Mount Vernon, NY · standard
ZIP Code 10550
Westchester County, New York - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 37,144
- 7,227/sq mi High-density area
- $60,701
- Median income Below-median income area
- $494,300
- Median home value Above-median home value
- 24.9%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Mount Vernon pairs a below-median household income with upper-quartile home values, in a suburban-density, renter-heavy area.
- 30th pct
- household income, US ZIPs
- Top 13%
- home value, US ZIPs
- 7,227
- people per sq mi
- 28%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 10550 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 10550 (Mount Vernon, NY) fell -12.9% from 2023 to 2024. The all-transactions index moved from 291.4 in 2023 to 253.9 in 2024 (2000 = 100).
ZIP code 10550 is a densely settled ZIP (a standard USPS delivery area) in Mount Vernon, Westchester County, New York, with 37,144 residents across 5.1 square miles, a density of 7,227 people per square mile, in the New York time zone.
ZIP 10550 reports a modest median household income of $60,701 (34% below the average New York ZIP), while per-capita income is $33,256. Economic pressure is pronounced: 20.2% of residents are below the poverty line and unemployment is 11.1%. Housing costs run above the statewide ZIP benchmark while renting is common: median home value is $494,300 (31% above the average New York ZIP), with only 28.2% owner-occupied homes and median rent of $1,532.
Educational attainment sits below the national norm: 24.9% of adults hold a bachelor's degree or higher, the median age is 39.8, and the average commute is 35 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Westchester County, so 10550 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 10550
Top 5 sectors by establishment count in Mount Vernon, NY
Which industries have the most business establishments in ZIP 10550.
- Construction
Construction
150 establishments
- Retail trade
Retail trade
148 establishments
- Other services (except public administration)
Other services (except public administration)
106 establishments
- Health care and social assistance
Health care and social assistance
104 establishments
- Real estate and rental and leasing
Real estate and rental and leasing
81 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 10550, Mount Vernon, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
37,144
Population
5.1
Area (sq mi)
7,227
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 10550?
39.8
Median Age
44.0%
Male
56.0%
Female
35.8%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$60,701
Median Household Income
-34% vs state ZIP avg
$33,256
Per Capita Income
20.2%
Poverty Rate
11.1%
Unemployment Rate
35.3 min
Mean Commute Time
How ZIP 10550 ranks nationally
Mount Vernon, NY household income vs. every US ZIP code
Median household income, the full national distribution, with this ZIP marked
$60,701 30th percentile higher than 30% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
16,161housing units
16,161
Total Housing Units
14,912
Occupied Units
1,249
Vacant Units
2.59
Avg Household Size
Occupancy Type
$494,300
Median Home Value
+31% vs state ZIP avg
$1,532
Median Rent
1956
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
-12.9%
YoY Change (2024)
254
HPI Index (2000 = 100)
+154%
Total Change Since 2000
Home values in ZIP 10550 have decreased 12.9% over the past year (2024). Since 2000, this ZIP has seen +154% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | -0.5% | 206 |
| 2021 | +12.6% | 232 |
| 2022 | +4.4% | 242 |
| 2023 | +20.5% | 291 |
| 2024 | -12.9% | 254 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 940 business establishments in ZIP 10550, employing approximately 13,661 people with a combined annual payroll of $879,390,000.
940
Businesses
13,661
Employees
$879.4M
Annual Payroll
16
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 150 | 16.0% |
| Retail trade | 148 | 15.7% |
| Other services (except public administration) | 106 | 11.3% |
| Health care and social assistance | 104 | 11.1% |
| Real estate and rental and leasing | 81 | 8.6% |
| Accommodation and food services | 73 | 7.8% |
| Wholesale trade | 69 | 7.3% |
| Manufacturing | 58 | 6.2% |
| Professional, scientific, and technical services | 44 | 4.7% |
| Administrative and support and waste management and remediation services | 37 | 3.9% |
| Transportation and warehousing | 26 | 2.8% |
| Finance and insurance | 13 | 1.4% |
| Educational services | 9 | 1.0% |
| Information | 8 | 0.8% |
| Arts, entertainment, and recreation | 7 | 0.7% |
| Management of companies and enterprises | 5 | 0.5% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 10550 vs 10553 →
ZIP 10550 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 10466
Bronx (10466)
67,813 residents
- 10469
Bronx (10469)
66,631 residents
- 10475
Bronx (10475)
40,931 residents
- 10801
New Rochelle (10801)
40,827 residents
- 10550
Mount Vernon (10550)
37,144 residents
- 10704
Yonkers (10704)
30,165 residents
- 10708 21,225
Bronxville (10708)
21,225 residents
- 10552 19,786
Mount Vernon (10552)
19,786 residents
- 10470 15,293
Bronx (10470)
15,293 residents
What this shows Among its immediate neighbors, ZIP 10550 ranks #5 by population - useful context the national average alone can't give.
ZIP 10550 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 10803
Pelham (10803)
$215,208 median income
- 10708
Bronxville (10708)
$126,343 median income
- 10704
Yonkers (10704)
$106,786 median income
- 10552
Mount Vernon (10552)
$96,717 median income
- 10470
Bronx (10470)
$90,046 median income
- 10801 $85,573
New Rochelle (10801)
$85,573 median income
- 10553 $84,478
Mount Vernon (10553)
$84,478 median income
- 10469 $76,020
Bronx (10469)
$76,020 median income
- 10466 $65,969
Bronx (10466)
$65,969 median income
What this shows By household income, ZIP 10550 ranks #null of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 10553 | Mount Vernon, NY | 10,170 | 0.7 mi |
| 10466 | Bronx, NY | 67,813 | 1.2 mi |
| 10552 | Mount Vernon, NY | 19,786 | 1.3 mi |
| 10803 | Pelham, NY | 12,435 | 1.5 mi |
| 10708 | Bronxville, NY | 21,225 | 2.2 mi |
| 10704 | Yonkers, NY | 30,165 | 1.6 mi |
| 10470 | Bronx, NY | 15,293 | 1.9 mi |
| 10475 | Bronx, NY | 40,931 | 2.6 mi |
| 10469 | Bronx, NY | 66,631 | 2.7 mi |
| 10801 | New Rochelle, NY | 40,827 | 2.8 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 10550, both outside NY so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (37,144 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Westchester County
Related Areas
Frequently Asked Questions
What county is ZIP code 10550 in?
ZIP code 10550 (Mount Vernon) is located in Westchester County, New York. Westchester County contains multiple ZIP codes, see the full list at /counties/westchester-ny.
What is the population of ZIP code 10550?
ZIP code 10550 in Mount Vernon, NY has a population of 37,144 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 10550?
The median household income in ZIP 10550 is $60,701, which is 20% below the national average of $76,288.
What is the average home value in ZIP 10550?
The median home value in ZIP 10550 is $494,300, which is 78% above the national average of $278,155.
What is the demographic makeup of ZIP 10550?
The largest racial group in ZIP 10550 is African American at 69.0%. Hispanic or Latino residents make up 21.8% of the population.
How many businesses are in ZIP code 10550?
ZIP code 10550 has 940 business establishments employing approximately 13,661 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 10550?
The top industries by establishment count in ZIP 10550 are: Construction (150), Retail trade (148), Other services (except public administration) (106). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 10550?
According to the FHFA House Price Index, home values in ZIP 10550 decreased by 12.9% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 154%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 10550?
In ZIP code 10550, 55.6% of residents aged 25+ have a high school diploma or higher, and 24.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 10550?
The mean commute time for workers in ZIP code 10550 is 35.3 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 10550?
In ZIP code 10550, approximately 28.2% of occupied housing units are owner-occupied and 71.8% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 10550?
The poverty rate in ZIP code 10550 is 20.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 10550's numbers, next.
- See how ZIP 10550 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Mount Vernon, NY ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.