ZIP Code 04354

standard

Source:

Palermo · Waldo County · Maine

Population
1,535

15/sq mi

Median income
$89,095

▲ 17% vs US

higher than 72% of US ZIPs

Median home value
$259,700

▼ 7% vs US

higher than 59% of US ZIPs

Bachelor's or higher
31.7%

Median age 43.4

Land area
105.1 sq mi

New York

ZIP code 04354 in Palermo, Maine has a population of 1,535. The median household income is $89,095, which is 17% above the national average. Median home value is $259,700, 7% below the US average. 31.7% of residents hold a bachelor's degree or higher.

ZIP code 04354 is classified by USPS as a standard delivery area and covers roughly 105.1 square miles in Palermo, Waldo County, Maine. The area is home to 1,535 residents, producing a population density of 15 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 04354 against Maine and the nation.

On the economic side, the median household income for ZIP 04354 sits at $89,095 (21% above the Maine average), while per-capita income is $41,438. The poverty rate stands at 4.8% and the unemployment rate at 2.3%. On housing, the median home value is $259,700 (8% below the state average) with median rent at $1,235 per month, and 91.2% of occupied units are owner-occupied, a direct signal of whether 04354 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 31.7% of adults hold a bachelor's degree or higher, the median age is 43.4, and the average commute is 31 minutes. We also surface 7 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Waldo County, so you can benchmark 04354 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 04354, Palermo, ME · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

1,535

Population

105.1

Area (sq mi)

15

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 04354?

43.4

Median Age

48.5%

Male

51.5%

Female

1.5%

Foreign-Born

White 93.8%
African American 0.2%
Asian 0.3%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 4.6%
Hispanic or Latino 1.4%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$89,095

Median Household Income

+21% vs state

$41,438

Per Capita Income

4.8%

Poverty Rate

2.3%

Unemployment Rate

30.5 min

Mean Commute Time

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 64.6%
Bachelor's Degree or Higher 31.7%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

994

Total Housing Units

657

Occupied Units

337

Vacant Units

2.24

Avg Household Size

Occupancy Type

Owner 91.2%
Renter 8.8%

$259,700

Median Home Value

-8% vs state

$1,235

Median Rent

1988

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 21 business establishments in ZIP 04354, employing approximately 64 people with a combined annual payroll of $2,583,000.

21

Businesses

64

Employees

$2.6M

Annual Payroll

1

Industry Sectors

Industry Establishments % of Total
Construction 6 28.6%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 04354 vs 04949 →

ZIP Code City Population Distance
04949 Liberty, ME 913 4.7 mi
04358 South China, ME 4,276 5.4 mi
04910 Albion, ME 2,041 8.4 mi
04574 Washington, ME 1,510 8.7 mi
04926 China Village, ME 52 7.4 mi
04941 Freedom, ME 1,751 7.8 mi
04862 Union, ME 3,592 11.9 mi

More ZIP Codes in Waldo County

Frequently Asked Questions

What county is ZIP code 04354 in?
ZIP code 04354 (Palermo) is located in Waldo County, Maine. Waldo County contains multiple ZIP codes, see the full list at /counties/waldo-me.
What is the population of ZIP code 04354?
ZIP code 04354 in Palermo, ME has a population of 1,535 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 04354?
The median household income in ZIP 04354 is $89,095, which is 17% above the national average of $76,288.
What is the average home value in ZIP 04354?
The median home value in ZIP 04354 is $259,700, which is 7% below the national average of $278,155.
What is the demographic makeup of ZIP 04354?
The largest racial group in ZIP 04354 is White at 93.8%. Hispanic or Latino residents make up 1.4% of the population.
How many businesses are in ZIP code 04354?
ZIP code 04354 has 21 business establishments employing approximately 64 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 04354?
In ZIP code 04354, 64.6% of residents aged 25+ have a high school diploma or higher, and 31.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 04354?
The mean commute time for workers in ZIP code 04354 is 30.5 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 04354?
In ZIP code 04354, approximately 91.2% of occupied housing units are owner-occupied and 8.8% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 04354?
The poverty rate in ZIP code 04354 is 4.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Palermo, ME

Verify and explore additional data for this area using these official government sources.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.

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