PlainZIP

Waterbury, VT · standard

ZIP Code 05676

Washington County, Vermont - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

4,984
19/sq mi
$92,773
Median income
$380,800
Median home value
50.2%
Bachelor's or higher

The verdict

Waterbury pairs an upper-quartile household income with upper-quartile home values, in a rural, homeowner-dominated area.

Top 24%
household income, US ZIPs
Top 23%
home value, US ZIPs
19
people per sq mi
67%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 05676 against every reporting US ZIP.

ZIP code 05676 covers 262.3 square miles in Waterbury, Washington County, Vermont (a standard USPS delivery area), with a modest 4,984 residents on file, a density of 19 people per square mile, in the New York time zone.

ZIP 05676 lands in the middle-income range, with a median household income of $92,773 (12% above the Vermont average), while per-capita income is $52,247. 8.9% of residents live below the poverty line, and the unemployment rate reads 3.9%. The typical home here is valued at $380,800 (22% above the state average); renters pay a median of $998 monthly, and 67.3% of units are owner-occupied.

This is a highly-educated ZIP: 50.2% of adults hold a bachelor's degree or higher, the median age is 38.8, and the average commute is 26 minutes. We also surface 7 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Washington County, so you can benchmark 05676 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 05676

Top 5 sectors by establishment count in Waterbury, VT

Which industries have the most business establishments in ZIP 05676.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 05676, Waterbury, VT · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

4,984

Population

262.3

Area (sq mi)

19

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 05676?

38.8

Median Age

54.2%

Male

45.8%

Female

2.9%

Foreign-Born

White 94.5%
African American 0.0%
Asian 0.2%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 2.8%
Hispanic or Latino 0.8%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$92,773

Median Household Income

+12% vs state

$52,247

Per Capita Income

8.9%

Poverty Rate

3.9%

Unemployment Rate

26.2 min

Mean Commute Time

How ZIP 05676 ranks nationally

Waterbury, VT household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$92,773 Top 24% higher than 76% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 68.9%
Bachelor's Degree or Higher 50.2%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

2,503

Total Housing Units

2,249

Occupied Units

254

Vacant Units

2.22

Avg Household Size

Occupancy Type

Owner 67.3%
Renter 32.7%

$380,800

Median Home Value

+22% vs state

$998

Median Rent

1984

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+11.9%

YoY Change (2024)

336

HPI Index (2000 = 100)

+236%

Total Change Since 2000

Home values in ZIP 05676 have increased 11.9% over the past year (2024). Since 2000, this ZIP has seen +236% cumulative appreciation.

Year Annual Change HPI Index
2020 +3.7% 209
2021 +8.3% 227
2022 +15.3% 261
2023 +14.9% 300
2024 +11.9% 336

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 201 business establishments in ZIP 05676, employing approximately 1,815 people with a combined annual payroll of $93,244,000.

201

Businesses

1,815

Employees

$93.2M

Annual Payroll

14

Industry Sectors

Industry Establishments % of Total
Construction 29 14.4%
Retail trade 27 13.4%
Professional, scientific, and technical services 26 12.9%
Accommodation and food services 25 12.4%
Other services (except public administration) 21 10.4%
Health care and social assistance 19 9.4%
Wholesale trade 9 4.5%
Administrative and support and waste management and remediation services 9 4.5%
Manufacturing 8 4.0%
Finance and insurance 7 3.5%
Arts, entertainment, and recreation 6 3.0%
Real estate and rental and leasing 5 2.5%
Educational services 5 2.5%
Information 3 1.5%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 05676 vs 05677 →

ZIP 05676 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 05676 ranks #2 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 05676 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 05676 ranks #8 of 8 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
05677 Waterbury Center, VT 2,232 6.0 mi
05660 Moretown, VT 1,660 7.4 mi
05673 Waitsfield, VT 2,574 10.4 mi
05462 Huntington, VT 1,938 7.7 mi
05477 Richmond, VT 4,397 8.3 mi
05672 Stowe, VT 4,314 10.5 mi
05465 Jericho, VT 5,355 11.1 mi

More ZIP Codes in Washington County

05641 standard
Barre, VT
Pop: 17,169
05602 standard
Montpelier, VT
Pop: 11,916
05663 standard
Northfield, VT
Pop: 6,773
05673 standard
Waitsfield, VT
Pop: 2,574
05677 standard
Waterbury Center, VT
Pop: 2,232
05667 standard
Plainfield, VT
Pop: 2,166

Related Areas

Washington County Waterbury, VT Vermont

Frequently Asked Questions

What county is ZIP code 05676 in? ▼
ZIP code 05676 (Waterbury) is located in Washington County, Vermont. Washington County contains multiple ZIP codes, see the full list at /counties/washington-vt.
What is the population of ZIP code 05676? ▼
ZIP code 05676 in Waterbury, VT has a population of 4,984 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 05676? ▼
The median household income in ZIP 05676 is $92,773, which is 22% above the national average of $76,288.
What is the average home value in ZIP 05676? ▼
The median home value in ZIP 05676 is $380,800, which is 37% above the national average of $278,155.
What is the demographic makeup of ZIP 05676? ▼
The largest racial group in ZIP 05676 is White at 94.5%. Hispanic or Latino residents make up 0.8% of the population.
How many businesses are in ZIP code 05676? ▼
ZIP code 05676 has 201 business establishments employing approximately 1,815 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 05676? ▼
The top industries by establishment count in ZIP 05676 are: Construction (29), Retail trade (27), Professional, scientific, and technical services (26). There are 14 industry sectors represented in total.
How have home values changed in ZIP code 05676? ▼
According to the FHFA House Price Index, home values in ZIP 05676 increased by 11.9% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 236%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 05676? ▼
In ZIP code 05676, 68.9% of residents aged 25+ have a high school diploma or higher, and 50.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 05676? ▼
The mean commute time for workers in ZIP code 05676 is 26.2 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 05676? ▼
In ZIP code 05676, approximately 67.3% of occupied housing units are owner-occupied and 32.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 05676? ▼
The poverty rate in ZIP code 05676 is 8.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.