Westbrook, CT · standard
ZIP Code 06498
Middlesex County, Connecticut - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 6,963
- 170/sq mi High-density area
- $91,202
- Median income Above-median income area
- $434,300
- Median home value Above-median home value
- 41.8%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Westbrook pairs an above-median household income with upper-quartile home values, in a rural, homeowner-dominated area.
- Top 26%
- household income, US ZIPs
- Top 18%
- home value, US ZIPs
- 170
- people per sq mi
- 76%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 06498 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 06498 (Westbrook, CT) fell -5.8% from 2023 to 2024. The all-transactions index moved from 237.9 in 2023 to 224.1 in 2024 (2000 = 100).
ZIP code 06498 is a mid-sized community (a standard USPS delivery area) in Westbrook, Middlesex County, Connecticut, home to 6,963 residents across 40.9 square miles, a density of 170 people per square mile, in the New York time zone.
ZIP 06498 lands in the middle-income range, with a median household income of $91,202 (19% below the average Connecticut ZIP), while per-capita income is $61,201. Both reported hardship measures are comparatively low in absolute terms: poverty is 7.0% and unemployment is 2.4%. Median home value is $434,300 (0% above the average Connecticut ZIP) and median rent is $1,425; 75.6% of occupied homes are owner-occupied.
A solid share of residents have a four-year degree: 41.8% of adults hold a bachelor's degree or higher, the median age is 58.2, and the average commute is 21 minutes. The page also surfaces 9 ZIP codes within roughly 10 miles and 6 more in Middlesex County, so 06498 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 06498
Top 5 sectors by establishment count in Westbrook, CT
Which industries have the most business establishments in ZIP 06498.
- Retail trade
Retail trade
44 establishments
- Accommodation and food services
Accommodation and food services
25 establishments
- Health care and social assistance
Health care and social assistance
20 establishments
- Construction
Construction
19 establishments
- Administrative and support and waste management and remediation services 17
Administrative and support and waste management and remediation services
17 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 06498, Westbrook, CT · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
6,963
Population
40.9
Area (sq mi)
170
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 06498?
58.2
Median Age
47.4%
Male
52.6%
Female
13.9%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$91,202
Median Household Income
-19% vs state ZIP avg
$61,201
Per Capita Income
7.0%
Poverty Rate
2.4%
Unemployment Rate
21.4 min
Mean Commute Time
How ZIP 06498 ranks among Connecticut ZIPs
Westbrook, CT household income vs. every Connecticut ZIP code
Median household income among 270 reporting Connecticut ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$91,202 29th percentile higher than 29% of 270 Connecticut ZIPs
Each bar is a $20K-wide band; taller bars hold more Connecticut ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
4,231housing units
4,231
Total Housing Units
3,523
Occupied Units
708
Vacant Units
1.91
Avg Household Size
Occupancy Type
$434,300
Median Home Value
+0% vs state ZIP avg
$1,425
Median Rent
1970
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
-5.8%
YoY Change (2024)
224
HPI Index (2000 = 100)
+124%
Total Change Since 2000
Home values in ZIP 06498 have decreased 5.8% over the past year (2024). Since 2000, this ZIP has seen +124% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +1.9% | 160 |
| 2021 | +12.6% | 180 |
| 2022 | +18.0% | 212 |
| 2023 | +12.1% | 238 |
| 2024 | -5.8% | 224 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 205 business establishments in ZIP 06498, employing approximately 3,203 people with a combined annual payroll of $232,307,000.
205
Businesses
3,203
Employees
$232.3M
Annual Payroll
13
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 44 | 21.5% |
| Accommodation and food services | 25 | 12.2% |
| Health care and social assistance | 20 | 9.8% |
| Construction | 19 | 9.3% |
| Administrative and support and waste management and remediation services | 17 | 8.3% |
| Other services (except public administration) | 17 | 8.3% |
| Finance and insurance | 13 | 6.3% |
| Professional, scientific, and technical services | 9 | 4.4% |
| Arts, entertainment, and recreation | 9 | 4.4% |
| Manufacturing | 8 | 3.9% |
| Real estate and rental and leasing | 8 | 3.9% |
| Wholesale trade | 7 | 3.4% |
| Information | 4 | 1.9% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 06498 vs 06442 →
ZIP 06498 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 06413
Clinton (06413)
13,235 residents
- 06475
Old Saybrook (06475)
10,242 residents
- 06371
Old Lyme (06371)
9,952 residents
- 06498
Westbrook (06498)
6,963 residents
- 06419
Killingworth (06419)
6,525 residents
- 06417 4,629
Deep River (06417)
4,629 residents
- 06412 3,994
Chester (06412)
3,994 residents
- 06426 3,245
Essex (06426)
3,245 residents
- 06442 2,745
Ivoryton (06442)
2,745 residents
What this shows Among its immediate neighbors, ZIP 06498 ranks #4 by population - useful context the national average alone can't give.
ZIP 06498 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 06419
Killingworth (06419)
$140,655 median income
- 06371
Old Lyme (06371)
$132,045 median income
- 06413
Clinton (06413)
$124,824 median income
- 06475
Old Saybrook (06475)
$114,333 median income
- 06412
Chester (06412)
$109,191 median income
- 06409
Centerbrook (06409)
$107,909 median income
- 06442
Ivoryton (06442)
$104,358 median income
- 06426
Essex (06426)
$103,705 median income
- 06498
Westbrook (06498)
$91,202 median income
What this shows By household income, ZIP 06498 ranks #9 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 06442 | Ivoryton, CT | 2,745 | 2.7 mi |
| 06417 | Deep River, CT | 4,629 | 4.3 mi |
| 06413 | Clinton, CT | 13,235 | 3.4 mi |
| 06475 | Old Saybrook, CT | 10,242 | 4.2 mi |
| 06409 | Centerbrook, CT | 693 | 3.9 mi |
| 06426 | Essex, CT | 3,245 | 4.7 mi |
| 06412 | Chester, CT | 3,994 | 6.9 mi |
| 06419 | Killingworth, CT | 6,525 | 7.7 mi |
| 06371 | Old Lyme, CT | 9,952 | 8.3 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 06498, both outside CT so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (6,963 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Middlesex County
Related Areas
Frequently Asked Questions
What county is ZIP code 06498 in?
ZIP code 06498 (Westbrook) is located in Middlesex County, Connecticut. Middlesex County contains multiple ZIP codes, see the full list at /counties/middlesex-ct.
What is the population of ZIP code 06498?
ZIP code 06498 in Westbrook, CT has a population of 6,963 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 06498?
The median household income in ZIP 06498 is $91,202, which is 20% above the national average of $76,288.
What is the average home value in ZIP 06498?
The median home value in ZIP 06498 is $434,300, which is 56% above the national average of $278,155.
What is the demographic makeup of ZIP 06498?
The largest racial group in ZIP 06498 is White at 77.1%. Hispanic or Latino residents make up 15.6% of the population.
How many businesses are in ZIP code 06498?
ZIP code 06498 has 205 business establishments employing approximately 3,203 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 06498?
The top industries by establishment count in ZIP 06498 are: Retail trade (44), Accommodation and food services (25), Health care and social assistance (20). There are 13 industry sectors represented in total.
How have home values changed in ZIP code 06498?
According to the FHFA House Price Index, home values in ZIP 06498 decreased by 5.8% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 124%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 06498?
In ZIP code 06498, 67.1% of residents aged 25+ have a high school diploma or higher, and 41.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 06498?
The mean commute time for workers in ZIP code 06498 is 21.4 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 06498?
In ZIP code 06498, approximately 75.6% of occupied housing units are owner-occupied and 24.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 06498?
The poverty rate in ZIP code 06498 is 7.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 06498's numbers, next.
- See how ZIP 06498 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Westbrook, CT ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.