PlainZIP

Palermo, ME · standard

ZIP Code 04354

Waldo County, Maine - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

1,535
15/sq mi
$89,095
Median income
$259,700
Median home value
31.7%
Bachelor's or higher

The verdict

Palermo pairs an above-median household income with above-median home values, in a rural, homeowner-dominated area.

Top 28%
household income, US ZIPs
Top 41%
home value, US ZIPs
15
people per sq mi
91%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 04354 against every reporting US ZIP.

ZIP code 04354 covers 105.1 square miles in Palermo, Waldo County, Maine (a standard USPS delivery area), with a modest 1,535 residents on file, a density of 15 people per square mile, in the New York time zone.

ZIP 04354 lands in the middle-income range, with a median household income of $89,095 (21% above the Maine average), while per-capita income is $41,438. The poverty rate stands at 4.8% and the unemployment rate at 2.3%. Housing costs here run $259,700 for a typical home value (8% below the state average), with rent averaging $1,235 a month; 91.2% of homes are owner-occupied.

A solid share of residents have a four-year degree: 31.7% of adults hold a bachelor's degree or higher, the median age is 43.4, and the average commute is 31 minutes. We also surface 7 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Waldo County, so you can benchmark 04354 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 04354, Palermo, ME · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

1,535

Population

105.1

Area (sq mi)

15

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 04354?

43.4

Median Age

48.5%

Male

51.5%

Female

1.5%

Foreign-Born

White 93.8%
African American 0.2%
Asian 0.3%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 4.6%
Hispanic or Latino 1.4%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$89,095

Median Household Income

+21% vs state

$41,438

Per Capita Income

4.8%

Poverty Rate

2.3%

Unemployment Rate

30.5 min

Mean Commute Time

How ZIP 04354 ranks nationally

Palermo, ME household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$89,095 Top 28% higher than 72% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 64.6%
Bachelor's Degree or Higher 31.7%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

994

Total Housing Units

657

Occupied Units

337

Vacant Units

2.24

Avg Household Size

Occupancy Type

Owner 91.2%
Renter 8.8%

$259,700

Median Home Value

-8% vs state

$1,235

Median Rent

1988

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 21 business establishments in ZIP 04354, employing approximately 64 people with a combined annual payroll of $2,583,000.

21

Businesses

64

Employees

$2.6M

Annual Payroll

1

Industry Sectors

Industry Establishments % of Total
Construction 6 28.6%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 04354 vs 04949 →

ZIP 04354 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 04354 ranks #5 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 04354 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 04354 ranks #2 of 7 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
04949 Liberty, ME 913 4.7 mi
04358 South China, ME 4,276 5.4 mi
04910 Albion, ME 2,041 8.4 mi
04574 Washington, ME 1,510 8.7 mi
04926 China Village, ME 52 7.4 mi
04941 Freedom, ME 1,751 7.8 mi
04862 Union, ME 3,592 11.9 mi

More ZIP Codes in Waldo County

04915 standard
Belfast, ME
Pop: 8,806
04496 standard
Winterport, ME
Pop: 3,757
04849 standard
Lincolnville, ME
Pop: 3,684
04974 standard
Searsport, ME
Pop: 2,611
04981 standard
Stockton Springs, ME
Pop: 2,316
04988 standard
Unity, ME
Pop: 2,134

Related Areas

Waldo County Palermo, ME Maine

Frequently Asked Questions

What county is ZIP code 04354 in? ▼
ZIP code 04354 (Palermo) is located in Waldo County, Maine. Waldo County contains multiple ZIP codes, see the full list at /counties/waldo-me.
What is the population of ZIP code 04354? ▼
ZIP code 04354 in Palermo, ME has a population of 1,535 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 04354? ▼
The median household income in ZIP 04354 is $89,095, which is 17% above the national average of $76,288.
What is the average home value in ZIP 04354? ▼
The median home value in ZIP 04354 is $259,700, which is 7% below the national average of $278,155.
What is the demographic makeup of ZIP 04354? ▼
The largest racial group in ZIP 04354 is White at 93.8%. Hispanic or Latino residents make up 1.4% of the population.
How many businesses are in ZIP code 04354? ▼
ZIP code 04354 has 21 business establishments employing approximately 64 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 04354? ▼
In ZIP code 04354, 64.6% of residents aged 25+ have a high school diploma or higher, and 31.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 04354? ▼
The mean commute time for workers in ZIP code 04354 is 30.5 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 04354? ▼
In ZIP code 04354, approximately 91.2% of occupied housing units are owner-occupied and 8.8% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 04354? ▼
The poverty rate in ZIP code 04354 is 4.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.