PlainZIP

Troy, ME · standard

ZIP Code 04987

Waldo County, Maine - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

1,030
11/sq mi
$44,583
Median income
$213,000
Median home value
21.7%
Bachelor's or higher

The verdict

Troy pairs one of the lowest household incomes in the country with below-median home values, in a rural, homeowner-dominated area.

9th pct
household income, US ZIPs
47th pct
home value, US ZIPs
11
people per sq mi
86%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 04987 against every reporting US ZIP.

ZIP code 04987 is a sparsely populated ZIP (a standard USPS delivery area) in Troy, Waldo County, Maine, home to just 1,030 residents across 90.4 square miles, a density of 11 people per square mile, in the New York time zone.

ZIP 04987 reports a modest median household income of $44,583 (39% below the Maine average), while per-capita income is $32,535. Local economic indicators show a 17.8% poverty rate alongside 3.8% unemployment. The typical home here is valued at $213,000 (25% below the state average); renters pay a median of $1,255 monthly, and 86.4% of units are owner-occupied.

Educational attainment sits below the national norm: 21.7% of adults hold a bachelor's degree or higher, the median age is 49.3, and the average commute is 50 minutes. We also surface 9 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Waldo County, so you can benchmark 04987 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 04987, Troy, ME · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

1,030

Population

90.4

Area (sq mi)

11

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 04987?

49.3

Median Age

43.0%

Male

57.0%

Female

2.1%

Foreign-Born

White 93.9%
African American 0.0%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 5.4%
Hispanic or Latino 3.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$44,583

Median Household Income

-39% vs state

$32,535

Per Capita Income

17.8%

Poverty Rate

3.8%

Unemployment Rate

49.7 min

Mean Commute Time

How ZIP 04987 ranks nationally

Troy, ME household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$44,583 9th percentile higher than 9% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 61.4%
Bachelor's Degree or Higher 21.7%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

524

Total Housing Units

434

Occupied Units

90

Vacant Units

2.27

Avg Household Size

Occupancy Type

Owner 86.4%
Renter 13.6%

$213,000

Median Home Value

-25% vs state

$1,255

Median Rent

1991

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 4 business establishments in ZIP 04987, employing approximately 38 people with a combined annual payroll of $1,620,000.

4

Businesses

38

Employees

$1.6M

Annual Payroll

0

Industry Sectors

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 04987 vs 04969 →

ZIP 04987 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 04987 ranks #8 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 04987 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 04987 ranks #9 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
04969 Plymouth, ME 1,362 6.4 mi
04932 Dixmont, ME 1,181 6.0 mi
04922 Burnham, ME 1,164 6.4 mi
04929 Detroit, ME 837 6.4 mi
04986 Thorndike, ME 1,721 8.9 mi
04933 East Newport, ME 65 9.6 mi
04988 Unity, ME 2,134 7.8 mi
04434 Etna, ME 1,246 9.4 mi
04921 Brooks, ME 1,593 9.5 mi

More ZIP Codes in Waldo County

04915 standard
Belfast, ME
Pop: 8,806
04496 standard
Winterport, ME
Pop: 3,757
04849 standard
Lincolnville, ME
Pop: 3,684
04974 standard
Searsport, ME
Pop: 2,611
04981 standard
Stockton Springs, ME
Pop: 2,316
04988 standard
Unity, ME
Pop: 2,134

Related Areas

Waldo County Troy, ME Maine

Frequently Asked Questions

What county is ZIP code 04987 in? ▼
ZIP code 04987 (Troy) is located in Waldo County, Maine. Waldo County contains multiple ZIP codes, see the full list at /counties/waldo-me.
What is the population of ZIP code 04987? ▼
ZIP code 04987 in Troy, ME has a population of 1,030 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 04987? ▼
The median household income in ZIP 04987 is $44,583, which is 42% below the national average of $76,288.
What is the average home value in ZIP 04987? ▼
The median home value in ZIP 04987 is $213,000, which is 23% below the national average of $278,155.
What is the demographic makeup of ZIP 04987? ▼
The largest racial group in ZIP 04987 is White at 93.9%. Hispanic or Latino residents make up 3.0% of the population.
How many businesses are in ZIP code 04987? ▼
ZIP code 04987 has 4 business establishments employing approximately 38 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 04987? ▼
In ZIP code 04987, 61.4% of residents aged 25+ have a high school diploma or higher, and 21.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 04987? ▼
The mean commute time for workers in ZIP code 04987 is 49.7 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 04987? ▼
In ZIP code 04987, approximately 86.4% of occupied housing units are owner-occupied and 13.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 04987? ▼
The poverty rate in ZIP code 04987 is 17.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.