Troy, ME · standard
ZIP Code 04987
Waldo County, Maine - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 1,030
- 11/sq mi Low-density area
- $44,583
- Median income Below-median income area
- $213,000
- Median home value Near-median home value
- 21.7%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Troy pairs one of the lowest household incomes in the country with below-median home values, in a rural, homeowner-dominated area.
- 9th pct
- household income, US ZIPs
- 47th pct
- home value, US ZIPs
- 11
- people per sq mi
- 86%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 04987 against every reporting US ZIP.
ZIP code 04987 is a sparsely populated ZIP (a standard USPS delivery area) in Troy, Waldo County, Maine, home to just 1,030 residents across 90.4 square miles, a density of 11 people per square mile, in the New York time zone.
ZIP 04987 reports a modest median household income of $44,583 (39% below the average Maine ZIP), while per-capita income is $32,535. The poverty rate is 17.8%, with unemployment at 3.8%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $213,000 (25% below the average Maine ZIP), and median rent is $1,255; owner occupancy is 86.4%.
Educational attainment sits below the national norm: 21.7% of adults hold a bachelor's degree or higher, the median age is 49.3, and the average commute is 50 minutes. The page also surfaces 9 ZIP codes within roughly 10 miles and 6 more in Waldo County, so 04987 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 04987, Troy, ME · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
1,030
Population
90.4
Area (sq mi)
11
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 04987?
49.3
Median Age
43.0%
Male
57.0%
Female
2.1%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$44,583
Median Household Income
-39% vs state ZIP avg
$32,535
Per Capita Income
17.8%
Poverty Rate
3.8%
Unemployment Rate
49.7 min
Mean Commute Time
How ZIP 04987 ranks among Maine ZIPs
Troy, ME household income vs. every Maine ZIP code
Median household income among 395 reporting Maine ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$44,583 3rd percentile higher than 3% of 395 Maine ZIPs
Each bar is a $20K-wide band; taller bars hold more Maine ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
524housing units
524
Total Housing Units
434
Occupied Units
90
Vacant Units
2.27
Avg Household Size
Occupancy Type
$213,000
Median Home Value
-25% vs state ZIP avg
$1,255
Median Rent
1991
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 4 business establishments in ZIP 04987, employing approximately 38 people with a combined annual payroll of $1,620,000.
4
Businesses
38
Employees
$1.6M
Annual Payroll
0
Industry Sectors
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 04987 vs 04969 →
ZIP 04987 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 04988
Unity (04988)
2,134 residents
- 04986
Thorndike (04986)
1,721 residents
- 04921
Brooks (04921)
1,593 residents
- 04969
Plymouth (04969)
1,362 residents
- 04434
Etna (04434)
1,246 residents
- 04932
Dixmont (04932)
1,181 residents
- 04922
Burnham (04922)
1,164 residents
- 04987
Troy (04987)
1,030 residents
- 04929 837
Detroit (04929)
837 residents
What this shows Among its immediate neighbors, ZIP 04987 ranks #8 by population - useful context the national average alone can't give.
ZIP 04987 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 04932
Dixmont (04932)
$75,952 median income
- 04434
Etna (04434)
$72,379 median income
- 04986
Thorndike (04986)
$71,833 median income
- 04921
Brooks (04921)
$63,646 median income
- 04988
Unity (04988)
$62,929 median income
- 04969
Plymouth (04969)
$61,964 median income
- 04922
Burnham (04922)
$59,261 median income
- 04929
Detroit (04929)
$51,111 median income
- 04987
Troy (04987)
$44,583 median income
What this shows By household income, ZIP 04987 ranks #9 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 04969 | Plymouth, ME | 1,362 | 6.4 mi |
| 04932 | Dixmont, ME | 1,181 | 6.0 mi |
| 04922 | Burnham, ME | 1,164 | 6.4 mi |
| 04929 | Detroit, ME | 837 | 6.4 mi |
| 04986 | Thorndike, ME | 1,721 | 8.9 mi |
| 04933 | East Newport, ME | 65 | 9.6 mi |
| 04988 | Unity, ME | 2,134 | 7.8 mi |
| 04434 | Etna, ME | 1,246 | 9.4 mi |
| 04921 | Brooks, ME | 1,593 | 9.5 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 04987, both outside ME so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (1,030 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Waldo County
Related Areas
Frequently Asked Questions
What county is ZIP code 04987 in?
ZIP code 04987 (Troy) is located in Waldo County, Maine. Waldo County contains multiple ZIP codes, see the full list at /counties/waldo-me.
What is the population of ZIP code 04987?
ZIP code 04987 in Troy, ME has a population of 1,030 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 04987?
The median household income in ZIP 04987 is $44,583, which is 42% below the national average of $76,288.
What is the average home value in ZIP 04987?
The median home value in ZIP 04987 is $213,000, which is 23% below the national average of $278,155.
What is the demographic makeup of ZIP 04987?
The largest racial group in ZIP 04987 is White at 93.9%. Hispanic or Latino residents make up 3.0% of the population.
How many businesses are in ZIP code 04987?
ZIP code 04987 has 4 business establishments employing approximately 38 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 04987?
In ZIP code 04987, 61.4% of residents aged 25+ have a high school diploma or higher, and 21.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 04987?
The mean commute time for workers in ZIP code 04987 is 49.7 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 04987?
In ZIP code 04987, approximately 86.4% of occupied housing units are owner-occupied and 13.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 04987?
The poverty rate in ZIP code 04987 is 17.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 04987's numbers, next.
- See how ZIP 04987 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Troy, ME ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.