Pelham, NY · standard
ZIP Code 10803
Westchester County, New York - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 12,435
- 2,194/sq mi High-density area
- $215,208
- Median income Above-median income area
- $978,600
- Median home value Above-median home value
- 75.3%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Pelham pairs a top-decile household income with top-decile home values, in a suburban-density, homeowner-dominated area.
- Top 1%
- household income, US ZIPs
- Top 3%
- home value, US ZIPs
- 2,194
- people per sq mi
- 79%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 10803 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 10803 (Pelham, NY) rose +5.2% from 2023 to 2024. The all-transactions index moved from 241.3 in 2023 to 253.8 in 2024 (2000 = 100).
ZIP code 10803 is a mid-sized community (a standard USPS delivery area) in Pelham, Westchester County, New York, home to 12,435 residents across 5.7 square miles, a density of 2,194 people per square mile, in the New York time zone.
ZIP 10803 skews affluent, with a median household income of $215,208 (133% above the average New York ZIP), while per-capita income is $105,600. The poverty rate is 2.7%, with unemployment at 5.2%; those measures add context to the income figure. Housing is both higher-cost and owner-heavy: median home value is $978,600 (159% above the average New York ZIP), while 79.0% of occupied homes are owner-occupied and median rent is $2,308.
This is a highly-educated ZIP: 75.3% of adults hold a bachelor's degree or higher, the median age is 40.4, and the average commute is 38 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Westchester County, so 10803 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 10803
Top 5 sectors by establishment count in Pelham, NY
Which industries have the most business establishments in ZIP 10803.
- Professional, scientific, and technical services
Professional, scientific, and technical services
79 establishments
- Other services (except public administration)
Other services (except public administration)
57 establishments
- Retail trade
Retail trade
55 establishments
- Construction
Construction
51 establishments
- Health care and social assistance
Health care and social assistance
43 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 10803, Pelham, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
12,435
Population
5.7
Area (sq mi)
2,194
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 10803?
40.4
Median Age
48.4%
Male
51.6%
Female
18.2%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$215,208
Median Household Income
+133% vs state ZIP avg
$105,600
Per Capita Income
2.7%
Poverty Rate
5.2%
Unemployment Rate
38.3 min
Mean Commute Time
How ZIP 10803 ranks among New York ZIPs
Pelham, NY household income vs. every New York ZIP code
Median household income among 1,626 reporting New York ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$215,208 Top 2% higher than 98% of 1,626 New York ZIPs
Each bar is a $20K-wide band; taller bars hold more New York ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
4,465housing units
4,465
Total Housing Units
4,298
Occupied Units
167
Vacant Units
3.03
Avg Household Size
Occupancy Type
$978,600
Median Home Value
+159% vs state ZIP avg
$2,308
Median Rent
1938
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+5.2%
YoY Change (2024)
254
HPI Index (2000 = 100)
+154%
Total Change Since 2000
Home values in ZIP 10803 have increased 5.2% over the past year (2024). Since 2000, this ZIP has seen +154% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +3.1% | 205 |
| 2021 | +4.7% | 214 |
| 2022 | +7.5% | 230 |
| 2023 | +4.8% | 241 |
| 2024 | +5.2% | 254 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 468 business establishments in ZIP 10803, employing approximately 5,571 people with a combined annual payroll of $316,665,000.
468
Businesses
5,571
Employees
$316.7M
Annual Payroll
15
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Professional, scientific, and technical services | 79 | 16.9% |
| Other services (except public administration) | 57 | 12.2% |
| Retail trade | 55 | 11.8% |
| Construction | 51 | 10.9% |
| Health care and social assistance | 43 | 9.2% |
| Accommodation and food services | 41 | 8.8% |
| Real estate and rental and leasing | 30 | 6.4% |
| Finance and insurance | 24 | 5.1% |
| Administrative and support and waste management and remediation services | 24 | 5.1% |
| Arts, entertainment, and recreation | 17 | 3.6% |
| Wholesale trade | 13 | 2.8% |
| Information | 12 | 2.6% |
| Educational services | 10 | 2.1% |
| Manufacturing | 8 | 1.7% |
| Transportation and warehousing | 3 | 0.6% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 10803 vs 10553 →
ZIP 10803 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 10466
Bronx (10466)
67,813 residents
- 10475
Bronx (10475)
40,931 residents
- 10801
New Rochelle (10801)
40,827 residents
- 10550
Mount Vernon (10550)
37,144 residents
- 10708 21,225
Bronxville (10708)
21,225 residents
- 10552 19,786
Mount Vernon (10552)
19,786 residents
- 10805 18,414
New Rochelle (10805)
18,414 residents
- 10803 12,435
Pelham (10803)
12,435 residents
- 10553 10,170
Mount Vernon (10553)
10,170 residents
What this shows Among its immediate neighbors, ZIP 10803 ranks #8 by population - useful context the national average alone can't give.
ZIP 10803 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 10803
Pelham (10803)
$215,208 median income
- 10709
Eastchester (10709)
$170,417 median income
- 10708
Bronxville (10708)
$126,343 median income
- 10464
Bronx (10464)
$103,125 median income
- 10805
New Rochelle (10805)
$102,109 median income
- 10552
Mount Vernon (10552)
$96,717 median income
- 10801 $85,573
New Rochelle (10801)
$85,573 median income
- 10553 $84,478
Mount Vernon (10553)
$84,478 median income
- 10466 $65,969
Bronx (10466)
$65,969 median income
What this shows By household income, ZIP 10803 ranks the highest of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 10553 | Mount Vernon, NY | 10,170 | 1.0 mi |
| 10805 | New Rochelle, NY | 18,414 | 1.4 mi |
| 10550 | Mount Vernon, NY | 37,144 | 1.5 mi |
| 10464 | Bronx, NY | 4,534 | 2.3 mi |
| 10801 | New Rochelle, NY | 40,827 | 1.7 mi |
| 10552 | Mount Vernon, NY | 19,786 | 1.9 mi |
| 10466 | Bronx, NY | 67,813 | 2.2 mi |
| 10475 | Bronx, NY | 40,931 | 2.3 mi |
| 10709 | Eastchester, NY | 9,292 | 3.8 mi |
| 10708 | Bronxville, NY | 21,225 | 2.9 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 10803, both outside NY so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (12,435 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Westchester County
Related Areas
Frequently Asked Questions
What county is ZIP code 10803 in?
ZIP code 10803 (Pelham) is located in Westchester County, New York. Westchester County contains multiple ZIP codes, see the full list at /counties/westchester-ny.
What is the population of ZIP code 10803?
ZIP code 10803 in Pelham, NY has a population of 12,435 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 10803?
The median household income in ZIP 10803 is $215,208, which is 182% above the national average of $76,288.
What is the average home value in ZIP 10803?
The median home value in ZIP 10803 is $978,600, which is 252% above the national average of $278,155.
What is the demographic makeup of ZIP 10803?
The largest racial group in ZIP 10803 is White at 69.0%. Hispanic or Latino residents make up 15.3% of the population.
How many businesses are in ZIP code 10803?
ZIP code 10803 has 468 business establishments employing approximately 5,571 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 10803?
The top industries by establishment count in ZIP 10803 are: Professional, scientific, and technical services (79), Other services (except public administration) (57), Retail trade (55). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 10803?
According to the FHFA House Price Index, home values in ZIP 10803 increased by 5.2% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 154%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 10803?
In ZIP code 10803, 85.6% of residents aged 25+ have a high school diploma or higher, and 75.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 10803?
The mean commute time for workers in ZIP code 10803 is 38.3 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 10803?
In ZIP code 10803, approximately 79.0% of occupied housing units are owner-occupied and 21.0% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 10803?
The poverty rate in ZIP code 10803 is 2.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 10803's numbers, next.
- See how ZIP 10803 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Pelham, NY ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.