PlainZIP

Bangor, ME · standard

ZIP Code 04401

Penobscot County, Maine - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

44,899
173/sq mi
$66,932
Median income
$239,900
Median home value
34.7%
Bachelor's or higher

The verdict

Bangor pairs a below-median household income with above-median home values, in a rural, mixed-tenure area.

42th pct
household income, US ZIPs
Top 45%
home value, US ZIPs
173
people per sq mi
55%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 04401 against every reporting US ZIP.

ZIP code 04401 is a densely settled ZIP (a standard USPS delivery area) in Bangor, Penobscot County, Maine, with 44,899 residents across 259.5 square miles, a density of 173 people per square mile, in the New York time zone.

ZIP 04401 reports a modest median household income of $66,932 (9% below the Maine average), while per-capita income is $40,469. The poverty rate stands at 14.7% and the unemployment rate at 3.3%. On housing, the median home value is $239,900 (15% below the state average) with median rent at $1,076 per month, and 54.9% of occupied units are owner-occupied.

A solid share of residents have a four-year degree: 34.7% of adults hold a bachelor's degree or higher, the median age is 41.4, and the average commute is 19 minutes. We also surface 6 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Penobscot County, so you can benchmark 04401 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 04401

Top 5 sectors by establishment count in Bangor, ME

Which industries have the most business establishments in ZIP 04401.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 04401, Bangor, ME · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

44,899

Population

259.5

Area (sq mi)

173

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 04401?

41.4

Median Age

49.1%

Male

50.9%

Female

5.2%

Foreign-Born

White 90.1%
African American 2.2%
Asian 1.4%
American Indian or Alaska Native 0.8%
Native Hawaiian or Pacific Islander 0.1%
Two or More Ethnicities 4.3%
Hispanic or Latino 3.2%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$66,932

Median Household Income

-9% vs state

$40,469

Per Capita Income

14.7%

Poverty Rate

3.3%

Unemployment Rate

19.1 min

Mean Commute Time

How ZIP 04401 ranks nationally

Bangor, ME household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$66,932 42nd percentile higher than 42% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 62.7%
Bachelor's Degree or Higher 34.7%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

21,613

Total Housing Units

19,843

Occupied Units

1,770

Vacant Units

2.14

Avg Household Size

Occupancy Type

Owner 54.9%
Renter 45.1%

$239,900

Median Home Value

-15% vs state

$1,076

Median Rent

1971

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+6.6%

YoY Change (2024)

271

HPI Index (2000 = 100)

+171%

Total Change Since 2000

Home values in ZIP 04401 have increased 6.6% over the past year (2024). Since 2000, this ZIP has seen +171% cumulative appreciation.

Year Annual Change HPI Index
2020 +5.8% 172
2021 +14.4% 197
2022 +16.6% 229
2023 +10.7% 254
2024 +6.6% 271

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 1,845 business establishments in ZIP 04401, employing approximately 35,362 people with a combined annual payroll of $1,914,939,000.

1,845

Businesses

35,362

Employees

$1.9B

Annual Payroll

18

Industry Sectors

Industry Establishments % of Total
Health care and social assistance 322 17.4%
Retail trade 275 14.9%
Accommodation and food services 160 8.7%
Other services (except public administration) 160 8.7%
Construction 150 8.1%
Professional, scientific, and technical services 144 7.8%
Real estate and rental and leasing 133 7.2%
Finance and insurance 99 5.4%
Wholesale trade 90 4.9%
Administrative and support and waste management and remediation services 90 4.9%
Transportation and warehousing 61 3.3%
Manufacturing 51 2.8%
Information 38 2.1%
Educational services 27 1.5%
Arts, entertainment, and recreation 27 1.5%
Management of companies and enterprises 8 0.4%
Agriculture, forestry, fishing and hunting 4 0.2%
Utilities 4 0.2%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 04401 vs 04450 →

ZIP 04401 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 04401 ranks the most populous - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 04401 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 04401 ranks #5 of 7 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
04450 Kenduskeag, ME 1,368 6.2 mi
04473 Orono, ME 7,660 6.8 mi
04412 Brewer, ME 9,482 7.0 mi
04449 Hudson, ME 1,489 10.4 mi
04474 Orrington, ME 3,733 9.8 mi
04444 Hampden, ME 8,824 9.9 mi

More ZIP Codes in Penobscot County

04468 standard
Old Town, ME
Pop: 9,521
04412 standard
Brewer, ME
Pop: 9,482
04444 standard
Hampden, ME
Pop: 8,824
04473 standard
Orono, ME
Pop: 7,660
04457 standard
Lincoln, ME
Pop: 5,948
04462 standard
Millinocket, ME
Pop: 4,835

Related Areas

Penobscot County Bangor, ME Maine

Frequently Asked Questions

What county is ZIP code 04401 in? ▼
ZIP code 04401 (Bangor) is located in Penobscot County, Maine. Penobscot County contains multiple ZIP codes, see the full list at /counties/penobscot-me.
What is the population of ZIP code 04401? ▼
ZIP code 04401 in Bangor, ME has a population of 44,899 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 04401? ▼
The median household income in ZIP 04401 is $66,932, which is 12% below the national average of $76,288.
What is the average home value in ZIP 04401? ▼
The median home value in ZIP 04401 is $239,900, which is 14% below the national average of $278,155.
What is the demographic makeup of ZIP 04401? ▼
The largest racial group in ZIP 04401 is White at 90.1%. Hispanic or Latino residents make up 3.2% of the population.
How many businesses are in ZIP code 04401? ▼
ZIP code 04401 has 1,845 business establishments employing approximately 35,362 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 04401? ▼
The top industries by establishment count in ZIP 04401 are: Health care and social assistance (322), Retail trade (275), Accommodation and food services (160). There are 18 industry sectors represented in total.
How have home values changed in ZIP code 04401? ▼
According to the FHFA House Price Index, home values in ZIP 04401 increased by 6.6% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 171%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 04401? ▼
In ZIP code 04401, 62.7% of residents aged 25+ have a high school diploma or higher, and 34.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 04401? ▼
The mean commute time for workers in ZIP code 04401 is 19.1 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 04401? ▼
In ZIP code 04401, approximately 54.9% of occupied housing units are owner-occupied and 45.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 04401? ▼
The poverty rate in ZIP code 04401 is 14.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.