Residential delivery area · New York

ZIP Code 10704: Yonkers, NY

ZIP code 10704 is in Yonkers, New York, entirely in Westchester County (Census 2020 ZIP-county file). About 32,000 people live there (Census Bureau, ACS 2020-2024), the 3rd most populous of Yonkers's 5 residential ZIP codes. Median household income is $106,786 (Census Bureau, ACS 2020-2024).

  • ACS2020-24
  • Census2020
  • FHFA2025
  • ZBP2023
  • IRS2022
1national area: New York, Delaware and Pennsylvania
107sectional center: Westchester, NY (SCF 105)
04delivery area within it
Town
Yonkers · 5 residential ZIPs
Census places
Yonkers
Metro area
New York-Newark-Jersey City, NY-NJ
House district
NY-16 119th Congress
Time zone
Eastern
Land area
2.7 sq mi · 11,960 people per sq mi
PO Box ZIPs
10702 also use the name Yonkers

Where is ZIP code 10704?

10704 centers on 40.920°, -73.863° and covers 2.7 square miles of land plus 0.1 of water. It borders 6 ZIP codes: 10705, 10550, 10701, 10708, 10470, 10463.

10463 · Bronx10470 · Bronx10550 · Mount Vernon10701 · Yonkers10705 · Yonkers10708 · Bronxville10704 · Yonkers (this ZIP)1070410701104631070810550107051047010463 · Bronx10470 · Bronx10550 · Mount Vernon10701 · Yonkers10705 · Yonkers10708 · Bronxville10704 · Yonkers (this ZIP)1070410701104631070810550107051047010463 · Bronx10470 · Bronx10550 · Mount Vernon10701 · Yonkers10705 · Yonkers10708 · Bronxville10704 · Yonkers (this ZIP)10704107011046310708105501070510470
Shaded by median household income, in national fifths (ACS 2020-2024); 10704 outlined. Census 2020 ZCTA boundaries. <$54.1k$98.1k+no figure

The map draws ZIP code areas only. For the streets inside 10704, open its center on OpenStreetMap.

Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).

How does 10704 compare with the rest of Yonkers?

Rank of 10704 among the residential ZIP codes of its town, county and state (1 = the most; income and home value among ZIP codes of 1,000+ people living in households)
Measure10704In YonkersIn Westchester CountyIn NY
People (ACS 2020-2024)31,9213rd of 58th of 77195th of 1,826
Median household income$107k2nd of 548th of 61310th of 1,081
Median home value$527k3rd of 548th of 65333rd of 1,172

Its median household income is higher than in 85% of U.S. residential ZIP codes, and it is denser than 98% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).

How many people live in 10704?

The 2020 Census counted 32,426 people in 10704; the ACS, which samples households over 2020-2024, estimates 31,921. Between the 2010 and 2020 censuses its population grew 7.5% (its boundary stayed at least 90% the same).

People, ACS 2020-2024
31,921
2020 Census count
32,426+7.5% since 2010 (30,165)
Households
12,166
Median age
41.6

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).

Who lives in 10704?

Of the 31,921 people the ACS estimates in 10704, 18.1% are under 18 and 19.8% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (50.0%), then Hispanic or Latino (32.3%).

  • Under 1818.1%
  • 18 to 6462.1%
  • 65 and older19.8%
Age of the people of 10704 (ACS 2020-2024, B01001)
  • White, not Hispanic50.0%
  • Hispanic or Latino32.3%
  • Black, not Hispanic6.6%
  • Asian, not Hispanic6.0%
  • Other or two or more5.1%
Race and Hispanic origin in 10704 (ACS 2020-2024, B03002); each person counted once

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.

What do households in 10704 earn?

Median household income is $106,786 (ACS 2020-2024), the 48th highest of the 61 ranked ZIP codes in Westchester County. It rose from $92,248 in 2015-2019 (in 2024 dollars), a change larger than the surveys' margins of error.

Median household income
$106,786
Income per person
$45,406
Below the poverty line
11.5%
Unemployed (of the labor force)
6.5%
Adults 25+ with a bachelor's degree
36.0%
Adjusted gross income per tax return, 2022
$76,60417,530 returns; wages 77% of AGI (IRS)

Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).

What are homes worth in 10704?

FHFA's house price index for 10704, built from repeat sales and appraisals of the same homes, rose 65% from 2015 to 2025 and rose 31% from 2020 to 2025, and moved −4.3% in 2025.

Median home value (owners' estimate)
$526,800
Median gross rent
$1,906
Homes owned by their occupants
60.9%
Housing units
12,750
0 400 800 1200 197819902000201020202025 0 400 800 1200 197819902000201020202025 0 400 800 1200 197819902000201020202025
Index = 100 in 1978, the first year FHFA reports for 10704; 2025: 1233.7. Annual, not seasonally adjusted; FHFA calls its ZIP-level indexes developmental.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.

What businesses are in 10704?

1,001 business establishments had a location in this ZIP code in 2023, 71 fewer than in 2018; the most are in construction (ZIP Code Business Patterns).

  • Construction234
  • Retail trade165
  • Other services (except public administration)113
  • Accommodation and food services102
  • Real estate and rental and leasing86
  • Health care and social assistance86

Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).

Which ZIP codes are next to 10704?

ZIP codes that share a boundary with 10704, then the nearest by center
ZIPTownPeopleHousehold incomeDistance
10705Yonkers38,887$68k1.4 mi
10550Mount Vernon38,972$61k1.7 mi
10701Yonkers70,676$65k2.1 mi
10708Bronxville22,482$126k2.1 mi
10470Bronx16,004$90k2.2 mi
10463Bronx69,470$75k3.1 mi
10552Mount Vernon22,341$97k2.0 mi (near)
10466Bronx71,116$66k2.2 mi (near)
10553Mount Vernon11,011$85k2.3 mi (near)

Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.