PlainZIP

Mount Vernon, NY · standard

ZIP Code 10550

Westchester County, New York - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

37,144
7,227/sq mi
$60,701
Median income
$494,300
Median home value
24.9%
Bachelor's or higher

The verdict

Mount Vernon pairs a below-median household income with upper-quartile home values, in a suburban-density, renter-heavy area.

30th pct
household income, US ZIPs
Top 13%
home value, US ZIPs
7,227
people per sq mi
28%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 10550 against every reporting US ZIP.

ZIP code 10550 is a densely settled ZIP (a standard USPS delivery area) in Mount Vernon, Westchester County, New York, with 37,144 residents across 5.1 square miles, a density of 7,227 people per square mile, in the New York time zone.

ZIP 10550 reports a modest median household income of $60,701 (34% below the New York average), while per-capita income is $33,256. Poverty here runs at 20.2%, with unemployment measured at 11.1%. Housing costs here run $494,300 for a typical home value (31% above the state average), with rent averaging $1,532 a month; 28.2% of homes are owner-occupied.

Educational attainment sits below the national norm: 24.9% of adults hold a bachelor's degree or higher, the median age is 39.8, and the average commute is 35 minutes. To put 10550 in local context, 10 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Westchester County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 10550

Top 5 sectors by establishment count in Mount Vernon, NY

Which industries have the most business establishments in ZIP 10550.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 10550, Mount Vernon, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

37,144

Population

5.1

Area (sq mi)

7,227

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 10550?

39.8

Median Age

44.0%

Male

56.0%

Female

35.8%

Foreign-Born

White 6.4%
African American 69.0%
Asian 0.8%
American Indian or Alaska Native 0.3%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 12.6%
Hispanic or Latino 21.8%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$60,701

Median Household Income

-34% vs state

$33,256

Per Capita Income

20.2%

Poverty Rate

11.1%

Unemployment Rate

35.3 min

Mean Commute Time

How ZIP 10550 ranks nationally

Mount Vernon, NY household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$60,701 30th percentile higher than 30% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 55.6%
Bachelor's Degree or Higher 24.9%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

16,161

Total Housing Units

14,912

Occupied Units

1,249

Vacant Units

2.59

Avg Household Size

Occupancy Type

Owner 28.2%
Renter 71.8%

$494,300

Median Home Value

+31% vs state

$1,532

Median Rent

1956

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

-12.9%

YoY Change (2024)

254

HPI Index (2000 = 100)

+154%

Total Change Since 2000

Home values in ZIP 10550 have decreased 12.9% over the past year (2024). Since 2000, this ZIP has seen +154% cumulative appreciation.

Year Annual Change HPI Index
2020 -0.5% 206
2021 +12.6% 232
2022 +4.4% 242
2023 +20.5% 291
2024 -12.9% 254

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 940 business establishments in ZIP 10550, employing approximately 13,661 people with a combined annual payroll of $879,390,000.

940

Businesses

13,661

Employees

$879.4M

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Construction 150 16.0%
Retail trade 148 15.7%
Other services (except public administration) 106 11.3%
Health care and social assistance 104 11.1%
Real estate and rental and leasing 81 8.6%
Accommodation and food services 73 7.8%
Wholesale trade 69 7.3%
Manufacturing 58 6.2%
Professional, scientific, and technical services 44 4.7%
Administrative and support and waste management and remediation services 37 3.9%
Transportation and warehousing 26 2.8%
Finance and insurance 13 1.4%
Educational services 9 1.0%
Information 8 0.8%
Arts, entertainment, and recreation 7 0.7%
Management of companies and enterprises 5 0.5%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 10550 vs 10553 →

ZIP 10550 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 10550 ranks #5 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 10550 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 10550 ranks #null of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
10553 Mount Vernon, NY 10,170 0.7 mi
10466 Bronx, NY 67,813 1.2 mi
10552 Mount Vernon, NY 19,786 1.3 mi
10803 Pelham, NY 12,435 1.5 mi
10708 Bronxville, NY 21,225 2.2 mi
10704 Yonkers, NY 30,165 1.6 mi
10470 Bronx, NY 15,293 1.9 mi
10475 Bronx, NY 40,931 2.6 mi
10469 Bronx, NY 66,631 2.7 mi
10801 New Rochelle, NY 40,827 2.8 mi

More ZIP Codes in Westchester County

10701 standard
Yonkers, NY
Pop: 63,393
10801 standard
New Rochelle, NY
Pop: 40,827
10583 standard
Scarsdale, NY
Pop: 38,982
10705 standard
Yonkers, NY
Pop: 38,777
10573 standard
Port Chester, NY
Pop: 38,352
10562 standard
Ossining, NY
Pop: 31,796

Related Areas

Westchester County Mount Vernon, NY New York

Frequently Asked Questions

What county is ZIP code 10550 in? ▼
ZIP code 10550 (Mount Vernon) is located in Westchester County, New York. Westchester County contains multiple ZIP codes, see the full list at /counties/westchester-ny.
What is the population of ZIP code 10550? ▼
ZIP code 10550 in Mount Vernon, NY has a population of 37,144 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 10550? ▼
The median household income in ZIP 10550 is $60,701, which is 20% below the national average of $76,288.
What is the average home value in ZIP 10550? ▼
The median home value in ZIP 10550 is $494,300, which is 78% above the national average of $278,155.
What is the demographic makeup of ZIP 10550? ▼
The largest racial group in ZIP 10550 is African American at 69.0%. Hispanic or Latino residents make up 21.8% of the population.
How many businesses are in ZIP code 10550? ▼
ZIP code 10550 has 940 business establishments employing approximately 13,661 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 10550? ▼
The top industries by establishment count in ZIP 10550 are: Construction (150), Retail trade (148), Other services (except public administration) (106). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 10550? ▼
According to the FHFA House Price Index, home values in ZIP 10550 decreased by 12.9% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 154%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 10550? ▼
In ZIP code 10550, 55.6% of residents aged 25+ have a high school diploma or higher, and 24.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 10550? ▼
The mean commute time for workers in ZIP code 10550 is 35.3 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 10550? ▼
In ZIP code 10550, approximately 28.2% of occupied housing units are owner-occupied and 71.8% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 10550? ▼
The poverty rate in ZIP code 10550 is 20.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.