PlainZIP

Steep Falls, ME · standard

ZIP Code 04085

Cumberland County, Maine - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

1,786
57/sq mi
$92,246
Median income
$288,600
Median home value
23.2%
Bachelor's or higher

The verdict

Steep Falls pairs an upper-quartile household income with above-median home values, in a rural, homeowner-dominated area.

Top 25%
household income, US ZIPs
Top 35%
home value, US ZIPs
57
people per sq mi
86%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 04085 against every reporting US ZIP.

ZIP code 04085 covers 31.2 square miles in Steep Falls, Cumberland County, Maine (a standard USPS delivery area), with a modest 1,786 residents on file, a density of 57 people per square mile, in the New York time zone.

ZIP 04085 lands in the middle-income range, with a median household income of $92,246 (25% above the Maine average), while per-capita income is $33,626. Local economic indicators show a 4.9% poverty rate alongside 0.6% unemployment. Housing costs here run $288,600 for a typical home value (2% above the state average), with rent averaging $1,551 a month; 86.2% of homes are owner-occupied.

Educational attainment sits below the national norm: 23.2% of adults hold a bachelor's degree or higher, the median age is 44, and the average commute is -. A geography-based comparison follows: 8 ZIP codes within about 10 miles of 04085, plus 6 more within Cumberland County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 04085, Steep Falls, ME · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

1,786

Population

31.2

Area (sq mi)

57

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 04085?

44.0

Median Age

48.2%

Male

51.8%

Female

1.3%

Foreign-Born

White 97.5%
African American 0.0%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 2.5%
Hispanic or Latino 1.4%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$92,246

Median Household Income

+25% vs state

$33,626

Per Capita Income

4.9%

Poverty Rate

0.6%

Unemployment Rate

How ZIP 04085 ranks nationally

Steep Falls, ME household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$92,246 Top 25% higher than 75% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 55.8%
Bachelor's Degree or Higher 23.2%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,035

Total Housing Units

962

Occupied Units

73

Vacant Units

2.86

Avg Household Size

Occupancy Type

Owner 86.2%
Renter 13.8%

$288,600

Median Home Value

+2% vs state

$1,551

Median Rent

1980

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 21 business establishments in ZIP 04085, employing approximately 40 people with a combined annual payroll of $2,335,000.

21

Businesses

40

Employees

$2.3M

Annual Payroll

2

Industry Sectors

Industry Establishments % of Total
Construction 8 38.1%
Health care and social assistance 3 14.3%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 04085 vs 04084 →

ZIP 04085 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 04085 ranks #6 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 04085 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 04085 ranks #5 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
04084 Standish, ME 8,088 3.1 mi
04024 East Baldwin, ME 608 4.8 mi
04049 Limington, ME 3,659 4.6 mi
04042 Hollis Center, ME 4,281 10.0 mi
04091 West Baldwin, ME 911 7.4 mi
04029 Sebago, ME 1,725 9.3 mi
04093 Buxton, ME 8,034 10.1 mi
04061 North Waterboro, ME 3,369 11.3 mi

More ZIP Codes in Cumberland County

04103 standard
Portland, ME
Pop: 30,606
04106 standard
South Portland, ME
Pop: 25,175
04011 standard
Brunswick, ME
Pop: 20,278
04074 standard
Scarborough, ME
Pop: 18,760
04092 standard
Westbrook, ME
Pop: 17,515
04102 standard
Portland, ME
Pop: 17,335

Related Areas

Cumberland County Steep Falls, ME Maine

Frequently Asked Questions

What county is ZIP code 04085 in? ▼
ZIP code 04085 (Steep Falls) is located in Cumberland County, Maine. Cumberland County contains multiple ZIP codes, see the full list at /counties/cumberland-me.
What is the population of ZIP code 04085? ▼
ZIP code 04085 in Steep Falls, ME has a population of 1,786 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 04085? ▼
The median household income in ZIP 04085 is $92,246, which is 21% above the national average of $76,288.
What is the average home value in ZIP 04085? ▼
The median home value in ZIP 04085 is $288,600, which is 4% above the national average of $278,155.
What is the demographic makeup of ZIP 04085? ▼
The largest racial group in ZIP 04085 is White at 97.5%. Hispanic or Latino residents make up 1.4% of the population.
How many businesses are in ZIP code 04085? ▼
ZIP code 04085 has 21 business establishments employing approximately 40 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 04085? ▼
In ZIP code 04085, 55.8% of residents aged 25+ have a high school diploma or higher, and 23.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 04085? ▼
In ZIP code 04085, approximately 86.2% of occupied housing units are owner-occupied and 13.8% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 04085? ▼
The poverty rate in ZIP code 04085 is 4.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.