ZIP Code 03902

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Source:

Cape Neddick · York County · Maine

Population
2,211

44/sq mi

Median income
$133,676

▲ 75% vs US

higher than 94% of US ZIPs

Median home value
$592,200

▲ 113% vs US

higher than 91% of US ZIPs

Bachelor's or higher
53.2%

Median age 45.6

Land area
50.7 sq mi

New York

ZIP code 03902 in Cape Neddick, Maine has a population of 2,211. The median household income is $133,676, which is 75% above the national average. Median home value is $592,200, 113% above the US average. 53.2% of residents hold a bachelor's degree or higher.

ZIP code 03902 is classified by USPS as a standard delivery area and covers roughly 50.7 square miles in Cape Neddick, York County, Maine. The area is home to 2,211 residents, producing a population density of 44 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 03902 against Maine and the nation.

On the economic side, the median household income for ZIP 03902 sits at $133,676 (82% above the Maine average), while per-capita income is $61,304. The poverty rate stands at 4.8% and the unemployment rate at 5.0%. On housing, the median home value is $592,200 (109% above the state average) with median rent at $1,708 per month, and 75.8% of occupied units are owner-occupied, a direct signal of whether 03902 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 53.2% of adults hold a bachelor's degree or higher, the median age is 45.6, and the average commute is . We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing York County, so you can benchmark 03902 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 03902

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 03902.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 03902, Cape Neddick, ME · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

2,211

Population

50.7

Area (sq mi)

44

People / sq mi

New York

Time Zone

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ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 03902?

45.6

Median Age

57.8%

Male

42.2%

Female

10.8%

Foreign-Born

White 89.2%
African American 8.9%
Asian 0.0%
American Indian or Alaska Native 1.7%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 0.2%
Hispanic or Latino 1.9%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$133,676

Median Household Income

+82% vs state

$61,304

Per Capita Income

4.8%

Poverty Rate

5.0%

Unemployment Rate

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 76.0%
Bachelor's Degree or Higher 53.2%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,501

Total Housing Units

1,042

Occupied Units

459

Vacant Units

2.54

Avg Household Size

Occupancy Type

Owner 75.8%
Renter 24.2%

$592,200

Median Home Value

+109% vs state

$1,708

Median Rent

1979

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+5.3%

YoY Change (2024)

295

HPI Index (2000 = 100)

+195%

Total Change Since 2000

Home values in ZIP 03902 have increased 5.3% over the past year (2024). Since 2000, this ZIP has seen +195% cumulative appreciation.

Year Annual Change HPI Index
2020 +1.9% 188
2021 +14.1% 214
2022 +19.0% 255
2023 +9.8% 280
2024 +5.3% 295

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 76 business establishments in ZIP 03902, employing approximately 290 people with a combined annual payroll of $19,780,000.

76

Businesses

290

Employees

$19.8M

Annual Payroll

10

Industry Sectors

Industry Establishments % of Total
Construction 18 23.7%
Accommodation and food services 12 15.8%
Retail trade 9 11.8%
Administrative and support and waste management and remediation services 8 10.5%
Professional, scientific, and technical services 7 9.2%
Real estate and rental and leasing 6 7.9%
Other services (except public administration) 4 5.3%
Manufacturing 3 4.0%
Wholesale trade 3 4.0%
Health care and social assistance 3 4.0%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 03902 vs 03907 →

ZIP Code City Population Distance
03907 Ogunquit, ME 894 2.7 mi
03910 York Beach, ME 328 3.5 mi
03911 York Harbor, ME 250 6.0 mi
03909 York, ME 9,738 4.4 mi
04090 Wells, ME 9,589 7.3 mi
03908 South Berwick, ME 7,233 5.7 mi
03905 Kittery Point, ME 1,780 9.6 mi
03904 Kittery, ME 7,703 9.0 mi
03903 Eliot, ME 6,211 9.0 mi
03906 North Berwick, ME 4,647 11.1 mi

More ZIP Codes in York County

Frequently Asked Questions

What county is ZIP code 03902 in?
ZIP code 03902 (Cape Neddick) is located in York County, Maine. York County contains multiple ZIP codes, see the full list at /counties/york-me.
What is the population of ZIP code 03902?
ZIP code 03902 in Cape Neddick, ME has a population of 2,211 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 03902?
The median household income in ZIP 03902 is $133,676, which is 75% above the national average of $76,288.
What is the average home value in ZIP 03902?
The median home value in ZIP 03902 is $592,200, which is 113% above the national average of $278,155.
What is the demographic makeup of ZIP 03902?
The largest racial group in ZIP 03902 is White at 89.2%. Hispanic or Latino residents make up 1.9% of the population.
How many businesses are in ZIP code 03902?
ZIP code 03902 has 76 business establishments employing approximately 290 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 03902?
The top industries by establishment count in ZIP 03902 are: Construction (18), Accommodation and food services (12), Retail trade (9). There are 10 industry sectors represented in total.
How have home values changed in ZIP code 03902?
According to the FHFA House Price Index, home values in ZIP 03902 increased by 5.3% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 195%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 03902?
In ZIP code 03902, 76.0% of residents aged 25+ have a high school diploma or higher, and 53.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 03902?
In ZIP code 03902, approximately 75.8% of occupied housing units are owner-occupied and 24.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 03902?
The poverty rate in ZIP code 03902 is 4.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Cape Neddick, ME

Verify and explore additional data for this area using these official government sources.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.

PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.