Richmond, VT · standard

ZIP Code 05477

Chittenden County, Vermont - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

4,397
37/sq mi Moderate-density area
$108,971
Median income Above-median income area
$424,400
Median home value Above-median home value
60.9%
Bachelor's or higher Above-average bachelor's attainment

National ZIP placement

Richmond pairs an upper-quartile household income with upper-quartile home values, in a rural, homeowner-dominated area.

Top 14%
household income, US ZIPs
Top 18%
home value, US ZIPs
37
people per sq mi
78%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 05477 against every reporting US ZIP.

FHFA HPI release change

What changed in the latest House Price Index year

2023 -> 2024
  • FHFA House Price Index values in ZIP 05477 (Richmond, VT) rose +3.7% from 2023 to 2024. The all-transactions index moved from 280.7 in 2023 to 291.1 in 2024 (2000 = 100).

Arithmetic difference between stored FHFA all-transactions ZIP House Price Index annual values - a developmental index from repeat sales and appraisals, not a transaction median, appraisal opinion, or forecast. Thin markets can move sharply.

National HPI changes Year-pair CSV

ZIP code 05477 covers 120.1 square miles in Richmond, Chittenden County, Vermont (a standard USPS delivery area), with a modest 4,397 residents on file, a density of 37 people per square mile, in the New York time zone.

ZIP 05477 lands in the middle-income range, with a median household income of $108,971 (31% above the average Vermont ZIP), while per-capita income is $58,029. Both reported hardship measures are comparatively low in absolute terms: poverty is 4.2% and unemployment is 0.9%. Housing is both higher-cost and owner-heavy: median home value is $424,400 (35% above the average Vermont ZIP), while 77.5% of occupied homes are owner-occupied and median rent is $1,125.

This is a highly-educated ZIP: 60.9% of adults hold a bachelor's degree or higher, the median age is 41.9, and the average commute is 25 minutes. The page also surfaces 7 ZIP codes within roughly 10 miles and 6 more in Chittenden County, so 05477 can be compared with both its immediate and county-level context.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

View your shortlist → Compare ZIPs →

Top industries in ZIP 05477

Top 5 sectors by establishment count in Richmond, VT

Which industries have the most business establishments in ZIP 05477.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 05477, Richmond, VT · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

4,397

Population

120.1

Area (sq mi)

37

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 05477?

41.9

Median Age

51.3%

Male

48.7%

Female

4.6%

Foreign-Born

White 93.9%
African American 0.1%
Asian 1.5%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.2%
Two or More Ethnicities 3.5%
Hispanic or Latino 4.3%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$108,971

Median Household Income

+31% vs state ZIP avg

$58,029

Per Capita Income

4.2%

Poverty Rate

0.9%

Unemployment Rate

25.1 min

Mean Commute Time

How ZIP 05477 ranks among Vermont ZIPs

Richmond, VT household income vs. every Vermont ZIP code

Median household income among 238 reporting Vermont ZIPs (this ZIP's population is too small for a reliable national-corpus placement)

$108,971 Top 12% higher than 88% of 238 Vermont ZIPs

This ZIP $0 $200K+ every Vermont ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more Vermont ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 72.1%
Bachelor's Degree or Higher 60.9%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

2,226

Total Housing Units

2,006

Occupied Units

220

Vacant Units

2.22

Avg Household Size

Occupancy Type

Owner 77.5%
Renter 22.5%

$424,400

Median Home Value

+35% vs state ZIP avg

$1,125

Median Rent

1983

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+3.7%

YoY Change (2024)

291

HPI Index (2000 = 100)

+191%

Total Change Since 2000

Home values in ZIP 05477 have increased 3.7% over the past year (2024). Since 2000, this ZIP has seen +191% cumulative appreciation.

Year Annual Change HPI Index
2020 +5.4% 188
2021 +9.7% 206
2022 +33.8% 275
2023 +2.1% 281
2024 +3.7% 291

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 146 business establishments in ZIP 05477, employing approximately 1,492 people with a combined annual payroll of $82,832,000.

146

Businesses

1,492

Employees

$82.8M

Annual Payroll

13

Industry Sectors

Industry Establishments % of Total
Construction 22 15.1%
Professional, scientific, and technical services 22 15.1%
Retail trade 19 13.0%
Health care and social assistance 18 12.3%
Other services (except public administration) 14 9.6%
Manufacturing 8 5.5%
Accommodation and food services 8 5.5%
Real estate and rental and leasing 7 4.8%
Administrative and support and waste management and remediation services 7 4.8%
Arts, entertainment, and recreation 5 3.4%
Wholesale trade 4 2.7%
Finance and insurance 4 2.7%
Educational services 3 2.0%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 05477 vs 05465 →

ZIP 05477 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 05477 ranks #6 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 05477 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 05477 ranks #3 of 8 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
05465 Jericho, VT 5,355 4.5 mi
05462 Huntington, VT 1,938 7.1 mi
05495 Williston, VT 9,341 7.0 mi
05489 Underhill, VT 3,174 10.1 mi
05676 Waterbury, VT 4,984 8.3 mi
05461 Hinesburg, VT 4,542 8.8 mi
05452 Essex Junction, VT 19,710 9.9 mi

Nationwide ZIPs with similar ACS profiles

Two Census-derived peer sets for ZIP 05477, both outside VT so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).

Similar population

Nearest cross-state ZIPs by resident population (4,397 here; floor ≥1,000).

Similar median household income

Nearest cross-state ZIPs by ACS median household income.

More ZIP Codes in Chittenden County

Frequently Asked Questions

What county is ZIP code 05477 in?

ZIP code 05477 (Richmond) is located in Chittenden County, Vermont. Chittenden County contains multiple ZIP codes, see the full list at /counties/chittenden-vt.

What is the population of ZIP code 05477?

ZIP code 05477 in Richmond, VT has a population of 4,397 according to the Census Bureau ACS 2023 estimates.

What is the median household income in ZIP 05477?

The median household income in ZIP 05477 is $108,971, which is 43% above the national average of $76,288.

What is the average home value in ZIP 05477?

The median home value in ZIP 05477 is $424,400, which is 53% above the national average of $278,155.

What is the demographic makeup of ZIP 05477?

The largest racial group in ZIP 05477 is White at 93.9%. Hispanic or Latino residents make up 4.3% of the population.

How many businesses are in ZIP code 05477?

ZIP code 05477 has 146 business establishments employing approximately 1,492 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.

What are the main industries in ZIP code 05477?

The top industries by establishment count in ZIP 05477 are: Construction (22), Professional, scientific, and technical services (22), Retail trade (19). There are 13 industry sectors represented in total.

How have home values changed in ZIP code 05477?

According to the FHFA House Price Index, home values in ZIP 05477 increased by 3.7% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 191%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.

What is the education level in ZIP code 05477?

In ZIP code 05477, 72.1% of residents aged 25+ have a high school diploma or higher, and 60.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).

What is the average commute time in ZIP 05477?

The mean commute time for workers in ZIP code 05477 is 25.1 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.

What percentage of residents own vs. rent in ZIP 05477?

In ZIP code 05477, approximately 77.5% of occupied housing units are owner-occupied and 22.5% are renter-occupied, based on Census ACS 2023 data.

What is the poverty rate in ZIP code 05477?

The poverty rate in ZIP code 05477 is 4.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP 05477's figures come from ACS 5-Year Estimates, Census ZIP Code Business Patterns, and the FHFA House Price Index. See our methodology for details.

Related

Compare this ZIP with another

Read our methodology : how this data is sourced, computed, and verified.

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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.