Residential delivery area · New York
ZIP Code 10550: Mount Vernon, NY
ZIP code 10550 is in Mount Vernon, New York, entirely in Westchester County (Census 2020 ZIP-county file). About 39,000 people live there (Census Bureau, ACS 2020-2024), the most populous of Mount Vernon's 3 residential ZIP codes. Median household income is $60,701 (Census Bureau, ACS 2020-2024).
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Mount Vernon · 3 residential ZIPs
- County
- Westchester County
- Census places
- Mount Vernon
- Metro area
- New York-Newark-Jersey City, NY-NJ
- House district
- NY-16 119th Congress
- State
- New York
- Time zone
- Eastern
- Land area
- 2.0 sq mi · 19,613 people per sq mi
- PO Box ZIPs
- 10551 also use the name Mount Vernon
Where is ZIP code 10550?
10550 centers on 40.905°, -73.835° and covers 2.0 square miles of land plus 0.0 of water. It borders 7 ZIP codes: 10553, 10466, 10552, 10803, 10704, 10470, 10708.
The map draws ZIP code areas only. For the streets inside 10550, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 10550 compare with the rest of Mount Vernon?
| Measure | 10550 | In Mount Vernon | In Westchester County | In NY |
|---|---|---|---|---|
| People (ACS 2020-2024) | 38,972 | 1st of 3 | 5th of 77 | 147th of 1,826 |
| Median household income | $61k | 3rd of 3 | 61st of 61 | 932nd of 1,081 |
| Median home value | $494k | 2nd of 2 | 58th of 65 | 357th of 1,172 |
Its median household income is higher than in 30% of U.S. residential ZIP codes, and it is denser than 99% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 10550?
The 2020 Census counted 41,137 people in 10550; the ACS, which samples households over 2020-2024, estimates 38,972. Between the 2010 and 2020 censuses its population grew 10.8% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 38,972
- 2020 Census count
- 41,137+10.8% since 2010 (37,144)
- Households
- 14,912
- Median age
- 39.8
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 10550?
Of the 38,972 people the ACS estimates in 10550, 22.7% are under 18 and 16.4% are 65 or older. The largest group by race and Hispanic origin is Black (not Hispanic) (66.2%), then Hispanic or Latino (21.8%).
- Under 1822.7%
- 18 to 6460.8%
- 65 and older16.4%
- Black, not Hispanic66.2%
- Hispanic or Latino21.8%
- Other or two or more5.7%
- White, not Hispanic5.5%
- Asian, not Hispanic0.8%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 10550 earn?
Median household income is $60,701 (ACS 2020-2024), the 61st highest of the 61 ranked ZIP codes in Westchester County. It is not measurably different from 2015-2019 ($60,918 in 2024 dollars): the change is within the surveys' margins of error.
- Median household income
- $60,701±$7,511
- Income per person
- $33,256
- Below the poverty line
- 20.2%
- Unemployed (of the labor force)
- 11.2%
- Adults 25+ with a bachelor's degree
- 24.9%
- Adjusted gross income per tax return, 2022
- $49,35619,210 returns; wages 86% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 10550?
FHFA's house price index for 10550, built from repeat sales and appraisals of the same homes, rose 74% from 2015 to 2025 and rose 30% from 2020 to 2025, and moved +5.8% in 2025.
- Median home value (owners' estimate)
- $494,300
- Median gross rent
- $1,532
- Homes owned by their occupants
- 28.2%
- Housing units
- 16,161
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 10550?
940 business establishments had a location in this ZIP code in 2023, 88 fewer than in 2018; the most are in construction (ZIP Code Business Patterns).
- Construction150
- Retail trade148
- Other services (except public administration)106
- Health care and social assistance104
- Real estate and rental and leasing81
- Accommodation and food services73
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 10550?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 10553 | Mount Vernon | 11,011 | $85k | 0.7 mi |
| 10466 | Bronx | 71,116 | $66k | 1.2 mi |
| 10552 | Mount Vernon | 22,341 | $97k | 1.4 mi |
| 10803 | Pelham | 13,072 | $215k | 1.6 mi |
| 10704 | Yonkers | 31,921 | $107k | 1.7 mi |
| 10470 | Bronx | 16,004 | $90k | 2.2 mi |
| 10708 | Bronxville | 22,482 | $126k | 2.3 mi |
| 10475 | Bronx | 42,578 | $63k | 2.1 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.