ZIP Code 05488

standard

Source:

Swanton · Franklin County · Vermont

Population
7,690

46/sq mi

Median income
$77,154

▲ 1% vs US

higher than 58% of US ZIPs

Median home value
$288,700

▲ 4% vs US

higher than 65% of US ZIPs

Bachelor's or higher
24.0%

Median age 42.1

Land area
167.9 sq mi

New York

ZIP code 05488 in Swanton, Vermont has a population of 7,690. The median household income is $77,154, which is 1% above the national average. Median home value is $288,700, 4% above the US average. 24.0% of residents hold a bachelor's degree or higher.

ZIP code 05488 is classified by USPS as a standard delivery area and covers roughly 167.9 square miles in Swanton, Franklin County, Vermont. The area is home to 7,690 residents, producing a population density of 46 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 05488 against Vermont and the nation.

On the economic side, the median household income for ZIP 05488 sits at $77,154 (7% below the Vermont average), while per-capita income is $37,927. The poverty rate stands at 11.8% and the unemployment rate at 4.7%. On housing, the median home value is $288,700 (8% below the state average) with median rent at $1,286 per month, and 77.3% of occupied units are owner-occupied, a direct signal of whether 05488 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 24.0% of adults hold a bachelor's degree or higher, the median age is 42.1, and the average commute is 25 minutes. We also surface 5 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Franklin County, so you can benchmark 05488 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 05488

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 05488.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 05488, Swanton, VT · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

7,690

Population

167.9

Area (sq mi)

46

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 05488?

42.1

Median Age

50.4%

Male

49.6%

Female

2.4%

Foreign-Born

White 90.4%
African American 0.3%
Asian 0.9%
American Indian or Alaska Native 0.3%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 8.1%
Hispanic or Latino 1.6%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$77,154

Median Household Income

-7% vs state

$37,927

Per Capita Income

11.8%

Poverty Rate

4.7%

Unemployment Rate

24.8 min

Mean Commute Time

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 66.7%
Bachelor's Degree or Higher 24.0%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

4,071

Total Housing Units

3,150

Occupied Units

921

Vacant Units

2.65

Avg Household Size

Occupancy Type

Owner 77.3%
Renter 22.7%

$288,700

Median Home Value

-8% vs state

$1,286

Median Rent

1975

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+5.9%

YoY Change (2024)

280

HPI Index (2000 = 100)

+180%

Total Change Since 2000

Home values in ZIP 05488 have increased 5.9% over the past year (2024). Since 2000, this ZIP has seen +180% cumulative appreciation.

Year Annual Change HPI Index
2020 +7.1% 185
2021 +9.8% 203
2022 +16.4% 236
2023 +12.1% 265
2024 +5.9% 280

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 159 business establishments in ZIP 05488, employing approximately 1,296 people with a combined annual payroll of $62,031,000.

159

Businesses

1,296

Employees

$62.0M

Annual Payroll

11

Industry Sectors

Industry Establishments % of Total
Construction 30 18.9%
Retail trade 26 16.4%
Administrative and support and waste management and remediation services 15 9.4%
Manufacturing 14 8.8%
Accommodation and food services 13 8.2%
Other services (except public administration) 13 8.2%
Wholesale trade 12 7.5%
Transportation and warehousing 9 5.7%
Professional, scientific, and technical services 8 5.0%
Health care and social assistance 6 3.8%
Finance and insurance 5 3.1%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 05488 vs 05459 →

ZIP Code City Population Distance
05459 Highgate Center, VT 2,156 6.3 mi
05478 Saint Albans, VT 14,449 8.0 mi
05485 Sheldon Springs, VT 93 7.4 mi
05481 Saint Albans Bay, VT 0 11.0 mi
05474 North Hero, VT 803 9.2 mi

More ZIP Codes in Franklin County

Frequently Asked Questions

What county is ZIP code 05488 in?
ZIP code 05488 (Swanton) is located in Franklin County, Vermont. Franklin County contains multiple ZIP codes, see the full list at /counties/franklin-vt.
What is the population of ZIP code 05488?
ZIP code 05488 in Swanton, VT has a population of 7,690 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 05488?
The median household income in ZIP 05488 is $77,154, which is 1% above the national average of $76,288.
What is the average home value in ZIP 05488?
The median home value in ZIP 05488 is $288,700, which is 4% above the national average of $278,155.
What is the demographic makeup of ZIP 05488?
The largest racial group in ZIP 05488 is White at 90.4%. Hispanic or Latino residents make up 1.6% of the population.
How many businesses are in ZIP code 05488?
ZIP code 05488 has 159 business establishments employing approximately 1,296 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 05488?
The top industries by establishment count in ZIP 05488 are: Construction (30), Retail trade (26), Administrative and support and waste management and remediation services (15). There are 11 industry sectors represented in total.
How have home values changed in ZIP code 05488?
According to the FHFA House Price Index, home values in ZIP 05488 increased by 5.9% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 180%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 05488?
In ZIP code 05488, 66.7% of residents aged 25+ have a high school diploma or higher, and 24.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 05488?
The mean commute time for workers in ZIP code 05488 is 24.8 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 05488?
In ZIP code 05488, approximately 77.3% of occupied housing units are owner-occupied and 22.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 05488?
The poverty rate in ZIP code 05488 is 11.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Swanton, VT

Verify and explore additional data for this area using these official government sources.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.

PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.