PlainZIP

Swanton, VT · standard

ZIP Code 05488

Franklin County, Vermont - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

7,690
46/sq mi
$77,154
Median income
$288,700
Median home value
24.0%
Bachelor's or higher

The verdict

Swanton pairs an above-median household income with above-median home values, in a rural, homeowner-dominated area.

Top 42%
household income, US ZIPs
Top 35%
home value, US ZIPs
46
people per sq mi
77%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 05488 against every reporting US ZIP.

ZIP code 05488 is a mid-sized community (a standard USPS delivery area) in Swanton, Franklin County, Vermont, home to 7,690 residents across 167.9 square miles, a density of 46 people per square mile, in the New York time zone.

ZIP 05488 lands in the middle-income range, with a median household income of $77,154 (7% below the Vermont average), while per-capita income is $37,927. Local economic indicators show a 11.8% poverty rate alongside 4.7% unemployment. The typical home here is valued at $288,700 (8% below the state average); renters pay a median of $1,286 monthly, and 77.3% of units are owner-occupied.

Educational attainment sits below the national norm: 24.0% of adults hold a bachelor's degree or higher, the median age is 42.1, and the average commute is 25 minutes. We also surface 5 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Franklin County, so you can benchmark 05488 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 05488

Top 5 sectors by establishment count in Swanton, VT

Which industries have the most business establishments in ZIP 05488.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 05488, Swanton, VT · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

7,690

Population

167.9

Area (sq mi)

46

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 05488?

42.1

Median Age

50.4%

Male

49.6%

Female

2.4%

Foreign-Born

White 90.4%
African American 0.3%
Asian 0.9%
American Indian or Alaska Native 0.3%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 8.1%
Hispanic or Latino 1.6%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$77,154

Median Household Income

-7% vs state

$37,927

Per Capita Income

11.8%

Poverty Rate

4.7%

Unemployment Rate

24.8 min

Mean Commute Time

How ZIP 05488 ranks nationally

Swanton, VT household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$77,154 Top 42% higher than 58% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 66.7%
Bachelor's Degree or Higher 24.0%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

4,071

Total Housing Units

3,150

Occupied Units

921

Vacant Units

2.65

Avg Household Size

Occupancy Type

Owner 77.3%
Renter 22.7%

$288,700

Median Home Value

-8% vs state

$1,286

Median Rent

1975

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+5.9%

YoY Change (2024)

280

HPI Index (2000 = 100)

+180%

Total Change Since 2000

Home values in ZIP 05488 have increased 5.9% over the past year (2024). Since 2000, this ZIP has seen +180% cumulative appreciation.

Year Annual Change HPI Index
2020 +7.1% 185
2021 +9.8% 203
2022 +16.4% 236
2023 +12.1% 265
2024 +5.9% 280

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 159 business establishments in ZIP 05488, employing approximately 1,296 people with a combined annual payroll of $62,031,000.

159

Businesses

1,296

Employees

$62.0M

Annual Payroll

11

Industry Sectors

Industry Establishments % of Total
Construction 30 18.9%
Retail trade 26 16.4%
Administrative and support and waste management and remediation services 15 9.4%
Manufacturing 14 8.8%
Accommodation and food services 13 8.2%
Other services (except public administration) 13 8.2%
Wholesale trade 12 7.5%
Transportation and warehousing 9 5.7%
Professional, scientific, and technical services 8 5.0%
Health care and social assistance 6 3.8%
Finance and insurance 5 3.1%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 05488 vs 05459 →

ZIP 05488 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 05488 ranks #2 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 05488 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 05488 ranks #3 of 4 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
05459 Highgate Center, VT 2,156 6.3 mi
05478 Saint Albans, VT 14,449 8.0 mi
05485 Sheldon Springs, VT 93 7.4 mi
05481 Saint Albans Bay, VT 0 11.0 mi
05474 North Hero, VT 803 9.2 mi

More ZIP Codes in Franklin County

05478 standard
Saint Albans, VT
Pop: 14,449
05450 standard
Enosburg Falls, VT
Pop: 4,977
05454 standard
Fairfax, VT
Pop: 4,447
05476 standard
Richford, VT
Pop: 3,183
05459 standard
Highgate Center, VT
Pop: 2,156
05444 standard
Cambridge, VT
Pop: 1,714

Related Areas

Franklin County Swanton, VT Vermont

Frequently Asked Questions

What county is ZIP code 05488 in? ▼
ZIP code 05488 (Swanton) is located in Franklin County, Vermont. Franklin County contains multiple ZIP codes, see the full list at /counties/franklin-vt.
What is the population of ZIP code 05488? ▼
ZIP code 05488 in Swanton, VT has a population of 7,690 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 05488? ▼
The median household income in ZIP 05488 is $77,154, which is 1% above the national average of $76,288.
What is the average home value in ZIP 05488? ▼
The median home value in ZIP 05488 is $288,700, which is 4% above the national average of $278,155.
What is the demographic makeup of ZIP 05488? ▼
The largest racial group in ZIP 05488 is White at 90.4%. Hispanic or Latino residents make up 1.6% of the population.
How many businesses are in ZIP code 05488? ▼
ZIP code 05488 has 159 business establishments employing approximately 1,296 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 05488? ▼
The top industries by establishment count in ZIP 05488 are: Construction (30), Retail trade (26), Administrative and support and waste management and remediation services (15). There are 11 industry sectors represented in total.
How have home values changed in ZIP code 05488? ▼
According to the FHFA House Price Index, home values in ZIP 05488 increased by 5.9% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 180%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 05488? ▼
In ZIP code 05488, 66.7% of residents aged 25+ have a high school diploma or higher, and 24.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 05488? ▼
The mean commute time for workers in ZIP code 05488 is 24.8 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 05488? ▼
In ZIP code 05488, approximately 77.3% of occupied housing units are owner-occupied and 22.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 05488? ▼
The poverty rate in ZIP code 05488 is 11.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.