Residential delivery area · Maine

ZIP Code 04345: Gardiner, ME

ZIP code 04345 uses the postal name Gardiner, Maine and lies entirely in Kennebec County (Census 2020 ZIP-county file). About 13,000 people live there (Census Bureau, ACS 2020-2024). Median household income is $77,410 (Census Bureau, ACS 2020-2024). By Census place, 21% of its land lies in Gardiner; 79% is outside any Census place.

  • ACS2020-24
  • Census2020
  • FHFA2025
  • ZBP2023
  • IRS2022
0national area: Maine, Connecticut, Massachusetts, New Hampshire, New Jersey and 5 more
043sectional center: Southern, ME (SCF 040)
45delivery area within it
Town
Gardiner · its only residential ZIP
Census places
Gardiner
Micro area
Augusta-Waterville, ME
House districts
ME-1 (79%), ME-2 (21%) 119th Congress, by share of land
State
Maine
Time zone
Eastern
Land area
71.7 sq mi · 175 people per sq mi

Where is ZIP code 04345?

04345 centers on 44.195°, -69.794° and covers 71.7 square miles of land plus 4.6 of water. It borders 12 ZIP codes: 04359, 04346, 04344, 04357, 04350, 04342, 04353, 04535, 04351, 04330 and more.

04259 · Monmouth04330 · Augusta04342 · Dresden04344 · Farmingdale04346 · Randolph04350 · Litchfield04351 · Manchester04353 · Whitefield04357 · Richmond04359 · South Gardiner04364 · Winthrop04535 · Alna04345 · Gardiner (this ZIP)04345043300435004353043420436404259043510435704535043440434604259 · Monmouth04330 · Augusta04342 · Dresden04344 · Farmingdale04346 · Randolph04350 · Litchfield04351 · Manchester04353 · Whitefield04357 · Richmond04359 · South Gardiner04364 · Winthrop04535 · Alna04345 · Gardiner (this ZIP)043450433004350043530434204364042590435104357045350434404259 · Monmouth04330 · Augusta04342 · Dresden04344 · Farmingdale04346 · Randolph04350 · Litchfield04351 · Manchester04353 · Whitefield04357 · Richmond04359 · South Gardiner04364 · Winthrop04535 · Alna04345 · Gardiner (this ZIP)0434504330043500435304342043640425904351043570453504344
Shaded by median household income, in national fifths (ACS 2020-2024); 04345 outlined. Census 2020 ZCTA boundaries. <$54.1k$98.1k+no figure

The map draws ZIP code areas only. For the streets inside 04345, open its center on OpenStreetMap.

Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).

How does 04345 compare with the rest of Kennebec County?

Rank of 04345 among the residential ZIP codes of its town, county and state (1 = the most; income and home value among ZIP codes of 1,000+ people living in households)
Measure04345In Kennebec CountyIn ME
People (ACS 2020-2024)12,5793rd of 2720th of 426
Median household income$77k8th of 1783rd of 200
Median home value$243k14th of 22142nd of 242

Its median household income is higher than in 58% of U.S. residential ZIP codes, and it is denser than 61% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).

How many people live in 04345?

The 2020 Census counted 12,052 people in 04345; the ACS, which samples households over 2020-2024, estimates 12,579. Between the 2010 and 2020 censuses its population grew 3.5% (its boundary stayed at least 90% the same).

People, ACS 2020-2024
12,579
2020 Census count
12,052+3.5% since 2010 (11,646)
Households
5,083
Median age
41.9

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).

Who lives in 04345?

Of the 12,579 people the ACS estimates in 04345, 17.8% are under 18 and 19.1% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (89.7%).

  • Under 1817.8%
  • 18 to 6463.1%
  • 65 and older19.1%
Age of the people of 04345 (ACS 2020-2024, B01001)
  • White, not Hispanic89.7%
  • Hispanic or Latino4.7%
  • Other or two or more4.1%
  • Asian, not Hispanic0.8%
  • Black, not Hispanic0.7%
Race and Hispanic origin in 04345 (ACS 2020-2024, B03002); each person counted once

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.

What do households in 04345 earn?

Median household income is $77,410 (ACS 2020-2024), the 8th highest of the 17 ranked ZIP codes in Kennebec County. It is not measurably different from 2015-2019 ($67,513 in 2024 dollars): the change is within the surveys' margins of error.

Median household income
$77,410±$13,534
Income per person
$40,192
Below the poverty line
10.2%
Unemployed (of the labor force)
4.5%
Adults 25+ with a bachelor's degree
29.7%
Adjusted gross income per tax return, 2022
$64,8276,300 returns; wages 74% of AGI (IRS)

Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).

What are homes worth in 04345?

FHFA's house price index for 04345, built from repeat sales and appraisals of the same homes, rose 118% from 2015 to 2025 and rose 70% from 2020 to 2025, and moved +7.2% in 2025.

Median home value (owners' estimate)
$242,800
Median gross rent
$1,045
Homes owned by their occupants
77.6%
Housing units
5,538
0 100 200 300 400 19872000201020202025 0 100 200 300 400 19872000201020202025 0 100 200 300 400 19872000201020202025
Index = 100 in 1987, the first year FHFA reports for 04345; 2025: 445.8. Annual, not seasonally adjusted; FHFA calls its ZIP-level indexes developmental.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.

What businesses are in 04345?

236 business establishments had a location in this ZIP code in 2023, 5 more than in 2018; the most are in construction (ZIP Code Business Patterns).

  • Construction52
  • Retail trade31
  • Other services (except public administration)28
  • Professional, scientific, and technical services26
  • Accommodation and food services17
  • Health care and social assistance16

Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).

Which ZIP codes are next to 04345?

ZIP codes that share a boundary with 04345, then the nearest by center
ZIPTownPeopleHousehold incomeDistance
04359South Gardiner298–1.9 mi
04346Randolph1,610$67k3.6 mi
04344Farmingdale3,017$72k4.8 mi
04357Richmond3,566$66k5.7 mi
04350Litchfield3,680$85k7.2 mi
04342Dresden1,645$75k8.0 mi
04353Whitefield2,115$74k8.6 mi
04535Alna818$93k10.5 mi
04351Manchester2,424$92k10.7 mi
04330Augusta26,690$55k11.1 mi
04259Monmouth3,610$84k11.3 mi
04364Winthrop6,191$87k11.5 mi

Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.