PlainZIP

North Monmouth, ME · standard

ZIP Code 04265

Kennebec County, Maine - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

918
50/sq mi
$43,506
Median income
$169,900
Median home value
27.5%
Bachelor's or higher

The verdict

North Monmouth pairs one of the lowest household incomes in the country with below-median home values, in a rural, homeowner-dominated area.

8th pct
household income, US ZIPs
34th pct
home value, US ZIPs
50
people per sq mi
89%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 04265 against every reporting US ZIP.

ZIP code 04265 is a sparsely populated ZIP (a standard USPS delivery area) in North Monmouth, Kennebec County, Maine, home to just 918 residents across 18.3 square miles, a density of 50 people per square mile, in the New York time zone.

ZIP 04265 reports a modest median household income of $43,506 (41% below the Maine average), while per-capita income is $28,506. 17.4% of residents live below the poverty line, and the unemployment rate reads 0.0%. On housing, the median home value is $169,900 (40% below the state average) with median rent at $1,408 per month, and 88.6% of occupied units are owner-occupied.

Educational attainment sits below the national norm: 27.5% of adults hold a bachelor's degree or higher, the median age is 47.8, and the average commute is -. Beyond these figures, 9 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing Kennebec County, letting you compare 04265 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 04265, North Monmouth, ME · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

918

Population

18.3

Area (sq mi)

50

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 04265?

47.8

Median Age

54.7%

Male

45.3%

Female

0.0%

Foreign-Born

White 92.4%
African American 0.0%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 7.6%
Hispanic or Latino 0.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$43,506

Median Household Income

-41% vs state

$28,506

Per Capita Income

17.4%

Poverty Rate

0.0%

Unemployment Rate

How ZIP 04265 ranks nationally

North Monmouth, ME household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$43,506 8th percentile higher than 8% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 59.3%
Bachelor's Degree or Higher 27.5%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

329

Total Housing Units

307

Occupied Units

22

Vacant Units

1.80

Avg Household Size

Occupancy Type

Owner 88.6%
Renter 11.4%

$169,900

Median Home Value

-40% vs state

$1,408

Median Rent

1985

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 20 business establishments in ZIP 04265, employing approximately 223 people with a combined annual payroll of $11,691,000.

20

Businesses

223

Employees

$11.7M

Annual Payroll

2

Industry Sectors

Industry Establishments % of Total
Construction 11 55.0%
Other services (except public administration) 3 15.0%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 04265 vs 04284 →

ZIP 04265 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 04265 ranks #9 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 04265 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 04265 ranks #9 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
04284 Wayne, ME 1,138 4.7 mi
04259 Monmouth, ME 3,264 4.3 mi
04263 Leeds, ME 2,326 4.2 mi
04364 Winthrop, ME 6,025 4.6 mi
04236 Greene, ME 4,350 8.1 mi
04355 Readfield, ME 2,600 8.3 mi
04228 East Livermore, ME 6 10.8 mi
04350 Litchfield, ME 3,577 9.9 mi
04254 Livermore Falls, ME 3,181 11.3 mi

More ZIP Codes in Kennebec County

04901 standard
Waterville, ME
Pop: 26,248
04330 standard
Augusta, ME
Pop: 26,086
04345 standard
Gardiner, ME
Pop: 11,646
04963 standard
Oakland, ME
Pop: 7,238
04364 standard
Winthrop, ME
Pop: 6,025
04358 standard
South China, ME
Pop: 4,276

Related Areas

Kennebec County North Monmouth, ME Maine

Frequently Asked Questions

What county is ZIP code 04265 in? ▼
ZIP code 04265 (North Monmouth) is located in Kennebec County, Maine. Kennebec County contains multiple ZIP codes, see the full list at /counties/kennebec-me.
What is the population of ZIP code 04265? ▼
ZIP code 04265 in North Monmouth, ME has a population of 918 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 04265? ▼
The median household income in ZIP 04265 is $43,506, which is 43% below the national average of $76,288.
What is the average home value in ZIP 04265? ▼
The median home value in ZIP 04265 is $169,900, which is 39% below the national average of $278,155.
What is the demographic makeup of ZIP 04265? ▼
The largest racial group in ZIP 04265 is White at 92.4%.
How many businesses are in ZIP code 04265? ▼
ZIP code 04265 has 20 business establishments employing approximately 223 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 04265? ▼
In ZIP code 04265, 59.3% of residents aged 25+ have a high school diploma or higher, and 27.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 04265? ▼
In ZIP code 04265, approximately 88.6% of occupied housing units are owner-occupied and 11.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 04265? ▼
The poverty rate in ZIP code 04265 is 17.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.