PlainZIP

Bernard, ME · standard

ZIP Code 04612

Hancock County, Maine - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

589
41/sq mi
$89,839
Median income
$407,300
Median home value
60.2%
Bachelor's or higher

The verdict

Bernard pairs an above-median household income with upper-quartile home values, in a rural, homeowner-dominated area.

Top 27%
household income, US ZIPs
Top 20%
home value, US ZIPs
41
people per sq mi
80%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 04612 against every reporting US ZIP.

ZIP code 04612 is a sparsely populated ZIP (a standard USPS delivery area) in Bernard, Hancock County, Maine, home to just 589 residents across 14.2 square miles, a density of 41 people per square mile, in the New York time zone.

ZIP 04612 lands in the middle-income range, with a median household income of $89,839 (22% above the Maine average), while per-capita income is $60,679. Local economic indicators show a 7.6% poverty rate alongside 5.3% unemployment. Housing costs here run $407,300 for a typical home value (44% above the state average), with rent averaging $1,105 a month; 80.0% of homes are owner-occupied.

This is a highly-educated ZIP: 60.2% of adults hold a bachelor's degree or higher, the median age is 59.2, and the average commute is -. To put 04612 in local context, 10 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Hancock County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 04612

Top 5 sectors by establishment count in Bernard, ME

Which industries have the most business establishments in ZIP 04612.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 04612, Bernard, ME · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

589

Population

14.2

Area (sq mi)

41

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 04612?

59.2

Median Age

49.1%

Male

50.9%

Female

7.7%

Foreign-Born

White 90.5%
African American 0.0%
Asian 0.6%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 8.9%
Hispanic or Latino 8.9%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$89,839

Median Household Income

+22% vs state

$60,679

Per Capita Income

7.6%

Poverty Rate

5.3%

Unemployment Rate

How ZIP 04612 ranks nationally

Bernard, ME household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$89,839 Top 27% higher than 73% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 80.0%
Bachelor's Degree or Higher 60.2%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

499

Total Housing Units

270

Occupied Units

229

Vacant Units

1.87

Avg Household Size

Occupancy Type

Owner 80.0%
Renter 20.0%

$407,300

Median Home Value

+44% vs state

$1,105

Median Rent

1989

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 23 business establishments in ZIP 04612, employing approximately 53 people with a combined annual payroll of $3,531,000.

23

Businesses

53

Employees

$3.5M

Annual Payroll

5

Industry Sectors

Industry Establishments % of Total
Construction 4 17.4%
Administrative and support and waste management and remediation services 4 17.4%
Wholesale trade 3 13.0%
Accommodation and food services 3 13.0%
Other services (except public administration) 3 13.0%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 04612 vs 04679 →

ZIP 04612 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 04612 ranks #4 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 04612 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 04612 ranks #4 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
04679 Southwest Harbor, ME 1,767 2.4 mi
04653 Bass Harbor, ME 490 2.6 mi
04674 Seal Cove, ME 484 3.0 mi
04660 Mount Desert, ME 1,309 5.9 mi
04625 Cranberry Isles, ME 47 5.6 mi
04662 Northeast Harbor, ME 488 5.1 mi
04635 Frenchboro, ME 61 8.2 mi
04675 Seal Harbor, ME 253 6.7 mi
04685 Swans Island, ME 332 8.1 mi
04609 Bar Harbor, ME 5,222 10.0 mi

More ZIP Codes in Hancock County

04605 standard
Ellsworth, ME
Pop: 12,974
04416 standard
Bucksport, ME
Pop: 5,468
04609 standard
Bar Harbor, ME
Pop: 5,222
04614 standard
Blue Hill, ME
Pop: 2,579
04640 standard
Hancock, ME
Pop: 2,261
04472 standard
Orland, ME
Pop: 2,144

Related Areas

Hancock County Bernard, ME Maine

Frequently Asked Questions

What county is ZIP code 04612 in? ▼
ZIP code 04612 (Bernard) is located in Hancock County, Maine. Hancock County contains multiple ZIP codes, see the full list at /counties/hancock-me.
What is the population of ZIP code 04612? ▼
ZIP code 04612 in Bernard, ME has a population of 589 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 04612? ▼
The median household income in ZIP 04612 is $89,839, which is 18% above the national average of $76,288.
What is the average home value in ZIP 04612? ▼
The median home value in ZIP 04612 is $407,300, which is 46% above the national average of $278,155.
What is the demographic makeup of ZIP 04612? ▼
The largest racial group in ZIP 04612 is White at 90.5%. Hispanic or Latino residents make up 8.9% of the population.
How many businesses are in ZIP code 04612? ▼
ZIP code 04612 has 23 business establishments employing approximately 53 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 04612? ▼
The top industries by establishment count in ZIP 04612 are: Construction (4), Administrative and support and waste management and remediation services (4), Wholesale trade (3). There are 5 industry sectors represented in total.
What is the education level in ZIP code 04612? ▼
In ZIP code 04612, 80.0% of residents aged 25+ have a high school diploma or higher, and 60.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 04612? ▼
In ZIP code 04612, approximately 80.0% of occupied housing units are owner-occupied and 20.0% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 04612? ▼
The poverty rate in ZIP code 04612 is 7.6% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.