PlainZIP

Westbrook, CT · standard

ZIP Code 06498

Middlesex County, Connecticut - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

6,963
170/sq mi
$91,202
Median income
$434,300
Median home value
41.8%
Bachelor's or higher

The verdict

Westbrook pairs an above-median household income with upper-quartile home values, in a rural, homeowner-dominated area.

Top 26%
household income, US ZIPs
Top 18%
home value, US ZIPs
170
people per sq mi
76%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 06498 against every reporting US ZIP.

ZIP code 06498 is a mid-sized community (a standard USPS delivery area) in Westbrook, Middlesex County, Connecticut, home to 6,963 residents across 40.9 square miles, a density of 170 people per square mile, in the New York time zone.

ZIP 06498 lands in the middle-income range, with a median household income of $91,202 (19% below the Connecticut average), while per-capita income is $61,201. Local economic indicators show a 7.0% poverty rate alongside 2.4% unemployment. Housing costs here run $434,300 for a typical home value (0% above the state average), with rent averaging $1,425 a month; 75.6% of homes are owner-occupied.

A solid share of residents have a four-year degree: 41.8% of adults hold a bachelor's degree or higher, the median age is 58.2, and the average commute is 21 minutes. We also surface 9 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Middlesex County, so you can benchmark 06498 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 06498

Top 5 sectors by establishment count in Westbrook, CT

Which industries have the most business establishments in ZIP 06498.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 06498, Westbrook, CT · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

6,963

Population

40.9

Area (sq mi)

170

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 06498?

58.2

Median Age

47.4%

Male

52.6%

Female

13.9%

Foreign-Born

White 77.1%
African American 0.9%
Asian 1.1%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 18.5%
Hispanic or Latino 15.6%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$91,202

Median Household Income

-19% vs state

$61,201

Per Capita Income

7.0%

Poverty Rate

2.4%

Unemployment Rate

21.4 min

Mean Commute Time

How ZIP 06498 ranks nationally

Westbrook, CT household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$91,202 Top 26% higher than 74% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 67.1%
Bachelor's Degree or Higher 41.8%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

4,231

Total Housing Units

3,523

Occupied Units

708

Vacant Units

1.91

Avg Household Size

Occupancy Type

Owner 75.6%
Renter 24.4%

$434,300

Median Home Value

+0% vs state

$1,425

Median Rent

1970

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

-5.8%

YoY Change (2024)

224

HPI Index (2000 = 100)

+124%

Total Change Since 2000

Home values in ZIP 06498 have decreased 5.8% over the past year (2024). Since 2000, this ZIP has seen +124% cumulative appreciation.

Year Annual Change HPI Index
2020 +1.9% 160
2021 +12.6% 180
2022 +18.0% 212
2023 +12.1% 238
2024 -5.8% 224

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 205 business establishments in ZIP 06498, employing approximately 3,203 people with a combined annual payroll of $232,307,000.

205

Businesses

3,203

Employees

$232.3M

Annual Payroll

13

Industry Sectors

Industry Establishments % of Total
Retail trade 44 21.5%
Accommodation and food services 25 12.2%
Health care and social assistance 20 9.8%
Construction 19 9.3%
Administrative and support and waste management and remediation services 17 8.3%
Other services (except public administration) 17 8.3%
Finance and insurance 13 6.3%
Professional, scientific, and technical services 9 4.4%
Arts, entertainment, and recreation 9 4.4%
Manufacturing 8 3.9%
Real estate and rental and leasing 8 3.9%
Wholesale trade 7 3.4%
Information 4 1.9%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 06498 vs 06442 →

ZIP 06498 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 06498 ranks #4 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 06498 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 06498 ranks #9 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
06442 Ivoryton, CT 2,745 2.7 mi
06417 Deep River, CT 4,629 4.3 mi
06413 Clinton, CT 13,235 3.4 mi
06475 Old Saybrook, CT 10,242 4.2 mi
06409 Centerbrook, CT 693 3.9 mi
06426 Essex, CT 3,245 4.7 mi
06412 Chester, CT 3,994 6.9 mi
06419 Killingworth, CT 6,525 7.7 mi
06371 Old Lyme, CT 9,952 8.3 mi

More ZIP Codes in Middlesex County

06457 standard
Middletown, CT
Pop: 47,648
06416 standard
Cromwell, CT
Pop: 14,005
06413 standard
Clinton, CT
Pop: 13,235
06424 standard
East Hampton, CT
Pop: 12,808
06475 standard
Old Saybrook, CT
Pop: 10,242
06480 standard
Portland, CT
Pop: 9,508

Related Areas

Middlesex County Westbrook, CT Connecticut

Frequently Asked Questions

What county is ZIP code 06498 in? ▼
ZIP code 06498 (Westbrook) is located in Middlesex County, Connecticut. Middlesex County contains multiple ZIP codes, see the full list at /counties/middlesex-ct.
What is the population of ZIP code 06498? ▼
ZIP code 06498 in Westbrook, CT has a population of 6,963 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 06498? ▼
The median household income in ZIP 06498 is $91,202, which is 20% above the national average of $76,288.
What is the average home value in ZIP 06498? ▼
The median home value in ZIP 06498 is $434,300, which is 56% above the national average of $278,155.
What is the demographic makeup of ZIP 06498? ▼
The largest racial group in ZIP 06498 is White at 77.1%. Hispanic or Latino residents make up 15.6% of the population.
How many businesses are in ZIP code 06498? ▼
ZIP code 06498 has 205 business establishments employing approximately 3,203 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 06498? ▼
The top industries by establishment count in ZIP 06498 are: Retail trade (44), Accommodation and food services (25), Health care and social assistance (20). There are 13 industry sectors represented in total.
How have home values changed in ZIP code 06498? ▼
According to the FHFA House Price Index, home values in ZIP 06498 decreased by 5.8% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 124%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 06498? ▼
In ZIP code 06498, 67.1% of residents aged 25+ have a high school diploma or higher, and 41.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 06498? ▼
The mean commute time for workers in ZIP code 06498 is 21.4 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 06498? ▼
In ZIP code 06498, approximately 75.6% of occupied housing units are owner-occupied and 24.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 06498? ▼
The poverty rate in ZIP code 06498 is 7.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.