PlainZIP

Yonkers, NY · standard

ZIP Code 10704

Westchester County, New York - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

30,165
4,360/sq mi
$106,786
Median income
$526,800
Median home value
36.0%
Bachelor's or higher

The verdict

Yonkers pairs an upper-quartile household income with upper-quartile home values, in a suburban-density, homeowner-dominated area.

Top 15%
household income, US ZIPs
Top 12%
home value, US ZIPs
4,360
people per sq mi
61%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 10704 against every reporting US ZIP.

ZIP code 10704 is a densely settled ZIP (a standard USPS delivery area) in Yonkers, Westchester County, New York, with 30,165 residents across 6.9 square miles, a density of 4,360 people per square mile, in the New York time zone.

ZIP 10704 lands in the middle-income range, with a median household income of $106,786 (15% above the New York average), while per-capita income is $45,406. 11.5% of residents live below the poverty line, and the unemployment rate reads 6.5%. On housing, the median home value is $526,800 (39% above the state average) with median rent at $1,906 per month, and 60.9% of occupied units are owner-occupied.

A solid share of residents have a four-year degree: 36.0% of adults hold a bachelor's degree or higher, the median age is 41.6, and the average commute is 36 minutes. Beyond these figures, 10 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing Westchester County, letting you compare 10704 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 10704

Top 5 sectors by establishment count in Yonkers, NY

Which industries have the most business establishments in ZIP 10704.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 10704, Yonkers, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

30,165

Population

6.9

Area (sq mi)

4,360

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 10704?

41.6

Median Age

45.8%

Male

54.2%

Female

32.3%

Foreign-Born

White 52.7%
African American 7.7%
Asian 6.3%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 16.4%
Hispanic or Latino 32.3%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$106,786

Median Household Income

+15% vs state

$45,406

Per Capita Income

11.5%

Poverty Rate

6.5%

Unemployment Rate

35.5 min

Mean Commute Time

How ZIP 10704 ranks nationally

Yonkers, NY household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$106,786 Top 15% higher than 85% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). This entry sits in this band. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 65.4%
Bachelor's Degree or Higher 36.0%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

12,750

Total Housing Units

12,166

Occupied Units

584

Vacant Units

2.61

Avg Household Size

Occupancy Type

Owner 60.9%
Renter 39.1%

$526,800

Median Home Value

+39% vs state

$1,906

Median Rent

1953

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+15.1%

YoY Change (2024)

287

HPI Index (2000 = 100)

+187%

Total Change Since 2000

Home values in ZIP 10704 have increased 15.1% over the past year (2024). Since 2000, this ZIP has seen +187% cumulative appreciation.

Year Annual Change HPI Index
2020 +5.2% 210
2021 +9.0% 229
2022 +8.0% 247
2023 +1.1% 250
2024 +15.1% 287

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 1,001 business establishments in ZIP 10704, employing approximately 11,758 people with a combined annual payroll of $631,024,000.

1,001

Businesses

11,758

Employees

$631.0M

Annual Payroll

15

Industry Sectors

Industry Establishments % of Total
Construction 234 23.4%
Retail trade 165 16.5%
Other services (except public administration) 113 11.3%
Accommodation and food services 102 10.2%
Real estate and rental and leasing 86 8.6%
Health care and social assistance 86 8.6%
Professional, scientific, and technical services 62 6.2%
Administrative and support and waste management and remediation services 35 3.5%
Finance and insurance 34 3.4%
Wholesale trade 26 2.6%
Transportation and warehousing 17 1.7%
Educational services 12 1.2%
Arts, entertainment, and recreation 11 1.1%
Information 9 0.9%
Manufacturing 7 0.7%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 10704 vs 10705 →

ZIP 10704 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 10704 ranks #6 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 10704 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 10704 ranks #2 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
10705 Yonkers, NY 38,777 1.5 mi
10470 Bronx, NY 15,293 1.6 mi
10550 Mount Vernon, NY 37,144 1.6 mi
10552 Mount Vernon, NY 19,786 1.9 mi
10466 Bronx, NY 67,813 2.1 mi
10701 Yonkers, NY 63,393 2.1 mi
10467 Bronx, NY 97,060 2.7 mi
10708 Bronxville, NY 21,225 2.1 mi
10553 Mount Vernon, NY 10,170 2.2 mi
10471 Bronx, NY 22,922 2.5 mi

More ZIP Codes in Westchester County

10701 standard
Yonkers, NY
Pop: 63,393
10801 standard
New Rochelle, NY
Pop: 40,827
10583 standard
Scarsdale, NY
Pop: 38,982
10705 standard
Yonkers, NY
Pop: 38,777
10573 standard
Port Chester, NY
Pop: 38,352
10550 standard
Mount Vernon, NY
Pop: 37,144

Related Areas

Westchester County Yonkers, NY New York

Frequently Asked Questions

What county is ZIP code 10704 in? ▼
ZIP code 10704 (Yonkers) is located in Westchester County, New York. Westchester County contains multiple ZIP codes, see the full list at /counties/westchester-ny.
What is the population of ZIP code 10704? ▼
ZIP code 10704 in Yonkers, NY has a population of 30,165 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 10704? ▼
The median household income in ZIP 10704 is $106,786, which is 40% above the national average of $76,288.
What is the average home value in ZIP 10704? ▼
The median home value in ZIP 10704 is $526,800, which is 89% above the national average of $278,155.
What is the demographic makeup of ZIP 10704? ▼
The largest racial group in ZIP 10704 is White at 52.7%. Hispanic or Latino residents make up 32.3% of the population.
How many businesses are in ZIP code 10704? ▼
ZIP code 10704 has 1,001 business establishments employing approximately 11,758 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 10704? ▼
The top industries by establishment count in ZIP 10704 are: Construction (234), Retail trade (165), Other services (except public administration) (113). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 10704? ▼
According to the FHFA House Price Index, home values in ZIP 10704 increased by 15.1% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 187%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 10704? ▼
In ZIP code 10704, 65.4% of residents aged 25+ have a high school diploma or higher, and 36.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 10704? ▼
The mean commute time for workers in ZIP code 10704 is 35.5 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 10704? ▼
In ZIP code 10704, approximately 60.9% of occupied housing units are owner-occupied and 39.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 10704? ▼
The poverty rate in ZIP code 10704 is 11.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.