Palmyra, ME · standard

ZIP Code 04965

Somerset County, Maine - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

1,976
19/sq mi
$60,543
Median income
$154,900
Median home value
13.8%
Bachelor's or higher

The verdict

Palmyra pairs a below-median household income with below-median home values, in a rural, homeowner-dominated area.

30th pct
household income, US ZIPs
27th pct
home value, US ZIPs
19
people per sq mi
83%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 04965 against every reporting US ZIP.

ZIP code 04965 covers 104.0 square miles in Palmyra, Somerset County, Maine (a standard USPS delivery area), with a modest 1,976 residents on file, a density of 19 people per square mile, in the New York time zone.

ZIP 04965 reports a modest median household income of $60,543 (18% below the Maine average), while per-capita income is $24,280. The poverty rate stands at 9.1% and the unemployment rate at 1.5%. Median home value sits at $154,900 (45% below the state average), median rent at $733 a month, and owner-occupancy at 82.6%.

Formal educational attainment runs low here: just 13.8% of adults hold a bachelor's degree or higher, the median age is 37.1, and the average commute is 21 minutes. Beyond these figures, 7 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing Somerset County, letting you compare 04965 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 04965

Top 5 sectors by establishment count in Palmyra, ME

Which industries have the most business establishments in ZIP 04965.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 04965, Palmyra, ME · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

1,976

Population

104.0

Area (sq mi)

19

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 04965?

37.1

Median Age

43.8%

Male

56.2%

Female

1.4%

Foreign-Born

White 98.6%
African American 0.9%
Asian 0.1%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 0.5%
Hispanic or Latino 0.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$60,543

Median Household Income

-18% vs state

$24,280

Per Capita Income

9.1%

Poverty Rate

1.5%

Unemployment Rate

21.1 min

Mean Commute Time

How ZIP 04965 ranks nationally

Palmyra, ME household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$60,543 30th percentile higher than 30% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 52.3%
Bachelor's Degree or Higher 13.8%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

927

Total Housing Units

834

Occupied Units

93

Vacant Units

2.64

Avg Household Size

Occupancy Type

Owner 82.6%
Renter 17.4%

$154,900

Median Home Value

-45% vs state

$733

Median Rent

1994

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 47 business establishments in ZIP 04965, employing approximately 577 people with a combined annual payroll of $20,389,000.

47

Businesses

577

Employees

$20.4M

Annual Payroll

6

Industry Sectors

Industry Establishments % of Total
Retail trade 14 29.8%
Other services (except public administration) 8 17.0%
Accommodation and food services 7 14.9%
Construction 3 6.4%
Professional, scientific, and technical services 3 6.4%
Administrative and support and waste management and remediation services 3 6.4%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 04965 vs 04971 →

ZIP 04965 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 04965 ranks #5 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 04965 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 04965 ranks #3 of 7 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
04971 Saint Albans, ME 2,005 6.1 mi
04929 Detroit, ME 837 6.3 mi
04953 Newport, ME 3,228 6.4 mi
04967 Pittsfield, ME 4,230 6.3 mi
04933 East Newport, ME 65 6.8 mi
04928 Corinna, ME 2,198 8.9 mi
04969 Plymouth, ME 1,362 8.5 mi

More ZIP Codes in Somerset County

Frequently Asked Questions

What county is ZIP code 04965 in?
ZIP code 04965 (Palmyra) is located in Somerset County, Maine. Somerset County contains multiple ZIP codes, see the full list at /counties/somerset-me.
What is the population of ZIP code 04965?
ZIP code 04965 in Palmyra, ME has a population of 1,976 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 04965?
The median household income in ZIP 04965 is $60,543, which is 21% below the national average of $76,288.
What is the average home value in ZIP 04965?
The median home value in ZIP 04965 is $154,900, which is 44% below the national average of $278,155.
What is the demographic makeup of ZIP 04965?
The largest racial group in ZIP 04965 is White at 98.6%.
How many businesses are in ZIP code 04965?
ZIP code 04965 has 47 business establishments employing approximately 577 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 04965?
The top industries by establishment count in ZIP 04965 are: Retail trade (14), Other services (except public administration) (8), Accommodation and food services (7). There are 6 industry sectors represented in total.
What is the education level in ZIP code 04965?
In ZIP code 04965, 52.3% of residents aged 25+ have a high school diploma or higher, and 13.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 04965?
The mean commute time for workers in ZIP code 04965 is 21.1 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 04965?
In ZIP code 04965, approximately 82.6% of occupied housing units are owner-occupied and 17.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 04965?
The poverty rate in ZIP code 04965 is 9.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.