
Cheshire County, New Hampshire - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 2,156
- 47/sq mi Moderate-density area
- $88,871
- Median income Above-median income area
- $266,600
- Median home value Near-median home value
- 26.4%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Troy pairs an above-median household income with above-median home values, in a rural, homeowner-dominated area.
- Top 28%
- household income, US ZIPs
- Top 39%
- home value, US ZIPs
- 47
- people per sq mi
- 77%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 03465 against every reporting US ZIP.
ZIP code 03465 covers 45.8 square miles in Troy, Cheshire County, New Hampshire (a standard USPS delivery area), with a modest 2,156 residents on file, a density of 47 people per square mile, in the New York time zone.
ZIP 03465 lands in the middle-income range, with a median household income of $88,871 (13% below the average New Hampshire ZIP), while per-capita income is $41,775. The poverty rate is 4.1%, with unemployment at 4.6%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $266,600 (34% below the average New Hampshire ZIP), and median rent is $1,024; owner occupancy is 77.2%.
Educational attainment sits below the national norm: 26.4% of adults hold a bachelor's degree or higher, the median age is 40.2, and the average commute is 25 minutes. The page also surfaces 8 ZIP codes within roughly 10 miles and 6 more in Cheshire County, so 03465 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 03465, Troy, NH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
2,156
Population
45.8
Area (sq mi)
47
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 03465?
40.2
Median Age
55.3%
Male
44.7%
Female
1.1%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$88,871
Median Household Income
-13% vs state ZIP avg
$41,775
Per Capita Income
4.1%
Poverty Rate
4.6%
Unemployment Rate
25.4 min
Mean Commute Time
How ZIP 03465 ranks among New Hampshire ZIPs
Troy, NH household income vs. every New Hampshire ZIP code
Median household income among 236 reporting New Hampshire ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$88,871 38th percentile higher than 38% of 236 New Hampshire ZIPs
Each bar is a $20K-wide band; taller bars hold more New Hampshire ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
837housing units
837
Total Housing Units
750
Occupied Units
87
Vacant Units
2.67
Avg Household Size
Occupancy Type
$266,600
Median Home Value
-34% vs state ZIP avg
$1,024
Median Rent
1971
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 29 business establishments in ZIP 03465, employing approximately 192 people with a combined annual payroll of $7,456,000.
29
Businesses
192
Employees
$7.5M
Annual Payroll
2
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 9 | 31.0% |
| Retail trade | 5 | 17.2% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 03465 vs 03455 →
ZIP 03465 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 03431
Keene (03431)
25,280 residents
- 03446 6,285
Swanzey (03446)
6,285 residents
- 03452 5,457
Jaffrey (03452)
5,457 residents
- 03447 2,422
Fitzwilliam (03447)
2,422 residents
- 03465 2,156
Troy (03465)
2,156 residents
- 03455 2,086
Marlborough (03455)
2,086 residents
- 03444 1,590
Dublin (03444)
1,590 residents
- 01368 1,261
Royalston (01368)
1,261 residents
- 03450 961
Harrisville (03450)
961 residents
What this shows Among its immediate neighbors, ZIP 03465 ranks #5 by population - useful context the national average alone can't give.
ZIP 03465 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 03444
Dublin (03444)
$104,773 median income
- 03450
Harrisville (03450)
$103,036 median income
- 01368
Royalston (01368)
$102,500 median income
- 03447
Fitzwilliam (03447)
$100,735 median income
- 03452
Jaffrey (03452)
$92,330 median income
- 03465
Troy (03465)
$88,871 median income
- 03446
Swanzey (03446)
$85,484 median income
- 03431
Keene (03431)
$79,541 median income
- 03455
Marlborough (03455)
$69,395 median income
What this shows By household income, ZIP 03465 ranks #6 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 03465, both outside NH so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (2,156 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Cheshire County
Related Areas
Frequently Asked Questions
What county is ZIP code 03465 in?
ZIP code 03465 (Troy) is located in Cheshire County, New Hampshire. Cheshire County contains multiple ZIP codes, see the full list at /counties/cheshire-nh.
What is the population of ZIP code 03465?
ZIP code 03465 in Troy, NH has a population of 2,156 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 03465?
The median household income in ZIP 03465 is $88,871, which is 16% above the national average of $76,288.
What is the average home value in ZIP 03465?
The median home value in ZIP 03465 is $266,600, which is 4% below the national average of $278,155.
What is the demographic makeup of ZIP 03465?
The largest racial group in ZIP 03465 is White at 96.3%. Hispanic or Latino residents make up 2.7% of the population.
How many businesses are in ZIP code 03465?
ZIP code 03465 has 29 business establishments employing approximately 192 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 03465?
In ZIP code 03465, 70.5% of residents aged 25+ have a high school diploma or higher, and 26.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 03465?
The mean commute time for workers in ZIP code 03465 is 25.4 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 03465?
In ZIP code 03465, approximately 77.2% of occupied housing units are owner-occupied and 22.8% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 03465?
The poverty rate in ZIP code 03465 is 4.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 03465's numbers, next.
- See how ZIP 03465 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Troy, NH ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.