ZIP Code 04981

ZIP code 04981 is classified by USPS as a standard delivery area and covers roughly 97.7 square miles in Stockton Springs, Waldo County, Maine. The area is home to 2,316 residents, producing a population density of 24 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 04981 against Maine and the nation.

On the economic side, the median household income for ZIP 04981 sits at $77,560 (6% above the Maine average), while per-capita income is $38,436. The poverty rate stands at 12.0% and the unemployment rate at 5.2%. On housing, the median home value is $239,000 (16% below the state average) with median rent at $1,290 per month, and 84.4% of occupied units are owner-occupied, a direct signal of whether 04981 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 27.0% of adults hold a bachelor's degree or higher, the median age is 50.6, and the average commute is 31 minutes. We also surface 5 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Waldo County, so you can benchmark 04981 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →