ZIP Code 04987

standard

Source:

Troy · Waldo County · Maine

Population
1,030

11/sq mi

Median income
$44,583

▼ 42% vs US

higher than 9% of US ZIPs

Median home value
$213,000

▼ 23% vs US

higher than 47% of US ZIPs

Bachelor's or higher
21.7%

Median age 49.3

Land area
90.4 sq mi

New York

ZIP code 04987 in Troy, Maine has a population of 1,030. The median household income is $44,583, which is 42% below the national average. Median home value is $213,000, 23% below the US average. 21.7% of residents hold a bachelor's degree or higher.

ZIP code 04987 is classified by USPS as a standard delivery area and covers roughly 90.4 square miles in Troy, Waldo County, Maine. The area is home to 1,030 residents, producing a population density of 11 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 04987 against Maine and the nation.

On the economic side, the median household income for ZIP 04987 sits at $44,583 (39% below the Maine average), while per-capita income is $32,535. The poverty rate stands at 17.8% and the unemployment rate at 3.8%. On housing, the median home value is $213,000 (25% below the state average) with median rent at $1,255 per month, and 86.4% of occupied units are owner-occupied, a direct signal of whether 04987 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 21.7% of adults hold a bachelor's degree or higher, the median age is 49.3, and the average commute is 50 minutes. We also surface 9 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Waldo County, so you can benchmark 04987 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 04987, Troy, ME · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

1,030

Population

90.4

Area (sq mi)

11

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 04987?

49.3

Median Age

43.0%

Male

57.0%

Female

2.1%

Foreign-Born

White 93.9%
African American 0.0%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 5.4%
Hispanic or Latino 3.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$44,583

Median Household Income

-39% vs state

$32,535

Per Capita Income

17.8%

Poverty Rate

3.8%

Unemployment Rate

49.7 min

Mean Commute Time

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 61.4%
Bachelor's Degree or Higher 21.7%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

524

Total Housing Units

434

Occupied Units

90

Vacant Units

2.27

Avg Household Size

Occupancy Type

Owner 86.4%
Renter 13.6%

$213,000

Median Home Value

-25% vs state

$1,255

Median Rent

1991

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 4 business establishments in ZIP 04987, employing approximately 38 people with a combined annual payroll of $1,620,000.

4

Businesses

38

Employees

$1.6M

Annual Payroll

0

Industry Sectors

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 04987 vs 04969 →

ZIP Code City Population Distance
04969 Plymouth, ME 1,362 6.4 mi
04932 Dixmont, ME 1,181 6.0 mi
04922 Burnham, ME 1,164 6.4 mi
04929 Detroit, ME 837 6.4 mi
04986 Thorndike, ME 1,721 8.9 mi
04933 East Newport, ME 65 9.6 mi
04988 Unity, ME 2,134 7.8 mi
04434 Etna, ME 1,246 9.4 mi
04921 Brooks, ME 1,593 9.5 mi

More ZIP Codes in Waldo County

Frequently Asked Questions

What county is ZIP code 04987 in?
ZIP code 04987 (Troy) is located in Waldo County, Maine. Waldo County contains multiple ZIP codes, see the full list at /counties/waldo-me.
What is the population of ZIP code 04987?
ZIP code 04987 in Troy, ME has a population of 1,030 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 04987?
The median household income in ZIP 04987 is $44,583, which is 42% below the national average of $76,288.
What is the average home value in ZIP 04987?
The median home value in ZIP 04987 is $213,000, which is 23% below the national average of $278,155.
What is the demographic makeup of ZIP 04987?
The largest racial group in ZIP 04987 is White at 93.9%. Hispanic or Latino residents make up 3.0% of the population.
How many businesses are in ZIP code 04987?
ZIP code 04987 has 4 business establishments employing approximately 38 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 04987?
In ZIP code 04987, 61.4% of residents aged 25+ have a high school diploma or higher, and 21.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 04987?
The mean commute time for workers in ZIP code 04987 is 49.7 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 04987?
In ZIP code 04987, approximately 86.4% of occupied housing units are owner-occupied and 13.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 04987?
The poverty rate in ZIP code 04987 is 17.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Troy, ME

Verify and explore additional data for this area using these official government sources.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.

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