Waterbury, VT · standard
ZIP Code 05676
Washington County, Vermont - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 4,984
- 19/sq mi Moderate-density area
- $92,773
- Median income Above-median income area
- $380,800
- Median home value Above-median home value
- 50.2%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Waterbury pairs an upper-quartile household income with upper-quartile home values, in a rural, homeowner-dominated area.
- Top 24%
- household income, US ZIPs
- Top 23%
- home value, US ZIPs
- 19
- people per sq mi
- 67%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 05676 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 05676 (Waterbury, VT) rose +11.9% from 2023 to 2024. The all-transactions index moved from 300.1 in 2023 to 335.7 in 2024 (2000 = 100).
ZIP code 05676 covers 262.3 square miles in Waterbury, Washington County, Vermont (a standard USPS delivery area), with a modest 4,984 residents on file, a density of 19 people per square mile, in the New York time zone.
ZIP 05676 lands in the middle-income range, with a median household income of $92,773 (12% above the average Vermont ZIP), while per-capita income is $52,247. The poverty rate is 8.9%, with unemployment at 3.9%; those measures add context to the income figure. Housing is both higher-cost and owner-heavy: median home value is $380,800 (22% above the average Vermont ZIP), while 67.3% of occupied homes are owner-occupied and median rent is $998.
This is a highly-educated ZIP: 50.2% of adults hold a bachelor's degree or higher, the median age is 38.8, and the average commute is 26 minutes. The page also surfaces 7 ZIP codes within roughly 10 miles and 6 more in Washington County, so 05676 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 05676
Top 5 sectors by establishment count in Waterbury, VT
Which industries have the most business establishments in ZIP 05676.
- Construction
Construction
29 establishments
- Retail trade
Retail trade
27 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
26 establishments
- Accommodation and food services
Accommodation and food services
25 establishments
- Other services (except public administration)
Other services (except public administration)
21 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 05676, Waterbury, VT · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
4,984
Population
262.3
Area (sq mi)
19
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 05676?
38.8
Median Age
54.2%
Male
45.8%
Female
2.9%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$92,773
Median Household Income
+12% vs state ZIP avg
$52,247
Per Capita Income
8.9%
Poverty Rate
3.9%
Unemployment Rate
26.2 min
Mean Commute Time
How ZIP 05676 ranks among Vermont ZIPs
Waterbury, VT household income vs. every Vermont ZIP code
Median household income among 238 reporting Vermont ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$92,773 Top 29% higher than 71% of 238 Vermont ZIPs
Each bar is a $20K-wide band; taller bars hold more Vermont ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
2,503housing units
2,503
Total Housing Units
2,249
Occupied Units
254
Vacant Units
2.22
Avg Household Size
Occupancy Type
$380,800
Median Home Value
+22% vs state ZIP avg
$998
Median Rent
1984
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+11.9%
YoY Change (2024)
336
HPI Index (2000 = 100)
+236%
Total Change Since 2000
Home values in ZIP 05676 have increased 11.9% over the past year (2024). Since 2000, this ZIP has seen +236% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +3.7% | 209 |
| 2021 | +8.3% | 227 |
| 2022 | +15.3% | 261 |
| 2023 | +14.9% | 300 |
| 2024 | +11.9% | 336 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 201 business establishments in ZIP 05676, employing approximately 1,815 people with a combined annual payroll of $93,244,000.
201
Businesses
1,815
Employees
$93.2M
Annual Payroll
14
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 29 | 14.4% |
| Retail trade | 27 | 13.4% |
| Professional, scientific, and technical services | 26 | 12.9% |
| Accommodation and food services | 25 | 12.4% |
| Other services (except public administration) | 21 | 10.4% |
| Health care and social assistance | 19 | 9.4% |
| Wholesale trade | 9 | 4.5% |
| Administrative and support and waste management and remediation services | 9 | 4.5% |
| Manufacturing | 8 | 4.0% |
| Finance and insurance | 7 | 3.5% |
| Arts, entertainment, and recreation | 6 | 3.0% |
| Real estate and rental and leasing | 5 | 2.5% |
| Educational services | 5 | 2.5% |
| Information | 3 | 1.5% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 05676 vs 05677 →
ZIP 05676 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 05465
Jericho (05465)
5,355 residents
- 05676
Waterbury (05676)
4,984 residents
- 05477
Richmond (05477)
4,397 residents
- 05672
Stowe (05672)
4,314 residents
- 05673
Waitsfield (05673)
2,574 residents
- 05677
Waterbury Center (05677)
2,232 residents
- 05462 1,938
Huntington (05462)
1,938 residents
- 05660 1,660
Moretown (05660)
1,660 residents
What this shows Among its immediate neighbors, ZIP 05676 ranks #2 by population - useful context the national average alone can't give.
ZIP 05676 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 05677
Waterbury Center (05677)
$157,139 median income
- 05465
Jericho (05465)
$114,677 median income
- 05477
Richmond (05477)
$108,971 median income
- 05673
Waitsfield (05673)
$98,068 median income
- 05660
Moretown (05660)
$96,125 median income
- 05462
Huntington (05462)
$94,334 median income
- 05672
Stowe (05672)
$93,618 median income
- 05676
Waterbury (05676)
$92,773 median income
What this shows By household income, ZIP 05676 ranks #8 of 8 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 05676, both outside VT so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (4,984 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Washington County
Related Areas
Frequently Asked Questions
What county is ZIP code 05676 in?
ZIP code 05676 (Waterbury) is located in Washington County, Vermont. Washington County contains multiple ZIP codes, see the full list at /counties/washington-vt.
What is the population of ZIP code 05676?
ZIP code 05676 in Waterbury, VT has a population of 4,984 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 05676?
The median household income in ZIP 05676 is $92,773, which is 22% above the national average of $76,288.
What is the average home value in ZIP 05676?
The median home value in ZIP 05676 is $380,800, which is 37% above the national average of $278,155.
What is the demographic makeup of ZIP 05676?
The largest racial group in ZIP 05676 is White at 94.5%. Hispanic or Latino residents make up 0.8% of the population.
How many businesses are in ZIP code 05676?
ZIP code 05676 has 201 business establishments employing approximately 1,815 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 05676?
The top industries by establishment count in ZIP 05676 are: Construction (29), Retail trade (27), Professional, scientific, and technical services (26). There are 14 industry sectors represented in total.
How have home values changed in ZIP code 05676?
According to the FHFA House Price Index, home values in ZIP 05676 increased by 11.9% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 236%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 05676?
In ZIP code 05676, 68.9% of residents aged 25+ have a high school diploma or higher, and 50.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 05676?
The mean commute time for workers in ZIP code 05676 is 26.2 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 05676?
In ZIP code 05676, approximately 67.3% of occupied housing units are owner-occupied and 32.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 05676?
The poverty rate in ZIP code 05676 is 8.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 05676's numbers, next.
- See how ZIP 05676 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Waterbury, VT ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.