PlainZIP

Saint Albans, VT · standard

ZIP Code 05478

Franklin County, Vermont - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

14,449
92/sq mi
$71,203
Median income
$316,400
Median home value
31.0%
Bachelor's or higher

The verdict

Saint Albans pairs a below-median household income with above-median home values, in a rural, homeowner-dominated area.

49th pct
household income, US ZIPs
Top 31%
home value, US ZIPs
92
people per sq mi
68%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 05478 against every reporting US ZIP.

ZIP code 05478 is a mid-sized community (a standard USPS delivery area) in Saint Albans, Franklin County, Vermont, home to 14,449 residents across 156.7 square miles, a density of 92 people per square mile, in the New York time zone.

ZIP 05478 lands in the middle-income range, with a median household income of $71,203 (14% below the Vermont average), while per-capita income is $41,852. Poverty here runs at 12.2%, with unemployment measured at 1.6%. On housing, the median home value is $316,400 (1% above the state average) with median rent at $1,227 per month, and 68.1% of occupied units are owner-occupied.

A solid share of residents have a four-year degree: 31.0% of adults hold a bachelor's degree or higher, the median age is 40.8, and the average commute is 25 minutes. Beyond these figures, 7 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing Franklin County, letting you compare 05478 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 05478

Top 5 sectors by establishment count in Saint Albans, VT

Which industries have the most business establishments in ZIP 05478.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 05478, Saint Albans, VT · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

14,449

Population

156.7

Area (sq mi)

92

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 05478?

40.8

Median Age

48.6%

Male

51.4%

Female

3.4%

Foreign-Born

White 91.2%
African American 0.5%
Asian 1.3%
American Indian or Alaska Native 0.6%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 5.5%
Hispanic or Latino 2.2%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$71,203

Median Household Income

-14% vs state

$41,852

Per Capita Income

12.2%

Poverty Rate

1.6%

Unemployment Rate

24.5 min

Mean Commute Time

How ZIP 05478 ranks nationally

Saint Albans, VT household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$71,203 49th percentile higher than 49% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 63.9%
Bachelor's Degree or Higher 31.0%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

7,097

Total Housing Units

6,496

Occupied Units

601

Vacant Units

2.35

Avg Household Size

Occupancy Type

Owner 68.1%
Renter 31.9%

$316,400

Median Home Value

+1% vs state

$1,227

Median Rent

1975

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+5.8%

YoY Change (2024)

299

HPI Index (2000 = 100)

+199%

Total Change Since 2000

Home values in ZIP 05478 have increased 5.8% over the past year (2024). Since 2000, this ZIP has seen +199% cumulative appreciation.

Year Annual Change HPI Index
2020 +7.9% 192
2021 +10.4% 212
2022 +17.5% 249
2023 +13.3% 282
2024 +5.8% 299

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 476 business establishments in ZIP 05478, employing approximately 7,999 people with a combined annual payroll of $392,084,000.

476

Businesses

7,999

Employees

$392.1M

Annual Payroll

15

Industry Sectors

Industry Establishments % of Total
Retail trade 76 16.0%
Health care and social assistance 65 13.7%
Other services (except public administration) 57 12.0%
Construction 49 10.3%
Accommodation and food services 48 10.1%
Professional, scientific, and technical services 35 7.3%
Finance and insurance 29 6.1%
Real estate and rental and leasing 26 5.5%
Manufacturing 20 4.2%
Wholesale trade 20 4.2%
Administrative and support and waste management and remediation services 20 4.2%
Transportation and warehousing 10 2.1%
Information 9 1.9%
Arts, entertainment, and recreation 5 1.1%
Educational services 3 0.6%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 05478 vs 05455 →

ZIP 05478 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 05478 ranks the most populous - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 05478 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 05478 ranks #6 of 6 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
05455 Fairfield, VT 1,080 5.6 mi
05488 Swanton, VT 7,690 8.0 mi
05481 Saint Albans Bay, VT 0 6.6 mi
05454 Fairfax, VT 4,447 7.9 mi
05483 Sheldon, VT 1,303 7.3 mi
05485 Sheldon Springs, VT 93 8.5 mi
05459 Highgate Center, VT 2,156 10.6 mi

More ZIP Codes in Franklin County

05488 standard
Swanton, VT
Pop: 7,690
05450 standard
Enosburg Falls, VT
Pop: 4,977
05454 standard
Fairfax, VT
Pop: 4,447
05476 standard
Richford, VT
Pop: 3,183
05459 standard
Highgate Center, VT
Pop: 2,156
05444 standard
Cambridge, VT
Pop: 1,714

Related Areas

Franklin County Saint Albans, VT Vermont

Frequently Asked Questions

What county is ZIP code 05478 in? ▼
ZIP code 05478 (Saint Albans) is located in Franklin County, Vermont. Franklin County contains multiple ZIP codes, see the full list at /counties/franklin-vt.
What is the population of ZIP code 05478? ▼
ZIP code 05478 in Saint Albans, VT has a population of 14,449 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 05478? ▼
The median household income in ZIP 05478 is $71,203, which is 7% below the national average of $76,288.
What is the average home value in ZIP 05478? ▼
The median home value in ZIP 05478 is $316,400, which is 14% above the national average of $278,155.
What is the demographic makeup of ZIP 05478? ▼
The largest racial group in ZIP 05478 is White at 91.2%. Hispanic or Latino residents make up 2.2% of the population.
How many businesses are in ZIP code 05478? ▼
ZIP code 05478 has 476 business establishments employing approximately 7,999 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 05478? ▼
The top industries by establishment count in ZIP 05478 are: Retail trade (76), Health care and social assistance (65), Other services (except public administration) (57). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 05478? ▼
According to the FHFA House Price Index, home values in ZIP 05478 increased by 5.8% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 199%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 05478? ▼
In ZIP code 05478, 63.9% of residents aged 25+ have a high school diploma or higher, and 31.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 05478? ▼
The mean commute time for workers in ZIP code 05478 is 24.5 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 05478? ▼
In ZIP code 05478, approximately 68.1% of occupied housing units are owner-occupied and 31.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 05478? ▼
The poverty rate in ZIP code 05478 is 12.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.