PlainZIP

Pelham, NY · standard

ZIP Code 10803

Westchester County, New York - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

12,435
2,194/sq mi
$215,208
Median income
$978,600
Median home value
75.3%
Bachelor's or higher

The verdict

Pelham pairs a top-decile household income with top-decile home values, in a suburban-density, homeowner-dominated area.

Top 1%
household income, US ZIPs
Top 3%
home value, US ZIPs
2,194
people per sq mi
79%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 10803 against every reporting US ZIP.

ZIP code 10803 is a mid-sized community (a standard USPS delivery area) in Pelham, Westchester County, New York, home to 12,435 residents across 5.7 square miles, a density of 2,194 people per square mile, in the New York time zone.

ZIP 10803 skews affluent, with a median household income of $215,208 (133% above the New York average), while per-capita income is $105,600. Local economic indicators show a 2.7% poverty rate alongside 5.2% unemployment. On housing, the median home value is $978,600 (159% above the state average) with median rent at $2,308 per month, and 79.0% of occupied units are owner-occupied.

This is a highly-educated ZIP: 75.3% of adults hold a bachelor's degree or higher, the median age is 40.4, and the average commute is 38 minutes. Beyond these figures, 10 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing Westchester County, letting you compare 10803 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 10803

Top 5 sectors by establishment count in Pelham, NY

Which industries have the most business establishments in ZIP 10803.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 10803, Pelham, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

12,435

Population

5.7

Area (sq mi)

2,194

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 10803?

40.4

Median Age

48.4%

Male

51.6%

Female

18.2%

Foreign-Born

White 69.0%
African American 5.8%
Asian 6.5%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 12.7%
Hispanic or Latino 15.3%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$215,208

Median Household Income

+133% vs state

$105,600

Per Capita Income

2.7%

Poverty Rate

5.2%

Unemployment Rate

38.3 min

Mean Commute Time

How ZIP 10803 ranks nationally

Pelham, NY household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$215,208 Top 1% higher than 99% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Below this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Below this entry. $140,000–$160,000: 686 US ZIPs (2%). Below this entry. $160,000–$180,000: 364 US ZIPs (1%). Below this entry. $180,000–$200,000: 186 US ZIPs (1%). Below this entry. $200,000–$220,000: 324 US ZIPs (1%). This entry sits in this band. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 85.6%
Bachelor's Degree or Higher 75.3%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

4,465

Total Housing Units

4,298

Occupied Units

167

Vacant Units

3.03

Avg Household Size

Occupancy Type

Owner 79.0%
Renter 21.0%

$978,600

Median Home Value

+159% vs state

$2,308

Median Rent

1938

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+5.2%

YoY Change (2024)

254

HPI Index (2000 = 100)

+154%

Total Change Since 2000

Home values in ZIP 10803 have increased 5.2% over the past year (2024). Since 2000, this ZIP has seen +154% cumulative appreciation.

Year Annual Change HPI Index
2020 +3.1% 205
2021 +4.7% 214
2022 +7.5% 230
2023 +4.8% 241
2024 +5.2% 254

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 468 business establishments in ZIP 10803, employing approximately 5,571 people with a combined annual payroll of $316,665,000.

468

Businesses

5,571

Employees

$316.7M

Annual Payroll

15

Industry Sectors

Industry Establishments % of Total
Professional, scientific, and technical services 79 16.9%
Other services (except public administration) 57 12.2%
Retail trade 55 11.8%
Construction 51 10.9%
Health care and social assistance 43 9.2%
Accommodation and food services 41 8.8%
Real estate and rental and leasing 30 6.4%
Finance and insurance 24 5.1%
Administrative and support and waste management and remediation services 24 5.1%
Arts, entertainment, and recreation 17 3.6%
Wholesale trade 13 2.8%
Information 12 2.6%
Educational services 10 2.1%
Manufacturing 8 1.7%
Transportation and warehousing 3 0.6%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 10803 vs 10553 →

ZIP 10803 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 10803 ranks #8 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 10803 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 10803 ranks the highest of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
10553 Mount Vernon, NY 10,170 1.0 mi
10805 New Rochelle, NY 18,414 1.4 mi
10550 Mount Vernon, NY 37,144 1.5 mi
10464 Bronx, NY 4,534 2.3 mi
10801 New Rochelle, NY 40,827 1.7 mi
10552 Mount Vernon, NY 19,786 1.9 mi
10466 Bronx, NY 67,813 2.2 mi
10475 Bronx, NY 40,931 2.3 mi
10709 Eastchester, NY 9,292 3.8 mi
10708 Bronxville, NY 21,225 2.9 mi

More ZIP Codes in Westchester County

10701 standard
Yonkers, NY
Pop: 63,393
10801 standard
New Rochelle, NY
Pop: 40,827
10583 standard
Scarsdale, NY
Pop: 38,982
10705 standard
Yonkers, NY
Pop: 38,777
10573 standard
Port Chester, NY
Pop: 38,352
10550 standard
Mount Vernon, NY
Pop: 37,144

Related Areas

Westchester County Pelham, NY New York

Frequently Asked Questions

What county is ZIP code 10803 in? ▼
ZIP code 10803 (Pelham) is located in Westchester County, New York. Westchester County contains multiple ZIP codes, see the full list at /counties/westchester-ny.
What is the population of ZIP code 10803? ▼
ZIP code 10803 in Pelham, NY has a population of 12,435 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 10803? ▼
The median household income in ZIP 10803 is $215,208, which is 182% above the national average of $76,288.
What is the average home value in ZIP 10803? ▼
The median home value in ZIP 10803 is $978,600, which is 252% above the national average of $278,155.
What is the demographic makeup of ZIP 10803? ▼
The largest racial group in ZIP 10803 is White at 69.0%. Hispanic or Latino residents make up 15.3% of the population.
How many businesses are in ZIP code 10803? ▼
ZIP code 10803 has 468 business establishments employing approximately 5,571 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 10803? ▼
The top industries by establishment count in ZIP 10803 are: Professional, scientific, and technical services (79), Other services (except public administration) (57), Retail trade (55). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 10803? ▼
According to the FHFA House Price Index, home values in ZIP 10803 increased by 5.2% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 154%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 10803? ▼
In ZIP code 10803, 85.6% of residents aged 25+ have a high school diploma or higher, and 75.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 10803? ▼
The mean commute time for workers in ZIP code 10803 is 38.3 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 10803? ▼
In ZIP code 10803, approximately 79.0% of occupied housing units are owner-occupied and 21.0% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 10803? ▼
The poverty rate in ZIP code 10803 is 2.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.