Bangor, ME · standard
ZIP Code 04401
Penobscot County, Maine - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 44,899
- 173/sq mi High-density area
- $66,932
- Median income Near-median income area
- $239,900
- Median home value Near-median home value
- 34.7%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Bangor pairs a below-median household income with above-median home values, in a rural, mixed-tenure area.
- 42nd pct
- household income, US ZIPs
- Top 45%
- home value, US ZIPs
- 173
- people per sq mi
- 55%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 04401 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 04401 (Bangor, ME) rose +6.6% from 2023 to 2024. The all-transactions index moved from 254.0 in 2023 to 270.7 in 2024 (2000 = 100).
ZIP code 04401 is a densely settled ZIP (a standard USPS delivery area) in Bangor, Penobscot County, Maine, with 44,899 residents across 259.5 square miles, a density of 173 people per square mile, in the New York time zone.
ZIP 04401 reports a modest median household income of $66,932 (9% below the average Maine ZIP), while per-capita income is $40,469. The poverty rate is 14.7%, with unemployment at 3.3%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $239,900 (15% below the average Maine ZIP), and median rent is $1,076; owner occupancy is 54.9%.
A solid share of residents have a four-year degree: 34.7% of adults hold a bachelor's degree or higher, the median age is 41.4, and the average commute is 19 minutes. The page also surfaces 6 ZIP codes within roughly 10 miles and 6 more in Penobscot County, so 04401 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 04401
Top 5 sectors by establishment count in Bangor, ME
Which industries have the most business establishments in ZIP 04401.
- Health care and social assistance
Health care and social assistance
322 establishments
- Retail trade
Retail trade
275 establishments
- Accommodation and food services
Accommodation and food services
160 establishments
- Other services (except public administration)
Other services (except public administration)
160 establishments
- Construction
Construction
150 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 04401, Bangor, ME · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
44,899
Population
259.5
Area (sq mi)
173
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 04401?
41.4
Median Age
49.1%
Male
50.9%
Female
5.2%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$66,932
Median Household Income
-9% vs state ZIP avg
$40,469
Per Capita Income
14.7%
Poverty Rate
3.3%
Unemployment Rate
19.1 min
Mean Commute Time
How ZIP 04401 ranks nationally
Bangor, ME household income vs. every US ZIP code
Median household income, the full national distribution, with this ZIP marked
$66,932 42nd percentile higher than 42% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
21,613housing units
21,613
Total Housing Units
19,843
Occupied Units
1,770
Vacant Units
2.14
Avg Household Size
Occupancy Type
$239,900
Median Home Value
-15% vs state ZIP avg
$1,076
Median Rent
1971
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+6.6%
YoY Change (2024)
271
HPI Index (2000 = 100)
+171%
Total Change Since 2000
Home values in ZIP 04401 have increased 6.6% over the past year (2024). Since 2000, this ZIP has seen +171% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +5.8% | 172 |
| 2021 | +14.4% | 197 |
| 2022 | +16.6% | 229 |
| 2023 | +10.7% | 254 |
| 2024 | +6.6% | 271 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 1,845 business establishments in ZIP 04401, employing approximately 35,362 people with a combined annual payroll of $1,914,939,000.
1,845
Businesses
35,362
Employees
$1.9B
Annual Payroll
18
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Health care and social assistance | 322 | 17.4% |
| Retail trade | 275 | 14.9% |
| Accommodation and food services | 160 | 8.7% |
| Other services (except public administration) | 160 | 8.7% |
| Construction | 150 | 8.1% |
| Professional, scientific, and technical services | 144 | 7.8% |
| Real estate and rental and leasing | 133 | 7.2% |
| Finance and insurance | 99 | 5.4% |
| Wholesale trade | 90 | 4.9% |
| Administrative and support and waste management and remediation services | 90 | 4.9% |
| Transportation and warehousing | 61 | 3.3% |
| Manufacturing | 51 | 2.8% |
| Information | 38 | 2.1% |
| Educational services | 27 | 1.5% |
| Arts, entertainment, and recreation | 27 | 1.5% |
| Management of companies and enterprises | 8 | 0.4% |
| Agriculture, forestry, fishing and hunting | 4 | 0.2% |
| Utilities | 4 | 0.2% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 04401 vs 04450 →
ZIP 04401 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 04401
Bangor (04401)
44,899 residents
- 04412 9,482
Brewer (04412)
9,482 residents
- 04444 8,824
Hampden (04444)
8,824 residents
- 04473 7,660
Orono (04473)
7,660 residents
- 04474 3,733
Orrington (04474)
3,733 residents
- 04449 1,489
Hudson (04449)
1,489 residents
- 04450 1,368
Kenduskeag (04450)
1,368 residents
What this shows Among its immediate neighbors, ZIP 04401 ranks the most populous - useful context the national average alone can't give.
ZIP 04401 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 04444
Hampden (04444)
$106,554 median income
- 04474
Orrington (04474)
$94,556 median income
- 04450
Kenduskeag (04450)
$79,792 median income
- 04449
Hudson (04449)
$67,692 median income
- 04401
Bangor (04401)
$66,932 median income
- 04412
Brewer (04412)
$66,613 median income
- 04473
Orono (04473)
$61,528 median income
What this shows By household income, ZIP 04401 ranks #5 of 7 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 04401, both outside ME so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (44,899 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Penobscot County
Related Areas
Frequently Asked Questions
What county is ZIP code 04401 in?
ZIP code 04401 (Bangor) is located in Penobscot County, Maine. Penobscot County contains multiple ZIP codes, see the full list at /counties/penobscot-me.
What is the population of ZIP code 04401?
ZIP code 04401 in Bangor, ME has a population of 44,899 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 04401?
The median household income in ZIP 04401 is $66,932, which is 12% below the national average of $76,288.
What is the average home value in ZIP 04401?
The median home value in ZIP 04401 is $239,900, which is 14% below the national average of $278,155.
What is the demographic makeup of ZIP 04401?
The largest racial group in ZIP 04401 is White at 90.1%. Hispanic or Latino residents make up 3.2% of the population.
How many businesses are in ZIP code 04401?
ZIP code 04401 has 1,845 business establishments employing approximately 35,362 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 04401?
The top industries by establishment count in ZIP 04401 are: Health care and social assistance (322), Retail trade (275), Accommodation and food services (160). There are 18 industry sectors represented in total.
How have home values changed in ZIP code 04401?
According to the FHFA House Price Index, home values in ZIP 04401 increased by 6.6% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 171%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 04401?
In ZIP code 04401, 62.7% of residents aged 25+ have a high school diploma or higher, and 34.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 04401?
The mean commute time for workers in ZIP code 04401 is 19.1 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 04401?
In ZIP code 04401, approximately 54.9% of occupied housing units are owner-occupied and 45.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 04401?
The poverty rate in ZIP code 04401 is 14.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 04401's numbers, next.
- See how ZIP 04401 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Bangor, ME ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.