Bernard, ME · standard
ZIP Code 04612
Hancock County, Maine - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 589
- 41/sq mi Moderate-density area
- $89,839
- Median income Above-median income area
- $407,300
- Median home value Above-median home value
- 60.2%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Bernard pairs an above-median household income with upper-quartile home values, in a rural, homeowner-dominated area.
- Top 27%
- household income, US ZIPs
- Top 20%
- home value, US ZIPs
- 41
- people per sq mi
- 80%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 04612 against every reporting US ZIP.
ZIP code 04612 is a sparsely populated ZIP (a standard USPS delivery area) in Bernard, Hancock County, Maine, home to just 589 residents across 14.2 square miles, a density of 41 people per square mile, in the New York time zone.
ZIP 04612 lands in the middle-income range, with a median household income of $89,839 (22% above the average Maine ZIP), while per-capita income is $60,679. The poverty rate is 7.6%, with unemployment at 5.3%; those measures add context to the income figure. Housing is both higher-cost and owner-heavy: median home value is $407,300 (44% above the average Maine ZIP), while 80.0% of occupied homes are owner-occupied and median rent is $1,105.
This is a highly-educated ZIP: 60.2% of adults hold a bachelor's degree or higher, the median age is 59.2, and the average commute is -. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Hancock County, so 04612 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 04612
Top 5 sectors by establishment count in Bernard, ME
Which industries have the most business establishments in ZIP 04612.
- Construction
Construction
4 establishments
- Administrative and support and waste management and remediation services
Administrative and support and waste management and remediation services
4 establishments
- Wholesale trade
Wholesale trade
3 establishments
- Accommodation and food services
Accommodation and food services
3 establishments
- Other services (except public administration)
Other services (except public administration)
3 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 04612, Bernard, ME · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
589
Population
14.2
Area (sq mi)
41
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 04612?
59.2
Median Age
49.1%
Male
50.9%
Female
7.7%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$89,839
Median Household Income
+22% vs state ZIP avg
$60,679
Per Capita Income
7.6%
Poverty Rate
5.3%
Unemployment Rate
How ZIP 04612 ranks among Maine ZIPs
Bernard, ME household income vs. every Maine ZIP code
Median household income among 395 reporting Maine ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$89,839 Top 18% higher than 82% of 395 Maine ZIPs
Each bar is a $20K-wide band; taller bars hold more Maine ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
499housing units
499
Total Housing Units
270
Occupied Units
229
Vacant Units
1.87
Avg Household Size
Occupancy Type
$407,300
Median Home Value
+44% vs state ZIP avg
$1,105
Median Rent
1989
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 23 business establishments in ZIP 04612, employing approximately 53 people with a combined annual payroll of $3,531,000.
23
Businesses
53
Employees
$3.5M
Annual Payroll
5
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 4 | 17.4% |
| Administrative and support and waste management and remediation services | 4 | 17.4% |
| Wholesale trade | 3 | 13.0% |
| Accommodation and food services | 3 | 13.0% |
| Other services (except public administration) | 3 | 13.0% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 04612 vs 04679 →
ZIP 04612 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 04609
Bar Harbor (04609)
5,222 residents
- 04679 1,767
Southwest Harbor (04679)
1,767 residents
- 04660 1,309
Mount Desert (04660)
1,309 residents
- 04612 589
Bernard (04612)
589 residents
- 04653 490
Bass Harbor (04653)
490 residents
- 04662 488
Northeast Harbor (04662)
488 residents
- 04674 484
Seal Cove (04674)
484 residents
- 04685 332
Swans Island (04685)
332 residents
- 04675 253
Seal Harbor (04675)
253 residents
What this shows Among its immediate neighbors, ZIP 04612 ranks #4 by population - useful context the national average alone can't give.
ZIP 04612 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 04675
Seal Harbor (04675)
$250,000 median income
- 04662
Northeast Harbor (04662)
$108,214 median income
- 04653 $90,250
Bass Harbor (04653)
$90,250 median income
- 04612 $89,839
Bernard (04612)
$89,839 median income
- 04685 $86,250
Swans Island (04685)
$86,250 median income
- 04660 $78,646
Mount Desert (04660)
$78,646 median income
- 04609 $77,180
Bar Harbor (04609)
$77,180 median income
- 04674 $76,667
Seal Cove (04674)
$76,667 median income
- 04679 $59,205
Southwest Harbor (04679)
$59,205 median income
What this shows By household income, ZIP 04612 ranks #4 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 04679 | Southwest Harbor, ME | 1,767 | 2.4 mi |
| 04653 | Bass Harbor, ME | 490 | 2.6 mi |
| 04674 | Seal Cove, ME | 484 | 3.0 mi |
| 04660 | Mount Desert, ME | 1,309 | 5.9 mi |
| 04625 | Cranberry Isles, ME | 47 | 5.6 mi |
| 04662 | Northeast Harbor, ME | 488 | 5.1 mi |
| 04635 | Frenchboro, ME | 61 | 8.2 mi |
| 04675 | Seal Harbor, ME | 253 | 6.7 mi |
| 04685 | Swans Island, ME | 332 | 8.1 mi |
| 04609 | Bar Harbor, ME | 5,222 | 10.0 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 04612, both outside ME so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Hancock County
Related Areas
Frequently Asked Questions
What county is ZIP code 04612 in?
ZIP code 04612 (Bernard) is located in Hancock County, Maine. Hancock County contains multiple ZIP codes, see the full list at /counties/hancock-me.
What is the population of ZIP code 04612?
ZIP code 04612 in Bernard, ME has a population of 589 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 04612?
The median household income in ZIP 04612 is $89,839, which is 18% above the national average of $76,288.
What is the average home value in ZIP 04612?
The median home value in ZIP 04612 is $407,300, which is 46% above the national average of $278,155.
What is the demographic makeup of ZIP 04612?
The largest racial group in ZIP 04612 is White at 90.5%. Hispanic or Latino residents make up 8.9% of the population.
How many businesses are in ZIP code 04612?
ZIP code 04612 has 23 business establishments employing approximately 53 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 04612?
The top industries by establishment count in ZIP 04612 are: Construction (4), Administrative and support and waste management and remediation services (4), Wholesale trade (3). There are 5 industry sectors represented in total.
What is the education level in ZIP code 04612?
In ZIP code 04612, 80.0% of residents aged 25+ have a high school diploma or higher, and 60.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 04612?
In ZIP code 04612, approximately 80.0% of occupied housing units are owner-occupied and 20.0% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 04612?
The poverty rate in ZIP code 04612 is 7.6% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 04612's numbers, next.
- See how ZIP 04612 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Bernard, ME ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.