Cape Neddick, ME · standard
ZIP Code 03902
York County, Maine - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 2,211
- 44/sq mi Moderate-density area
- $133,676
- Median income Above-median income area
- $592,200
- Median home value Above-median home value
- 53.2%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Cape Neddick pairs a top-decile household income with top-decile home values, in a rural, homeowner-dominated area.
- Top 6%
- household income, US ZIPs
- Top 9%
- home value, US ZIPs
- 44
- people per sq mi
- 76%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 03902 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 03902 (Cape Neddick, ME) rose +5.3% from 2023 to 2024. The all-transactions index moved from 279.9 in 2023 to 294.8 in 2024 (2000 = 100).
ZIP code 03902 covers 50.7 square miles in Cape Neddick, York County, Maine (a standard USPS delivery area), with a modest 2,211 residents on file, a density of 44 people per square mile, in the New York time zone.
ZIP 03902 skews affluent, with a median household income of $133,676 (82% above the average Maine ZIP), while per-capita income is $61,304. The poverty rate is 4.8%, with unemployment at 5.0%; those measures add context to the income figure. Housing is both higher-cost and owner-heavy: median home value is $592,200 (109% above the average Maine ZIP), while 75.8% of occupied homes are owner-occupied and median rent is $1,708.
This is a highly-educated ZIP: 53.2% of adults hold a bachelor's degree or higher, the median age is 45.6, and the average commute is -. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in York County, so 03902 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 03902
Top 5 sectors by establishment count in Cape Neddick, ME
Which industries have the most business establishments in ZIP 03902.
- Construction
Construction
18 establishments
- Accommodation and food services
Accommodation and food services
12 establishments
- Retail trade
Retail trade
9 establishments
- Administrative and support and waste management and remediation services
Administrative and support and waste management and remediation services
8 establishments
- Professional, scientific, and technical services 7
Professional, scientific, and technical services
7 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 03902, Cape Neddick, ME · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
2,211
Population
50.7
Area (sq mi)
44
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 03902?
45.6
Median Age
57.8%
Male
42.2%
Female
10.8%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$133,676
Median Household Income
+82% vs state ZIP avg
$61,304
Per Capita Income
4.8%
Poverty Rate
5.0%
Unemployment Rate
How ZIP 03902 ranks among Maine ZIPs
Cape Neddick, ME household income vs. every Maine ZIP code
Median household income among 395 reporting Maine ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$133,676 Top 3% higher than 97% of 395 Maine ZIPs
Each bar is a $20K-wide band; taller bars hold more Maine ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
1,501housing units
1,501
Total Housing Units
1,042
Occupied Units
459
Vacant Units
2.54
Avg Household Size
Occupancy Type
$592,200
Median Home Value
+109% vs state ZIP avg
$1,708
Median Rent
1979
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+5.3%
YoY Change (2024)
295
HPI Index (2000 = 100)
+195%
Total Change Since 2000
Home values in ZIP 03902 have increased 5.3% over the past year (2024). Since 2000, this ZIP has seen +195% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +1.9% | 188 |
| 2021 | +14.1% | 214 |
| 2022 | +19.0% | 255 |
| 2023 | +9.8% | 280 |
| 2024 | +5.3% | 295 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 76 business establishments in ZIP 03902, employing approximately 290 people with a combined annual payroll of $19,780,000.
76
Businesses
290
Employees
$19.8M
Annual Payroll
10
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 18 | 23.7% |
| Accommodation and food services | 12 | 15.8% |
| Retail trade | 9 | 11.8% |
| Administrative and support and waste management and remediation services | 8 | 10.5% |
| Professional, scientific, and technical services | 7 | 9.2% |
| Real estate and rental and leasing | 6 | 7.9% |
| Other services (except public administration) | 4 | 5.3% |
| Manufacturing | 3 | 4.0% |
| Wholesale trade | 3 | 4.0% |
| Health care and social assistance | 3 | 4.0% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 03902 vs 03907 →
ZIP 03902 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 03909
York (03909)
9,738 residents
- 04090
Wells (04090)
9,589 residents
- 03904
Kittery (03904)
7,703 residents
- 03908
South Berwick (03908)
7,233 residents
- 03903
Eliot (03903)
6,211 residents
- 03906
North Berwick (03906)
4,647 residents
- 03902 2,211
Cape Neddick (03902)
2,211 residents
- 03905 1,780
Kittery Point (03905)
1,780 residents
- 03907 894
Ogunquit (03907)
894 residents
What this shows Among its immediate neighbors, ZIP 03902 ranks #7 by population - useful context the national average alone can't give.
ZIP 03902 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 03911
York Harbor (03911)
$156,299 median income
- 03905
Kittery Point (03905)
$140,730 median income
- 03902
Cape Neddick (03902)
$133,676 median income
- 03909
York (03909)
$115,608 median income
- 03907
Ogunquit (03907)
$114,259 median income
- 03906
North Berwick (03906)
$105,156 median income
- 03903
Eliot (03903)
$101,522 median income
- 03908
South Berwick (03908)
$98,289 median income
- 04090
Wells (04090)
$88,024 median income
What this shows By household income, ZIP 03902 ranks #3 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 03907 | Ogunquit, ME | 894 | 2.7 mi |
| 03910 | York Beach, ME | 328 | 3.5 mi |
| 03911 | York Harbor, ME | 250 | 6.0 mi |
| 03909 | York, ME | 9,738 | 4.4 mi |
| 04090 | Wells, ME | 9,589 | 7.3 mi |
| 03908 | South Berwick, ME | 7,233 | 5.7 mi |
| 03905 | Kittery Point, ME | 1,780 | 9.6 mi |
| 03904 | Kittery, ME | 7,703 | 9.0 mi |
| 03903 | Eliot, ME | 6,211 | 9.0 mi |
| 03906 | North Berwick, ME | 4,647 | 11.1 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 03902, both outside ME so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (2,211 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in York County
Related Areas
Frequently Asked Questions
What county is ZIP code 03902 in?
ZIP code 03902 (Cape Neddick) is located in York County, Maine. York County contains multiple ZIP codes, see the full list at /counties/york-me.
What is the population of ZIP code 03902?
ZIP code 03902 in Cape Neddick, ME has a population of 2,211 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 03902?
The median household income in ZIP 03902 is $133,676, which is 75% above the national average of $76,288.
What is the average home value in ZIP 03902?
The median home value in ZIP 03902 is $592,200, which is 113% above the national average of $278,155.
What is the demographic makeup of ZIP 03902?
The largest racial group in ZIP 03902 is White at 89.2%. Hispanic or Latino residents make up 1.9% of the population.
How many businesses are in ZIP code 03902?
ZIP code 03902 has 76 business establishments employing approximately 290 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 03902?
The top industries by establishment count in ZIP 03902 are: Construction (18), Accommodation and food services (12), Retail trade (9). There are 10 industry sectors represented in total.
How have home values changed in ZIP code 03902?
According to the FHFA House Price Index, home values in ZIP 03902 increased by 5.3% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 195%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 03902?
In ZIP code 03902, 76.0% of residents aged 25+ have a high school diploma or higher, and 53.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 03902?
In ZIP code 03902, approximately 75.8% of occupied housing units are owner-occupied and 24.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 03902?
The poverty rate in ZIP code 03902 is 4.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 03902's numbers, next.
- See how ZIP 03902 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Cape Neddick, ME ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.