PlainZIP

Madison, NH · standard

ZIP Code 03849

Carroll County, New Hampshire - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

1,585
25/sq mi
$96,439
Median income
$390,100
Median home value
31.3%
Bachelor's or higher

The verdict

Madison pairs an upper-quartile household income with upper-quartile home values, in a rural, homeowner-dominated area.

Top 21%
household income, US ZIPs
Top 22%
home value, US ZIPs
25
people per sq mi
92%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 03849 against every reporting US ZIP.

ZIP code 03849 covers 64.7 square miles in Madison, Carroll County, New Hampshire (a standard USPS delivery area), with a modest 1,585 residents on file, a density of 25 people per square mile, in the New York time zone.

ZIP 03849 lands in the middle-income range, with a median household income of $96,439 (6% below the New Hampshire average), while per-capita income is $36,597. 3.6% of residents live below the poverty line, and the unemployment rate reads 1.5%. Median home value sits at $390,100 (4% below the state average), median rent at $1,474 a month, and owner-occupancy at 91.7%.

A solid share of residents have a four-year degree: 31.3% of adults hold a bachelor's degree or higher, the median age is 43.6, and the average commute is -. A geography-based comparison follows: 8 ZIP codes within about 10 miles of 03849, plus 6 more within Carroll County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 03849

Top 5 sectors by establishment count in Madison, NH

Which industries have the most business establishments in ZIP 03849.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 03849, Madison, NH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

1,585

Population

64.7

Area (sq mi)

25

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 03849?

43.6

Median Age

44.4%

Male

55.6%

Female

0.5%

Foreign-Born

White 97.2%
African American 0.0%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 2.8%
Hispanic or Latino 1.4%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$96,439

Median Household Income

-6% vs state

$36,597

Per Capita Income

3.6%

Poverty Rate

1.5%

Unemployment Rate

How ZIP 03849 ranks nationally

Madison, NH household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$96,439 Top 21% higher than 79% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 56.3%
Bachelor's Degree or Higher 31.3%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,152

Total Housing Units

508

Occupied Units

644

Vacant Units

2.88

Avg Household Size

Occupancy Type

Owner 91.7%
Renter 8.3%

$390,100

Median Home Value

-4% vs state

$1,474

Median Rent

1982

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

-3.1%

YoY Change (2024)

381

HPI Index (2000 = 100)

+281%

Total Change Since 2000

Home values in ZIP 03849 have decreased 3.1% over the past year (2024). Since 2000, this ZIP has seen +281% cumulative appreciation.

Year Annual Change HPI Index
2020 +5.5% 234
2021 +23.8% 289
2022 +26.4% 366
2023 +7.5% 393
2024 -3.1% 381

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 42 business establishments in ZIP 03849, employing approximately 277 people with a combined annual payroll of $12,926,000.

42

Businesses

277

Employees

$12.9M

Annual Payroll

7

Industry Sectors

Industry Establishments % of Total
Construction 12 28.6%
Administrative and support and waste management and remediation services 6 14.3%
Manufacturing 4 9.5%
Retail trade 3 7.1%
Professional, scientific, and technical services 3 7.1%
Accommodation and food services 3 7.1%
Other services (except public administration) 3 7.1%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 03849 vs 03875 →

ZIP 03849 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 03849 ranks #4 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 03849 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 03849 ranks #2 of 7 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
03875 Silver Lake, NH 833 2.6 mi
03832 Eaton Center, NH 395 4.3 mi
03817 Chocorua, NH 574 5.0 mi
03836 Freedom, NH 1,489 6.0 mi
03890 West Ossipee, NH 327 7.1 mi
03860 North Conway, NH 4,056 9.8 mi
03814 Center Ossipee, NH 2,329 9.4 mi
03818 Conway, NH 3,807 7.7 mi

More ZIP Codes in Carroll County

03894 standard
Wolfeboro, NH
Pop: 6,314
03860 standard
North Conway, NH
Pop: 4,056
03254 standard
Moultonborough, NH
Pop: 4,049
03872 standard
Sanbornville, NH
Pop: 3,809
03818 standard
Conway, NH
Pop: 3,807
03813 standard
Center Conway, NH
Pop: 3,250

Related Areas

Carroll County Madison, NH New Hampshire

Frequently Asked Questions

What county is ZIP code 03849 in? ▼
ZIP code 03849 (Madison) is located in Carroll County, New Hampshire. Carroll County contains multiple ZIP codes, see the full list at /counties/carroll-nh.
What is the population of ZIP code 03849? ▼
ZIP code 03849 in Madison, NH has a population of 1,585 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 03849? ▼
The median household income in ZIP 03849 is $96,439, which is 26% above the national average of $76,288.
What is the average home value in ZIP 03849? ▼
The median home value in ZIP 03849 is $390,100, which is 40% above the national average of $278,155.
What is the demographic makeup of ZIP 03849? ▼
The largest racial group in ZIP 03849 is White at 97.2%. Hispanic or Latino residents make up 1.4% of the population.
How many businesses are in ZIP code 03849? ▼
ZIP code 03849 has 42 business establishments employing approximately 277 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 03849? ▼
The top industries by establishment count in ZIP 03849 are: Construction (12), Administrative and support and waste management and remediation services (6), Manufacturing (4). There are 7 industry sectors represented in total.
How have home values changed in ZIP code 03849? ▼
According to the FHFA House Price Index, home values in ZIP 03849 decreased by 3.1% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 281%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 03849? ▼
In ZIP code 03849, 56.3% of residents aged 25+ have a high school diploma or higher, and 31.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 03849? ▼
In ZIP code 03849, approximately 91.7% of occupied housing units are owner-occupied and 8.3% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 03849? ▼
The poverty rate in ZIP code 03849 is 3.6% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.