PlainZIP

Cape Neddick, ME · standard

ZIP Code 03902

York County, Maine - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

2,211
44/sq mi
$133,676
Median income
$592,200
Median home value
53.2%
Bachelor's or higher

The verdict

Cape Neddick pairs a top-decile household income with top-decile home values, in a rural, homeowner-dominated area.

Top 6%
household income, US ZIPs
Top 9%
home value, US ZIPs
44
people per sq mi
76%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 03902 against every reporting US ZIP.

ZIP code 03902 covers 50.7 square miles in Cape Neddick, York County, Maine (a standard USPS delivery area), with a modest 2,211 residents on file, a density of 44 people per square mile, in the New York time zone.

ZIP 03902 skews affluent, with a median household income of $133,676 (82% above the Maine average), while per-capita income is $61,304. 4.8% of residents live below the poverty line, and the unemployment rate reads 5.0%. Housing costs here run $592,200 for a typical home value (109% above the state average), with rent averaging $1,708 a month; 75.8% of homes are owner-occupied.

This is a highly-educated ZIP: 53.2% of adults hold a bachelor's degree or higher, the median age is 45.6, and the average commute is -. A geography-based comparison follows: 10 ZIP codes within about 10 miles of 03902, plus 6 more within York County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 03902

Top 5 sectors by establishment count in Cape Neddick, ME

Which industries have the most business establishments in ZIP 03902.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 03902, Cape Neddick, ME · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

2,211

Population

50.7

Area (sq mi)

44

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 03902?

45.6

Median Age

57.8%

Male

42.2%

Female

10.8%

Foreign-Born

White 89.2%
African American 8.9%
Asian 0.0%
American Indian or Alaska Native 1.7%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 0.2%
Hispanic or Latino 1.9%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$133,676

Median Household Income

+82% vs state

$61,304

Per Capita Income

4.8%

Poverty Rate

5.0%

Unemployment Rate

How ZIP 03902 ranks nationally

Cape Neddick, ME household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$133,676 Top 6% higher than 94% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Below this entry. $120,000–$140,000: 1,362 US ZIPs (4%). This entry sits in this band. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 76.0%
Bachelor's Degree or Higher 53.2%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,501

Total Housing Units

1,042

Occupied Units

459

Vacant Units

2.54

Avg Household Size

Occupancy Type

Owner 75.8%
Renter 24.2%

$592,200

Median Home Value

+109% vs state

$1,708

Median Rent

1979

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+5.3%

YoY Change (2024)

295

HPI Index (2000 = 100)

+195%

Total Change Since 2000

Home values in ZIP 03902 have increased 5.3% over the past year (2024). Since 2000, this ZIP has seen +195% cumulative appreciation.

Year Annual Change HPI Index
2020 +1.9% 188
2021 +14.1% 214
2022 +19.0% 255
2023 +9.8% 280
2024 +5.3% 295

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 76 business establishments in ZIP 03902, employing approximately 290 people with a combined annual payroll of $19,780,000.

76

Businesses

290

Employees

$19.8M

Annual Payroll

10

Industry Sectors

Industry Establishments % of Total
Construction 18 23.7%
Accommodation and food services 12 15.8%
Retail trade 9 11.8%
Administrative and support and waste management and remediation services 8 10.5%
Professional, scientific, and technical services 7 9.2%
Real estate and rental and leasing 6 7.9%
Other services (except public administration) 4 5.3%
Manufacturing 3 4.0%
Wholesale trade 3 4.0%
Health care and social assistance 3 4.0%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 03902 vs 03907 →

ZIP 03902 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 03902 ranks #7 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 03902 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 03902 ranks #3 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
03907 Ogunquit, ME 894 2.7 mi
03910 York Beach, ME 328 3.5 mi
03911 York Harbor, ME 250 6.0 mi
03909 York, ME 9,738 4.4 mi
04090 Wells, ME 9,589 7.3 mi
03908 South Berwick, ME 7,233 5.7 mi
03905 Kittery Point, ME 1,780 9.6 mi
03904 Kittery, ME 7,703 9.0 mi
03903 Eliot, ME 6,211 9.0 mi
03906 North Berwick, ME 4,647 11.1 mi

More ZIP Codes in York County

04005 standard
Biddeford, ME
Pop: 23,146
04072 standard
Saco, ME
Pop: 18,482
04073 standard
Sanford, ME
Pop: 16,189
04043 standard
Kennebunk, ME
Pop: 10,810
03909 standard
York, ME
Pop: 9,738
04090 standard
Wells, ME
Pop: 9,589

Related Areas

York County Cape Neddick, ME Maine

Frequently Asked Questions

What county is ZIP code 03902 in? ▼
ZIP code 03902 (Cape Neddick) is located in York County, Maine. York County contains multiple ZIP codes, see the full list at /counties/york-me.
What is the population of ZIP code 03902? ▼
ZIP code 03902 in Cape Neddick, ME has a population of 2,211 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 03902? ▼
The median household income in ZIP 03902 is $133,676, which is 75% above the national average of $76,288.
What is the average home value in ZIP 03902? ▼
The median home value in ZIP 03902 is $592,200, which is 113% above the national average of $278,155.
What is the demographic makeup of ZIP 03902? ▼
The largest racial group in ZIP 03902 is White at 89.2%. Hispanic or Latino residents make up 1.9% of the population.
How many businesses are in ZIP code 03902? ▼
ZIP code 03902 has 76 business establishments employing approximately 290 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 03902? ▼
The top industries by establishment count in ZIP 03902 are: Construction (18), Accommodation and food services (12), Retail trade (9). There are 10 industry sectors represented in total.
How have home values changed in ZIP code 03902? ▼
According to the FHFA House Price Index, home values in ZIP 03902 increased by 5.3% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 195%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 03902? ▼
In ZIP code 03902, 76.0% of residents aged 25+ have a high school diploma or higher, and 53.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 03902? ▼
In ZIP code 03902, approximately 75.8% of occupied housing units are owner-occupied and 24.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 03902? ▼
The poverty rate in ZIP code 03902 is 4.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.