PlainZIP

Yonkers, NY · standard

ZIP Code 10705

Westchester County, New York - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

38,777
6,766/sq mi
$67,918
Median income
$505,400
Median home value
29.8%
Bachelor's or higher

The verdict

Yonkers pairs a below-median household income with upper-quartile home values, in a suburban-density, renter-heavy area.

43th pct
household income, US ZIPs
Top 13%
home value, US ZIPs
6,766
people per sq mi
37%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 10705 against every reporting US ZIP.

ZIP code 10705 is a densely settled ZIP (a standard USPS delivery area) in Yonkers, Westchester County, New York, with 38,777 residents across 5.7 square miles, a density of 6,766 people per square mile, in the New York time zone.

ZIP 10705 reports a modest median household income of $67,918 (27% below the New York average), while per-capita income is $38,950. 15.9% of residents live below the poverty line, and the unemployment rate reads 6.9%. Housing costs here run $505,400 for a typical home value (34% above the state average), with rent averaging $1,601 a month; 36.8% of homes are owner-occupied.

Educational attainment sits below the national norm: 29.8% of adults hold a bachelor's degree or higher, the median age is 40.8, and the average commute is 39 minutes. Beyond these figures, 10 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing Westchester County, letting you compare 10705 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 10705

Top 5 sectors by establishment count in Yonkers, NY

Which industries have the most business establishments in ZIP 10705.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 10705, Yonkers, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

38,777

Population

5.7

Area (sq mi)

6,766

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 10705?

40.8

Median Age

48.6%

Male

51.4%

Female

42.8%

Foreign-Born

White 21.5%
African American 12.9%
Asian 6.7%
American Indian or Alaska Native 1.5%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 20.9%
Hispanic or Latino 64.4%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$67,918

Median Household Income

-27% vs state

$38,950

Per Capita Income

15.9%

Poverty Rate

6.9%

Unemployment Rate

39.3 min

Mean Commute Time

How ZIP 10705 ranks nationally

Yonkers, NY household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$67,918 43rd percentile higher than 43% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 55.8%
Bachelor's Degree or Higher 29.8%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

15,641

Total Housing Units

15,044

Occupied Units

597

Vacant Units

2.57

Avg Household Size

Occupancy Type

Owner 36.8%
Renter 63.2%

$505,400

Median Home Value

+34% vs state

$1,601

Median Rent

1955

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+4.2%

YoY Change (2024)

269

HPI Index (2000 = 100)

+169%

Total Change Since 2000

Home values in ZIP 10705 have increased 4.2% over the past year (2024). Since 2000, this ZIP has seen +169% cumulative appreciation.

Year Annual Change HPI Index
2020 +1.8% 209
2021 +5.9% 221
2022 +8.5% 240
2023 +7.5% 258
2024 +4.2% 269

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 574 business establishments in ZIP 10705, employing approximately 4,627 people with a combined annual payroll of $232,913,000.

574

Businesses

4,627

Employees

$232.9M

Annual Payroll

15

Industry Sectors

Industry Establishments % of Total
Retail trade 104 18.1%
Construction 100 17.4%
Other services (except public administration) 69 12.0%
Health care and social assistance 65 11.3%
Real estate and rental and leasing 48 8.4%
Accommodation and food services 46 8.0%
Professional, scientific, and technical services 36 6.3%
Transportation and warehousing 20 3.5%
Administrative and support and waste management and remediation services 20 3.5%
Finance and insurance 18 3.1%
Wholesale trade 17 3.0%
Manufacturing 11 1.9%
Arts, entertainment, and recreation 8 1.4%
Information 6 1.1%
Educational services 3 0.5%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 10705 vs 10704 →

ZIP 10705 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 10705 ranks #6 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 10705 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 10705 ranks #7 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
10704 Yonkers, NY 30,165 1.5 mi
10471 Bronx, NY 22,922 1.5 mi
10701 Yonkers, NY 63,393 1.9 mi
10470 Bronx, NY 15,293 2.0 mi
10703 Yonkers, NY 20,301 2.8 mi
10467 Bronx, NY 97,060 2.8 mi
10463 Bronx, NY 67,970 2.8 mi
10458 Bronx, NY 79,492 3.9 mi
10468 Bronx, NY 76,103 3.6 mi
07670 Tenafly, NJ 14,573 3.3 mi

More ZIP Codes in Westchester County

10701 standard
Yonkers, NY
Pop: 63,393
10801 standard
New Rochelle, NY
Pop: 40,827
10583 standard
Scarsdale, NY
Pop: 38,982
10573 standard
Port Chester, NY
Pop: 38,352
10550 standard
Mount Vernon, NY
Pop: 37,144
10562 standard
Ossining, NY
Pop: 31,796

Related Areas

Westchester County Yonkers, NY New York

Frequently Asked Questions

What county is ZIP code 10705 in? ▼
ZIP code 10705 (Yonkers) is located in Westchester County, New York. Westchester County contains multiple ZIP codes, see the full list at /counties/westchester-ny.
What is the population of ZIP code 10705? ▼
ZIP code 10705 in Yonkers, NY has a population of 38,777 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 10705? ▼
The median household income in ZIP 10705 is $67,918, which is 11% below the national average of $76,288.
What is the average home value in ZIP 10705? ▼
The median home value in ZIP 10705 is $505,400, which is 82% above the national average of $278,155.
What is the demographic makeup of ZIP 10705? ▼
The largest racial group in ZIP 10705 is White at 21.5%. Hispanic or Latino residents make up 64.4% of the population.
How many businesses are in ZIP code 10705? ▼
ZIP code 10705 has 574 business establishments employing approximately 4,627 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 10705? ▼
The top industries by establishment count in ZIP 10705 are: Retail trade (104), Construction (100), Other services (except public administration) (69). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 10705? ▼
According to the FHFA House Price Index, home values in ZIP 10705 increased by 4.2% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 169%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 10705? ▼
In ZIP code 10705, 55.8% of residents aged 25+ have a high school diploma or higher, and 29.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 10705? ▼
The mean commute time for workers in ZIP code 10705 is 39.3 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 10705? ▼
In ZIP code 10705, approximately 36.8% of occupied housing units are owner-occupied and 63.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 10705? ▼
The poverty rate in ZIP code 10705 is 15.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.