Yonkers, NY · standard
ZIP Code 10703
Westchester County, New York - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 20,301
- 4,487/sq mi High-density area
- $89,773
- Median income Above-median income area
- $527,600
- Median home value Above-median home value
- 26.2%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Yonkers pairs an above-median household income with upper-quartile home values, in a suburban-density, mixed-tenure area.
- Top 27%
- household income, US ZIPs
- Top 12%
- home value, US ZIPs
- 4,487
- people per sq mi
- 51%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 10703 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 10703 (Yonkers, NY) rose +13.0% from 2023 to 2024. The all-transactions index moved from 253.0 in 2023 to 285.9 in 2024 (2000 = 100).
ZIP code 10703 is a densely settled ZIP (a standard USPS delivery area) in Yonkers, Westchester County, New York, with 20,301 residents across 4.5 square miles, a density of 4,487 people per square mile, in the New York time zone.
ZIP 10703 lands in the middle-income range, with a median household income of $89,773 (3% below the average New York ZIP), while per-capita income is $38,739. The poverty rate is 11.8%, with unemployment at 6.1%; those measures add context to the income figure. Median home value is $527,600 (39% above the average New York ZIP) and median rent is $1,813; 50.7% of occupied homes are owner-occupied.
Educational attainment sits below the national norm: 26.2% of adults hold a bachelor's degree or higher, the median age is 42, and the average commute is 33 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Westchester County, so 10703 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 10703
Top 5 sectors by establishment count in Yonkers, NY
Which industries have the most business establishments in ZIP 10703.
- Construction
Construction
62 establishments
- Other services (except public administration)
Other services (except public administration)
46 establishments
- Health care and social assistance
Health care and social assistance
43 establishments
- Retail trade
Retail trade
28 establishments
- Real estate and rental and leasing 21
Real estate and rental and leasing
21 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 10703, Yonkers, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
20,301
Population
4.5
Area (sq mi)
4,487
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 10703?
42.0
Median Age
46.8%
Male
53.2%
Female
32.2%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$89,773
Median Household Income
-3% vs state ZIP avg
$38,739
Per Capita Income
11.8%
Poverty Rate
6.1%
Unemployment Rate
32.7 min
Mean Commute Time
How ZIP 10703 ranks among New York ZIPs
Yonkers, NY household income vs. every New York ZIP code
Median household income among 1,626 reporting New York ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$89,773 Top 41% higher than 59% of 1,626 New York ZIPs
Each bar is a $20K-wide band; taller bars hold more New York ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
8,266housing units
8,266
Total Housing Units
7,752
Occupied Units
514
Vacant Units
2.85
Avg Household Size
Occupancy Type
$527,600
Median Home Value
+39% vs state ZIP avg
$1,813
Median Rent
1957
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+13.0%
YoY Change (2024)
286
HPI Index (2000 = 100)
+186%
Total Change Since 2000
Home values in ZIP 10703 have increased 13.0% over the past year (2024). Since 2000, this ZIP has seen +186% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +4.0% | 208 |
| 2021 | +9.8% | 229 |
| 2022 | +5.3% | 241 |
| 2023 | +5.1% | 253 |
| 2024 | +13.0% | 286 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 304 business establishments in ZIP 10703, employing approximately 4,400 people with a combined annual payroll of $297,201,000.
304
Businesses
4,400
Employees
$297.2M
Annual Payroll
14
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 62 | 20.4% |
| Other services (except public administration) | 46 | 15.1% |
| Health care and social assistance | 43 | 14.1% |
| Retail trade | 28 | 9.2% |
| Real estate and rental and leasing | 21 | 6.9% |
| Administrative and support and waste management and remediation services | 20 | 6.6% |
| Accommodation and food services | 20 | 6.6% |
| Transportation and warehousing | 18 | 5.9% |
| Professional, scientific, and technical services | 13 | 4.3% |
| Wholesale trade | 9 | 3.0% |
| Manufacturing | 7 | 2.3% |
| Finance and insurance | 6 | 2.0% |
| Arts, entertainment, and recreation | 5 | 1.6% |
| Information | 4 | 1.3% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 10703 vs 10701 →
ZIP 10703 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 10701
Yonkers (10701)
63,393 residents
- 10705
Yonkers (10705)
38,777 residents
- 10704
Yonkers (10704)
30,165 residents
- 10710 25,120
Yonkers (10710)
25,120 residents
- 10708 21,225
Bronxville (10708)
21,225 residents
- 10703 20,301
Yonkers (10703)
20,301 residents
- 10522 10,875
Dobbs Ferry (10522)
10,875 residents
- 10707 10,097
Tuckahoe (10707)
10,097 residents
- 10706 8,679
Hastings On Hudson (10706)
8,679 residents
What this shows Among its immediate neighbors, ZIP 10703 ranks #6 by population - useful context the national average alone can't give.
ZIP 10703 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 07620
Alpine (07620)
$246,944 median income
- 10503
Ardsley On Hudson (10503)
$243,036 median income
- 10706
Hastings On Hudson (10706)
$190,833 median income
- 10522
Dobbs Ferry (10522)
$165,417 median income
- 10707
Tuckahoe (10707)
$130,957 median income
- 10708
Bronxville (10708)
$126,343 median income
- 10710
Yonkers (10710)
$108,845 median income
- 10704
Yonkers (10704)
$106,786 median income
- 10703 $89,773
Yonkers (10703)
$89,773 median income
What this shows By household income, ZIP 10703 ranks #9 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 10701 | Yonkers, NY | 63,393 | 1.0 mi |
| 10710 | Yonkers, NY | 25,120 | 1.8 mi |
| 07620 | Alpine, NJ | 1,849 | 2.1 mi |
| 10706 | Hastings On Hudson, NY | 8,679 | 2.2 mi |
| 10705 | Yonkers, NY | 38,777 | 2.8 mi |
| 10707 | Tuckahoe, NY | 10,097 | 3.0 mi |
| 10704 | Yonkers, NY | 30,165 | 3.0 mi |
| 10522 | Dobbs Ferry, NY | 10,875 | 3.7 mi |
| 10708 | Bronxville, NY | 21,225 | 3.0 mi |
| 10503 | Ardsley On Hudson, NY | 108 | 4.6 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 10703, both outside NY so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (20,301 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Westchester County
Related Areas
Frequently Asked Questions
What county is ZIP code 10703 in?
ZIP code 10703 (Yonkers) is located in Westchester County, New York. Westchester County contains multiple ZIP codes, see the full list at /counties/westchester-ny.
What is the population of ZIP code 10703?
ZIP code 10703 in Yonkers, NY has a population of 20,301 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 10703?
The median household income in ZIP 10703 is $89,773, which is 18% above the national average of $76,288.
What is the average home value in ZIP 10703?
The median home value in ZIP 10703 is $527,600, which is 90% above the national average of $278,155.
What is the demographic makeup of ZIP 10703?
The largest racial group in ZIP 10703 is White at 30.9%. Hispanic or Latino residents make up 43.6% of the population.
How many businesses are in ZIP code 10703?
ZIP code 10703 has 304 business establishments employing approximately 4,400 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 10703?
The top industries by establishment count in ZIP 10703 are: Construction (62), Other services (except public administration) (46), Health care and social assistance (43). There are 14 industry sectors represented in total.
How have home values changed in ZIP code 10703?
According to the FHFA House Price Index, home values in ZIP 10703 increased by 13.0% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 186%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 10703?
In ZIP code 10703, 53.9% of residents aged 25+ have a high school diploma or higher, and 26.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 10703?
The mean commute time for workers in ZIP code 10703 is 32.7 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 10703?
In ZIP code 10703, approximately 50.7% of occupied housing units are owner-occupied and 49.3% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 10703?
The poverty rate in ZIP code 10703 is 11.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
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What to do with ZIP 10703's numbers, next.
- See how ZIP 10703 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Yonkers, NY ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.