PlainZIP

Cross River, NY · standard

ZIP Code 10518

Westchester County, New York - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

1,268
142/sq mi
$250,001
Median income
$779,000
Median home value
83.0%
Bachelor's or higher

The verdict

Cross River pairs a top-decile household income with top-decile home values, in a rural, homeowner-dominated area.

Top 1%
household income, US ZIPs
Top 5%
home value, US ZIPs
142
people per sq mi
93%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 10518 against every reporting US ZIP.

ZIP code 10518 is a sparsely populated ZIP (a standard USPS delivery area) in Cross River, Westchester County, New York, home to just 1,268 residents across 8.9 square miles, a density of 142 people per square mile, in the New York time zone.

ZIP 10518 skews affluent, with a median household income of $250,001 (170% above the New York average), while per-capita income is $121,644. 0.0% of residents live below the poverty line, and the unemployment rate reads 12.8%. Housing costs here run $779,000 for a typical home value (106% above the state average), with rent averaging - a month; 92.9% of homes are owner-occupied.

This is a highly-educated ZIP: 83.0% of adults hold a bachelor's degree or higher, the median age is 53.7, and the average commute is -. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Westchester County, so you can benchmark 10518 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 10518

Top 5 sectors by establishment count in Cross River, NY

Which industries have the most business establishments in ZIP 10518.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 10518, Cross River, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

1,268

Population

8.9

Area (sq mi)

142

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 10518?

53.7

Median Age

55.3%

Male

44.7%

Female

17.0%

Foreign-Born

White 84.1%
African American 0.0%
Asian 14.8%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 1.1%
Hispanic or Latino 0.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$250,001

Median Household Income

+170% vs state

$121,644

Per Capita Income

0.0%

Poverty Rate

12.8%

Unemployment Rate

How ZIP 10518 ranks nationally

Cross River, NY household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$250,001 Top 1% higher than 99% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Below this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Below this entry. $140,000–$160,000: 686 US ZIPs (2%). Below this entry. $160,000–$180,000: 364 US ZIPs (1%). Below this entry. $180,000–$200,000: 186 US ZIPs (1%). Below this entry. $200,000–$220,000: 324 US ZIPs (1%). This entry sits in this band. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 83.0%
Bachelor's Degree or Higher 83.0%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

540

Total Housing Units

379

Occupied Units

161

Vacant Units

2.62

Avg Household Size

Occupancy Type

Owner 92.9%
Renter 7.1%

$779,000

Median Home Value

+106% vs state

1983

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 60 business establishments in ZIP 10518, employing approximately 305 people with a combined annual payroll of $13,445,000.

60

Businesses

305

Employees

$13.4M

Annual Payroll

7

Industry Sectors

Industry Establishments % of Total
Retail trade 10 16.7%
Other services (except public administration) 10 16.7%
Professional, scientific, and technical services 8 13.3%
Accommodation and food services 7 11.7%
Real estate and rental and leasing 5 8.3%
Health care and social assistance 5 8.3%
Construction 4 6.7%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 10518 vs 10597 →

ZIP 10518 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 10518 ranks #9 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 10518 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 10518 ranks the highest of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
10597 Waccabuc, NY 968 1.8 mi
10560 North Salem, NY 4,737 4.4 mi
10590 South Salem, NY 6,767 3.4 mi
10576 Pound Ridge, NY 5,116 4.0 mi
10536 Katonah, NY 10,739 4.5 mi
10526 Goldens Bridge, NY 1,809 3.9 mi
10506 Bedford, NY 5,790 5.7 mi
10578 Purdys, NY 681 5.2 mi
10507 Bedford Hills, NY 6,408 5.2 mi
06877 Ridgefield, CT 24,677 5.8 mi

More ZIP Codes in Westchester County

10701 standard
Yonkers, NY
Pop: 63,393
10801 standard
New Rochelle, NY
Pop: 40,827
10583 standard
Scarsdale, NY
Pop: 38,982
10705 standard
Yonkers, NY
Pop: 38,777
10573 standard
Port Chester, NY
Pop: 38,352
10550 standard
Mount Vernon, NY
Pop: 37,144

Related Areas

Westchester County Cross River, NY New York

Frequently Asked Questions

What county is ZIP code 10518 in? ▼
ZIP code 10518 (Cross River) is located in Westchester County, New York. Westchester County contains multiple ZIP codes, see the full list at /counties/westchester-ny.
What is the population of ZIP code 10518? ▼
ZIP code 10518 in Cross River, NY has a population of 1,268 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 10518? ▼
The median household income in ZIP 10518 is $250,001, which is 228% above the national average of $76,288.
What is the average home value in ZIP 10518? ▼
The median home value in ZIP 10518 is $779,000, which is 180% above the national average of $278,155.
What is the demographic makeup of ZIP 10518? ▼
The largest racial group in ZIP 10518 is White at 84.1%.
How many businesses are in ZIP code 10518? ▼
ZIP code 10518 has 60 business establishments employing approximately 305 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 10518? ▼
The top industries by establishment count in ZIP 10518 are: Retail trade (10), Other services (except public administration) (10), Professional, scientific, and technical services (8). There are 7 industry sectors represented in total.
What is the education level in ZIP code 10518? ▼
In ZIP code 10518, 83.0% of residents aged 25+ have a high school diploma or higher, and 83.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 10518? ▼
In ZIP code 10518, approximately 92.9% of occupied housing units are owner-occupied and 7.1% are renter-occupied, based on Census ACS 2023 data.

Read our methodology to see how this data is sourced, computed, and verified.