Residential delivery area · New Jersey
ZIP Code 08738: Mantoloking, NJ
ZIP code 08738 uses the postal name Mantoloking, New Jersey and lies entirely in Ocean County (Census 2020 ZIP-county file). About 1,400 people live there (Census Bureau, ACS 2020-2024). Median household income is $250,000 or more (Census Bureau, ACS 2020-2024). By Census place, 40% of its land lies in Mantoloking; 60% is outside any Census place.
- ACS2020-24
- Census2020
- FHFA2021
- ZBP2023
- IRS2022
- Town
- Mantoloking · its only residential ZIP
- County
- Ocean County
- Census places
- Mantoloking
- Metro area
- New York-Newark-Jersey City, NY-NJ
- House district
- NJ-4 119th Congress
- State
- New Jersey
- Time zone
- Eastern
- Land area
- 1.0 sq mi · 1,416 people per sq mi
Where is ZIP code 08738?
08738 centers on 40.025°, -74.060° and covers 1.0 square miles of land plus 2.4 of water. It borders 3 ZIP codes: 08735, 08723, 08742.
The map draws ZIP code areas only. For the streets inside 08738, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 08738 compare with the rest of Ocean County?
| Measure | 08738 | In Ocean County | In NJ |
|---|---|---|---|
| People (ACS 2020-2024) | 1,381 | 29th of 30 | 521st of 598 |
| Median household income | $250k+ | 1st of 25 | 1= of 476 |
| Median home value | $1.49M | 1st of 29 | 5th of 515 |
1= means a shared first place: 08738's median household income ties with 7 other ZIP codes at the Census cap in New Jersey.
Its median household income is at the Census cap of $250,000 or more, like 117 other U.S. residential ZIP codes (69 of the 118 are large enough to rank), and it is denser than 81% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 08738?
The 2020 Census counted 979 people in 08738; the ACS, which samples households over 2020-2024, estimates 1,381. Between the 2010 and 2020 censuses its population fell 6.0% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 1,381±292 (90% margin)
- 2020 Census count
- 979−6.0% since 2010 (1,042)
- Households
- 592
- Median age
- 58.6
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 08738?
Of the 1,381 people the ACS estimates in 08738, 12.8% are under 18 and 35.3% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (91.4%).
- Under 1812.8%
- 18 to 6451.8%
- 65 and older35.3%
- White, not Hispanic91.4%
- Asian, not Hispanic4.1%
- Hispanic or Latino2.4%
- Other or two or more2.0%
- Black, not Hispanic0.1%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 08738 earn?
Median household income is $250,000 or more (ACS 2020-2024), the highest of the 25 ranked ZIP codes in Ocean County.
- Median household income
- $250,000 or more
- Income per person
- $153,702
- Below the poverty line
- 2.5%
- Unemployed (of the labor force)
- 5.6%
- Adults 25+ with a bachelor's degree
- 70.7%
- Adjusted gross income per tax return, 2022
- $487,190590 returns; wages 48% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 08738?
- Median home value (owners' estimate)
- $1,493,200
- Median gross rent
- $2,094
- Homes owned by their occupants
- 95.3%
- Housing units
- 1,708
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 08738?
27 business establishments had a location in this ZIP code in 2023, 11 more than in 2018; the most are in professional, scientific, and technical services (ZIP Code Business Patterns).
- Professional, scientific, and technical services5
- Other services (except public administration)4
- Construction3
- Real estate and rental and leasing3
- Health care and social assistance3
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 08738?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 08735 | Lavallette | 3,451 | $77k | 2.1 mi |
| 08723 | Brick | 32,141 | $109k | 2.9 mi |
| 08742 | Point Pleasant Beach | 25,732 | $123k | 3.9 mi |
| 08751 | Seaside Heights | 4,185 | $77k | 5.3 mi (near) |
| 08724 | Brick | 42,345 | $103k | 5.4 mi (near) |
| 08753 | Toms River | 65,448 | $105k | 5.7 mi (near) |
| 08730 | Brielle | 4,956 | $172k | 5.8 mi (near) |
| 08736 | Manasquan | 13,223 | $174k | 6.6 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.