PlainZIP

Camden, NJ · standard

ZIP Code 08104

Camden County, New Jersey - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

23,851
2,976/sq mi
$38,170
Median income
$93,100
Median home value
9.5%
Bachelor's or higher

The verdict

Camden pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a suburban-density, renter-heavy area.

5th pct
household income, US ZIPs
8th pct
home value, US ZIPs
2,976
people per sq mi
31%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 08104 against every reporting US ZIP.

ZIP code 08104 is a densely settled ZIP (a standard USPS delivery area) in Camden, Camden County, New Jersey, with 23,851 residents across 8.0 square miles, a density of 2,976 people per square mile, in the New York time zone.

ZIP 08104 sits on the lower end of the income spectrum: median household income is $38,170 (69% below the New Jersey average), while per-capita income is $20,830. The poverty rate stands at 30.1% and the unemployment rate at 18.9%. The typical home here is valued at $93,100 (82% below the state average); renters pay a median of $1,163 monthly, and 30.7% of units are owner-occupied.

Formal educational attainment runs low here: just 9.5% of adults hold a bachelor's degree or higher, the median age is 33.2, and the average commute is 23 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Camden County, so you can benchmark 08104 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 08104

Top 5 sectors by establishment count in Camden, NJ

Which industries have the most business establishments in ZIP 08104.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 08104, Camden, NJ · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

23,851

Population

8.0

Area (sq mi)

2,976

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 08104?

33.2

Median Age

43.0%

Male

57.0%

Female

10.0%

Foreign-Born

White 3.7%
African American 59.2%
Asian 0.9%
American Indian or Alaska Native 0.4%
Native Hawaiian or Pacific Islander 0.4%
Two or More Ethnicities 13.0%
Hispanic or Latino 38.8%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$38,170

Median Household Income

-69% vs state

$20,830

Per Capita Income

30.1%

Poverty Rate

18.9%

Unemployment Rate

23.0 min

Mean Commute Time

How ZIP 08104 ranks nationally

Camden, NJ household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$38,170 5th percentile higher than 5% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). This entry sits in this band. $40,000–$60,000: 7,092 US ZIPs (23%). Above this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 52.1%
Bachelor's Degree or Higher 9.5%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

9,557

Total Housing Units

8,323

Occupied Units

1,234

Vacant Units

2.65

Avg Household Size

Occupancy Type

Owner 30.7%
Renter 69.3%

$93,100

Median Home Value

-82% vs state

$1,163

Median Rent

1951

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+21.8%

YoY Change (2024)

382

HPI Index (2000 = 100)

+282%

Total Change Since 2000

Home values in ZIP 08104 have increased 21.8% over the past year (2024). Since 2000, this ZIP has seen +282% cumulative appreciation.

Year Annual Change HPI Index
2020 +31.3% 198
2021 +28.4% 255
2022 +8.5% 276
2023 +13.5% 314
2024 +21.8% 382

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 218 business establishments in ZIP 08104, employing approximately 3,923 people with a combined annual payroll of $246,287,000.

218

Businesses

3,923

Employees

$246.3M

Annual Payroll

13

Industry Sectors

Industry Establishments % of Total
Retail trade 47 21.6%
Health care and social assistance 33 15.1%
Other services (except public administration) 21 9.6%
Wholesale trade 17 7.8%
Transportation and warehousing 17 7.8%
Real estate and rental and leasing 17 7.8%
Accommodation and food services 17 7.8%
Administrative and support and waste management and remediation services 13 6.0%
Manufacturing 10 4.6%
Construction 7 3.2%
Educational services 6 2.8%
Professional, scientific, and technical services 4 1.8%
Information 3 1.4%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 08104 vs 08103 →

ZIP 08104 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 08104 ranks #4 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 08104 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 08104 ranks #9 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
08103 Camden, NJ 15,190 1.3 mi
08030 Gloucester City, NJ 13,410 1.9 mi
08107 Oaklyn, NJ 13,675 1.7 mi
19148 Philadelphia, PA 49,732 2.1 mi
08102 Camden, NJ 7,565 2.5 mi
08059 Mount Ephraim, NJ 5,612 2.4 mi
08108 Collingswood, NJ 18,045 2.7 mi
08105 Camden, NJ 29,077 2.7 mi
19147 Philadelphia, PA 36,228 2.5 mi
19106 Philadelphia, PA 11,740 2.8 mi

More ZIP Codes in Camden County

08081 standard
Sicklerville, NJ
Pop: 50,589
08021 standard
Clementon, NJ
Pop: 44,833
08012 standard
Blackwood, NJ
Pop: 38,992
08003 standard
Cherry Hill, NJ
Pop: 30,629
08043 standard
Voorhees, NJ
Pop: 29,131
08105 standard
Camden, NJ
Pop: 29,077

Related Areas

Camden County Camden, NJ New Jersey

Frequently Asked Questions

What county is ZIP code 08104 in? ▼
ZIP code 08104 (Camden) is located in Camden County, New Jersey. Camden County contains multiple ZIP codes, see the full list at /counties/camden-nj.
What is the population of ZIP code 08104? ▼
ZIP code 08104 in Camden, NJ has a population of 23,851 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 08104? ▼
The median household income in ZIP 08104 is $38,170, which is 50% below the national average of $76,288.
What is the average home value in ZIP 08104? ▼
The median home value in ZIP 08104 is $93,100, which is 67% below the national average of $278,155.
What is the demographic makeup of ZIP 08104? ▼
The largest racial group in ZIP 08104 is African American at 59.2%. Hispanic or Latino residents make up 38.8% of the population.
How many businesses are in ZIP code 08104? ▼
ZIP code 08104 has 218 business establishments employing approximately 3,923 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 08104? ▼
The top industries by establishment count in ZIP 08104 are: Retail trade (47), Health care and social assistance (33), Other services (except public administration) (21). There are 13 industry sectors represented in total.
How have home values changed in ZIP code 08104? ▼
According to the FHFA House Price Index, home values in ZIP 08104 increased by 21.8% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 282%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 08104? ▼
In ZIP code 08104, 52.1% of residents aged 25+ have a high school diploma or higher, and 9.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 08104? ▼
The mean commute time for workers in ZIP code 08104 is 23.0 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 08104? ▼
In ZIP code 08104, approximately 30.7% of occupied housing units are owner-occupied and 69.3% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 08104? ▼
The poverty rate in ZIP code 08104 is 30.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.