Saint Albans, VT · standard
ZIP Code 05478
Franklin County, Vermont - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 14,449
- 92/sq mi Moderate-density area
- $71,203
- Median income Near-median income area
- $316,400
- Median home value Above-median home value
- 31.0%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Saint Albans pairs a below-median household income with above-median home values, in a rural, homeowner-dominated area.
- 49th pct
- household income, US ZIPs
- Top 31%
- home value, US ZIPs
- 92
- people per sq mi
- 68%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 05478 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 05478 (Saint Albans, VT) rose +5.8% from 2023 to 2024. The all-transactions index moved from 282.3 in 2023 to 298.7 in 2024 (2000 = 100).
ZIP code 05478 is a mid-sized community (a standard USPS delivery area) in Saint Albans, Franklin County, Vermont, home to 14,449 residents across 156.7 square miles, a density of 92 people per square mile, in the New York time zone.
ZIP 05478 lands in the middle-income range, with a median household income of $71,203 (14% below the average Vermont ZIP), while per-capita income is $41,852. The poverty rate is 12.2%, with unemployment at 1.6%; those measures add context to the income figure. Median home value is $316,400 (1% above the average Vermont ZIP) and median rent is $1,227; 68.1% of occupied homes are owner-occupied.
A solid share of residents have a four-year degree: 31.0% of adults hold a bachelor's degree or higher, the median age is 40.8, and the average commute is 25 minutes. The page also surfaces 7 ZIP codes within roughly 10 miles and 6 more in Franklin County, so 05478 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 05478
Top 5 sectors by establishment count in Saint Albans, VT
Which industries have the most business establishments in ZIP 05478.
- Retail trade
Retail trade
76 establishments
- Health care and social assistance
Health care and social assistance
65 establishments
- Other services (except public administration)
Other services (except public administration)
57 establishments
- Construction
Construction
49 establishments
- Accommodation and food services
Accommodation and food services
48 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 05478, Saint Albans, VT · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
14,449
Population
156.7
Area (sq mi)
92
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 05478?
40.8
Median Age
48.6%
Male
51.4%
Female
3.4%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$71,203
Median Household Income
-14% vs state ZIP avg
$41,852
Per Capita Income
12.2%
Poverty Rate
1.6%
Unemployment Rate
24.5 min
Mean Commute Time
How ZIP 05478 ranks among Vermont ZIPs
Saint Albans, VT household income vs. every Vermont ZIP code
Median household income among 238 reporting Vermont ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$71,203 31st percentile higher than 31% of 238 Vermont ZIPs
Each bar is a $20K-wide band; taller bars hold more Vermont ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
7,097housing units
7,097
Total Housing Units
6,496
Occupied Units
601
Vacant Units
2.35
Avg Household Size
Occupancy Type
$316,400
Median Home Value
+1% vs state ZIP avg
$1,227
Median Rent
1975
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+5.8%
YoY Change (2024)
299
HPI Index (2000 = 100)
+199%
Total Change Since 2000
Home values in ZIP 05478 have increased 5.8% over the past year (2024). Since 2000, this ZIP has seen +199% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +7.9% | 192 |
| 2021 | +10.4% | 212 |
| 2022 | +17.5% | 249 |
| 2023 | +13.3% | 282 |
| 2024 | +5.8% | 299 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 476 business establishments in ZIP 05478, employing approximately 7,999 people with a combined annual payroll of $392,084,000.
476
Businesses
7,999
Employees
$392.1M
Annual Payroll
15
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 76 | 16.0% |
| Health care and social assistance | 65 | 13.7% |
| Other services (except public administration) | 57 | 12.0% |
| Construction | 49 | 10.3% |
| Accommodation and food services | 48 | 10.1% |
| Professional, scientific, and technical services | 35 | 7.3% |
| Finance and insurance | 29 | 6.1% |
| Real estate and rental and leasing | 26 | 5.5% |
| Manufacturing | 20 | 4.2% |
| Wholesale trade | 20 | 4.2% |
| Administrative and support and waste management and remediation services | 20 | 4.2% |
| Transportation and warehousing | 10 | 2.1% |
| Information | 9 | 1.9% |
| Arts, entertainment, and recreation | 5 | 1.1% |
| Educational services | 3 | 0.6% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 05478 vs 05455 →
ZIP 05478 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 05478
Saint Albans (05478)
14,449 residents
- 05488
Swanton (05488)
7,690 residents
- 05454 4,447
Fairfax (05454)
4,447 residents
- 05459 2,156
Highgate Center (05459)
2,156 residents
- 05483 1,303
Sheldon (05483)
1,303 residents
- 05455 1,080
Fairfield (05455)
1,080 residents
- 05485 93
Sheldon Springs (05485)
93 residents
What this shows Among its immediate neighbors, ZIP 05478 ranks the most populous - useful context the national average alone can't give.
ZIP 05478 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 05454
Fairfax (05454)
$128,212 median income
- 05455
Fairfield (05455)
$110,147 median income
- 05459
Highgate Center (05459)
$88,646 median income
- 05483
Sheldon (05483)
$78,505 median income
- 05488
Swanton (05488)
$77,154 median income
- 05478
Saint Albans (05478)
$71,203 median income
What this shows By household income, ZIP 05478 ranks #6 of 6 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 05478, both outside VT so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (14,449 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Franklin County
Related Areas
Frequently Asked Questions
What county is ZIP code 05478 in?
ZIP code 05478 (Saint Albans) is located in Franklin County, Vermont. Franklin County contains multiple ZIP codes, see the full list at /counties/franklin-vt.
What is the population of ZIP code 05478?
ZIP code 05478 in Saint Albans, VT has a population of 14,449 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 05478?
The median household income in ZIP 05478 is $71,203, which is 7% below the national average of $76,288.
What is the average home value in ZIP 05478?
The median home value in ZIP 05478 is $316,400, which is 14% above the national average of $278,155.
What is the demographic makeup of ZIP 05478?
The largest racial group in ZIP 05478 is White at 91.2%. Hispanic or Latino residents make up 2.2% of the population.
How many businesses are in ZIP code 05478?
ZIP code 05478 has 476 business establishments employing approximately 7,999 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 05478?
The top industries by establishment count in ZIP 05478 are: Retail trade (76), Health care and social assistance (65), Other services (except public administration) (57). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 05478?
According to the FHFA House Price Index, home values in ZIP 05478 increased by 5.8% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 199%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 05478?
In ZIP code 05478, 63.9% of residents aged 25+ have a high school diploma or higher, and 31.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 05478?
The mean commute time for workers in ZIP code 05478 is 24.5 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 05478?
In ZIP code 05478, approximately 68.1% of occupied housing units are owner-occupied and 31.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 05478?
The poverty rate in ZIP code 05478 is 12.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 05478's numbers, next.
- See how ZIP 05478 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Saint Albans, VT ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.