Vergennes, VT · standard
ZIP Code 05491
Addison County, Vermont - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 5,909
- 27/sq mi Moderate-density area
- $87,917
- Median income Above-median income area
- $337,400
- Median home value Above-median home value
- 42.6%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Vergennes pairs an above-median household income with above-median home values, in a rural, homeowner-dominated area.
- Top 29%
- household income, US ZIPs
- Top 28%
- home value, US ZIPs
- 27
- people per sq mi
- 80%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 05491 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 05491 (Vergennes, VT) rose +7.4% from 2023 to 2024. The all-transactions index moved from 296.3 in 2023 to 318.3 in 2024 (2000 = 100).
ZIP code 05491 is a mid-sized community (a standard USPS delivery area) in Vergennes, Addison County, Vermont, home to 5,909 residents across 223.0 square miles, a density of 27 people per square mile, in the New York time zone.
ZIP 05491 lands in the middle-income range, with a median household income of $87,917 (6% above the average Vermont ZIP), while per-capita income is $42,392. Both reported hardship measures are comparatively low in absolute terms: poverty is 7.2% and unemployment is 2.4%. Median home value is $337,400 (8% above the average Vermont ZIP) and median rent is $1,141; 79.7% of occupied homes are owner-occupied.
A solid share of residents have a four-year degree: 42.6% of adults hold a bachelor's degree or higher, the median age is 47.5, and the average commute is 24 minutes. The page also surfaces 5 ZIP codes within roughly 10 miles and 6 more in Addison County, so 05491 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 05491
Top 5 sectors by establishment count in Vergennes, VT
Which industries have the most business establishments in ZIP 05491.
- Construction
Construction
26 establishments
- Retail trade
Retail trade
24 establishments
- Other services (except public administration)
Other services (except public administration)
21 establishments
- Accommodation and food services
Accommodation and food services
18 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
17 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 05491, Vergennes, VT · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
5,909
Population
223.0
Area (sq mi)
27
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 05491?
47.5
Median Age
48.3%
Male
51.7%
Female
3.0%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$87,917
Median Household Income
+6% vs state ZIP avg
$42,392
Per Capita Income
7.2%
Poverty Rate
2.4%
Unemployment Rate
23.6 min
Mean Commute Time
How ZIP 05491 ranks among Vermont ZIPs
Vergennes, VT household income vs. every Vermont ZIP code
Median household income among 238 reporting Vermont ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$87,917 Top 35% higher than 65% of 238 Vermont ZIPs
Each bar is a $20K-wide band; taller bars hold more Vermont ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
2,979housing units
2,979
Total Housing Units
2,448
Occupied Units
531
Vacant Units
2.32
Avg Household Size
Occupancy Type
$337,400
Median Home Value
+8% vs state ZIP avg
$1,141
Median Rent
1972
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+7.4%
YoY Change (2024)
318
HPI Index (2000 = 100)
+218%
Total Change Since 2000
Home values in ZIP 05491 have increased 7.4% over the past year (2024). Since 2000, this ZIP has seen +218% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +4.6% | 212 |
| 2021 | +8.4% | 229 |
| 2022 | +9.7% | 251 |
| 2023 | +17.8% | 296 |
| 2024 | +7.4% | 318 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 165 business establishments in ZIP 05491, employing approximately 2,071 people with a combined annual payroll of $152,302,000.
165
Businesses
2,071
Employees
$152.3M
Annual Payroll
13
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 26 | 15.8% |
| Retail trade | 24 | 14.6% |
| Other services (except public administration) | 21 | 12.7% |
| Accommodation and food services | 18 | 10.9% |
| Professional, scientific, and technical services | 17 | 10.3% |
| Health care and social assistance | 14 | 8.5% |
| Administrative and support and waste management and remediation services | 10 | 6.1% |
| Finance and insurance | 9 | 5.5% |
| Manufacturing | 6 | 3.6% |
| Wholesale trade | 5 | 3.0% |
| Transportation and warehousing | 4 | 2.4% |
| Real estate and rental and leasing | 4 | 2.4% |
| Educational services | 3 | 1.8% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 05491 vs 05456 →
ZIP 05491 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 05753
Middlebury (05753)
10,491 residents
- 05491
Vergennes (05491)
5,909 residents
- 05472 1,643
New Haven (05472)
1,643 residents
- 05473 1,413
North Ferrisburgh (05473)
1,413 residents
- 05734 1,306
Bridport (05734)
1,306 residents
- 05456 1,277
Ferrisburgh (05456)
1,277 residents
What this shows Among its immediate neighbors, ZIP 05491 ranks #2 by population - useful context the national average alone can't give.
ZIP 05491 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 05456
Ferrisburgh (05456)
$106,691 median income
- 05473
North Ferrisburgh (05473)
$99,919 median income
- 05472
New Haven (05472)
$92,537 median income
- 05753
Middlebury (05753)
$91,659 median income
- 05491
Vergennes (05491)
$87,917 median income
- 05734
Bridport (05734)
$81,250 median income
What this shows By household income, ZIP 05491 ranks #5 of 6 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 05491, both outside VT so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (5,909 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Addison County
Related Areas
Frequently Asked Questions
What county is ZIP code 05491 in?
ZIP code 05491 (Vergennes) is located in Addison County, Vermont. Addison County contains multiple ZIP codes, see the full list at /counties/addison-vt.
What is the population of ZIP code 05491?
ZIP code 05491 in Vergennes, VT has a population of 5,909 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 05491?
The median household income in ZIP 05491 is $87,917, which is 15% above the national average of $76,288.
What is the average home value in ZIP 05491?
The median home value in ZIP 05491 is $337,400, which is 21% above the national average of $278,155.
What is the demographic makeup of ZIP 05491?
The largest racial group in ZIP 05491 is White at 93.4%. Hispanic or Latino residents make up 3.5% of the population.
How many businesses are in ZIP code 05491?
ZIP code 05491 has 165 business establishments employing approximately 2,071 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 05491?
The top industries by establishment count in ZIP 05491 are: Construction (26), Retail trade (24), Other services (except public administration) (21). There are 13 industry sectors represented in total.
How have home values changed in ZIP code 05491?
According to the FHFA House Price Index, home values in ZIP 05491 increased by 7.4% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 218%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 05491?
In ZIP code 05491, 70.5% of residents aged 25+ have a high school diploma or higher, and 42.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 05491?
The mean commute time for workers in ZIP code 05491 is 23.6 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 05491?
In ZIP code 05491, approximately 79.7% of occupied housing units are owner-occupied and 20.3% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 05491?
The poverty rate in ZIP code 05491 is 7.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 05491's numbers, next.
- See how ZIP 05491 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Vergennes, VT ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.