ZIP Code 10550

ZIP code 10550 is classified by USPS as a standard delivery area and covers roughly 5.1 square miles in Mount Vernon, Westchester County, New York. The area is home to 37,144 residents, producing a population density of 7,227 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 10550 against New York and the nation.

On the economic side, the median household income for ZIP 10550 sits at $60,701 (34% below the New York average), while per-capita income is $33,256. The poverty rate stands at 20.2% and the unemployment rate at 11.1%. On housing, the median home value is $494,300 (31% above the state average) with median rent at $1,532 per month, and 28.2% of occupied units are owner-occupied, a direct signal of whether 10550 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 24.9% of adults hold a bachelor's degree or higher, the median age is 39.8, and the average commute is 35 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Westchester County, so you can benchmark 10550 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →