ZIP Code 10704
standardSource:
Yonkers · Westchester County · New York
- Population
- 30,165
- Median income
- $106,786
- Median home value
- $526,800
- Bachelor's or higher
- 36.0%
- Land area
- 6.9 sq mi
4,360/sq mi
▲ 40% vs US
higher than 85% of US ZIPs
▲ 89% vs US
higher than 88% of US ZIPs
Median age 41.6
New York
ZIP code 10704 in Yonkers, New York has a population of 30,165. The median household income is $106,786, which is 40% above the national average. Median home value is $526,800, 89% above the US average. 36.0% of residents hold a bachelor's degree or higher.
ZIP code 10704 is classified by USPS as a standard delivery area and covers roughly 6.9 square miles in Yonkers, Westchester County, New York. The area is home to 30,165 residents, producing a population density of 4,360 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 10704 against New York and the nation.
On the economic side, the median household income for ZIP 10704 sits at $106,786 (15% above the New York average), while per-capita income is $45,406. The poverty rate stands at 11.5% and the unemployment rate at 6.5%. On housing, the median home value is $526,800 (39% above the state average) with median rent at $1,906 per month, and 60.9% of occupied units are owner-occupied, a direct signal of whether 10704 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 36.0% of adults hold a bachelor's degree or higher, the median age is 41.6, and the average commute is 36 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Westchester County, so you can benchmark 10704 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 10704
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 10704.
- Construction
Construction
234 establishments
- Retail trade
Retail trade
165 establishments
- Other services (except public administration)
Other services (except public administration)
113 establishments
- Accommodation and food services
Accommodation and food services
102 establishments
- Real estate and rental and leasing 86
Real estate and rental and leasing
86 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 10704, Yonkers, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
30,165
Population
6.9
Area (sq mi)
4,360
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 10704?
41.6
Median Age
45.8%
Male
54.2%
Female
32.3%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$106,786
Median Household Income
+15% vs state
$45,406
Per Capita Income
11.5%
Poverty Rate
6.5%
Unemployment Rate
35.5 min
Mean Commute Time
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
12,750
Total Housing Units
12,166
Occupied Units
584
Vacant Units
2.61
Avg Household Size
Occupancy Type
$526,800
Median Home Value
+39% vs state
$1,906
Median Rent
1953
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+15.1%
YoY Change (2024)
287
HPI Index (2000 = 100)
+187%
Total Change Since 2000
Home values in ZIP 10704 have increased 15.1% over the past year (2024). Since 2000, this ZIP has seen +187% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +5.2% | 210 |
| 2021 | +9.0% | 229 |
| 2022 | +8.0% | 247 |
| 2023 | +1.1% | 250 |
| 2024 | +15.1% | 287 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 1,001 business establishments in ZIP 10704, employing approximately 11,758 people with a combined annual payroll of $631,024,000.
1,001
Businesses
11,758
Employees
$631.0M
Annual Payroll
15
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 234 | 23.4% |
| Retail trade | 165 | 16.5% |
| Other services (except public administration) | 113 | 11.3% |
| Accommodation and food services | 102 | 10.2% |
| Real estate and rental and leasing | 86 | 8.6% |
| Health care and social assistance | 86 | 8.6% |
| Professional, scientific, and technical services | 62 | 6.2% |
| Administrative and support and waste management and remediation services | 35 | 3.5% |
| Finance and insurance | 34 | 3.4% |
| Wholesale trade | 26 | 2.6% |
| Transportation and warehousing | 17 | 1.7% |
| Educational services | 12 | 1.2% |
| Arts, entertainment, and recreation | 11 | 1.1% |
| Information | 9 | 0.9% |
| Manufacturing | 7 | 0.7% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 10704 vs 10705 →
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 10705 | Yonkers, NY | 38,777 | 1.5 mi |
| 10470 | Bronx, NY | 15,293 | 1.6 mi |
| 10550 | Mount Vernon, NY | 37,144 | 1.6 mi |
| 10552 | Mount Vernon, NY | 19,786 | 1.9 mi |
| 10466 | Bronx, NY | 67,813 | 2.1 mi |
| 10701 | Yonkers, NY | 63,393 | 2.1 mi |
| 10467 | Bronx, NY | 97,060 | 2.7 mi |
| 10708 | Bronxville, NY | 21,225 | 2.1 mi |
| 10553 | Mount Vernon, NY | 10,170 | 2.2 mi |
| 10471 | Bronx, NY | 22,922 | 2.5 mi |
More ZIP Codes in Westchester County
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Frequently Asked Questions
What county is ZIP code 10704 in? ▼
What is the population of ZIP code 10704? ▼
What is the median household income in ZIP 10704? ▼
What is the average home value in ZIP 10704? ▼
What is the demographic makeup of ZIP 10704? ▼
How many businesses are in ZIP code 10704? ▼
What are the main industries in ZIP code 10704? ▼
How have home values changed in ZIP code 10704? ▼
What is the education level in ZIP code 10704? ▼
What is the average commute time in ZIP 10704? ▼
What percentage of residents own vs. rent in ZIP 10704? ▼
What is the poverty rate in ZIP code 10704? ▼
ZIP Code Research Guides
Official Data Resources for Yonkers, NY
Verify and explore additional data for this area using these official government sources.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.
PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.
Read our methodology , how this data is sourced, computed, and verified.