Yonkers, NY · standard
ZIP Code 10705
Westchester County, New York - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 38,777
- 6,766/sq mi High-density area
- $67,918
- Median income Near-median income area
- $505,400
- Median home value Above-median home value
- 29.8%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Yonkers pairs a below-median household income with upper-quartile home values, in a suburban-density, renter-heavy area.
- 43rd pct
- household income, US ZIPs
- Top 13%
- home value, US ZIPs
- 6,766
- people per sq mi
- 37%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 10705 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 10705 (Yonkers, NY) rose +4.2% from 2023 to 2024. The all-transactions index moved from 258.2 in 2023 to 269.1 in 2024 (2000 = 100).
ZIP code 10705 is a densely settled ZIP (a standard USPS delivery area) in Yonkers, Westchester County, New York, with 38,777 residents across 5.7 square miles, a density of 6,766 people per square mile, in the New York time zone.
ZIP 10705 reports a modest median household income of $67,918 (27% below the average New York ZIP), while per-capita income is $38,950. The poverty rate is 15.9%, with unemployment at 6.9%; those measures add context to the income figure. Housing costs run above the statewide ZIP benchmark while renting is common: median home value is $505,400 (34% above the average New York ZIP), with only 36.8% owner-occupied homes and median rent of $1,601.
Educational attainment sits below the national norm: 29.8% of adults hold a bachelor's degree or higher, the median age is 40.8, and the average commute is 39 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Westchester County, so 10705 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 10705
Top 5 sectors by establishment count in Yonkers, NY
Which industries have the most business establishments in ZIP 10705.
- Retail trade
Retail trade
104 establishments
- Construction
Construction
100 establishments
- Other services (except public administration)
Other services (except public administration)
69 establishments
- Health care and social assistance
Health care and social assistance
65 establishments
- Real estate and rental and leasing
Real estate and rental and leasing
48 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 10705, Yonkers, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
38,777
Population
5.7
Area (sq mi)
6,766
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 10705?
40.8
Median Age
48.6%
Male
51.4%
Female
42.8%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$67,918
Median Household Income
-27% vs state ZIP avg
$38,950
Per Capita Income
15.9%
Poverty Rate
6.9%
Unemployment Rate
39.3 min
Mean Commute Time
How ZIP 10705 ranks nationally
Yonkers, NY household income vs. every US ZIP code
Median household income, the full national distribution, with this ZIP marked
$67,918 43rd percentile higher than 43% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
15,641housing units
15,641
Total Housing Units
15,044
Occupied Units
597
Vacant Units
2.57
Avg Household Size
Occupancy Type
$505,400
Median Home Value
+34% vs state ZIP avg
$1,601
Median Rent
1955
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+4.2%
YoY Change (2024)
269
HPI Index (2000 = 100)
+169%
Total Change Since 2000
Home values in ZIP 10705 have increased 4.2% over the past year (2024). Since 2000, this ZIP has seen +169% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +1.8% | 209 |
| 2021 | +5.9% | 221 |
| 2022 | +8.5% | 240 |
| 2023 | +7.5% | 258 |
| 2024 | +4.2% | 269 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 574 business establishments in ZIP 10705, employing approximately 4,627 people with a combined annual payroll of $232,913,000.
574
Businesses
4,627
Employees
$232.9M
Annual Payroll
15
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 104 | 18.1% |
| Construction | 100 | 17.4% |
| Other services (except public administration) | 69 | 12.0% |
| Health care and social assistance | 65 | 11.3% |
| Real estate and rental and leasing | 48 | 8.4% |
| Accommodation and food services | 46 | 8.0% |
| Professional, scientific, and technical services | 36 | 6.3% |
| Transportation and warehousing | 20 | 3.5% |
| Administrative and support and waste management and remediation services | 20 | 3.5% |
| Finance and insurance | 18 | 3.1% |
| Wholesale trade | 17 | 3.0% |
| Manufacturing | 11 | 1.9% |
| Arts, entertainment, and recreation | 8 | 1.4% |
| Information | 6 | 1.1% |
| Educational services | 3 | 0.5% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 10705 vs 10704 →
ZIP 10705 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 10467
Bronx (10467)
97,060 residents
- 10458
Bronx (10458)
79,492 residents
- 10468
Bronx (10468)
76,103 residents
- 10463
Bronx (10463)
67,970 residents
- 10701
Yonkers (10701)
63,393 residents
- 10705 38,777
Yonkers (10705)
38,777 residents
- 10704 30,165
Yonkers (10704)
30,165 residents
- 10471 22,922
Bronx (10471)
22,922 residents
- 10703 20,301
Yonkers (10703)
20,301 residents
What this shows Among its immediate neighbors, ZIP 10705 ranks #6 by population - useful context the national average alone can't give.
ZIP 10705 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 07670
Tenafly (07670)
$208,200 median income
- 10704
Yonkers (10704)
$106,786 median income
- 10471
Bronx (10471)
$103,046 median income
- 10470
Bronx (10470)
$90,046 median income
- 10703
Yonkers (10703)
$89,773 median income
- 10463 $74,974
Bronx (10463)
$74,974 median income
- 10705 $67,918
Yonkers (10705)
$67,918 median income
- 10701 $64,776
Yonkers (10701)
$64,776 median income
- 10467 $49,330
Bronx (10467)
$49,330 median income
What this shows By household income, ZIP 10705 ranks #7 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 10704 | Yonkers, NY | 30,165 | 1.5 mi |
| 10471 | Bronx, NY | 22,922 | 1.5 mi |
| 10701 | Yonkers, NY | 63,393 | 1.9 mi |
| 10470 | Bronx, NY | 15,293 | 2.0 mi |
| 10703 | Yonkers, NY | 20,301 | 2.8 mi |
| 10467 | Bronx, NY | 97,060 | 2.8 mi |
| 10463 | Bronx, NY | 67,970 | 2.8 mi |
| 10458 | Bronx, NY | 79,492 | 3.9 mi |
| 10468 | Bronx, NY | 76,103 | 3.6 mi |
| 07670 | Tenafly, NJ | 14,573 | 3.3 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 10705, both outside NY so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (38,777 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Westchester County
Related Areas
Frequently Asked Questions
What county is ZIP code 10705 in?
ZIP code 10705 (Yonkers) is located in Westchester County, New York. Westchester County contains multiple ZIP codes, see the full list at /counties/westchester-ny.
What is the population of ZIP code 10705?
ZIP code 10705 in Yonkers, NY has a population of 38,777 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 10705?
The median household income in ZIP 10705 is $67,918, which is 11% below the national average of $76,288.
What is the average home value in ZIP 10705?
The median home value in ZIP 10705 is $505,400, which is 82% above the national average of $278,155.
What is the demographic makeup of ZIP 10705?
The largest racial group in ZIP 10705 is White at 21.5%. Hispanic or Latino residents make up 64.4% of the population.
How many businesses are in ZIP code 10705?
ZIP code 10705 has 574 business establishments employing approximately 4,627 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 10705?
The top industries by establishment count in ZIP 10705 are: Retail trade (104), Construction (100), Other services (except public administration) (69). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 10705?
According to the FHFA House Price Index, home values in ZIP 10705 increased by 4.2% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 169%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 10705?
In ZIP code 10705, 55.8% of residents aged 25+ have a high school diploma or higher, and 29.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 10705?
The mean commute time for workers in ZIP code 10705 is 39.3 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 10705?
In ZIP code 10705, approximately 36.8% of occupied housing units are owner-occupied and 63.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 10705?
The poverty rate in ZIP code 10705 is 15.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 10705's numbers, next.
- See how ZIP 10705 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Yonkers, NY ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.