Camden, NJ · standard
ZIP Code 08104
Camden County, New Jersey - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 23,851
- 2,976/sq mi High-density area
- $38,170
- Median income Below-median income area
- $93,100
- Median home value Below-median home value
- 9.5%
- Bachelor's or higher Below-average bachelor's attainment
National ZIP placement
Camden pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a suburban-density, renter-heavy area.
- 5th pct
- household income, US ZIPs
- 8th pct
- home value, US ZIPs
- 2,976
- people per sq mi
- 31%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 08104 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 08104 (Camden, NJ) rose +21.8% from 2023 to 2024. The all-transactions index moved from 313.6 in 2023 to 381.9 in 2024 (2000 = 100).
ZIP code 08104 is a densely settled ZIP (a standard USPS delivery area) in Camden, Camden County, New Jersey, with 23,851 residents across 8.0 square miles, a density of 2,976 people per square mile, in the New York time zone.
ZIP 08104 sits on the lower end of the income spectrum: median household income is $38,170 (69% below the average New Jersey ZIP), while per-capita income is $20,830. Economic pressure is pronounced: 30.1% of residents are below the poverty line and unemployment is 18.9%. Home values sit below the statewide ZIP benchmark: the median is $93,100 (82% below the average New Jersey ZIP), and median rent is $1,163; owner occupancy is 30.7%.
Formal educational attainment runs low here: just 9.5% of adults hold a bachelor's degree or higher, the median age is 33.2, and the average commute is 23 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Camden County, so 08104 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 08104
Top 5 sectors by establishment count in Camden, NJ
Which industries have the most business establishments in ZIP 08104.
- Retail trade
Retail trade
47 establishments
- Health care and social assistance
Health care and social assistance
33 establishments
- Other services (except public administration)
Other services (except public administration)
21 establishments
- Wholesale trade 17
Wholesale trade
17 establishments
- Transportation and warehousing 17
Transportation and warehousing
17 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 08104, Camden, NJ · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
23,851
Population
8.0
Area (sq mi)
2,976
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 08104?
33.2
Median Age
43.0%
Male
57.0%
Female
10.0%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$38,170
Median Household Income
-69% vs state ZIP avg
$20,830
Per Capita Income
30.1%
Poverty Rate
18.9%
Unemployment Rate
23.0 min
Mean Commute Time
How ZIP 08104 ranks among New Jersey ZIPs
Camden, NJ household income vs. every New Jersey ZIP code
Median household income among 565 reporting New Jersey ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$38,170 1st percentile higher than 1% of 565 New Jersey ZIPs
Each bar is a $20K-wide band; taller bars hold more New Jersey ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
9,557housing units
9,557
Total Housing Units
8,323
Occupied Units
1,234
Vacant Units
2.65
Avg Household Size
Occupancy Type
$93,100
Median Home Value
-82% vs state ZIP avg
$1,163
Median Rent
1951
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+21.8%
YoY Change (2024)
382
HPI Index (2000 = 100)
+282%
Total Change Since 2000
Home values in ZIP 08104 have increased 21.8% over the past year (2024). Since 2000, this ZIP has seen +282% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +31.3% | 198 |
| 2021 | +28.4% | 255 |
| 2022 | +8.5% | 276 |
| 2023 | +13.5% | 314 |
| 2024 | +21.8% | 382 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 218 business establishments in ZIP 08104, employing approximately 3,923 people with a combined annual payroll of $246,287,000.
218
Businesses
3,923
Employees
$246.3M
Annual Payroll
13
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 47 | 21.6% |
| Health care and social assistance | 33 | 15.1% |
| Other services (except public administration) | 21 | 9.6% |
| Wholesale trade | 17 | 7.8% |
| Transportation and warehousing | 17 | 7.8% |
| Real estate and rental and leasing | 17 | 7.8% |
| Accommodation and food services | 17 | 7.8% |
| Administrative and support and waste management and remediation services | 13 | 6.0% |
| Manufacturing | 10 | 4.6% |
| Construction | 7 | 3.2% |
| Educational services | 6 | 2.8% |
| Professional, scientific, and technical services | 4 | 1.8% |
| Information | 3 | 1.4% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 08104 vs 08103 →
ZIP 08104 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 19148
Philadelphia (19148)
49,732 residents
- 19147
Philadelphia (19147)
36,228 residents
- 08105
Camden (08105)
29,077 residents
- 08104
Camden (08104)
23,851 residents
- 08108 18,045
Collingswood (08108)
18,045 residents
- 08103 15,190
Camden (08103)
15,190 residents
- 08107 13,675
Oaklyn (08107)
13,675 residents
- 08030 13,410
Gloucester City (08030)
13,410 residents
- 19106 11,740
Philadelphia (19106)
11,740 residents
What this shows Among its immediate neighbors, ZIP 08104 ranks #4 by population - useful context the national average alone can't give.
ZIP 08104 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 19106
Philadelphia (19106)
$121,047 median income
- 08108
Collingswood (08108)
$108,151 median income
- 19147
Philadelphia (19147)
$105,755 median income
- 08059
Mount Ephraim (08059)
$89,375 median income
- 19148
Philadelphia (19148)
$82,605 median income
- 08107
Oaklyn (08107)
$80,833 median income
- 08030
Gloucester City (08030)
$63,384 median income
- 08105 $45,974
Camden (08105)
$45,974 median income
- 08104 $38,170
Camden (08104)
$38,170 median income
What this shows By household income, ZIP 08104 ranks #9 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 08103 | Camden, NJ | 15,190 | 1.3 mi |
| 08030 | Gloucester City, NJ | 13,410 | 1.9 mi |
| 08107 | Oaklyn, NJ | 13,675 | 1.7 mi |
| 19148 | Philadelphia, PA | 49,732 | 2.1 mi |
| 08102 | Camden, NJ | 7,565 | 2.5 mi |
| 08059 | Mount Ephraim, NJ | 5,612 | 2.4 mi |
| 08108 | Collingswood, NJ | 18,045 | 2.7 mi |
| 08105 | Camden, NJ | 29,077 | 2.7 mi |
| 19147 | Philadelphia, PA | 36,228 | 2.5 mi |
| 19106 | Philadelphia, PA | 11,740 | 2.8 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 08104, both outside NJ so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (23,851 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Camden County
Related Areas
Frequently Asked Questions
What county is ZIP code 08104 in?
ZIP code 08104 (Camden) is located in Camden County, New Jersey. Camden County contains multiple ZIP codes, see the full list at /counties/camden-nj.
What is the population of ZIP code 08104?
ZIP code 08104 in Camden, NJ has a population of 23,851 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 08104?
The median household income in ZIP 08104 is $38,170, which is 50% below the national average of $76,288.
What is the average home value in ZIP 08104?
The median home value in ZIP 08104 is $93,100, which is 67% below the national average of $278,155.
What is the demographic makeup of ZIP 08104?
The largest racial group in ZIP 08104 is African American at 59.2%. Hispanic or Latino residents make up 38.8% of the population.
How many businesses are in ZIP code 08104?
ZIP code 08104 has 218 business establishments employing approximately 3,923 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 08104?
The top industries by establishment count in ZIP 08104 are: Retail trade (47), Health care and social assistance (33), Other services (except public administration) (21). There are 13 industry sectors represented in total.
How have home values changed in ZIP code 08104?
According to the FHFA House Price Index, home values in ZIP 08104 increased by 21.8% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 282%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 08104?
In ZIP code 08104, 52.1% of residents aged 25+ have a high school diploma or higher, and 9.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 08104?
The mean commute time for workers in ZIP code 08104 is 23.0 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 08104?
In ZIP code 08104, approximately 30.7% of occupied housing units are owner-occupied and 69.3% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 08104?
The poverty rate in ZIP code 08104 is 30.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 08104's numbers, next.
- See how ZIP 08104 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Camden, NJ ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.